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This page has been created and maintained by the relevant ASPSP, and OBIE takes no liability for the completeness nor accuracy of this data. Note to ASPSP: Please indicate which brands this applies to and/or duplicate this page per brand if relevant. |
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Ref | Area | Field | Available (Y/N) | Exception/Notes (inc details on classification codes, field limits, and field formats) |
|---|---|---|---|---|
Bal-1 | Balances - Mandatory | OBReadBalance1 | Y | OBReadBalance1 |
Bal-2 | Balances - Mandatory | Data | Y | OBReadBalance1/Data |
Bal-3 | Balances - Mandatory | Balance | Y | OBReadBalance1/Data/Balance |
Bal-4 | Balances - Mandatory | AccountId | Y | OBReadBalance1/Data/Balance/AccountId |
Bal-5 | Balances - Mandatory | CreditDebitIndicator | Y | OBReadBalance1/Data/Balance/CreditDebitIndicator |
Bal-6 | Balances - Mandatory | Type | Y | OBReadBalance1/Data/Balance/Type |
Bal-7 | Balances - Mandatory | DateTime | Y | OBReadBalance1/Data/Balance/DateTime |
Bal-8 | Balances - Mandatory | Amount | Y | OBReadBalance1/Data/Balance/Amount |
Bal-9 | Balances - Mandatory | Amount | Y | OBReadBalance1/Data/Balance/Amount/Amount |
Bal-10 | Balances - Mandatory | Currency | Y | OBReadBalance1/Data/Balance/Amount/Currency |
Bal-11 | Balances - Optional | CreditLine | N | OBReadBalance1/Data/Balance/CreditLine |
Bal-12 | Balances - Mandatory | Included | N | OBReadBalance1/Data/Balance/CreditLine/Included |
Bal-13 | Balances - Optional | Type | N | OBReadBalance1/Data/Balance/CreditLine/Type |
Bal-14 | Balances - Optional | Amount | N | OBReadBalance1/Data/Balance/CreditLine/AmountAmount of money of the credit line. |
Bal-15 | Balances - Mandatory | Amount | N | OBReadBalance1/Data/Balance/CreditLine/Amount/Amount |
Bal-16 | Balances - Mandatory | Currency | N | OBReadBalance1/Data/Balance/CreditLine/Amount/Currency |
Beneficiaries Fields
| Ref | Area | Field | Available (Y/N) | Exception/Notes (inc details on classification codes, field limits, and field formats) |
|---|---|---|---|---|
| Ben-1 | Beneficiaries - Mandatory |
| OBReadBeneficiary3 | Y |
| OBReadBeneficiary3 | |||
| Ben-2 | Beneficiaries - Mandatory | Data | Y |
| OBReadBeneficiary3/Data | |||
| Ben-3 | Beneficiaries - Optional | Beneficiary | Y |
| OBReadBeneficiary3/Data/Beneficiary | |||
| Ben-4 | Beneficiaries - Optional | AccountId | Y |
OBReadBeneficiary3/Data/Beneficiary/AccountId A unique and immutable identifier used to identify the account resource. This identifier has no meaning to the account owner. | |||
| Ben-5 | Beneficiaries - Optional | BeneficiaryId | N |
OBReadBeneficiary3/Data/Beneficiary/ |
BeneficiaryId A unique and immutable identifier used to identify the |
beneficiary resource. This identifier has no meaning to the account owner. | |
| Ben-6 | Beneficiaries - Optional |
| Reference | Y | OBReadBeneficiary3/Data/Beneficiary/Reference |
Unique reference, as assigned by the creditor, to unambiguously refer to the payment transaction. |
Usage: If available, the initiating party should provide this reference in the structured remittance information, to enable reconciliation by the creditor upon receipt of the amount of money.
| Ben-7 | Beneficiaries - Optional |
| CreditorAgent |
| Y |
OBReadBeneficiary3/Data/Beneficiary/ |
CreditorAgent Party that manages the account on behalf of the account owner, that is manages the registration and booking of entries on the account, calculates balances on the account and provides information about the account. |
This is the servicer of the beneficiary account.
