Confirmation of Funds call does not include arranged overdraft

Description

A call to the CoF endpoint for a certain funds check came back false.

£100 funds check

Balance - £50

Overdraft £1000

This should have come back as true as the funds availble should be £50 (balance) + £1000 (overdraft) - it appears as if the funds check is only checking the balance rather than arranged credit line.

Technical Impact

Incorrect response to customer for funds available.

Workaround

None

Resolution Notes

None

Impact Assessment

Incorrect response to customer.

Status

Assignee

Unassigned

Reporter

Service Desk

Reference

None

Service Desk Reference

OBSD-12367

ASPSP

Query Type

None

Created (Original)

Nov 25, 2019, 1:43 PM

TPP Impact

None

TPP

Issue Summary

Confirmation of Funds call does not include arranged overdraft

OB Environment

None

Business Impact Severity

Level 2

Share

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