{ "swagger": "2.0", "info": { "version": "v2.0", "title": "Open Data API", "description": "Swagger specification for OpenData: Personal Current Account" }, "host": "developer.openbanking.org.uk", "basePath": "/reference-implementation/open-banking/v2.0", "schemes": [ "https" ], "produces": [ "application/prs.openbanking.opendata.v2.0+json" ], "tags": [ { "name": "PCA", "description": "Endpoint for getting Personal Current Account data" } ], "paths": { "/personal-current-accounts": { "get": { "tags": [ "PCA" ], "description": "Gets a list of all `Personal Current Account` objects.", "parameters": [ { "name": "If-Modified-Since", "type": "string", "description": "Used for conditional request, to retrieve data only if modified since a given date", "in": "header", "required": false }, { "name": "If-None-Match", "type": "string", "description": "Used for conditional request, to retrieve data only if the given Etag value does not match", "in": "header", "required": false } ], "responses": { "200": { "description": "Successful response with a list of `Personal Current Account` data", "headers": { "Strict-Transport-Security": { "type": "string", "description": "HTTPS strict transport security header", "default": "max-age=31536000" }, "Etag": { "type": "string", "description": "A unique ID identifying whether this resource has changed" }, "Cache-Control": { "type": "string", "description": "Describes how long this response can be cached", "default": "max-age=28800" }, "X-Frame-Options": { "type": "string", "description": "Prevent this request from being loaded in any iframes", "default": "DENY" }, "X-Content-Type-Options": { "type": "string", "description": "Ensures each page has a content type and prevents browsers from doing MIME type sniffing", "default": "nosniff" } }, "schema": { "type": "object", "properties": { "meta": { "title": "Meta data", "type": "object", "properties": { "LastUpdated": { "type": "string", "format": "date-time" }, "TotalResults": { "type": "integer" }, "Agreement": { "type": "string", "enum": [ "Use of the APIs and any related data will be subject to the terms of the Open Licence and subject to terms and conditions" ] }, "License": { "description": "Open Banking License", "type": "string", "format": "uri", "enum": [ "https://www.openbanking.org.uk/open-licence" ] }, "TermsOfUse": { "description": "Open Banking Terms of Use", "type": "string", "format": "uri", "enum": [ "https://www.openbanking.org.uk/terms" ] } }, "required": [ "LastUpdated", "TotalResults", "Agreement", "License", "TermsOfUse" ], "additionalProperties": false }, "data": { "type": "array", "items": { "properties": { "Brand": { "description": "Brand registered by the banking group at https://register.fca.org.uk/", "type": "array", "title": "Brand", "items": { "description": "Brand registered by the banking group at https://register.fca.org.uk/", "type": "object", "properties": { "BrandName": { "description": "Brand Name that an organisation uses to market its products or services to a consumer as registered at https://register.fca.org.uk/", "title": "BrandName", "type": "string", "minLength": 1, "maxLength": 140 }, "PCA": { "description": "PCA' means a personal current account. That is an account marketed to individuals rather than businesses, which provides the facility to place funds, withdraw cash, hold deposits and to execute payment transaction to and from third parties but does not include any of the following types of accounts: \n(a) an account in which money is held on deposit in a currency other than sterling; (b) current account mortgage, ie a single account comprising both a personal current account and a mortgage, which is regulated and marketed principally as a mortgage; \n(c) savings accounts (including instant access savings accounts); \n(d) credit card accounts where funds are usually paid in for the sole purpose of repaying a credit card debt; and \n(e) e-money accounts.", "type": "array", "title": "PCA", "items": { "description": "PCA' means a personal current account. That is an account marketed to individuals rather than businesses, which provides the facility to place funds, withdraw cash, hold deposits and to execute payment transaction to and from third parties but does not include any of the following types of accounts: \n(a) an account in which money is held on deposit in a currency other than sterling; (b) current account mortgage, ie a single account comprising both a personal current account and a mortgage, which is regulated and marketed principally as a mortgage; \n(c) savings accounts (including instant access savings accounts); \n(d) credit card accounts where funds are usually paid in for the sole purpose of repaying a credit card debt; and \n(e) e-money accounts.", "type": "object", "properties": { "Name": { "description": "The name of the PCA product used for marketing purposes from a customer perspective. I.e. what the customer would recognise.", "title": "Name", "type": "string", "minLength": 1, "maxLength": 350 }, "Identification": { "description": "The unique ID that has been internally assigned by the financial institution to each of the current account banking products they market to their retail and/or small to medium enterprise (SME) customers.", "title": "Identification", "type": "string", "minLength": 1, "maxLength": 35 }, "Segment": { "description": "Market segmentation is a marketing term referring to the aggregating of prospective buyers into groups, or segments, that have common needs and respond similarly to a marketing action. Market segmentation enables companies to target different categories of consumers who perceive the full value of certain products and services differently from one another.\n\nRead more: Market Segmentation http://www.investopedia.com/terms/m/marketsegmentation.asp#ixzz4gfEEalTd \nFollow us: Investopedia on Facebook\n\nWith respect to PCA products, they are segmented in relation to different markets that they wish to focus on. For example, Basic PCA products target consumers with poor credit history, Reward PCA products target consumers who spend a lot, and Premium products target High Net Worth individuals.", "title": "Segment", "type": "string", "enum": [ "Basic", "General", "Graduate", "Other", "Packaged", "Premium", "Reward", "Student", "YoungAdult", "Youth" ] }, "PCAMarketingState": { "description": "Describes the type of the known state (regular, promotional ) of the product.", "type": "array", "title": "PCAMarketingState", "items": { "description": "Describes the type of the known state (regular, promotional ) of the product.", "type": "object", "properties": { "Identification": { "description": "Unique and unambiguous identification of a Eligibility Marketing state.", "title": "Identification", "type": "string", "minLength": 1, "maxLength": 35 }, "PredecessorID": { "description": "Identifies the marketing state that precedes this marketing state", "title": "PredecessorID", "type": "string", "minLength": 1, "maxLength": 35 }, "MarketingState": { "description": "Describes the marketing state (regular or promotional) for which the eligibility criteria applies", "title": "MarketingState", "type": "string", "enum": [ "Promotional", "Regular" ] }, "StartDate": { "description": "Marketing state start date", "title": "StartDate", "type": "string", "format": "date" }, "EndDate": { "description": "Marketing state end date", "title": "EndDate", "type": "string", "format": "date" }, "PromotionalLength": { "description": "The length/duration of a promotional state", "title": "PromotionalLength", "type": "number", "format": "float" }, "PromotionalLengthPeriod": { "description": "The unit of period (days, weeks, months etc.) of the promotional length", "title": "PromotionalLengthPeriod", "type": "string", "enum": [ "Day", "Half Year", "Month", "Quarter", "Week", "Year" ] }, "Notes": { "description": "Free text for adding details for marketing state", "title": "Notes", "type": "array", "items": { "description": "maxLength 2000 text", "type": "string", "minLength": 1, "maxLength": 2000 } }, "CreditInterest": { "description": "Details about the interest that may be payable to the PCA account holders", "type": "object", "title": "CreditInterest", "properties": { "TierBandSet": { "description": "The group of tiers or bands for which credit interest can be applied.", "type": "array", "title": "TierBandSet", "items": { "description": "The group of tiers or bands for which credit interest can be applied.", "type": "object", "properties": { "TierBandMethod": { "description": "The methodology of how credit interest is charged. It can be:-\n\n1. Banded\nInterest rates are banded. i.e. Increasing rate on whole balance as balance increases.\n\n2. Tiered\nInterest rates are tiered. i.e. increasing rate for each tier as balance increases, but interest paid on tier fixed for that tier and not on whole balance.\n\n3. Whole\nThe same interest rate is applied irrespective of the PCA balance", "title": "TierBandMethod", "type": "string", "enum": [ "Tiered", "Whole" ] }, "CalculationMethod": { "description": "Methods of calculating interest", "title": "CalculationMethod", "type": "string", "enum": [ "Compound", "SimpleInterest" ] }, "Destination": { "description": "Describes whether accrued interest is payable only to the PCA or to another bank account", "title": "Destination", "type": "string", "enum": [ "PayAway", "SelfCredit" ] }, "Notes": { "description": "Optional additional notes to supplement the Tier Band Set details", "title": "Notes", "type": "array", "items": { "description": "maxLength 2000 text", "type": "string", "minLength": 1, "maxLength": 2000 } }, "TierBand": { "description": "Tier Band Details", "type": "array", "title": "TierBand", "items": { "description": "Tier Band Details", "type": "object", "properties": { "Identification": { "description": "Unique and unambiguous identification of a Tier Band for a PCA.", "title": "Identification", "type": "string", "minLength": 1, "maxLength": 35 }, "TierValueMinimum": { "description": "Minimum deposit value for which the credit interest tier applies.", "title": "TierValueMinimum", "type": "string", "pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$" }, "TierValueMaximum": { "description": "Maximum deposit value for which the credit interest tier applies.", "title": "TierValueMaximum", "type": "string", "pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$" }, "CalculationFrequency": { "description": "How often is credit interest calculated for the account.", "title": "CalculationFrequency", "type": "string", "enum": [ "PerAcademicTerm", "Daily", "HalfYearly", "Monthly", "Quarterly", "PerStatementDate", "Weekly", "Yearly" ] }, "ApplicationFrequency": { "description": "How often is interest applied to the PCA for this tier/band i.e. how often the financial institution pays accumulated interest to the customer's PCA.", "title": "ApplicationFrequency", "type": "string", "enum": [ "PerAcademicTerm", "Daily", "HalfYearly", "Monthly", "Quarterly", "PerStatementDate", "Weekly", "Yearly" ] }, "DepositInterestAppliedCoverage": { "description": "Amount on which Interest applied.", "title": "DepositInterestAppliedCoverage", "type": "string", "enum": [ "Tiered", "Whole" ] }, "FixedVariableInterestRateType": { "description": "Type of interest rate, Fixed or Variable", "title": "FixedVariableInterestRateType", "type": "string", "enum": [ "Fixed", "Variable" ] }, "AER": { "description": "The annual equivalent rate (AER) is interest that is calculated under the assumption that any interest paid is combined with the original balance and the next interest payment will be based on the slightly higher account balance. Overall, this means that interest can be compounded several times in a year depending on the number of times that interest payments are made. \n\nRead more: Annual Equivalent Rate (AER) http://www.investopedia.com/terms/a/aer.asp#ixzz4gfR7IO1A", "title": "AER", "type": "string", "pattern": "^(-?