| Ben-8 | Beneficiaries - |
| Optional | SchemeName | N |
OBReadBeneficiary3/Data/Beneficiary/ |
CreditorAgent/SchemeName Name of the identification scheme, in a coded form as published in an external list. | |
| Ben-9 | Beneficiaries - |
| Optional | Identification |
| Y |
OBReadBeneficiary3/Data/Beneficiary/ |
CreditorAgent/Identification Unique and unambiguous identification of the servicing institution. | |
| Ben-10 | Beneficiaries - Optional |
| Name | Y |
OBReadBeneficiary3/Data/Beneficiary/CreditorAgent/ |
Provides the details to identify the beneficiary account.
Ben 11Name Name by which an agent is known and which is usually used to identify that agent. | ||||
| Ben-11 | Beneficiaries - Optional | PostalAddress | N | OBReadBeneficiary3/Data/Beneficiary/CreditorAgent/PostalAddress Information that locates and identifies a specific address, as defined by postal services. |
| Ben-12 | Beneficiaries - Optional | AddressType | N | OBReadBeneficiary3/Data/Beneficiary/CreditorAgent/PostalAddress/AddressType Identifies the nature of the postal address. |
| Ben-13 | Beneficiaries - Optional | Department | N | OBReadBeneficiary3/Data/Beneficiary/CreditorAgent/PostalAddress/Department Identification of a division of a large organisation or building. |
| Ben-14 | Beneficiaries - Optional | SubDepartment | N | OBReadBeneficiary3/Data/Beneficiary/CreditorAgent/PostalAddress/SubDepartment Identification of a sub-division of a large organisation or building. |
| Ben-15 | Beneficiaries - Optional | StreetName | N | OBReadBeneficiary3/Data/Beneficiary/CreditorAgent/PostalAddress/StreetName Name of a street or thoroughfare. |
| Ben-16 | Beneficiaries - Optional | BuildingNumber | N | OBReadBeneficiary3/Data/Beneficiary/CreditorAgent/PostalAddress/BuildingNumber Number that identifies the position of a building on a street. |
| Ben-17 | Beneficiaries - Optional | PostCode | N | OBReadBeneficiary3/Data/Beneficiary/CreditorAgent/PostalAddress/PostCode Identifier consisting of a group of letters and/or numbers that is added to a postal address to assist the sorting of mail. |
| Ben-18 | Beneficiaries - Optional | TownName | N | OBReadBeneficiary3/Data/Beneficiary/CreditorAgent/PostalAddress/TownName Name of a built-up area, with defined boundaries, and a local government. |
| Ben-19 | Beneficiaries - Optional | CountrySubDivision | N | OBReadBeneficiary3/Data/Beneficiary/CreditorAgent/PostalAddress/CountrySubDivision Identifies a subdivision of a country such as state, region, county. |
| Ben-20 | Beneficiaries - Optional | Country | Y | OBReadBeneficiary3/Data/Beneficiary/CreditorAgent/PostalAddress/Country Nation with its own government. |
| Ben-21 | Beneficiaries - Optional | AddressLine | N | OBReadBeneficiary3/Data/Beneficiary/CreditorAgent/PostalAddress/AddressLine Information that locates and identifies a specific address, as defined by postal services, presented in free format text. |
| Ben-22 | Beneficiaries - Optional | CreditorAccount | Y | OBReadBeneficiary3/Data/Beneficiary/CreditorAccount Provides the details to identify the beneficiary account. |
| Ben-23 | Beneficiaries - Mandatory | SchemeName | Y |
OBReadBeneficiary3/Data/Beneficiary/CreditorAccount/SchemeName Name of the identification scheme, in a coded form as published in an external list. |
| Ben |
| -24 | Beneficiaries - Mandatory | Identification | Y |
OBReadBeneficiary3/Data/Beneficiary/CreditorAccount/Identification Identification assigned by an institution to identify an account. This identification is known by the account owner. |
| Ben |
| -25 | Beneficiaries - Optional | Name |
| Y |
OBReadBeneficiary3/Data/Beneficiary/CreditorAccount/Name |
Name of the account, as assigned by the account servicing institution, in agreement with the account owner in order to provide an additional means of identification of the account.
