Page Comparison

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Panel

borderStyle	dashed
title	Implementation

Page Properties

id	TC-IMP

Directory?	Open Banking
Location of Well Known Endpoints?	Dev Portal (see Notes)	https://api.monzo.com/open-banking/.well-known/openid-configuration https://docs.monzo.com/#pisp-access
API Standard Implemented?	Open Banking
Name of Account Holder Implementation Date?	Available on our legacy API. Planned on our V3.1 OB AIS API.
Supported identification method?	OB MTLS+JWS eIDAS support planned (via OB)
Major Milestones	Version 3.1 PISP+CBPII Version 3.1 AISP planned for July 2019
FAPI Compliant?	No (planned)
CIBA	TBC
Using Open Banking as your eIDAS Trust Framework?
Are you caching the Directory?
Transaction IDs

Panel

borderStyle	dashed
title	Customer Journey

Page Properties

id	TC-CJ

Implementing Customer Experience Guidelines?	Partial and Equivalent friction journeys due to Monzo customers having different authentication factors.
Implementing Bespoke User Journeys?	Yes
Implementing App to App?	Yes
App to App Implementation Date?	14 Sep 2019
Options on 90 day re-authentication?	No
Support Embedded Flow?	No

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Panel

Page Properties

id	TC-PSD2

Dispute Management System?	TBC
Seeking Fallback Exemption?	Yes
Adjusted or Fallback Interface?	No
Adjusted or Fallback URL?	N/A
Contact Email or Phone Number?
Dev Portal URL?
Test Facility Implementation Date?	13 Mar 2019
Production Interface Implementation Date?
Authentication Method - Open Banking Channel (Browser)?	Hybrid redirect with authentication happening on customers device.
Authentication Method - Open Banking Channel (APP)?	App2App planned.
Authentication Method - Private Channel (Browser)?	None
Authentication Method - Private Channel (APP)?	None
Authentication Method Implementation Date (Open Banking Channel)?
Authentication Method Implementation Date (Private Channel)?
SCA Implementation Date?	14 Sep 2019
SCA Scope? (will it inhibit non PSD2 accounts)

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