\\d{1,3}){1}(\\.\\d{1,4}){0,1}$" }, "BankInterestRateType": { "description": "Interest rate types, other than AER, which financial institutions may use to describe the annual interest rate payble to the PCA.", "title": "BankInterestRateType", "type": "string", "enum": [ "LinkedBaseRate", "Gross", "Net", "Other" ] }, "Notes": { "description": "Optional additional notes to supplement the Tier Band details", "title": "Notes", "type": "array", "items": { "description": "maxLength 2000 text", "type": "string", "minLength": 1, "maxLength": 2000 } }, "OtherBankInterestType": { "description": "Other interest rate types which are not available in the standard code list", "type": "object", "title": "OtherBankInterestType", "properties": { "Code": { "description": "The four letter Mnemonic used whithin an XML file to identify a code", "title": "Code", "type": "string", "pattern": "[A-Z]{4}" }, "Name": { "description": "Long name associated with the code", "title": "Name", "type": "string", "minLength": 1, "maxLength": 70 }, "Description": { "description": "Description to describe the purpose of the code", "title": "Description", "type": "string", "minLength": 1, "maxLength": 350 } }, "additionalProperties": false, "required": [ "Name", "Description" ] }, "OtherApplicationFrequency": { "description": "Other application frequencies that are not available in the standard code list", "type": "object", "title": "OtherApplicationFrequency", "properties": { "Code": { "description": "The four letter Mnemonic used whithin an XML file to identify a code", "title": "Code", "type": "string", "pattern": "[A-Z]{4}" }, "Name": { "description": "Long name associated with the code", "title": "Name", "type": "string", "minLength": 1, "maxLength": 70 }, "Description": { "description": "Description to describe the purpose of the code", "title": "Description", "type": "string", "minLength": 1, "maxLength": 350 } }, "additionalProperties": false, "required": [ "Name", "Description" ] }, "OtherCalculationFrequency": { "description": "Other calculation frequency which is not available in the standard code set.", "type": "object", "title": "OtherCalculationFrequency", "properties": { "Code": { "description": "The four letter Mnemonic used whithin an XML file to identify a code", "title": "Code", "type": "string", "pattern": "[A-Z]{4}" }, "Name": { "description": "Long name associated with the code", "title": "Name", "type": "string", "minLength": 1, "maxLength": 70 }, "Description": { "description": "Description to describe the purpose of the code", "title": "Description", "type": "string", "minLength": 1, "maxLength": 350 } }, "additionalProperties": false, "required": [ "Name", "Description" ] } } }, "additionalProperties": false, "minItems": 1, "required": [ "Identification", "TierValueMinimum", "CalculationFrequency", "ApplicationFrequency", "FixedVariableInterestRateType", "AER" ] }, "CreditInterestEligibility": { "description": "Eligibility for credit interest", "type": "array", "title": "CreditInterestEligibility", "items": { "description": "Eligibility for credit interest", "type": "object", "properties": { "Name": { "description": "Name provided for the eligibility criteria", "title": "Name", "type": "string", "minLength": 1, "maxLength": 350 }, "Description": { "description": "Full description for the eligibility criteria", "title": "Description", "type": "string", "minLength": 1, "maxLength": 500 }, "Type": { "description": "Eligility type - method by which we group eligibilities for comparison purposes.", "title": "Type", "type": "string", "enum": [ "DirectDebits", "ExistingCustomers", "MinimumOperatingBalance", "MinimumDeposit", "NewCustomersOnly", "PreviousBankruptcyAllowed", "Other", "SwitchersOnly", "SoleStudentAccount", "SoleUkAccount", "UCASFulltimeTwoYears" ] }, "Amount": { "description": "Any eligibility criteria where an amount is required to be specified e.g. Minimum Age.", "title": "Amount", "type": "string", "pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$" }, "Indicator": { "description": "Any eligibility criteria where an amount is required to be specified e.g. UKResident", "title": "Indicator", "type": "boolean" }, "Textual": { "description": "Any eligibility criteria where a long description is supplied", "title": "Textual", "type": "string", "minLength": 1, "maxLength": 500 }, "Period": { "description": "Period for which the other eligibility criteria applies.", "title": "Period", "type": "string", "enum": [ "PerAcademicTerm", "Daily", "HalfYearly", "Monthly", "Quarterly", "PerStatementDate", "Weekly", "Yearly" ] }, "Notes": { "description": "Optional additional notes to supplement the eligibility conditions.", "title": "Notes", "type": "array", "items": { "description": "maxLength 2000 text", "type": "string", "minLength": 1, "maxLength": 2000 } }, "OtherType": { "description": "Non-standard eligibility type code.", "type": "object", "title": "OtherType", "properties": { "Code": { "description": "The four letter Mnemonic used whithin an XML file to identify a code", "title": "Code", "type": "string", "pattern": "[A-Z]{4}" }, "Name": { "description": "Long name associated with the code", "title": "Name", "type": "string", "minLength": 1, "maxLength": 70 }, "Description": { "description": "Description to describe the purpose of the code", "title": "Description", "type": "string", "minLength": 1, "maxLength": 350 } }, "additionalProperties": false, "required": [ "Name", "Description" ] } } }, "additionalProperties": false, "required": [ "Name", "Type" ] } } }, "additionalProperties": false, "minItems": 1, "required": [ "TierBandMethod", "TierBand" ] } }, "additionalProperties": false, "required": [ "TierBandSet" ] }, "Overdraft": { "description": "Borrowing details", "type": "object", "title": "Overdraft", "properties": { "Notes": { "description": "Associated Notes about the overdraft rates", "title": "Notes", "type": "string", "minLength": 1, "maxLength": 2000 }, "OverdraftTierBandSet": { "description": "Tier band set details", "type": "array", "title": "OverdraftTierBandSet", "items": { "description": "Tier band set details", "type": "object", "properties": { "TierBandMethod": { "description": "The methodology of how overdraft is charged. It can be:\n'Whole' Where the same charge/rate is applied to the entirety of the overdraft balance (where charges are applicable). \n'Tiered' Where different charges/rates are applied dependent on overdraft maximum and minimum balance amount tiers defined by the lending financial organisation\n'Banded' Where different charges/rates are applied dependent on overdraft maximum and minimum balance amount bands defined by a government organisation.", "title": "TierBandMethod", "type": "string", "enum": [ "Tiered", "Whole" ] }, "OverdraftType": { "description": "An overdraft can either be 'committed' which means that the facility cannot be withdrawn without reasonable notification before it's agreed end date, or 'on demand' which means that the financial institution can demand repayment at any point in time.", "title": "OverdraftType", "type": "string", "enum": [ "Committed", "OnDemand" ] }, "Identification": { "description": "Unique and unambiguous identification of a Tier Band for a overdraft product.", "title": "Identification", "type": "string", "minLength": 1, "maxLength": 35 }, "AuthorisedIndicator": { "description": "Indicates if the Overdraft is authorised or unauthorised", "title": "AuthorisedIndicator", "type": "boolean" }, "BufferAmount": { "description": "When a customer exceeds their credit limit, a financial institution will not charge the customer unauthorised overdraft charges if they do not exceed by more than the buffer amount. Note: Authorised overdraft charges may still apply.", "title": "BufferAmount", "type": "string", "pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$" }, "Notes": { "description": "Optional additional notes to supplement the overdraft Tier Band Set details", "title": "Notes", "type": "array", "items": { "description": "maxLength 2000 text", "type": "string", "minLength": 1, "maxLength": 2000 } }, "OverdraftTierBand": { "description": "Provides overdraft details for a specific tier or band", "type": "array", "title": "OverdraftTierBand", "items": { "description": "Provides overdraft details for a specific tier or band", "type": "object", "properties": { "Identification": { "description": "Unique and unambiguous identification of a Tier Band for a overdraft.", "title": "Identification", "type": "string", "minLength": 1, "maxLength": 35 }, "TierValueMin": { "description": "Minimum value of Overdraft Tier/Band", "title": "TierValueMin", "type": "string", "pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$" }, "TierValueMax": { "description": "Maximum value of Overdraft Tier/Band", "title": "TierValueMax", "type": "string", "pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$" }, "OverdraftInterestChargingCoverage": { "description": "Interestest charged on whole amount or tiered/banded", "title": "OverdraftInterestChargingCoverage", "type": "string", "enum": [ "Tiered", "Whole" ] }, "BankGuaranteedIndicator": { "description": "Indicates that a bank provides the overdraft limit up to TierValueMIn to all customers automatically", "title": "BankGuaranteedIndicator", "type": "boolean" }, "EAR": { "description": "EAR means Effective Annual Rate and/or Equivalent Annual Rate (frequently\nused interchangeably), being the actual annual interest rate of an Overdraft.", "title": "EAR", "type": "string", "pattern": "^(-?\\d{1,3}){1}(\\.