The account name is |
the |
name or names of the account owner(s) represented at an account level, as displayed by the ASPSP's online channels. | |||
| Ben-26 | Beneficiaries - Optional | SecondaryIdentification | N |
OBReadBeneficiary3/Data/Beneficiary/CreditorAccount/ |
SecondaryIdentification This is secondary identification of the account, as assigned by the account servicing institution |
. |
Direct Debits Fields
| Ref | Area | Field | Available (Y/N) | Exception/Notes (inc details on classification codes, field limits, and field formats) |
|---|---|---|---|---|
| DD-1 | Direct Debit - Mandatory | OBReadDirectDebit1 | Y | OBReadDirectDebit1 |
| DD-2 | Direct Debit - Mandatory | Data | Y | OBReadDirectDebit1/Data |
| DD-3 | Direct Debit - Optional | DirectDebit | Y | OBReadDirectDebit1/ |
Data/DirectDebit Account to or from which a cash entry is made. | ||||
| DD-4 | Direct Debit - Mandatory | AccountId | Y | OBReadDirectDebit1/Data/DirectDebit/AccountId A unique and immutable identifier used to identify the account resource. This identifier has no meaning to the account owner. |
| DD-5 | Direct Debit - Optional | DirectDebitId | N | OBReadDirectDebit1/Data/DirectDebit/ |
DirectDebitId A unique and immutable identifier used to identify the direct debit resource. This identifier has no meaning to the account owner. | ||
| DD-6 | Direct Debit - Mandatory | MandateIdentification |
| Y | OBReadDirectDebit1/Data/DirectDebit/MandateIdentification Direct Debit reference. For AUDDIS service users provide Core Reference. For non AUDDIS service users provide Core reference if possible or last used reference. | |||
| DD-7 | Direct Debit - Optional | DirectDebitStatusCode | Y | OBReadDirectDebit1/Data/DirectDebit/DirectDebitStatusCode Specifies the status of the direct debit in code form. |
| DD-8 | Direct Debit - Mandatory | Name | Y | OBReadDirectDebit1/Data/DirectDebit/ |
Name Name of Service User. | |
| DD-9 | Direct Debit - Optional |
| PreviousPaymentDateTime | Y | OBReadDirectDebit1/Data/DirectDebit/ |
Date of most recent direct debit collection.
DD| PreviousPaymentDateTime | ||||
| DD-10 | Direct Debit - Optional | PreviousPaymentAmount | Y | OBReadDirectDebit1/Data/DirectDebit/ |
The amount of the most recent direct debit collection.
DD 11| PreviousPaymentAmount | ||||
| DD-11 | Direct Debit - Mandatory | Amount | Y | OBReadDirectDebit1/Data/DirectDebit/PreviousPaymentAmount/Amount |
| DD-12 | Direct Debit - Mandatory | Currency | Y | OBReadDirectDebit1/Data/DirectDebit/PreviousPaymentAmount/Currency |
Products Fields
| Ref | Area | Field | Available (Y/N) | Exception/Notes (inc details on classification codes, field limits, and field formats) |
|---|---|---|---|---|
Prod 1 | Products - Mandatory | OBReadProduct2 | Y | OBReadProduct2 |
Prod 2 | Products - Mandatory | Data | Y | OBReadProduct2/Data |
Prod 3 | Products - Optional | Product | Y | OBReadProduct2/Data/Product |
Prod 4 | Products - Mandatory | AccountId | Y | OBReadProduct2/Data/Product/AccountId A unique and immutable identifier used to identify the account resource. This identifier has no meaning to the account owner. |
Prod 5 | Products - Mandatory | ProductId | Y - only if product in Open Data API | OBReadProduct2/Data/Product/ProductIdr Identifier within the parent organisation for the product. Must be unique in the organisation. |
Prod 6 | Products - Mandatory | ProductType | Y | OBReadProduct2/Data/Product/ProductType Descriptive code for the product category. |
Prod 7 | Products - Optional | ProductName | Y | OBReadProduct2/Data/Product/ProductName The name of the product used for marketing purposes from a customer perspective. I.e. what the customer would recognise. |
Prod 8 | Products - Optional | SecondaryProductId | N | OBReadProduct2/Data/Product/SecondaryProductId Identifier within the parent organisation for the product. Must be unique in the organisation. |
