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titleOB Standards
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This Section applies to ASPSPs that have impletemented OB Standards

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idStandards-Production
Implement Open Data v2.2N/AImplement Read/Write API Specification v3.114 Sept 2019 Implement Customer Experience Guidelines v1.114 Sept 2019 Implement App-to-App Redirection30 Nov 2020Implement OB Security Profile Implementer's Draft v1.1.214 Sept 2019 Implement FAPI Profile Implementers Draft 2N/AImplement CIBA Profile Implementers Draft 1N/AImplement Dynamic Client Registration v1.1N/AImplement Dynamic Client Registration v3.114 Sept 2019 Decommission Read/Write API Specification v1.x/2.xN/ADecommission OB Security Profile Implementer's Draft v1.xN/A


Have you Implemented OB Standards?
  •  Yes
  •  No

Open Data - Which version have you Implemented?
  •  None
  •  V2.2
  •  V2.3
  •  V2.4

Read/Write API Specification Implemented or planning to implement

(Lowest version = Current, Highest version = Planned)

  •  V3.0
  •  V3.1
  •  V3.1.1
  •  V3.1.2
  •  V3.1.3
  •  V3.1.4
  •  V3.1.5
  •  V3.1.6
  •  V3.1.7
  •  V3.1.8

Read/Write API - Which date are you planning to implement your latest version?

Dynamic Client Registration - Which version have you Implemented or planning to implement?

(Lowest version = Current, Highest version = Planned)

  •  None
  •  V3.1
  •  V3.2
  •  V3.3

DCR - Which date are you planning to implement your latest version?

Have you implemented Trusted beneficiaries, if not date planned to Implement?

  •  Already Implemented
  •  Planning to implement
  •  Not planning to implement 

Have you implemented Reverse Payments, if not date planned to Implement?

  •  Already Implemented
  •  Planning to implement
  •  Not planning to implement 

PISP - Single Payment Limit£
PISP - Daily Payment Limit£
How many months of transaction do you provide?




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Commence support for eIDAS QWAC certificatesN/AAs per agreement between OBIE and FCA we will allow TPP's to register with OBIE Directory using eIDAS and swap these out for OBIE certs for communications with us. This is referred to as the Open Banking eIDAS Trust Framework. 
Commence support for eIDAS QSEAL certificates
N/A
As per agreement between OBIE and FCA we will allow TPP's to register with OBIE Directory using eIDAS and swap these out for OBIE certs for communications with us. This is referred to as the Open Banking eIDAS Trust Framework.

Commence support for OBIE QWAC-like certificates

14 Sept 2019 Commence support for OBIE QSEAL-like certificates14 Sept 2019 
Cease support for OBIE non eIDAS-like certificates for transportN/AWill cease support for OBIE non eIDAS-like certificate for transport when OBIE cease support for non eIDAS-like certificate
Cease support for OBIE non eIDAS-like certificates for signingN/AWill cease support for OBIE non eIDAS-like certificate for signature when OBIE cease support for non eIDAS-like certificate
Support for MTLS token endpoint authenticationN/ASupport for private_key_jwt token endpoint authentication14 Sept 2019 

Which Security profile have you Implemented or planning to implement?

(Lowest version = Current, Highest version = Planned)

  •  OB Security Profile (Legacy)
  •  FAPI
  •  Other (Please define) 

Security Profile - Next Planned Version Implementation Date

CIBA Profile - Implemented or planning to implement

(Lowest version = Current, Highest version = Planned)

  •  None
  •  CIBA
  •  CIBA FAPI Profile

CIBA Profile - Next Planned Version Implementation Date

Security Profile Certification date?
 

Token Endpoint Authentication Methods Supported
  •  
    client_secret_post
  •  
    client_secret_basic
  •  
    client_secret_jwt
  •  
    tls_client_auth
  •  Private_key_jwt

Planned date to Cease support for client id and client secret token endpoint authenticationNot
Planned
planned





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PRE-BREXIT - Certificates Accepted (until 31st Dec 2020)
  •  eIDAS QWAC
  •  eIDAS QSealC
  •  OB legacy (obtransport, obsigning)
  •  OBWAC
  •  OBSeal
  •  Other (Please define) 
POST-BREXIT TRANSITION - Certificates Accepted (1st Jan 2021 - 30th Jun 2021)
  •  eIDAS QWAC
  •  eIDAS QSealC
  •  OB legacy (obtransport, obsigning)
  •  OBWAC
  •  OBSeal
  •  Other (Please define) 

POST-BREXIT POST TRANSITION - Certificates Accepted (from 1st Jul 2021)
  •  eIDAS QWAC
  •  eIDAS QSealC
  •  OB legacy (obtransport, obsigning)
  •  OBWAC
  •  OBSeal
  •  Other (Please define) 

Planned Implementation Date to Satisfy FCA's Post Transition



TPP PSU Migration Outcomes Supported (see eIDAS Migration Playbook)



POST-BREXIT Certificate Implementation Status (updated by OBIE IES team)






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Yes
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Directory?

Open Banking

Location of Well Known Endpoints?

OB Technical Directory

API Standard Implemented?

Open Banking

Name of Account Holder Implementation Date?

Completed -  Date of Current eIDAS Implementation?14 Sept 2019 OBWAC/OBSeal, As per agreement between OBIE and FCA we will allow TPP's to register with OBIE Directory using eIDAS and swap these out for OBIE certs for communications with us. This is referred to as the Open Banking eIDAS Trust Framework.Current Certificates used for Identification?

