This Section applies to ASPSPs that have implemented OB Standards
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TC-OB Standards
-Have you Implemented OB Standards?
Yes
No
Open Data - Which version have you Implemented?
None
V2.2
V2.3
V2.4
Read/Write API Specification Implemented or planning to implement
(Lowest version = Current, Highest version = Planned)
V3.0
V3.1
V3.1.1
V3.1.2
V3.1.3
V3.1.4
V3.1.5
V3.1.6
V3.1.7
V3.1.8
V3.1.9
V3.1.10
V3.1.11
AISP, CBPII & PISP - v3.1.10 (Also compatible with v3.1)
Read/Write API - Which date are you planning to implement your latest version?
Dynamic Client Registration - Which version have you Implemented or planning to implement?
(Lowest version = Current, Highest version = Planned)
None
V3.1
V3.2
V3.3
DCR - Which date are you planning to implement your latest version?
Have you implemented Trusted beneficiaries, if not date planned to Implement?
Already Implemented
Planning to implement
Not planning to implement
Not Applicable
Have you implemented Reverse Payments, if not date planned to Implement?
Already Implemented
Planning to implement
Not planning to implement
Not Applicable
Have you implemented ECA Standard?
Already Implemented
Planning to implement
Not planning to implement
ECA Implementation details
Contact: [enter contact details for the relevant person(s) at your organisation]
[You can use this space to provide your status with respect to the Standard]
Have you implemented Bulk/File Payments?
Already Implemented
Planning to implement
Not planning to implement
Have you implemented VRP – Sweeping, if not date planned to Implement?
Already Implemented
Planning to implement
Not planning to implement
Have you implemented VRP non-Sweeping, if not date planned to Implement?
Already Implemented
Planning to implement
Not planning to implement
Contact: [enter contact details for the relevant person(s) at your organisation]
[You can use this space to provide implementation details relevant to VRP]
PISP - Single Payment Limit
£
PISP - Daily Payment Limit
£
How many months of transaction do you provide?
6 Months
Last 6 Months worth of transactions
Are you planning to implement TRIs(Transactional Risk Indicator enhancements included in v3.1.10), if so, implementation date?
What is your approach to Implementing TRIs?
Accept payload with TRI fields – Process all fields
Accept payload with TRI fields – Ignore all fields
Reject payload with TRI fields – Error back to TPP
Accept payload with TRI fields – Process few fields (Provide list of accepted fields)
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SCA-RTS 90-day reauth Implementation
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SCA-RTS
Which date are you planning on implementing the SCA reauthentication exemption?
We implemented this on 14/11/2022.
See the below for reference.
What is your approach to token management to enable application of the reauthentication exemption?(see link to FCA guidance)
As part of v3.1.10 Implementation, Vanquis will introduce a long lived refresh token of 60 years.
Consent will not be expire and if the consent is revoked then need to create new consent.
AIS consents created after implementation of v3.1.10 will no longer require re-authentication every 90 days. The new rules in place will ask for customer reconfirmation with the AISP not ASPSP.
Consents issued and authorised before v3.1.10 implementation will remain valid for 90 days.
There are no changes to Vanquis current implementation of Access Tokens. Third parties should continue to pass OAuth credentials in a Get Access Token call. In response, the Vanquis authorisation server issues an access token, reuse the access token until it expires. When it expires, you can get a new token.
Article 10A - Endpoints exempt of SCA-RTS
Accounts
Transactions (90days)
Balances
Standing orders
Direct debits
Beneficiaries
Products
Offers
Parties
Scheduled Payments
Statements
Article 10A - Endpoints not exempt of SCA-RTS
Transactions (more than 90days)
Standing orders
Direct debits
Beneficiaries
Products
Offers
Parties
Scheduled Payments
Statements
Article 10A - Maximum time period after authentication
Please specify the time period in minutes
SCA-RTS implementation status(updated by OBIE PS team only)
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Green
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Implemented
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Customer Journey
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TC-CJ
-What is your approach to Implementing OBIE Customer Experience Guidelines (CEG)?
(tick all that apply)
Already Implemented
Planning to implement or upgrade
Not planning to implement CEG
Which version have you implemented or planning to implement?
(Lowest version = Current, Highest version = Planned)
V3.1.2
V3.1.3
V3.1.4
V3.1.5
V3.1.6
V3.1.7
V3.1.8
V3.1.9
V3.1.10
V3.1.11
Which date are you planning to implement your latest CEG version?
Redirection Model
App to App redirection
Decoupled authentication
Embedded Flow
Bespoke User Journeys
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Black
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PSD2
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TC-PSD2
-Which Directory are you using as your Trust Framework?
Open Banking
Are you caching the Directory?
No
Transaction IDs Supported
Are you enrolled to Dispute Management System?
Yes
No
Are you Seeking Fallback Exemption?
Yes
No
Exempted.
Article 10 - Maximum time period after authentication