Barclays ASPSP "/Balance API" implementation for HCC

Description

Please could you help with the below queries on High Cost of Credit (HCC) changes expected from Barclays ASPSP.

1. When is Barclays ASPSP rolling out the HCC changes

2. Our interpretation is that post HCC changes going live, Barclays ASPSP will return Available Balance within “/Balance API” as below, Please confirm

Available Balance (Interim Available) = Interim Booked Balance - Overdraft Amount – Total Pending

3. “Credit Line - Included” indicator will always be set to “False” since overdraft is no longer included in the “Available balance”, Please confirm

4. Please could a Sample “/Balance API” response with & without overdraft be shared

Technical Impact

The “/Balance API” response for a customer with & without overdraft needs to be understood so that the LBG TPP can handle those values appropriately

Workaround

None

Resolution Notes

None

Impact Assessment

The “/Balance API” response for a customer with & without overdraft needs to be understood so that the LBG TPP can handle those values appropriately

Status

Assignee

Unassigned

Reporter

Service Desk

Reference

None

Service Desk Reference

OBSD-12303

ASPSP

Query Type

None

Created (Original)

Nov 20, 2019, 5:26 PM

TPP Impact

None

TPP

Issue Summary

Barclays ASPSP "/Balance API" implementation for HCC

OB Environment

None

Business Impact Severity

Level 2

Share

Yes
Configure