Prod 9 | Products - Optional | MarketingStateId | Y | OBReadProduct2/Data/Product/MarketingStateId Unique and unambiguous identification of a BCA Product Marketing State. |
Prod 10 | Product - Mandatory | OtherProductType | Y | OBReadProduct2/Data/Product/OtherProductType This field provides extension to the ProductType enumeration. If ProductType - "Other" is chosen, this field must be populated with name, and description for ASPSP specific product type |
Prod 11 | Product - Mandatory | Name | Y | OBReadProduct2/Data/Product/OtherProductType/Name
|
Prod 12 | Product - Mandatory | Description | Y | OBReadProduct2/Data/Product/OtherProductType/Description |
Prod 13 | Product - Mandatory | BCA | Y | OBReadProduct2/Data/Product/BCA |
Prod 14 | Product - Mandatory | PCA | Y | OBReadProduct2/Data/Product/PCA |
Prod 15 | Product - Optional | ProductDetails | N | OBReadProduct2/Data/Product/BCA/ProductDetails |
Prod 16 | Product – Optional | Segment | N | OBReadProduct2/Data/Product/BCA/ProductDetails/Segment Market segmentation is a marketing term referring to the aggregating of prospective buyers into groups, or segments, that have common needs and respond similarly to a marketing action. Market segmentation enables companies to target different categories of consumers who perceive the full value of certain products and services differently from one another. |
Prod 17 | Product – Optional | FeeFreeLength | N | OBReadProduct2/Data/Product/BCA/ProductDetails/FeeFreeLength The length/duration of the fee free perdiod |
Prod 18 | Product – Optional | FeeFreeLengthPeriod | N | OBReadProduct2/Data/Product/BCA/ProductDetails/FeeFreeLengthPeriod The unit of period (days, weeks, months etc.) of the promotional length |
Prod 19 | Product – Optional | Notes | N | OBReadProduct2/Data/Product/BCA/ProductDetails/Notes |
Prod 20 | Product – Optional | CreditInterest | N | OBReadProduct2/Data/Product/BCA/CreditInterest |
Prod 21 | Product – Optional | TierBandSet | N | OBReadProduct2/Data/Product/BCA/CreditInterest/TierBandSet |
Prod 22 | Product – Mandatory | TierBandMethod | Y | OBReadProduct2/Data/Product/BCA/CreditInterest/TierBandSet/TierBandMethod The methodology of how credit interest is paid/applied. It can be:- 1. Banded Interest rates are banded. i.e. Increasing rate on whole balance as balance increases. 2. Tiered Interest rates are tiered. i.e. increasing rate for each tier as balance increases, but interest paid on tier fixed for that tier and not on whole balance. 3. Whole The same interest rate is applied irrespective of the BCA balance |
Prod 23 | Product – Optional | CalculationMethod | N | OBReadProduct2/Data/Product/BCA/CreditInterest/TierBandSet/CalculationMethod Methods of calculating interest |
Prod 24 | Product – Mandatory | Destination | Y | OBReadProduct2/Data/Product/BCA/CreditInterest/TierBandSet/Destination Describes whether accrued interest is payable only to the BCA or to another bank account |
Prod 25 | Product – Optional | Notes | N | OBReadProduct2/Data/Product/BCA/CreditInterest/TierBandSet/Notes |
Prod 26 | Product – Optional | TierBand | N | OBReadProduct2/Data/Product/BCA/CreditInterest/TierBandSet/TierBand |
Prod 27 | Product – Optional | Identification | N | OBReadProduct2/Data/Product/BCA/CreditInterest/TierBandSet/TierBand/Identification Unique and unambiguous identification of a Tier Band for a BCA. |
Prod 28 | Product – Mandatory | TierValueMinimum | Y | OBReadProduct2/Data/Product/BCA/CreditInterest/TierBandSet/TierBand/TierValueMinimum Minimum deposit value for which the credit interest tier applies. |
Prod 29 | Product – Optional | TierValueMaximum | N | OBReadProduct2/Data/Product/BCA/CreditInterest/TierBandSet/TierBand/TierValueMaximum Maximum deposit value for which the credit interest tier applies. |
Prod 30 | Product – Optional | CalculationFrequency | N | OBReadProduct2/Data/Product/BCA/CreditInterest/TierBandSet/TierBand/CalculationFrequency How often is credit interest calculated for the account. |