\\d{1,4}){0,1}$" }, "Notes": { "description": "Optional additional notes to supplement the Tier/band details", "title": "Notes", "type": "array", "items": { "description": "maxLength 2000 text", "type": "string", "minLength": 1, "maxLength": 2000 } }, "OverdraftFeesCharges": { "description": "Overdraft fees and charges", "type": "array", "title": "OverdraftFeesCharges", "items": { "description": "Overdraft fees and charges", "type": "object", "properties": { "OverdraftFeeChargeCap": { "description": "Details about any caps (maximum charges) that apply to a particular fee/charge", "type": "array", "title": "OverdraftFeeChargeCap", "items": { "description": "Details about any caps (maximum charges) that apply to a particular fee/charge", "type": "object", "properties": { "FeeType": { "description": "Fee/charge type which is being capped", "title": "FeeType", "type": "array", "items": { "description": "Overdraft fee type", "type": "string", "enum": [ "ArrangedOverdraft", "EmergencyBorrowing", "BorrowingItem", "OverdraftRenewal", "OverdraftSetup", "Surcharge", "TempOverdraft", "UnauthorisedBorrowing", "UnauthorisedPaidTrans", "UnauthorisedUnpaidTrans" ] }, "minItems": 1 }, "OverdraftControlIndicator": { "description": "Specifies for the overdraft control feature/benefit", "title": "OverdraftControlIndicator", "type": "boolean" }, "FeeMinMaxType": { "description": "Indicates that this is the minimum/ maximum fee/charge that can be applied by the financial institution", "title": "FeeMinMaxType", "type": "string", "enum": [ "Minimum", "Maximum" ] }, "FeeCapOccurrence": { "description": "fee/charges are captured dependent on the number of occurrences rather than capped at a particular amount", "title": "FeeCapOccurrence", "type": "number", "format": "float" }, "FeeCapAmount": { "description": "Cap amount charged for a fee/charge", "title": "FeeCapAmount", "type": "string", "pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$" }, "CappingPeriod": { "description": "Period e.g. day, week, month etc. for which the fee/charge is capped", "title": "CappingPeriod", "type": "string", "enum": [ "PerAcademicTerm", "Daily", "HalfYearly", "Monthly", "Quarterly", "PerStatementDate", "Weekly", "Yearly" ] }, "Notes": { "description": "Notes related to Overdraft fee charge cap", "title": "Notes", "type": "array", "items": { "description": "maxLength 2000 text", "type": "string", "minLength": 1, "maxLength": 2000 } }, "OtherFeeType": { "description": "Other fee type code which is not available in the standard code set", "type": "array", "title": "OtherFeeType", "items": { "description": "Other fee type code which is not available in the standard code set", "type": "object", "properties": { "Code": { "description": "The four letter Mnemonic used whithin an XML file to identify a code", "title": "Code", "type": "string", "pattern": "[A-Z]{4}" }, "Name": { "description": "Long name associated with the code", "title": "Name", "type": "string", "minLength": 1, "maxLength": 70 }, "Description": { "description": "Description to describe the purpose of the code", "title": "Description", "type": "string", "minLength": 1, "maxLength": 350 } } }, "additionalProperties": false, "required": [ "Name", "Description" ] } } }, "additionalProperties": false, "required": [ "FeeType", "FeeMinMaxType" ] }, "OverdraftFeeChargeDetail": { "description": "Details about the fees/charges", "type": "array", "title": "OverdraftFeeChargeDetail", "items": { "description": "Details about the fees/charges", "type": "object", "properties": { "FeeType": { "description": "Overdraft fee type", "title": "FeeType", "type": "string", "enum": [ "ArrangedOverdraft", "EmergencyBorrowing", "BorrowingItem", "OverdraftRenewal", "OverdraftSetup", "Surcharge", "TempOverdraft", "UnauthorisedBorrowing", "UnauthorisedPaidTrans", "UnauthorisedUnpaidTrans" ] }, "OverdraftControlIndicator": { "description": "Specifies for the overdraft control feature/benefit", "title": "OverdraftControlIndicator", "type": "boolean" }, "FeeAmount": { "description": "Amount charged for an overdraft fee/charge (where it is charged in terms of an amount rather than a rate)", "title": "FeeAmount", "type": "string", "pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$" }, "FeeRate": { "description": "Rate charged for overdraft fee/charge (where it is charged in terms of a rate rather than an amount)", "title": "FeeRate", "type": "string", "pattern": "^(-?\\d{1,3}){1}(\\.\\d{1,4}){0,1}$" }, "FeeRateType": { "description": "Rate type for overdraft fee/charge (where it is charged in terms of a rate rather than an amount)", "title": "FeeRateType", "type": "string", "enum": [ "LinkedBaseRate", "Gross", "Net", "Other" ] }, "ApplicationFrequency": { "description": "Frequency at which the overdraft charge is applied to the account", "title": "ApplicationFrequency", "type": "string", "enum": [ "PerAcademicTerm", "Daily", "HalfYearly", "Monthly", "Quarterly", "PerStatementDate", "Weekly", "Yearly" ] }, "CalculationFrequency": { "description": "How often is the overdraft fee/charge calculated for the account.", "title": "CalculationFrequency", "type": "string", "enum": [ "PerAcademicTerm", "Daily", "HalfYearly", "Monthly", "Quarterly", "PerStatementDate", "Weekly", "Yearly" ] }, "Notes": { "description": "Free text for capturing any other info related to Overdraft Fees Charge Details", "title": "Notes", "type": "array", "items": { "description": "maxLength 2000 text", "type": "string", "minLength": 1, "maxLength": 2000 } }, "OtherFeeType": { "description": "Other Fee type which is not available in the standard code set", "type": "object", "title": "OtherFeeType", "properties": { "Code": { "description": "The four letter Mnemonic used whithin an XML file to identify a code", "title": "Code", "type": "string", "pattern": "[A-Z]{4}" }, "Name": { "description": "Long name associated with the code", "title": "Name", "type": "string", "minLength": 1, "maxLength": 70 }, "Description": { "description": "Description to describe the purpose of the code", "title": "Description", "type": "string", "minLength": 1, "maxLength": 350 } }, "additionalProperties": false, "required": [ "Name", "Description" ] }, "OtherFeeRateType": { "description": "Other fee rate type code which is not available in the standard code set", "type": "object", "title": "OtherFeeRateType", "properties": { "Code": { "description": "The four letter Mnemonic used whithin an XML file to identify a code", "title": "Code", "type": "string", "pattern": "[A-Z]{4}" }, "Name": { "description": "Long name associated with the code", "title": "Name", "type": "string", "minLength": 1, "maxLength": 70 }, "Description": { "description": "Description to describe the purpose of the code", "title": "Description", "type": "string", "minLength": 1, "maxLength": 350 } }, "additionalProperties": false, "required": [ "Name", "Description" ] }, "OtherApplicationFrequency": { "description": "Other application frequencies that are not available in the standard code list", "type": "object", "title": "OtherApplicationFrequency", "properties": { "Code": { "description": "The four letter Mnemonic used whithin an XML file to identify a code", "title": "Code", "type": "string", "pattern": "[A-Z]{4}" }, "Name": { "description": "Long name associated with the code", "title": "Name", "type": "string", "minLength": 1, "maxLength": 70 }, "Description": { "description": "Description to describe the purpose of the code", "title": "Description", "type": "string", "minLength": 1, "maxLength": 350 } }, "additionalProperties": false, "required": [ "Name", "Description" ] }, "OtherCalculationFrequency": { "description": "Other calculation frequency which is not available in the standard code set.", "type": "object", "title": "OtherCalculationFrequency", "properties": { "Code": { "description": "The four letter Mnemonic used whithin an XML file to identify a code", "title": "Code", "type": "string", "pattern": "[A-Z]{4}" }, "Name": { "description": "Long name associated with the code", "title": "Name", "type": "string", "minLength": 1, "maxLength": 70 }, "Description": { "description": "Description to describe the purpose of the code", "title": "Description", "type": "string", "minLength": 1, "maxLength": 350 } }, "additionalProperties": false, "required": [ "Name", "Description" ] }, "OverdraftFeeApplicableRange": { "description": "Range or amounts or rates for which the fee/charge applies", "type": "object", "title": "OverdraftFeeApplicableRange", "properties": { "MinimumAmount": { "description": "Minimum Amount on which fee/charge is applicable (where it is expressed as an amount)", "title": "MinimumAmount", "type": "string", "pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$" }, "MaximumAmount": { "description": "Maximum Amount on which fee is applicable (where it is expressed as an amount)", "title": "MaximumAmount", "type": "string", "pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$" }, "MinimumRate": { "description": "Minimum rate on which fee/charge is applicable(where it is expressed as an rate)", "title": "MinimumRate", "type": "string", "pattern": "^(-?\\d{1,3}){1}(\\.\\d{1,4}){0,1}$" }, "MaximumRate": { "description": "Maximum rate on which fee/charge is applicable(where it is expressed as an rate)", "title": "MaximumRate", "type": "string", "pattern": "^(-?\\d{1,3}){1}(\\.\\d{1,4}){0,1}$" } }, "additionalProperties": false } } }, "additionalProperties": false, "minItems": 1, "required": [ "FeeType", "ApplicationFrequency", "CalculationFrequency" ] } } }, "additionalProperties": false, "required": [ "OverdraftFeeChargeDetail" ] } } }, "additionalProperties": false, "minItems": 1, "required": [ "Identification", "TierValueMin" ] }, "OverdraftFeesCharges": { "description": "Overdraft fees and charges details", "type": "array", "title": "OverdraftFeesCharges", "items": { "description": "Overdraft fees and charges details", "type": "object", "properties": { "OverdraftFeeChargeCap": { "description": "Details about any caps (maximum charges) that apply to a particular fee/charge", "type": "array", "title": "OverdraftFeeChargeCap", "items": { "description": "Details about any caps (maximum charges) that apply to a particular fee/charge", "type": "object", "properties": { "FeeType": { "description": "Fee/charge type which is being capped", "title": "FeeType", "type": "array", "items": { "description": "Overdraft fee type", "type": "string", "enum": [ "ArrangedOverdraft", "EmergencyBorrowing", "BorrowingItem", "OverdraftRenewal", "OverdraftSetup", "Surcharge", "TempOverdraft", "UnauthorisedBorrowing", "UnauthorisedPaidTrans", "UnauthorisedUnpaidTrans" ] }, "minItems": 1 }, "OverdraftControlIndicator": { "description": "Specifies for the overdraft control feature/benefit", "title": "OverdraftControlIndicator", "type": "boolean" }, "FeeMinMaxType": { "description": "Indicates that this is the minimum/ maximum fee/charge that can be applied by the financial institution", "title": "FeeMinMaxType", "type": "string", "enum": [ "Minimum", "Maximum" ] }, "FeeCapOccurrence": { "description": "fee/charges are captured dependent on the number of occurrences rather than capped at a particular amount", "title": "FeeCapOccurrence", "type": "number", "format": "float" }, "FeeCapAmount": { "description": "Cap amount charged for a fee/charge", "title": "FeeCapAmount", "type": "string", "pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$" }, "CappingPeriod": { "description": "Period e.g. day, week, month etc. for which the fee/charge is capped", "title": "CappingPeriod", "type": "string", "enum": [ "PerAcademicTerm", "Daily", "HalfYearly", "Monthly", "Quarterly", "PerStatementDate", "Weekly", "Yearly" ] }, "Notes": { "description": "Notes related to Overdraft fee charge cap", "title": "Notes", "type": "array", "items": { "description": "maxLength 2000 text", "type": "string", "minLength": 1, "maxLength": 2000 } }, "OtherFeeType": { "description": "Other fee type code which is not available in the standard code set", "type": "array", "title": "OtherFeeType", "items": { "description": "Other fee type code which is not available in the standard code set", "type": "object", "properties": { "Code": { "description": "The four letter Mnemonic used whithin an XML file to identify a code", "title": "Code", "type": "string", "pattern": "[A-Z]{4}" }, "Name": { "description": "Long name associated with the code", "title": "Name", "type": "string", "minLength": 1, "maxLength": 70 }, "Description": { "description": "Description to describe the purpose of the code", "title": "Description", "type": "string", "minLength": 1, "maxLength": 350 } } }, "additionalProperties": false, "required": [ "Name", "Description" ] } } }, "additionalProperties": false, "required": [ "FeeType", "FeeMinMaxType" ] }, "OverdraftFeeChargeDetail": { "description": "Details about the fees/charges", "type": "array", "title": "OverdraftFeeChargeDetail", "items": { "description": "Details about the fees/charges", "type": "object", "properties": { "FeeType": { "description": "Overdraft fee type", "title": "FeeType", "type": "string", "enum": [ "ArrangedOverdraft", "EmergencyBorrowing", "BorrowingItem", "OverdraftRenewal", "OverdraftSetup", "Surcharge", "TempOverdraft", "UnauthorisedBorrowing", "UnauthorisedPaidTrans", "UnauthorisedUnpaidTrans" ] }, "OverdraftControlIndicator": { "description": "Specifies for the overdraft control feature/benefit", "title": "OverdraftControlIndicator", "type": "boolean" }, "FeeAmount": { "description": "Amount charged for an overdraft fee/charge (where it is charged in terms of an amount rather than a rate)", "title": "FeeAmount", "type": "string", "pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$" }, "FeeRate": { "description": "Rate charged for overdraft fee/charge (where it is charged in terms of a rate rather than an amount)", "title": "FeeRate", "type": "string", "pattern": "^(-?