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titleOB Standards


Page Properties
idStandards-Production


Implement Open Data v2.2

Implement Read/Write API Specification v3.1Complete
Implement Customer Experience Guidelines v1.1

Implement App-to-App RedirectionComplete
Implement OB Security Profile Implementer's Draft v1.1.2Complete
Implement FAPI Profile Implementers Draft 2Complete
Implement CIBA Profile Implementers Draft 1

Implement Dynamic Client Registration v1.1

Implement Dynamic Client Registration v3.1Complete
Decommission Read/Write API Specification v1.x/2.x

Decommission OB Security Profile Implementer's Draft v1.x

Article 10 SCA Exemption (for 90 days)Accounts, Balances, Transactions (last 90 days), Pots (non-standard endpoint), Direct Debits (executed within the last 90 days), Standing Orders (executed within the last 90 days), Scheduled Payments



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Panel
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titleBGColor#6180c3
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titlePost Brexit Certificate Implementation


Page Properties
idStandards-Production


PRE-BREXIT - Certificates Accepted (until 31st Dec 2020)
  •  eIDAS QWAC
  •  eIDAS QSealC
  •  OB legacy (obtransport, obsigning)
  •  OBWAC
  •  OBSeal
  •  Other (Please define) 

POST-BREXIT TRANSITION - Certificates Accepted (1st Jan 2021 - 30th Jun 2021)
  •  eIDAS QWAC
  •  eIDAS QSealC
  •  OB legacy (obtransport, obsigning)
  •  OBWAC
  •  OBSeal
  •  Other (Please define) 

POST-BREXIT POST TRANSITION - Certificates Accepted (from 1st Jul 2021)
  •  eIDAS QWAC
  •  eIDAS QSealC
  •  OB legacy (obtransport, obsigning)
  •  OBWAC
  •  OBSeal
  •  Other (Please define) 

Planned Implementation Date to Satisfy FCA's Post Transition

 


TPP PSU Migration Options Supported

Yes, any certificate on the software JWKS can be used interchangeably to authenticate any client for that software


POST-BREXIT Certificate Implementation Status (updated by OBIE IES team)

Status
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titleREADY

  • Ready – ASPSP accept eIDAS certs and OB Certs(OBWAC/OBSeal)




Panel
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titleImplementation


Page Properties
idTC-IMP


Directory?

Open Banking

Location of Well Known Endpoints?

Dev Portal (see Notes)

https://api.monzo.com/open-banking/.well-known/openid-configuration

https://docs.monzo.com/


API Standard Implemented?

Open Banking v3.1.2 AIS, PIS, CBPII

Name of Account Holder Implementation Date?

Legal and preferred names of authenticated user available through the Parties endpoint



Date of Current eIDAS Implementation?
Mutual TLS
Current Certificates used for Identification?




Current Certificates used for Transport?OB Transport

Current Certificates used for Signing?OB Signing

Date of Future eIDAS Implementation?No future update currently planned.

Future Certificates used for Identification?


Future Certificates used for Transport?




Future Certificates used for Signing?


Major Milestones

Version 3.1.2 AISP, PISP, CBPII



Brand(s)Monzo

Security Profile?
Yes (certification pending)
Security Profile Certification?


CIBA

TBC

Using Open Banking as your eIDAS Trust Framework?


Are you caching the Directory?Yes

Transaction IDsYes



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