This Section applies to ASPSPs that have implemented OB Standards | Page Properties |
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| id | TC-OB Standards |
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| -Have you Implemented OB Standards? | |
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| Open Data - Which version have you Implemented? | |
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Read/Write API Specification Implemented or planning to implement (Lowest version = Current, Highest version = Planned) | - V3.0
- V3.1
- V3.1.1
- V3.1.2
- V3.1.3
- V3.1.4
- V3.1.5
- V3.1.6
- V3.1.7
- V3.1.8
- V3.1.9
- V3.1.10
- V3.1.11
- V4.0
| Business Accounts are written against 3.1.10 specification Private Client Accounts are written against the 3.1 specification. We are aim to complete our private client upgrade by mid 2024. All consumers will be required update there subscriptions to include our new API products. This can be done by logging into the developer portal or by updating your App if you registered via DCR. |
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| Read/Write API - Which date are you planning to implement your latest version? |
| Business Accounts completed June 2023
We'll look to migrate Private Client Accounts in mid 2024 |
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Have you implemented v4.0 information flows, if not date planned to Implement? | - Already Implemented
- Planning to implement
- Not planning to implement
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Dynamic Client Registration - Which version have you Implemented or planning to implement? (Lowest version = Current, Highest version = Planned) | |
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| DCR - Which date are you planning to implement your latest version? |
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Have you implemented Trusted beneficiaries, if not date planned to Implement? | - Already Implemented
- Planning to implement
- Not planning to implement
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Have you implemented Reverse Payments, if not date planned to Implement? | - Already Implemented
- Planning to implement
- Not planning to implement
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Have you implemented ECA Standard? | - Already Implemented
- Planning to implement
- Not planning to implement
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ECA Implementation details |
| Contact: [enter contact details for the relevant person(s) at your organisation] [You can use this space to provide your status with respect to the Standard] |
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Have you implemented Bulk/File Payments? | - Already Implemented
- Planning to implement
- Not planning to implement
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Have you implemented VRP – Sweeping, if not date planned to Implement? | - Already Implemented
- Planning to implement
- Not planning to implement
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Have you implemented VRP non-Sweeping, if not date planned to Implement? | - Already Implemented
- Planning to implement
- Not planning to implement
| Contact: [enter contact details for the relevant person(s) at your organisation] [You can use this space to provide implementation details relevant to VRP] |
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| PISP - Single Payment Limit | £20k for High Income clients
£1m for High Net worth clients | We perform checks on payments for security reasons and may call clients to verify information. |
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| PISP - Daily Payment Limit | £20k for High Income clients
£1m for High Net worth clients | We perform checks on payments for security reasons and may call clients to verify information. |
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| How many months of transaction do you provide? | 2 Years |
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| Have you implemented TRIs (Transactional Risk Indicators), if not, date planned to Implement? | Yes | June 2024 |
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| What is your approach to Implementing TRIs? | - Accept payload with TRI fields – Process all fields
- Accept payload with TRI fields – Ignore all fields
- Reject payload with TRI fields – Error back to TPP
- Accept payload with TRI fields – Process few fields (Provide list of accepted fields)
| From June 2024 we will accept all TRI fields but will only process 'PaymentPurposeCode'.
The codes we'll process are the recommended UK Purpose Code in ISO 20022 Payment Messaging List.
As per the ISO 20022 requirement all payments relating to these types of payments need to include the appropriate payment codes.
HLRP - Finance Property Loan Repayment
HLST - Property Loan Settlement
PLDS - Property Loan Disbursement
PDEP - Property Deposit
PCOM - Property Completion Payment
PLRF - Property Loan Refinancing |
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