\\d{1,3}){1}(\\.\\d{1,4}){0,1}$" }, "FeeRateType": { "description": "Rate type for overdraft fee/charge (where it is charged in terms of a rate rather than an amount)", "title": "FeeRateType", "type": "string", "enum": [ "LinkedBaseRate", "Gross", "Net", "Other" ] }, "ApplicationFrequency": { "description": "Frequency at which the overdraft charge is applied to the account", "title": "ApplicationFrequency", "type": "string", "enum": [ "PerAcademicTerm", "Daily", "HalfYearly", "Monthly", "Quarterly", "PerStatementDate", "Weekly", "Yearly" ] }, "CalculationFrequency": { "description": "How often is the overdraft fee/charge calculated for the account.", "title": "CalculationFrequency", "type": "string", "enum": [ "PerAcademicTerm", "Daily", "HalfYearly", "Monthly", "Quarterly", "PerStatementDate", "Weekly", "Yearly" ] }, "Notes": { "description": "Free text for capturing any other info related to Overdraft Fees Charge Details", "title": "Notes", "type": "array", "items": { "description": "maxLength 2000 text", "type": "string", "minLength": 1, "maxLength": 2000 } }, "OtherFeeType": { "description": "Other Fee type which is not available in the standard code set", "type": "object", "title": "OtherFeeType", "properties": { "Code": { "description": "The four letter Mnemonic used whithin an XML file to identify a code", "title": "Code", "type": "string", "pattern": "[A-Z]{4}" }, "Name": { "description": "Long name associated with the code", "title": "Name", "type": "string", "minLength": 1, "maxLength": 70 }, "Description": { "description": "Description to describe the purpose of the code", "title": "Description", "type": "string", "minLength": 1, "maxLength": 350 } }, "additionalProperties": false, "required": [ "Name", "Description" ] }, "OtherFeeRateType": { "description": "Other fee rate type code which is not available in the standard code set", "type": "object", "title": "OtherFeeRateType", "properties": { "Code": { "description": "The four letter Mnemonic used whithin an XML file to identify a code", "title": "Code", "type": "string", "pattern": "[A-Z]{4}" }, "Name": { "description": "Long name associated with the code", "title": "Name", "type": "string", "minLength": 1, "maxLength": 70 }, "Description": { "description": "Description to describe the purpose of the code", "title": "Description", "type": "string", "minLength": 1, "maxLength": 350 } }, "additionalProperties": false, "required": [ "Name", "Description" ] }, "OtherApplicationFrequency": { "description": "Other application frequencies that are not available in the standard code list", "type": "object", "title": "OtherApplicationFrequency", "properties": { "Code": { "description": "The four letter Mnemonic used whithin an XML file to identify a code", "title": "Code", "type": "string", "pattern": "[A-Z]{4}" }, "Name": { "description": "Long name associated with the code", "title": "Name", "type": "string", "minLength": 1, "maxLength": 70 }, "Description": { "description": "Description to describe the purpose of the code", "title": "Description", "type": "string", "minLength": 1, "maxLength": 350 } }, "additionalProperties": false, "required": [ "Name", "Description" ] }, "OtherCalculationFrequency": { "description": "Other calculation frequency which is not available in the standard code set.", "type": "object", "title": "OtherCalculationFrequency", "properties": { "Code": { "description": "The four letter Mnemonic used whithin an XML file to identify a code", "title": "Code", "type": "string", "pattern": "[A-Z]{4}" }, "Name": { "description": "Long name associated with the code", "title": "Name", "type": "string", "minLength": 1, "maxLength": 70 }, "Description": { "description": "Description to describe the purpose of the code", "title": "Description", "type": "string", "minLength": 1, "maxLength": 350 } }, "additionalProperties": false, "required": [ "Name", "Description" ] }, "OverdraftFeeApplicableRange": { "description": "Range or amounts or rates for which the fee/charge applies", "type": "object", "title": "OverdraftFeeApplicableRange", "properties": { "MinimumAmount": { "description": "Minimum Amount on which fee/charge is applicable (where it is expressed as an amount)", "title": "MinimumAmount", "type": "string", "pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$" }, "MaximumAmount": { "description": "Maximum Amount on which fee is applicable (where it is expressed as an amount)", "title": "MaximumAmount", "type": "string", "pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$" }, "MinimumRate": { "description": "Minimum rate on which fee/charge is applicable(where it is expressed as an rate)", "title": "MinimumRate", "type": "string", "pattern": "^(-?\\d{1,3}){1}(\\.\\d{1,4}){0,1}$" }, "MaximumRate": { "description": "Maximum rate on which fee/charge is applicable(where it is expressed as an rate)", "title": "MaximumRate", "type": "string", "pattern": "^(-?\\d{1,3}){1}(\\.\\d{1,4}){0,1}$" } }, "additionalProperties": false } } }, "additionalProperties": false, "minItems": 1, "required": [ "FeeType", "ApplicationFrequency", "CalculationFrequency" ] } } }, "additionalProperties": false, "required": [ "OverdraftFeeChargeDetail" ] } } }, "additionalProperties": false, "minItems": 1, "required": [ "TierBandMethod", "Identification", "OverdraftTierBand" ] } }, "additionalProperties": false, "required": [ "OverdraftTierBandSet" ] }, "Eligibility": { "description": "Eligibility details for this product i.e. the criteria that an accountholder has to meet in order to be eligible for the PCA product.", "type": "object", "title": "Eligibility", "properties": { "OtherEligibility": { "description": "Other eligibility which is not covered by the main eligibility of the PCA product", "type": "array", "title": "OtherEligibility", "items": { "description": "Other eligibility which is not covered by the main eligibility of the PCA product", "type": "object", "properties": { "Name": { "description": "Name provided for the eligibility criteria", "title": "Name", "type": "string", "minLength": 1, "maxLength": 350 }, "Description": { "description": "Full description for the eligibility criteria", "title": "Description", "type": "string", "minLength": 1, "maxLength": 500 }, "Type": { "description": "Eligility type - method by which we group eligibilities for comparison purposes.", "title": "Type", "type": "string", "enum": [ "DirectDebits", "ExistingCustomers", "MinimumOperatingBalance", "MinimumDeposit", "NewCustomersOnly", "PreviousBankruptcyAllowed", "Other", "SwitchersOnly", "SoleStudentAccount", "SoleUkAccount", "UCASFulltimeTwoYears" ] }, "Amount": { "description": "Any eligibility criteria where an amount is required to be specified e.g. Minimum Age.", "title": "Amount", "type": "string", "pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$" }, "Indicator": { "description": "Any eligibility criteria where an amount is required to be specified e.g. UKResident", "title": "Indicator", "type": "boolean" }, "Textual": { "description": "Any eligibility criteria where a long description is supplied", "title": "Textual", "type": "string", "minLength": 1, "maxLength": 500 }, "Period": { "description": "Period for which the other eligibility criteria applies.", "title": "Period", "type": "string", "enum": [ "PerAcademicTerm", "Daily", "HalfYearly", "Monthly", "Quarterly", "PerStatementDate", "Weekly", "Yearly" ] }, "Notes": { "description": "Optional additional notes to supplement the eligibility conditions.", "title": "Notes", "type": "array", "items": { "description": "maxLength 2000 text", "type": "string", "minLength": 1, "maxLength": 2000 } }, "OtherType": { "description": "Non-standard eligibility type code.", "type": "object", "title": "OtherType", "properties": { "Code": { "description": "The four letter Mnemonic used whithin an XML file to identify a code", "title": "Code", "type": "string", "pattern": "[A-Z]{4}" }, "Name": { "description": "Long name associated with the code", "title": "Name", "type": "string", "minLength": 1, "maxLength": 70 }, "Description": { "description": "Description to describe the purpose of the code", "title": "Description", "type": "string", "minLength": 1, "maxLength": 350 } }, "additionalProperties": false, "required": [ "Name", "Description" ] } } }, "additionalProperties": false, "required": [ "Name", "Type" ] }, "AgeEligibility": { "description": "Age eligibility that a person should be to hold this account", "type": "object", "title": "AgeEligibility", "properties": { "MinimumAge": { "description": "Minimum age that a person is eligible to hold this account", "title": "MinimumAge", "type": "number", "format": "float" }, "MaximumAge": { "description": "Maximum age that a person is eligible to hold this account", "title": "MaximumAge", "type": "number", "format": "float" } }, "additionalProperties": false }, "ResidencyEligibility": { "description": "Countries in which an accountholder can reside and, therefore, be eligible to open an account", "type": "object", "title": "ResidencyEligibility", "properties": { "ResidencyRestricted": { "description": "Countries in which an accountholder can reside and, therefore, be eligible to open an account", "title": "ResidencyRestricted", "type": "array", "items": { "description": "Countries in which an accountholder can reside and, therefore, be eligible to open an account", "type": "string", "enum": [ "EEA", "England", "EU", "RepublicOfIreland", "NorthernIreland", "Scotland", "UK", "Wales" ] }, "minItems": 1 } }, "additionalProperties": false, "required": [ "ResidencyRestricted" ] }, "CreditCheck": { "description": "Credit check criteria that the account holder will need to meet to take out the PCA product", "type": "object", "title": "CreditCheck", "properties": { "ScoringType": { "description": "Opening Credit Scoring Type (Hard or Soft)", "title": "ScoringType", "type": "string", "enum": [ "Hard", "Soft" ] }, "Notes": { "description": "Optional additional notes to supplement the CreditCheck details", "title": "Notes", "type": "array", "items": { "description": "maxLength 2000 text", "type": "string", "minLength": 1, "maxLength": 2000 } } }, "additionalProperties": false }, "IDVerificationCheck": { "description": "Identity verification criteria that the account holder