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titleOB Standards


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Implement Open Data v2.2N/A
Implement Read/Write API Specification v3.1 
Implement Customer Experience Guidelines v1.1 
Implement App-to-App Redirection 
Implement OB Security Profile Implementer's Draft v1.1.2N/A
Implement FAPI Profile Implementers Draft 2 
Implement CIBA Profile Implementers Draft 1N/A
Implement Dynamic Client Registration v1.1N/A
Implement Dynamic Client Registration v3.1V3.2 Implemented
Decommission Read/Write API Specification v1.x/2.x16th Jan 2020 V1.1 of our Account Information API endpoints will be deprecated on the 16th of January 2020.
Decommission OB Security Profile Implementer's Draft v1.xN/AAIB supports v1.1.0



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titlePost Brexit Certificate Implementation


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idStandards-Production


PRE-BREXIT - Certificates Accepted (until 31st Dec 2020)
  •  eIDAS QWAC
  •  eIDAS QSealC
  •  OB legacy (obtransport, obsigning)
  •  OBWAC
  •  OBSeal
  •  Other (Please define) 

POST-BREXIT TRANSITION - Certificates Accepted (1st Jan 2021 - 30th Jun 2021)
  •  eIDAS QWAC
  •  eIDAS QSealC
  •  OB legacy (obtransport, obsigning)
  •  OBWAC
  •  OBSeal
  •  Other (Please define) 

eIDAS certificates will be supported for EU based TPPs.

POST-BREXIT POST TRANSITION - Certificates Accepted (from 1st Jul 2021)
  •  eIDAS QWAC
  •  eIDAS QSealC
  •  OB legacy (obtransport, obsigning)
  •  OBWAC
  •  OBSeal
  •  Other (Please define) 
TBC
Planned Implementation Date to Satisfy FCA's Post Transition



TPP PSU Migration Outcomes Supported

Supported outcomes: 3,4,5,8.


POST-BREXIT Certificate Implementation Status (updated by OBIE IES team)

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titleTBC





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titleImplementation


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Directory?

Open Banking

Location of Well Known Endpoints?

OB Technical Directory and Dev Portal

API Standard Implemented?

Open Banking

Name of Account Holder Implementation Date?

TBCNo confirmed date in short or medium term
Date of Current eIDAS Implementation? 

Current Certificates used for Identification?OB Transport + ClientID + Secret
OBWAC / OBSEAL/ QWAC

Current Certificates used for Transport?OB Transport / OBWAC / QWAC

Current Certificates used for Signing?OB Signing / OBSEAL / QSEAL

Date of Future eIDAS Implementation? 

Future Certificates used for Identification?N/A - No further updates planned 

Future Certificates used for Transport?

N/A - No further updates planned 



Future Certificates used for Signing?N/A - No further updates planned 

Major Milestones

N/A(Inc Other Products, API Updates, API Deprecations, etc)
Brand(s)


Security Profile?

Open Banking V1.X



Security Profile Certification?No

CIBA

N/A

Using Open Banking as your eIDAS Trust Framework?Yes, JWKS for TPP’s and the EC trusted list  for eIDAS QTSP’s

Are you caching the Directory?Yes

Transaction IDs

Date TBC - Option 4 Supported

4. ASPSPs provide neither a TransactionID nor the method by which TPPs can generate on





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titleCustomer Journey


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Implementing Customer Experience Guidelines?

Yes


Current CEG Version?TBC
Next CEG Version?TBC
Next Version Implementation DateTBC

Implementing Bespoke User Journeys?

No

Implementing App to App?

Yes
App to App Implementation Date? 

Options on 90 day re-authentication?

At log in after 90 days the customer will have to re-authenticate.

Support Embedded Flow?

No




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