Page Comparison

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Panel

borderStyle	dashed
title	Method of Identification

Page Properties

id	ID-Production

Commence support for eIDAS QWAC certificates	01 Dec 2019
Commence support for eIDAS QSEAL certificates	01 Dec 2019
Commence support for OBIE QWAC-like certificates	01 Dec 2019
Commence support for OBIE QSEAL-like certificates	01 Dec 2019
Cease support for OBIE non eIDAS-like certificates for transport	No plans30 Jun 2021
Cease support for OBIE non eIDAS-like certificates for signing	No plans30 Jun 2021
Support for MTLS token endpoint authentication	Yes
Support for private_key_jwt token endpoint authentication	No
Cease support for client id and client secret token endpoint authentication	Unsupported

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Panel

titleColor	White
titleBGColor	#6180c3
borderStyle	dashed
title	Post Brexit Certificate Implementation

Page Properties

id	Standards-Production

PRE-BREXIT - Certificates Accepted (until 31st Dec 2020)	eIDAS QWAC eIDAS QSealC OB legacy (obtransport, obsigning) OBWAC OBSeal Other (Please define)
POST-BREXIT TRANSITION - Certificates Accepted (1st Jan 2021 - 30th Jun 2021)	eIDAS QWAC eIDAS QSealC OB legacy (obtransport, obsigning) OBWAC OBSeal Other (Please define)
POST-BREXIT POST TRANSITION - Certificates Accepted (from 1st Jul 2021)	eIDAS QWAC eIDAS QSealC OB legacy (obtransport, obsigning) OBWAC OBSeal Other (Please define)
Planned Implementation Date to Satisfy FCA's Post Transition	30 Jun 2021
TPP PSU Migration Options Supported	Yes, any certificate on the software JWKS can be used interchangeably to authenticate any client for that software
POST-BREXIT Certificate Implementation Status (updated by OBIE IES team)

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Panel

borderStyle	dashed
title	Implementation

Page Properties

id	TC-IMP

Directory?	Open Banking
Location of Well Known Endpoints?	Dev Portal (see Notes)	https://api.monzo.com/open-banking/.well-known/openid-configuration https://docs.monzo.com/
API Standard Implemented?	Open Banking v3.1.2 AIS, PIS, CBPII
Name of Account Holder Implementation Date?	Legal and preferred names of authenticated user available through the Parties endpoint
Date of Current eIDAS Implementation?		Mutual TLS
Current Certificates used for Identification?
Current Certificates used for Transport?	OB Transport
Current Certificates used for Signing?	OB Signing
Date of Future eIDAS Implementation?	No future update currently planned.
Future Certificates used for Identification?
Future Certificates used for Transport?
Future Certificates used for Signing?
Major Milestones	Version 3.1.2 AISP, PISP, CBPII
Brand(s)	Monzo
Security Profile?		Yes (certification pending)
Security Profile Certification?
CIBA	TBC
Using Open Banking as your eIDAS Trust Framework?
Are you caching the Directory?	NoYes
Transaction IDs	Yes

Panel

borderStyle	dashed
title	Customer Journey

Page Properties

id	TC-CJ

Implementing Customer Experience Guidelines?	Partial and Equivalent friction journeys due to Monzo customers having different authentication factors.
Current CEG Version?
Next CEG Version?
Next Version Implementation Date
Implementing Bespoke User Journeys?	Yes
Implementing App to App?	Yes
App to App Implementation Date?	01 Sep 2019
Options on 90 day re-authentication?	No
Support Embedded Flow?	No

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