OBWAC / OB Transport Certificate

Current Certificates used for Transport?OBWAC / OB Transport CertificateCurrent Certificates used for Signing?OBSeal / OB Signing CertificateDate of Future eIDAS Implementation?N/AFuture Certificates used for Identification?N/AFuture Certificates used for Transport?

N/A

Future Certificates used for Signing?N/A

Major Milestones

Brand(s)

Security Profile?

Security Profile Certification?Yes  

CIBA

NoUsing Open Banking as your eIDAS Trust Framework?
CJ


What is your approach to Implementing OBIE Customer Experience Guidelines (CEG)?

(tick all that apply)

  •  Already Implemented
  •  Planning to implement or upgrade
  •  Not planning to implement CEG
Implemented as of 14th of June 2019

Which version have you implemented or planning to implement?

(Lowest version = Current, Highest version = Planned)

  •  V3.1.2
  •  V3.1.3
  •  V3.1.4
  •  V3.1.5
  •  V3.1.6
  •  V3.1.7
  •  V3.1.8

Which date are you planning to implement your latest CEG version?

Redirection Model
  •  App to App redirection
  •  Decoupled authentication
  •  Embedded Flow
  •  Bespoke User Journeys

Options on 90 day re-authentication?

Yes




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No
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Which Directory are you using as your Trust Framework?Open Banking
Are you caching the Directory?No
Transaction IDs SupportedOption 2
  • ASPSPs provide a Unique, Immutable TransactionID from their core system
  • Implementing Customer Experience Guidelines?

    Yes

    Implemented as of 14th of June 2019

    Current CEG Version?Next CEG Version?Next Version Implementation Date

    Implementing Bespoke User Journeys?

    No

    Implementing App to App?

    YesApp to App Implementation Date?30 Nov 2020Options on 90 day re-authentication?Yes

    Support Embedded Flow?

    2. ASPSPs generate a Unique TransactionID from a set of Immutable fields

  • ASPSPs specify field(s) for TPP to generate a Unique Transaction Identifier
  • ASPSPs provide neither a TransactionID nor the method by which TPPs can generate one
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    Are you enrolled to Dispute Management System?

    •  Yes
    •  No

    Are you Seeking Fallback Exemption?

    •  Yes
    •  No


    Article 10 - Maximum time period after authentication

    Article 10 - Endpoints exempt of SCA



    Major Milestones

    Brand(s)




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    titlePSD2ASPSP Dev Portal and Contact Details


    Dev Portal URL?Please specify the location of the guidance that explains your strategy and plans for when your dedicated interface is unavailable.  This should be a
    Page Properties
    idTC-PSD2

    Dispute Management System?

    YesFCA Adjustment Period - Maintaining Screen Scraping?

    Seeking Fallback Exemption?

    Yes

    Adjusted or Fallback Interface?

    NoAdjusted or Fallback URL?N/AContact Email or Phone Number?

    Phone : +442075973000

    Email : openbankingsupport@kleinworthambros.com

    CJ


    Location of Well Known Endpoints

    OB Technical Directory

    Modified Customer Interface URL (if applicable)



    Dev Portal URLhttps://www.kleinworthambros.com/en/our-services/banking-and-deposits/open-banking/
    Test Facility
    Implementation Date?
     Production Interface Implementation Date? Contingency Measures
    URL
    to your dev portal or artefact that provides TPPs with the information they require
    Article 10 - Maximum time period after authentication?

    Please specify how long the AISP has from the time when they receive the access token (after PSU authentication).  This is the period the AISP must submit their first request before SCA will be re-applied to endpoints NOT exempt of SCA under Article 10.  ASPSPs should consider that this timeline is consistent with the time limit applied by the ASPSP in the existing online PSU interface (i.e. before the PSU is logged out)

    Article 10 - Endpoints exempt of SCAPlease specify which AIS endpoints will be exempt from SCA under Article 10. (delete as appropriate): Accounts, Balances, Transactions, Beneficiaries, Direct Debits, Standing Orders, Products, Offers, Parties, Scheduled Payments, Statements

    Authentication Method - Open Banking Channel (Browser)?

    Device binding, OTP-based PIN/Biometric 14/06/2019

    Device binding, notification-based PIN/Biometric 31/10/2019

    Authentication Method - Open Banking Channel (APP)?

    Device binding, OTP-based PIN/Biometric 14/06/2019

    Device binding, notification-based PIN/Biometric 31/10/2019

    Authentication Method - Private Channel (Browser)?

    Device binding, notification-based PIN/Biometric 14/09/2019

    Authentication Method - Open Banking Channel (APP)?

    Device binding, notification-based PIN/Biometric 14/09/2019

    Authentication Method Implementation Date (Open Banking Channel)?

     

    Authentication Method Implementation Date (Private Channel)?

     

    SCA Implementation Date?

     SCA Scope? (will it inhibit non PSD2 accounts)

    PSD2 Only



    ASPSP Support Desk Email or Phone Number

    Phone : +442075973000

    Email : openbankingsupport@kleinworthambros.com





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      Functional Certificate (PIS): SG Kleinwort Hambros Bank 2019

    Page Properties
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    High Cost Credit

    TBC

    View file
    nameHCC.xlsx
    height250

    Page Properties
    idTC-W7

    After Waiver 7 Expiry (16/06/20) option supported: Option 1 - The parameter b64 being set to FALSE OR Option 2 - The b64 claim not being in the header

    -