will need to meet to take out the PCA product", "type": "object", "title": "IDVerificationCheck", "properties": { "URL": { "description": "URL to identity verification document list which is required for obtaining the product.", "title": "URL", "type": "string", "minLength": 1, "maxLength": 500 }, "Notes": { "description": "Optional additional notes to supplement the ID Verification details", "title": "Notes", "type": "array", "items": { "description": "maxLength 2000 text", "type": "string", "minLength": 1, "maxLength": 2000 } } }, "additionalProperties": false } }, "additionalProperties": false }, "FeaturesAndBenefits": { "description": "Feature And Benefits Details", "type": "object", "title": "FeaturesAndBenefits", "properties": { "FeatureBenefitGroup": { "description": "Used to group multiple features/benefits where a charge is applied", "type": "array", "title": "FeatureBenefitGroup", "items": { "description": "Used to group multiple features/benefits where a charge is applied", "type": "object", "properties": { "Name": { "description": "Feature/Benefit Name", "title": "Name", "type": "string", "minLength": 1, "maxLength": 350 }, "Type": { "description": "Common types of features & benefits", "title": "Type", "type": "string", "enum": [ "AccountManagement", "AccountOpeningOrSwitching Incentive", "Cashback", "Entertainment", "HomeInsurance", "HomeProtection", "InternationalPaymentSupport", "Lifestyle", "MotorBreakdown", "OverdraftControl", "Other", "PreferentialRates", "PremiumService", "RelationshipManager", "Rewards", "TechnologyInsurance", "TravelInsurance", "Travel" ] }, "BenefitGroupNominalValue": { "description": "BenefitGroupNominalValue is to allow banks to state what they feel their benefit package is worth ", "title": "BenefitGroupNominalValue", "type": "string", "pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$" }, "Fee": { "description": "Fee that is charged to the customer for a pack of features/benefits", "title": "Fee", "type": "string", "pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$" }, "ApplicationFrequency": { "description": "How often is the charge for the feature/benefit group applied to the customer account", "title": "ApplicationFrequency", "type": "string", "enum": [ "PerAcademicTerm", "Daily", "HalfYearly", "Monthly", "Quarterly", "PerStatementDate", "Weekly", "Yearly" ] }, "CalculationFrequency": { "description": "How often is the charge for the feature/benefit group calculated for the customer account", "title": "CalculationFrequency", "type": "string", "enum": [ "PerAcademicTerm", "Daily", "HalfYearly", "Monthly", "Quarterly", "PerStatementDate", "Weekly", "Yearly" ] }, "Notes": { "description": "Optional additional notes to supplement the Feature Benefit Group details", "title": "Notes", "type": "array", "items": { "description": "maxLength 2000 text", "type": "string", "minLength": 1, "maxLength": 2000 } }, "OtherApplicationFrequency": { "description": "Other application frequency which is not available in the standard code set", "type": "object", "title": "OtherApplicationFrequency", "properties": { "Code": { "description": "The four letter Mnemonic used whithin an XML file to identify a code", "title": "Code", "type": "string", "pattern": "[A-Z]{4}" }, "Name": { "description": "Long name associated with the code", "title": "Name", "type": "string", "minLength": 1, "maxLength": 70 }, "Description": { "description": "Description to describe the purpose of the code", "title": "Description", "type": "string", "minLength": 1, "maxLength": 350 } }, "additionalProperties": false, "required": [ "Name", "Description" ] }, "OtherCalculationFrequency": { "description": "Other calculation frequency which is not available in the standard code set", "type": "object", "title": "OtherCalculationFrequency", "properties": { "Code": { "description": "The four letter Mnemonic used whithin an XML file to identify a code", "title": "Code", "type": "string", "pattern": "[A-Z]{4}" }, "Name": { "description": "Long name associated with the code", "title": "Name", "type": "string", "minLength": 1, "maxLength": 70 }, "Description": { "description": "Description to describe the purpose of the code", "title": "Description", "type": "string", "minLength": 1, "maxLength": 350 } }, "additionalProperties": false, "required": [ "Name", "Description" ] }, "OtherType": { "description": "Other common types of features & benefits which are not available in the standard code set", "type": "object", "title": "OtherType", "properties": { "Code": { "description": "The four letter Mnemonic used whithin an XML file to identify a code", "title": "Code", "type": "string", "pattern": "[A-Z]{4}" }, "Name": { "description": "Long name associated with the code", "title": "Name", "type": "string", "minLength": 1, "maxLength": 70 }, "Description": { "description": "Description to describe the purpose of the code", "title": "Description", "type": "string", "minLength": 1, "maxLength": 350 } }, "additionalProperties": false, "required": [ "Name", "Description" ] }, "FeatureBenefitItem": { "description": "Detailed features or benefits which may or may not be a part of a feature/benefit group/pack", "type": "array", "title": "FeatureBenefitItem", "items": { "description": "Detailed features or benefits which may or may not be a part of a feature/benefit group/pack", "type": "object", "properties": { "Identification": { "description": "Unique and unambiguous identification of a Feature and Benefit Item.", "title": "Identification", "type": "string", "minLength": 1, "maxLength": 35 }, "Type": { "description": "Common types of features & benefits", "title": "Type", "type": "string", "enum": [ "AccountManagement", "AccountOpeningOrSwitching Incentive", "Cashback", "Entertainment", "HomeInsurance", "HomeProtection", "InternationalPaymentSupport", "Lifestyle", "MotorBreakdown", "OverdraftControl", "Other", "PreferentialRates", "PremiumService", "RelationshipManager", "Rewards", "TechnologyInsurance", "TravelInsurance", "Travel" ] }, "Name": { "description": "Name which can be attached to the feature/benefit", "title": "Name", "type": "string", "minLength": 1, "maxLength": 350 }, "Amount": { "description": "Amount associated to the feature/benefit where applicable e.g. 200 Pounds worth of travel insurance", "title": "Amount", "type": "string", "pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$" }, "Indicator": { "description": "True/False indicator for a particular feature/benefit e.g. Interest Free Overdraft?", "title": "Indicator", "type": "boolean" }, "Textual": { "description": "Provides textual information about a feature/benefit e.g. 10% off cinema tickets on Tuesday nights", "title": "Textual", "type": "string", "minLength": 1, "maxLength": 500 }, "Notes": { "description": "Optional additional notes to supplement the feature/benefit item. Only used for very specific conditions", "title": "Notes", "type": "array", "items": { "description": "maxLength 2000 text", "type": "string", "minLength": 1, "maxLength": 2000 } }, "OtherType": { "description": "Other common types of features & benefits which are not available in the standard code set", "type": "object", "title": "OtherType", "properties": { "Code": { "description": "The four letter Mnemonic used whithin an XML file to identify a code", "title": "Code", "type": "string", "pattern": "[A-Z]{4}" }, "Name": { "description": "Long name associated with the code", "title": "Name", "type": "string", "minLength": 1, "maxLength": 70 }, "Description": { "description": "Description to describe the purpose of the code", "title": "Description", "type": "string", "minLength": 1, "maxLength": 350 } }, "additionalProperties": false, "required": [ "Name", "Description" ] }, "FeatureBenefitEligibility": { "description": "Feature and Benefit eligibility", "type": "array", "title": "FeatureBenefitEligibility", "items": { "description": "Feature and Benefit eligibility", "type": "object", "properties": { "Name": { "description": "Name provided for the eligibility criteria", "title": "Name", "type": "string", "minLength": 1, "maxLength": 350 }, "Description": { "description": "Full description for the eligibility criteria", "title": "Description", "type": "string", "minLength": 1, "maxLength": 500 }, "Type": { "description": "Eligility type - method by which we group eligibilities for comparison purposes.", "title": "Type", "type": "string", "enum": [ "DirectDebits", "ExistingCustomers", "MinimumOperatingBalance", "MinimumDeposit", "NewCustomersOnly", "PreviousBankruptcyAllowed", "Other", "SwitchersOnly", "SoleStudentAccount", "SoleUkAccount", "UCASFulltimeTwoYears" ] }, "Amount": { "description": "Any eligibility criteria where an amount is required to be specified e.g. Minimum Age.", "title": "Amount", "type": "string", "pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$" }, "Indicator": { "description": "Any eligibility criteria where an amount is required to be specified e.g. UKResident", "title": "Indicator", "type": "boolean" }, "Textual": { "description": "Any eligibility criteria where a long description is supplied", "title": "Textual", "type": "string", "minLength": 1, "maxLength": 500 }, "Period": { "description": "Period for which the other eligibility criteria applies.", "title": "Period", "type": "string", "enum": [ "PerAcademicTerm", "Daily", "HalfYearly", "Monthly", "Quarterly", "PerStatementDate", "Weekly", "Yearly" ] }, "Notes": { "description": "Optional additional notes to supplement the eligibility conditions.", "title": "Notes", "type": "array", "items": { "description": "maxLength 2000 text", "type": "string", "minLength": 1, "maxLength": 2000 } }, "OtherType": { "description": "Non-standard eligibility type code.", "type": "object", "title": "OtherType", "properties": { "Code": { "description": "The four letter Mnemonic used whithin an XML file to identify a code", "title": "Code", "type": "string", "pattern": "[A-Z]{4}" }, "Name": { "description": "Long name associated with the code", "title": "Name", "type": "string", "minLength": 1, "maxLength": 70 }, "Description": { "description": "Description to describe the purpose of the code", "title": "Description", "type": "string", "minLength": 1, "maxLength": 350 } }, "additionalProperties": false, "required": [ "Name", "Description" ] } } }, "additionalProperties": false, "required": [ "Name", "Type" ] } } }, "additionalProperties": false, "required": [ "Identification", "Type" ] }, "FeatureBenefitEligibility": { "description": "Feature and Benefit eligibility", "type": "array", "title": "FeatureBenefitEligibility", "items": { "description": "Feature and Benefit eligibility", "type": "object", "properties": { "Name": { "description": "Name provided for the eligibility criteria", "title": "Name", "type": "string", "minLength": 1, "maxLength": 350 }, "Description": { "description": "Full description for the eligibility criteria", "title": "Description", "type": "string", "minLength": 1, "maxLength": 500 }, "Type": { "description": "Eligility type - method by which we group eligibilities for comparison purposes.", "title": "Type", "type": "string", "enum": [ "DirectDebits", "ExistingCustomers", "MinimumOperatingBalance", "MinimumDeposit", "NewCustomersOnly", "PreviousBankruptcyAllowed", "Other", "SwitchersOnly", "SoleStudentAccount", "SoleUkAccount", "UCASFulltimeTwoYears" ] }, "Amount": { "description": "Any eligibility criteria where an