Prod 31 | Product – Mandatory | ApplicationFrequency | Y | OBReadProduct2/Data/Product/BCA/CreditInterest/TierBandSet/TierBand/ApplicationFrequency How often is interest applied to the BCA for this tier/band i.e. how often the financial institution pays accumulated interest to the customer's BCA. |
Prod 32 | Product – Optional | DepositInterestAppliedCoverage | N | OBReadProduct2/Data/Product/BCA/CreditInterest/TierBandSet/TierBand/DepositInterestAppliedCoverage Amount on which Interest applied. |
Prod 33 | Product – Mandatory | FixedVariableInterestRateType | Y | OBReadProduct2/Data/Product/BCA/CreditInterest/TierBandSet/TierBand/FixedVariableInterestRateType Type of interest rate, Fixed or Variable |
Prod 34 | Product – Mandatory | AER | Y | OBReadProduct2/Data/Product/BCA/CreditInterest/TierBandSet/TierBand/AER The annual equivalent rate (AER) is interest that is calculated under the assumption that any interest paid is combined with the original balance and the next interest payment will be based on the slightly higher account balance. Overall, this means that interest can be compounded several times in a year depending on the number of times that interest payments are made. |
Prod 35 | Product – Optional | BankInterestRateType | N | OBReadProduct2/Data/Product/BCA/CreditInterest/TierBandSet/TierBand/BankInterestRateType Interest rate types, other than AER, which financial institutions may use to describe the annual interest rate payble to the BCA. |
Prod 36 | Product – Optional | BankInterestRate | N | OBReadProduct2/Data/Product/BCA/CreditInterest/TierBandSet/TierBand/BankInterestRate Bank Interest for the BCA product |
Prod 37 | Product – Optional | Notes | N | OBReadProduct2/Data/Product/BCA/CreditInterest/TierBandSet/TierBand/Notes Optional additional notes to supplement the Tier Band details |
Prod 38 | Product – Optional | OtherBankInterestType | N | OBReadProduct2/Data/Product/BCA/CreditInterest/TierBandSet/TierBand/OtherBankInterestType |
Prod 39 | Product – Optional | Code | N | OBReadProduct2/Data/Product/BCA/CreditInterest/TierBandSet/TierBand/OtherBankInterestType/Code The four letter Mnemonic used within an XML file to identify a code |
Prod 40 | Product – Mandatory | Description | Y | OBReadProduct2/Data/Product/BCA/CreditInterest/TierBandSet/TierBand/OtherBankInterestType/Description Description to describe the purpose of the code |
Prod 41 | Product – Mandatory | Name | Y | OBReadProduct2/Data/Product/BCA/CreditInterest/TierBandSet/TierBand/OtherBankInterestType/Name Long name associated with the code |
Prod 42 | Product – Optional | OtherApplicationFrequency | N | OBReadProduct2/Data/Product/BCA/CreditInterest/TierBandSet/TierBand/OtherApplicationFrequency |
Prod 43 | Product – Optional | Code | N | OBReadProduct2/Data/Product/BCA/CreditInterest/TierBandSet/TierBand/OtherApplicationFrequency/Code The four letter Mnemonic used within an XML file to identify a code |
Prod 44 | Product – Mandatory | Description | Y | OBReadProduct2/Data/Product/BCA/CreditInterest/TierBandSet/TierBand/OtherApplicationFrequency/Description Description to describe the purpose of the code |
Prod 45 | Product – Mandatory | Name | Y | OBReadProduct2/Data/Product/BCA/CreditInterest/TierBandSet/TierBand/OtherApplicationFrequency/Name Long name associated with the code |
Prod 46 | Product – Optional | OtherCalculationFrequency | N | OBReadProduct2/Data/Product/BCA/CreditInterest/TierBandSet/TierBand/OtherCalculationFrequency |
Prod 47 | Product – Optional | Code | N | OBReadProduct2/Data/Product/BCA/CreditInterest/TierBandSet/TierBand/OtherCalculationFrequency/Code The four letter Mnemonic used within an XML file to identify a code |
Prod 48 | Product – Mandatory | Description | Y | OBReadProduct2/Data/Product/BCA/CreditInterest/TierBandSet/TierBand/OtherCalculationFrequency/Description Description to describe the purpose of the code |
