Page Comparison

Panel

titleColor	Black
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title	OB Standards

This Section applies to ASPSPs that have impletemented OB Standards

Page Properties

icon	false
id	TC-OB Standards

-Have you Implemented OB Standards?	Yes No
Open Data - Which version have you Implemented?	None V2.2 V2.3 V2.4
Read/Write API Specification Implemented or planning to implement (Lowest version = Current, Highest version = Planned)	V3.0 V3.1 V3.1.1 V3.1.2 V3.1.3 V3.1.4 V3.1.5 V3.1.6 V3.1.7 V3.1.8 v3.1.9 v3.1.10
Read/Write API - Which date are you planning to implement your latest version?
Dynamic Client Registration - Which version have you Implemented or planning to implement? (Lowest version = Current, Highest version = Planned)	None V3.1 V3.2 V3.3
DCR - Which date are you planning to implement your latest version?
Have you implemented Trusted beneficiaries, if not date planned to Implement?	Already Implemented Planning to implement Not planning to implement
Have you implemented Reverse Payments, if not date planned to Implement?	Already Implemented Planning to implement Not planning to implement
Have you implemented ECA Standard?	Already Implemented Planning to implement Not planning to implement
ECA Implementation details
Have you implemented Bulk/File Payments?	Already Implemented Planning to implement Not planning to implement
Have you implemented VRP – Sweeping, if not date planned to Implement?	Already Implemented Planning to implement Not planning to implement
Have you implemented VRP non-Sweeping, if not date planned to Implement?	Already Implemented Planning to implement Not planning to implement	Contact: [enter contact details for the relevant person(s) at your organisation] [You can use this space to provide implementation details relevant to VRP]
PISP - Single Payment Limit	£250,000
PISP - Daily Payment Limit	£250,000
How many months of transaction do you provide?	All
Are you planning to implement TRIs(Transactional Risk Indicator enhancements included in v3.1.10), if so, implementation date?

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Panel

borderStyle	dashed
title	SCA-RTS 90-day reauth Implementation

Page Properties

id	SCA-RTS

Which date are you planning on implementing the SCA reauthentication exemption?

21st September is our target date for implementation of SCA re-authentication exemption.

What is your approach to token management to enable application of the reauthentication exemption? (see link to FCA guidance)

YBS will introduce a long lived refresh token.
AIS consents created after implementation will no longer require re-authentication every 90 days.
Consents issued and authorised before the implementation (by 21st September 2022) will remain valid for 90 days.
On expiry, a new consent will be required.

SCA-RTS implementation status (updated by OBIE PS team only)

Planned / In-progress / Implemented / TBC

Status

colour	Green
title	Implemented

Panel

titleColor	Black
borderStyle	dashed
title	Security Profile

Page Properties

id	ID-Production

-Which Security profile have you Implemented or planning to implement? (Lowest version = Current, Highest version = Planned)	OB Security Profile (Legacy) FAPI Other (Please define)
Security Profile - Next Planned Version Implementation Date
CIBA Profile - Implemented or planning to implement (Lowest version = Current, Highest version = Planned)	None CIBA CIBA FAPI Profile
CIBA Profile - Next Planned Version Implementation Date
Security Profile Certification date?
Token Endpoint Authentication Methods Supported	client_secret_post client_secret_basic client_secret_jwt tls_client_auth Private_key_jwt
Planned date to Cease support for client id and client secret token endpoint authentication	No
POST-BREXIT POST TRANSITION - Certificates Accepted (from 1st Jul 2021)	eIDAS QWAC eIDAS QSealC OB legacy (obtransport, obsigning) OBWAC OBSeal Other (Please define)	Only change is to remove support of OB legacy certificates.

Panel

titleColor	Black
borderStyle	dashed
title	Customer Journey

Page Properties

id	TC-CJ

-What is your approach to Implementing OBIE Customer Experience Guidelines (CEG)? (tick all that apply)	Already Implemented Planning to implement or upgrade Not planning to implement CEG
Which version have you implemented or planning to implement? (Lowest version = Current, Highest version = Planned)	V3.1.2 V3.1.3 V3.1.4 V3.1.5 V3.1.6 V3.1.7 V3.1.8 v3.1.9 v3.1.10
Which date are you planning to implement your latest CEG version?
Redirection Model	App to App redirection Decoupled authentication Embedded Flow Bespoke User Journeys
Options on 90 day re-authentication?	Aligned to Open Banking Customer Experience Guidelines V1.1

Panel

titleColor	Black
borderStyle	dashed
title	PSD2

Page Properties

id	TC-PSD2

-Which Directory are you using as your Trust Framework?	Open Banking
Are you caching the Directory?	Yes
Transaction IDs Supported	Option 1
Are you enrolled to Dispute Management System?	Yes No
Are you Seeking Fallback Exemption?	Yes No
Article 10 - Maximum time period after authentication	5 minutes
Article 10 - Endpoints exempt of SCA	Accounts, Balances, Transactions	An AISP must submit their first request within 5 minutes otherwise SCA will be re-applied
Major Milestones	PISP CoF & Standing Orders, CBPII, CoF, V3.1 September 2019, functional conformance for AISP. Exemption approved from building a backup interface Party/Parties V3.1.2, Event Subscriptions API V3.1.2 February 2020 eIDAS Implementation - March 2020
Brand(s)	Yorkshire Building Society, Chelsea Building Society

Panel

titleColor	Black
borderStyle	dashed
title	ASPSP Dev Portal and Contact Details

Page Properties

id	TC-C

Location of Well Known Endpoints	OB Technical Directory and ASPSP Implementation Guide
Modified Customer Interface URL (if applicable)
Dev Portal URL	https://developers.ybs.co.uk/
Test Facility URL
Brand Landing Pages URL		[You can use this space to explain your guidance on using Brand logos]
ASPSP Support Desk Email or Phone Number (including queries about consent success rates)	API_Support_Team@ybs.co.uk

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