amount is required to be specified e.g. Minimum Age.", "title": "Amount", "type": "string", "pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$" }, "Indicator": { "description": "Any eligibility criteria where an amount is required to be specified e.g. UKResident", "title": "Indicator", "type": "boolean" }, "Textual": { "description": "Any eligibility criteria where a long description is supplied", "title": "Textual", "type": "string", "minLength": 1, "maxLength": 500 }, "Period": { "description": "Period for which the other eligibility criteria applies.", "title": "Period", "type": "string", "enum": [ "PerAcademicTerm", "Daily", "HalfYearly", "Monthly", "Quarterly", "PerStatementDate", "Weekly", "Yearly" ] }, "Notes": { "description": "Optional additional notes to supplement the eligibility conditions.", "title": "Notes", "type": "array", "items": { "description": "maxLength 2000 text", "type": "string", "minLength": 1, "maxLength": 2000 } }, "OtherType": { "description": "Non-standard eligibility type code.", "type": "object", "title": "OtherType", "properties": { "Code": { "description": "The four letter Mnemonic used whithin an XML file to identify a code", "title": "Code", "type": "string", "pattern": "[A-Z]{4}" }, "Name": { "description": "Long name associated with the code", "title": "Name", "type": "string", "minLength": 1, "maxLength": 70 }, "Description": { "description": "Description to describe the purpose of the code", "title": "Description", "type": "string", "minLength": 1, "maxLength": 350 } }, "additionalProperties": false, "required": [ "Name", "Description" ] } } }, "additionalProperties": false, "required": [ "Name", "Type" ] } } }, "additionalProperties": false, "required": [ "Name" ] }, "FeatureBenefitItem": { "description": "Detailed features or benefits which may or may not be a part of a feature/benefit group/pack", "type": "array", "title": "FeatureBenefitItem", "items": { "description": "Detailed features or benefits which may or may not be a part of a feature/benefit group/pack", "type": "object", "properties": { "Identification": { "description": "Unique and unambiguous identification of a Feature and Benefit Item.", "title": "Identification", "type": "string", "minLength": 1, "maxLength": 35 }, "Type": { "description": "Common types of features & benefits", "title": "Type", "type": "string", "enum": [ "AccountManagement", "AccountOpeningOrSwitching Incentive", "Cashback", "Entertainment", "HomeInsurance", "HomeProtection", "InternationalPaymentSupport", "Lifestyle", "MotorBreakdown", "OverdraftControl", "Other", "PreferentialRates", "PremiumService", "RelationshipManager", "Rewards", "TechnologyInsurance", "TravelInsurance", "Travel" ] }, "Name": { "description": "Name which can be attached to the feature/benefit", "title": "Name", "type": "string", "minLength": 1, "maxLength": 350 }, "Amount": { "description": "Amount associated to the feature/benefit where applicable e.g. 200 Pounds worth of travel insurance", "title": "Amount", "type": "string", "pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$" }, "Indicator": { "description": "True/False indicator for a particular feature/benefit e.g. Interest Free Overdraft?", "title": "Indicator", "type": "boolean" }, "Textual": { "description": "Provides textual information about a feature/benefit e.g. 10% off cinema tickets on Tuesday nights", "title": "Textual", "type": "string", "minLength": 1, "maxLength": 500 }, "Notes": { "description": "Optional additional notes to supplement the feature/benefit item. Only used for very specific conditions", "title": "Notes", "type": "array", "items": { "description": "maxLength 2000 text", "type": "string", "minLength": 1, "maxLength": 2000 } }, "OtherType": { "description": "Other common types of features & benefits which are not available in the standard code set", "type": "object", "title": "OtherType", "properties": { "Code": { "description": "The four letter Mnemonic used whithin an XML file to identify a code", "title": "Code", "type": "string", "pattern": "[A-Z]{4}" }, "Name": { "description": "Long name associated with the code", "title": "Name", "type": "string", "minLength": 1, "maxLength": 70 }, "Description": { "description": "Description to describe the purpose of the code", "title": "Description", "type": "string", "minLength": 1, "maxLength": 350 } }, "additionalProperties": false, "required": [ "Name", "Description" ] }, "FeatureBenefitEligibility": { "description": "Feature and Benefit eligibility", "type": "array", "title": "FeatureBenefitEligibility", "items": { "description": "Feature and Benefit eligibility", "type": "object", "properties": { "Name": { "description": "Name provided for the eligibility criteria", "title": "Name", "type": "string", "minLength": 1, "maxLength": 350 }, "Description": { "description": "Full description for the eligibility criteria", "title": "Description", "type": "string", "minLength": 1, "maxLength": 500 }, "Type": { "description": "Eligility type - method by which we group eligibilities for comparison purposes.", "title": "Type", "type": "string", "enum": [ "DirectDebits", "ExistingCustomers", "MinimumOperatingBalance", "MinimumDeposit", "NewCustomersOnly", "PreviousBankruptcyAllowed", "Other", "SwitchersOnly", "SoleStudentAccount", "SoleUkAccount", "UCASFulltimeTwoYears" ] }, "Amount": { "description": "Any eligibility criteria where an amount is required to be specified e.g. Minimum Age.", "title": "Amount", "type": "string", "pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$" }, "Indicator": { "description": "Any eligibility criteria where an amount is required to be specified e.g. UKResident", "title": "Indicator", "type": "boolean" }, "Textual": { "description": "Any eligibility criteria where a long description is supplied", "title": "Textual", "type": "string", "minLength": 1, "maxLength": 500 }, "Period": { "description": "Period for which the other eligibility criteria applies.", "title": "Period", "type": "string", "enum": [ "PerAcademicTerm", "Daily", "HalfYearly", "Monthly", "Quarterly", "PerStatementDate", "Weekly", "Yearly" ] }, "Notes": { "description": "Optional additional notes to supplement the eligibility conditions.", "title": "Notes", "type": "array", "items": { "description": "maxLength 2000 text", "type": "string", "minLength": 1, "maxLength": 2000 } }, "OtherType": { "description": "Non-standard eligibility type code.", "type": "object", "title": "OtherType", "properties": { "Code": { "description": "The four letter Mnemonic used whithin an XML file to identify a code", "title": "Code", "type": "string", "pattern": "[A-Z]{4}" }, "Name": { "description": "Long name associated with the code", "title": "Name", "type": "string", "minLength": 1, "maxLength": 70 }, "Description": { "description": "Description to describe the purpose of the code", "title": "Description", "type": "string", "minLength": 1, "maxLength": 350 } }, "additionalProperties": false, "required": [ "Name", "Description" ] } } }, "additionalProperties": false, "required": [ "Name", "Type" ] } } }, "additionalProperties": false, "required": [ "Identification", "Type" ] }, "Card": { "description": "Payment Card Details", "type": "array", "title": "Card", "items": { "description": "Payment Card Details", "type": "object", "properties": { "Type": { "description": "Card Type available e.g. Debit", "title": "Type", "type": "string", "enum": [ "CashCard", "DebitCard", "Other", "POCACard", "PrepaidDebitCard" ] }, "Scheme": { "description": "Operator of Card Scheme e.g. Visa", "title": "Scheme", "type": "string", "enum": [ "MasterCard", "Other", "Visa" ] }, "ContactlessIndicator": { "description": "Indicates if the card can be used for contactless payments or not.", "title": "ContactlessIndicator", "type": "boolean" }, "Notes": { "description": "Optional additional notes to supplement the Card details", "title": "Notes", "type": "array", "items": { "description": "maxLength 2000 text", "type": "string", "minLength": 1, "maxLength": 2000 } }, "OtherType": { "description": "Any other Card Type which is not available in the the standard card type", "type": "object", "title": "OtherType", "properties": { "Code": { "description": "The four letter Mnemonic used whithin an XML file to identify a code", "title": "Code", "type": "string", "pattern": "[A-Z]{4}" }, "Name": { "description": "Long name associated with the code", "title": "Name", "type": "string", "minLength": 1, "maxLength": 70 }, "Description": { "description": "Description to describe the purpose of the code", "title": "Description", "type": "string", "minLength": 1, "maxLength": 350 } }, "additionalProperties": false, "required": [ "Name", "Description" ] }, "OtherScheme": { "description": "Operator of a card scheme which is not available in the standard scheme code list", "type": "object", "title": "OtherScheme", "properties": { "Code": { "description": "The four letter Mnemonic used whithin an XML file to identify a code", "title": "Code", "type": "string", "pattern": "[A-Z]{4}" }, "Name": { "description": "Long name associated with the code", "title": "Name", "type": "string", "minLength": 1, "maxLength": 70 }, "Description": { "description": "Description to describe the purpose of the code", "title": "Description", "type": "string", "minLength": 1, "maxLength": 350 } }, "additionalProperties": false, "required": [ "Name", "Description" ] } } }, "additionalProperties": false, "required": [ "Type", "Scheme", "ContactlessIndicator" ] }, "MobileWallet": { "description": "Details about the mobile application services that may be available with the PCA product", "type": "array", "title": "MobileWallet", "items": { "description": "Details about the mobile application services that may be available with the PCA product", "type": "object", "properties": { "Type": { "description": "Mobile applications that the PCA product will support", "title": "Type", "type": "string", "enum": [ "AndroidPay", "ApplePay", "IssuerMobileApp", "MobileBankingApp", "Other", "PayM", "SamsungPay", "VodafoneWallet" ] }, "Notes": { "description": "Free text for adding any extra information for MobileWallet.", "title": "Notes", "type": "array", "items": { "description": "maxLength 2000 text", "type": "string", "minLength": 1, "maxLength": 2000 } }, "OtherType": { "description": "Other Mobile applications that the PCA product supports and that aren't in the standard code list", "type": "object", "title": "OtherType", "properties": { "Code": { "description": "The four letter Mnemonic used whithin an XML file to identify a code", "title": "Code", "type": "string", "pattern": "[A-Z]{4}" }, "Name": { "description": "Long name associated with the code", "title": "Name", "type": "string", "minLength": 1, "maxLength": 70 }, "Description": { "description": "Description to describe the purpose of the code", "title": "Description", "type": "string", "minLength": 1, "maxLength": 350 } }, "additionalProperties": false, "required": [ "Name", "Description" ] } } }, "additionalProperties": false, "required": [ "Type" ] } }, "additionalProperties": false }, "OtherFeesCharges": { "description": "Contains details of fees and charges which are not associated with either borrowing or features/benefits", "type": "object", "title": "OtherFeesCharges", "properties": { "FeeChargeDetail": { "description": "Other fees/charges details", "type": "array", "title": "FeeChargeDetail", "items": { "description": "Other