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Directory?

Open Banking

Location of Well Known Endpoints?

Dev Portal (see Notes)

https://api.monzo.com/open-banking/.well-known/openid-configuration

https://docs.monzo.com/

API Standard Implemented?

Open Banking v3.1.2 AIS, PIS, CBPII

Name of Account Holder Implementation Date?

✅Legal and preferred names of authenticated user available through the Parties endpoint


Supported identification method?Mutual TLS

Major Milestones

Version 3.1.2 AISP, PISP, CBPII


FAPI CompliantSecurity Profile?
✅Yes (certification pending)
Security Profile Certification?

CIBA

TBC
Using Open Banking as your eIDAS Trust Framework?

Are you caching the Directory?No
Transaction IDs



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Dispute Management System?

TBC
FCA Adjustment Period - Maintaining Screen Scraping?Maintaining legacy AIS API (for existing AISPs) without SCA for the adjustment period. New AISPs will onboard directly onto the Monzo Open Banking API

Seeking Fallback Exemption?

Exemption granted on  


Adjusted or Fallback Interface?

No
Adjusted or Fallback URL?N/A
Contact Email or Phone Number?

Email : openbanking@monzo.com

Website : https://docs.monzo.com


Dev Portal URL? https://docs.monzo.com

Test Facility Implementation Date?

 
Production Interface Implementation Date? 
Contingency Measures

Article 10 - Maximum time period after authentication?

Article 10 - Endpoints exempt of SCA

Authentication Method - Open Banking Channel (Browser)?

Hybrid redirect with authentication happening on customers device.


Authentication Method - Open Banking Channel (APP)?

App to App available in Monzo v2.63


Authentication Method - Private Channel (Browser)?

None

Authentication Method - Private Channel (APP)?

None

Authentication Method Implementation Date (Open Banking Channel)?



Authentication Method Implementation Date (Private Channel)?



SCA Implementation Date?

 

SCA Scope? (will it inhibit non PSD2 accounts)





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