fees/charges details", "type": "object", "properties": { "FeeCategory": { "description": "Categorisation of fees and charges into standard categories.", "title": "FeeCategory", "type": "string", "enum": [ "ATM", "BankersDrafts", "Card", "Cheque", "CounterServices", "Foreign", "International", "Legal", "Online", "PaymentScheme", "Report", "Safekeeping", "Servicing", "Transaction" ] }, "FeeType": { "description": "Fee/Charge Type", "title": "FeeType", "type": "string", "enum": [ "ReportCertBalance", "ATMAbroadConVisaDebit", "ATMConGroupATM", "ATMAbroad", "ATMForeignCashDebCard", "ATMAbroadGoldVisaDebit", "ATMNonSterlingWithdrawal", "ATMAbroadVisaDebit", "CHAPSOutBranch", "CHAPSCancellation", "CHAPSIn", "CHAPSOutInterBank", "CHAPSInterBank", "CHAPSOutPost", "CHAPSOutInterBranch", "CHAPSOut", "CHAPSOutOnline", "CardCardReplacement", "DraftsCounter", "DraftsBankers", "DraftsCancellation", "CardGuaranteed", "DraftsIntlPayableAbroad", "DraftsLostStolen", "CardPersonalisedCard", "DraftsIntlStoppedCancelled", "EmergencyLending", "FPSInBranch", "LegalCourtOrder", "IntlPayFXPaymentIn", "IntlPayForeignPaymentInUKAcc", "IntlPayForeignCharge", "IntlPayForeignInternet", "IntlPayFXPaymentOut", "IntlPayFXPaymentOutIR", "IntlPayPurchaseNonSterling", "IntlPayPaymentTracing", "IntlPayTransNonSterling", "IntlPayTransRateNonSterling", "IntlPayWorldpayPayment", "InvPayBankDetailsWrong", "InvPayForeignBCNR", "InvPayForeignRecall", "InvPayStandingOrdUnpaid", "SafeKeepingEnvelope", "SafeKeepingInspection", "SafeKeepingLargeItem", "SafeKeepingParcel", "NightSafeNightSafePaidIn", "OverdraftReview", "ChqBookTheftLossAllStopped", "ChqSpecialChqClearance", "ChqDraftSterling", "ChqOutIssued", "ChqSpecialChqPresentation", "ChqStopped", "ChqDraftFX", "ChqForeignCourier", "ChqGiftCheque", "ChqForeign", "ChqChequePhotocopy", "ChqChequeRetrieval", "ChqSpecialPresentationCount", "ChqSpecialPresentationPTT", "ChqUnpaidCharge", "ChqUnpaidTransIn", "ChqUnpaidTransOut", "ChqUnpaidCheque", "ReportCertInterestDuplicate", "ReportCertInterest", "ReportReference", "ReportReferralItem", "ReportStatementCopyRegular", "ReportStatusEnquiry", "ReportStatementFrequent", "ReportStatementCopy1", "SEPAIn", "SEPAEuro", "SEPAOut", "TransCreditTransferUKDifferent", "TransCredit", "TransCreditTransfer", "TransBuyForeignWithGBP", "TransSWIFTOutUKForeign", "TransPOSSaleForeign", "TransReturnPayment", "TransTransferExGroup", "TransSWIFTOutNonEEASterling", "AutoAutomatedEntries", "OnlineReplacementCardReader", "OnlineUrgentPayment", "ForeignChqSent", "ForeignFXInwardsCust", "ForeignFXOutwards", "ForeignPurchase", "ForeignChqDraft", "ServiceCAccountFee", "ServiceCAccountFeeMonthly", "ServiceCOther", "CounterCashOut", "CounterForeignNoteHandling", "CounterForeignCashOut", "CounterCashFeeRate", "Other" ] }, "FeeAmount": { "description": "Fee Amount charged for a fee/charge (where it is charged in terms of an amount rather than a rate)", "title": "FeeAmount", "type": "string", "pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$" }, "FeeRate": { "description": "Rate charged for Fee/Charge (where it is charged in terms of a rate rather than an amount)", "title": "FeeRate", "type": "string", "pattern": "^(-?\\d{1,3}){1}(\\.\\d{1,4}){0,1}$" }, "FeeRateType": { "description": "Rate type for Fee/Charge (where it is charged in terms of a rate rather than an amount)", "title": "FeeRateType", "type": "string", "enum": [ "LinkedBaseRate", "Gross", "Net", "Other" ] }, "ApplicationFrequency": { "description": "How frequently the fee/charge is applied to the account", "title": "ApplicationFrequency", "type": "string", "enum": [ "PerAcademicTerm", "Daily", "HalfYearly", "Monthly", "Quarterly", "PerStatementDate", "Weekly", "Yearly" ] }, "CalculationFrequency": { "description": "How frequently the fee/charge is calculated", "title": "CalculationFrequency", "type": "string", "enum": [ "PerAcademicTerm", "Daily", "HalfYearly", "Monthly", "Quarterly", "PerStatementDate", "Weekly", "Yearly" ] }, "Notes": { "description": "Optional additional notes to supplement the fee/charge details.", "title": "Notes", "type": "array", "items": { "description": "maxLength 2000 text", "type": "string", "minLength": 1, "maxLength": 2000 } }, "OtherFeeType": { "description": "Other Fee/charge type which is not available in the standard code set", "type": "object", "title": "OtherFeeType", "properties": { "Code": { "description": "The four letter Mnemonic used whithin an XML file to identify a code", "title": "Code", "type": "string", "pattern": "[A-Z]{4}" }, "FeeCategory": { "description": "Categorisation of fees and charges into standard categories.", "title": "FeeCategory", "type": "string", "enum": [ "ATM", "BankersDrafts", "Card", "Cheque", "CounterServices", "Foreign", "International", "Legal", "Online", "PaymentScheme", "Report", "Safekeeping", "Servicing", "Transaction" ] }, "Name": { "description": "Long name associated with the code", "title": "Name", "type": "string", "minLength": 1, "maxLength": 70 }, "Description": { "description": "Description to describe the purpose of the code", "title": "Description", "type": "string", "minLength": 1, "maxLength": 350 } }, "additionalProperties": false, "required": [ "FeeCategory", "Name", "Description" ] }, "OtherFeeRateType": { "description": "Other fee rate type which is not available in the standard code set", "type": "object", "title": "OtherFeeRateType", "properties": { "Code": { "description": "The four letter Mnemonic used whithin an XML file to identify a code", "title": "Code", "type": "string", "pattern": "[A-Z]{4}" }, "Name": { "description": "Long name associated with the code", "title": "Name", "type": "string", "minLength": 1, "maxLength": 70 }, "Description": { "description": "Description to describe the purpose of the code", "title": "Description", "type": "string", "minLength": 1, "maxLength": 350 } }, "additionalProperties": false, "required": [ "Name", "Description" ] }, "OtherApplicationFrequency": { "description": "Other application frequencies not covered in the standard code list", "type": "object", "title": "OtherApplicationFrequency", "properties": { "Code": { "description": "The four letter Mnemonic used whithin an XML file to identify a code", "title": "Code", "type": "string", "pattern": "[A-Z]{4}" }, "Name": { "description": "Long name associated with the code", "title": "Name", "type": "string", "minLength": 1, "maxLength": 70 }, "Description": { "description": "Description to describe the purpose of the code", "title": "Description", "type": "string", "minLength": 1, "maxLength": 350 } }, "additionalProperties": false, "required": [ "Name", "Description" ] }, "OtherCalculationFrequency": { "description": "Other calculation frequency which is not available in standard code set.", "type": "object", "title": "OtherCalculationFrequency", "properties": { "Code": { "description": "The four letter Mnemonic used whithin an XML file to identify a code", "title": "Code", "type": "string", "pattern": "[A-Z]{4}" }, "Name": { "description": "Long name associated with the code", "title": "Name", "type": "string", "minLength": 1, "maxLength": 70 }, "Description": { "description": "Description to describe the purpose of the code", "title": "Description", "type": "string", "minLength": 1, "maxLength": 350 } }, "additionalProperties": false, "required": [ "Name", "Description" ] }, "FeeApplicableRange": { "description": "Range or amounts or rates for which the fee/charge applies", "type": "object", "title": "FeeApplicableRange", "properties": { "MinimumAmount": { "description": "Minimum Amount on which fee/charge is applicable (where it is expressed as an amount)", "title": "MinimumAmount", "type": "string", "pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$" }, "MaximumAmount": { "description": "Maximum Amount on which fee is applicable (where it is expressed as an amount)", "title": "MaximumAmount", "type": "string", "pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$" }, "MinimumRate": { "description": "Minimum rate on which fee/charge is applicable(where it is expressed as an rate)", "title": "MinimumRate", "type": "string", "pattern": "^(-?\\d{1,3}){1}(\\.\\d{1,4}){0,1}$" }, "MaximumRate": { "description": "Maximum rate on which fee/charge is applicable(where it is expressed as an rate)", "title": "MaximumRate", "type": "string", "pattern": "^(-?\\d{1,3}){1}(\\.\\d{1,4}){0,1}$" } }, "additionalProperties": false } } }, "additionalProperties": false, "minItems": 1, "required": [ "FeeCategory", "FeeType", "ApplicationFrequency", "CalculationFrequency" ] }, "FeeChargeCap": { "description": "Details about any caps (maximum charges) that apply to a particular fee/charge", "type": "array", "title": "FeeChargeCap", "items": { "description": "Details about any caps (maximum charges) that apply to a particular fee/charge", "type": "object", "properties": { "FeeType": { "description": "Fee/charge type which is being capped", "title": "FeeType", "type": "array", "items": { "description": "Fee/charge type which is being capped", "type": "string", "enum": [ "ReportCertBalance", "ATMAbroadConVisaDebit", "ATMConGroupATM", "ATMAbroad", "ATMForeignCashDebCard", "ATMAbroadGoldVisaDebit", "ATMNonSterlingWithdrawal", "ATMAbroadVisaDebit", "CHAPSOutBranch", "CHAPSCancellation", "CHAPSIn", "CHAPSOutInterBank", "CHAPSInterBank", "CHAPSOutPost", "CHAPSOutInterBranch", "CHAPSOut", "CHAPSOutOnline", "CardCardReplacement", "DraftsCounter", "DraftsBankers", "DraftsCancellation", "CardGuaranteed", "DraftsIntlPayableAbroad", "DraftsLostStolen", "CardPersonalisedCard", "DraftsIntlStoppedCancelled", "EmergencyLending", "FPSInBranch", "LegalCourtOrder", "IntlPayFXPaymentIn", "IntlPayForeignPaymentInUKAcc", "IntlPayForeignCharge", "IntlPayForeignInternet", "IntlPayFXPaymentOut", "IntlPayFXPaymentOutIR", "IntlPayPurchaseNonSterling", "IntlPayPaymentTracing", "IntlPayTransNonSterling", "IntlPayTransRateNonSterling", "IntlPayWorldpayPayment", "InvPayBankDetailsWrong", "InvPayForeignBCNR", "InvPayForeignRecall", "InvPayStandingOrdUnpaid", "SafeKeepingEnvelope", "SafeKeepingInspection", "SafeKeepingLargeItem", "SafeKeepingParcel", "NightSafeNightSafePaidIn", "OverdraftReview", "ChqBookTheftLossAllStopped", "ChqSpecialChqClearance", "ChqDraftSterling", "ChqOutIssued", "ChqSpecialChqPresentation", "ChqStopped", "ChqDraftFX", "ChqForeignCourier", "ChqGiftCheque", "ChqForeign", "ChqChequePhotocopy", "ChqChequeRetrieval", "ChqSpecialPresentationCount", "ChqSpecialPresentationPTT", "ChqUnpaidCharge", "ChqUnpaidTransIn", "ChqUnpaidTransOut", "ChqUnpaidCheque", "ReportCertInterestDuplicate", "ReportCertInterest", "ReportReference", "ReportReferralItem", "ReportStatementCopyRegular", "ReportStatusEnquiry", "ReportStatementFrequent", "ReportStatementCopy1", "SEPAIn", "SEPAEuro", "SEPAOut", "TransCreditTransferUKDifferent", "TransCredit", "TransCreditTransfer", "TransBuyForeignWithGBP", "TransSWIFTOutUKForeign", "TransPOSSaleForeign", "TransReturnPayment", "TransTransferExGroup", "TransSWIFTOutNonEEASterling", "AutoAutomatedEntries", "OnlineReplacementCardReader", "OnlineUrgentPayment", "ForeignChqSent", "ForeignFXInwardsCust", "ForeignFXOutwards", "ForeignPurchase", "ForeignChqDraft", "ServiceCAccountFee", "ServiceCAccountFeeMonthly", "ServiceCOther", "CounterCashOut", "CounterForeignNoteHandling", "CounterForeignCashOut", "CounterCashFeeRate", "Other" ] }, "minItems": 1 }, "FeeMinMaxType": { "description": "Indicates that this is the minimum/ maximum fee/charge that can be applied by the financial institution", "title": "FeeMinMaxType", "type": "string", "enum": [ "Minimum", "Maximum" ] }, "FeeCapOccurrence": { "description": "fee/charges are captured dependent on the number of occurrences rather than capped at a particular amount", "title": "FeeCapOccurrence", "type": "number", "format": "float" }, "FeeCapAmount": { "description": "Cap amount charged for a fee/charge (where it is charged in terms of an amount rather than a rate)", "title": "FeeCapAmount", "type": "string", "pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$" }, "CappingPeriod": { "description": "Period e.g. day, week, month etc. for which the fee/charge is capped", "title": "CappingPeriod", "type": "string", "enum": [ "PerAcademicTerm", "Daily", "HalfYearly", "Monthly", "Quarterly", "PerStatementDate", "Weekly", "Yearly" ] }, "Notes": { "description": "Free text for adding extra details for fee charge cap", "title": "Notes", "type": "array", "items": { "description": "maxLength 2000 text", "type": "string", "minLength": 1, "maxLength": 2000 } }, "OtherFeeType": { "description": "Other fee type code which is not available in the standard code set", "type": "array", "title": "OtherFeeType", "items": { "description": "Other fee type code which is not available in the standard code set", "type": "object", "properties": { "Code": { "description": "The four letter Mnemonic used whithin an XML file to identify a code", "title": "Code", "type": "string", "pattern": "[A-Z]{4}" }, "Name": { "description": "Long name associated with the code", "title": "Name", "type": "string", "minLength": 1, "maxLength": 70 }, "Description": { "description": "Description to describe the purpose of the code", "title": "Description", "type": "string", "minLength": 1, "maxLength": 350 } } }, "additionalProperties": false, "required": [ "Name", "Description" ] } } }, "additionalProperties": false, "required": [ "FeeType", "FeeMinMaxType" ] } }, "additionalProperties": false, "required": [ "FeeChargeDetail" ] }, "CoreProduct": { "description": "Core feature of the PCA product which can be associated to a particular Marketing State", "type": "object", "title": "CoreProduct", "properties": { "ProductURL": { "description": "URL provided by the organisation which redirects to the product (on live products only) available on an external website. There might be more than one product at a given URL.", "title": "ProductURL", "type": "string", "minLength": 1, "maxLength": 500 }, "TcsAndCsURL": { "description": "URL provided by the financial institution which redirects to the PCA T&Cs on an external website", "title": "TcsAndCsURL", "type": "string", "minLength": 1, "maxLength": 500 }, "SalesAccessChannels": { "description": "Methods by which a customer can access the services associated to the PCA product", "title": "SalesAccessChannels", "type": "array", "items": { "description": "Methods by which a customer can access the services associated to the PCA product", "type": "string", "enum": [ "ATM", "Branch", "CallCentre", "Post", "MobileBankingApp", "Online", "Phone", "PostOffice", "RelationshipManager", "Text" ] }, "minItems": 1 }, "ServicingAccessChannels": { "description": "Methods by which a customer can access the services associated to the PCA product", "title": "ServicingAccessChannels", "type": "array", "items": { "description": "Methods by which a customer can access the services associated to the PCA product", "type": "string", "enum": [ "ATM", "Branch", "CallCentre", "Post", "MobileBankingApp", "Online", "Phone", "PostOffice", "RelationshipManager", "Text" ] }, "minItems": 1 }, "MonthlyMaximumCharge": { "description": "The maximum relevant charges that could accrue as defined fully in Part 7 of the CMA order", "title": "MonthlyMaximumCharge", "type": "string", "pattern": "^(-?\\d{1,14}){1}(\\.\\d{1,4}){0,1}$" } }, "additionalProperties": false, "required": [ "ProductURL", "TcsAndCsURL", "SalesAccessChannels", "ServicingAccessChannels", "MonthlyMaximumCharge" ] } } }, "additionalProperties": false, "minItems": 1, "required": [ "Identification", "MarketingState", "Eligibility", "FeaturesAndBenefits", "OtherFeesCharges", "CoreProduct" ] } } }, "additionalProperties": false, "minItems": 1, "required": [ "Name", "Identification", "Segment", "PCAMarketingState" ] } } }, "additionalProperties": false, "minItems": 1, "required": [ "BrandName", "PCA" ] } }, "required": [ "Brand" ], "description": "Open Banking Personal Current Account product data details", "type": "object" } } }, "required": [ "meta", "data" ], "additionalProperties": false } }, "400": { "description": "You have sent a request which could not be understood.", "headers": { "Strict-Transport-Security": { "type": "string", "description": "HTTPS strict transport security header" }, "X-Frame-Options": { "type": "string", "description": "Prevent this request from being loaded in any iframes", "default": "DENY" }, "X-Content-Type-Options": { "type": "string", "description": "Ensures each page has a content type and prevents browsers from doing MIME type sniffing", "default": "nosniff" }, "Status Code": { "type": "integer", "description": "The HTTP status code defining the error", "default": 400 } }, "schema": { "title": "400 Error object", "type": "object", "properties": { "status": { "type": "string", "enum": [ "400" ] }, "title": { "type": "string", "enum": [ "Bad request" ] }, "description": { "type": "string", "enum": [ "You have sent a request which could not be understood." ] } }, "required": [ "status", "title", "description" ], "additionalProperties": false } }, "408": { "description": "Your client has failed to submit a request, and a timeout has occurred.", "headers": { "Strict-Transport-Security": { "type": "string", "description": "HTTPS strict transport security header" }, "X-Frame-Options": { "type": "string", "description": "Prevent this request from being loaded in any iframes", "default": "DENY" }, "X-Content-Type-Options": { "type": "string", "description": "Ensures each page has a content type and prevents browsers from doing MIME type sniffing", "default": "nosniff" }, "Status Code": { "type": "integer", "description": "The HTTP status code defining the error", "default": 400 } }, "schema": { "title": "408 Error object", "type": "object", "properties": { "status": { "type": "string", "enum": [ "408" ] }, "title": { "type": "string", "enum": [ "Client timeout" ] }, "description": { "type": "string", "enum": [ "Your client has failed to submit a request, and a timeout has occurred." ] } }, "required": [ "status", "title", "description" ], "additionalProperties": false } }, "429": { "description": "You have requested this resource too often. Slow down.", "headers": { "Strict-Transport-Security": { "type": "string", "description": "HTTPS strict transport security header" }, "X-Frame-Options": { "type": "string", "description": "Prevent this request from being loaded in any iframes", "default": "DENY" }, "X-Content-Type-Options": { "type": "string", "description": "Ensures each page has a content type and prevents browsers from doing MIME type sniffing", "default": "nosniff" }, "Status Code": { "type": "integer", "description": "The HTTP status code defining the error", "default": 400 } }, "schema": { "title": "429 Error object", "type": "object", "properties": { "status": { "type": "string", "enum": [ "429" ] }, "title": { "type": "string", "enum": [ "Too many requests" ] }, "description": { "type": "string", "enum": [ "You have requested this resource too often. Slow down." ] } }, "required": [ "status", "title", "description" ], "additionalProperties": false } }, "500": { "description": "An error occurred on the server. No further information is available.", "headers": { "Strict-Transport-Security": { "type": "string", "description": "HTTPS strict transport security header" }, "X-Frame-Options": { "type": "string", "description": "Prevent this request from being loaded in any iframes", "default": "DENY" }, "X-Content-Type-Options": { "type": "string", "description": "Ensures each page has a content type and prevents browsers from doing MIME type sniffing", "default": "nosniff" }, "Status Code": { "type": "integer", "description": "The HTTP status code defining the error", "default": 400 } }, "schema": { "title": "500 Error object", "type": "object", "properties": { "status": { "type": "string", "enum": [ "500" ] }, "title": { "type": "string", "enum": [ "Internal server error" ] }, "description": { "type": "string", "enum": [ "An error occurred on the server. No further information is available." ] } }, "required": [ "status", "title", "description" ], "additionalProperties": false } }, "503": { "description": "The service is temporarily unavailable.", "headers": { "Strict-Transport-Security": { "type": "string", "description": "HTTPS strict transport security header" }, "X-Frame-Options": { "type": "string", "description": "Prevent this request from being loaded in any iframes", "default": "DENY" }, "X-Content-Type-Options": { "type": "string", "description": "Ensures each page has a content type and prevents browsers from doing MIME type sniffing", "default": "nosniff" }, "Status Code": { "type": "integer", "description": "The HTTP status code defining the error", "default": 400 } }, "schema": { "title": "503 Error object", "type": "object", "properties": { "status": { "type": "string", "enum": [ "503" ] }, "title": { "type": "string", "enum": [ "Service temporarily unavailable" ] }, "description": { "type": "string", "enum": [ "The service is temporarily unavailable." ] } }, "required": [ "status", "title", "description" ], "additionalProperties": false } }, "default": { "description": "A standard error response.", "headers": { "Strict-Transport-Security": { "type": "string", "description": "HTTPS strict transport security header" }, "X-Frame-Options": { "type": "string", "description": "Prevent this request from being loaded in any iframes", "default": "DENY" }, "X-Content-Type-Options": { "type": "string", "description": "Ensures each page has a content type and prevents browsers from doing MIME type sniffing", "default": "nosniff" }, "Status Code": { "type": "integer", "description": "The HTTP status code defining the error", "default": 400 } }, "schema": { "title": "Error object", "type": "object", "properties": { "status": { "description": "This corresponds to the HTTP status code", "type": "string" }, "title": { "description": "A short title of the type of error", "type": "string" }, "description": { "description": "Further details describing the error", "type": "string" } }, "required": [ "status", "title", "description" ], "additionalProperties": false } } } }, "head": { "tags": [ "PCA" ], "description": "Gets header information on the current set of `Personal Current Account` data", "parameters": [ { "name": "If-Modified-Since", "type": "string", "description": "Used for conditional request, to retrieve data only if modified since a given date", "in": "header", "required": false }, { "name": "If-None-Match", "type": "string", "description": "Used for conditional request, to retrieve data only if the given Etag value does not match", "in": "header", "required": false } ], "responses": { "default": { "description": "No response", "schema": { "title": "No response", "type": "object", "properties": {} } } } } } } }