Prod 49 | Product – Mandatory | Name | Y | OBReadProduct2/Data/Product/BCA/CreditInterest/TierBandSet/TierBand/OtherCalculationFrequency/Name Long name associated with the code |
Prod 50 | Product – Optional | Overdraft | N | OBReadProduct2/Data/Product/BCA/Overdraft |
Prod 51 | Product – Optional | Notes | N | OBReadProduct2/Data/Product/BCA/Overdraft/Notes Associated Notes about the overdraft rates |
Prod 52 | Product – Optional | OverdraftTierBandSet | N | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet |
Prod 53 | Product – Mandatory | TierBandMethod | Y | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/TierBandMethod "The methodology of how overdraft is charged. It can be: 'Whole' Where the same charge/rate is applied to the entirety of the overdraft balance (where charges are applicable). 'Tiered' Where different charges/rates are applied dependent on overdraft maximum and minimum balance amount tiers defined by the lending financial organisation 'Banded' Where different charges/rates are applied dependent on overdraft maximum and minimum balance amount bands defined by a government organisation." |
Prod 54 | Product – Optional | OverdraftType | N | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftType An overdraft can either be 'committed' which means that the facility cannot be withdrawn without reasonable notification before it's agreed end date, or 'on demand' which means that the financial institution can demand repayment at any point in time. |
Prod 55 | Product – Optional | Identification | N | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/Identification Unique and unambiguous identification of a Tier Band for a overdraft product. |
Prod 56 | Product – Optional | AuthorisedIndicator | N | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/AuthorisedIndicator Indicates if the Overdraft is authorised (Y) or unauthorised (N) |
Prod 57 | Product – Optional | BufferAmount | N | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/BufferAmount When a customer exceeds their credit limit, a financial institution will not charge the customer unauthorised overdraft charges if they do not exceed by more than the buffer amount. Note: Authorised overdraft charges may still apply. |
Prod 58 | Product – Optional | Notes | N | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/Notes Optional additional notes to supplement the overdraft Tier Band Set details |
Prod 59 | Product – Optional | OverdraftTierBand | N | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand |
Prod 60 | Product – Optional | Identification | N | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/Identification Unique and unambiguous identification of a Tier Band for a overdraft. |
Prod 61 | Product – Optional | TierValueMax | N | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/TierValueMax Maximum value of Overdraft Tier/Band |
Prod 62 | Product – Mandatory | TierValueMin | Y | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/TierValueMin Minimum value of Overdraft Tier/Band |
Prod 63 | Product – Optional | EAR | N | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/EAR "EAR means Effective Annual Rate and/or Equivalent Annual Rate (frequently used interchangeably), being the actual annual interest rate of an Overdraft." |
Prod 64 | Product – Optional | AgreementLengthMax | N | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/AgreementLengthMax Specifies the maximum length of a band for a fixed overdraft agreement |
Prod 65 | Product – Optional | AgreementLengthMin | N | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/AgreementLengthMin Specifies the minimum length of a band for a fixed overdraft agreement |
Prod 66 | Product – Optional | AgreementPeriod | N | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/AgreementPeriod Specifies the period of a fixed length overdraft agreement |
Prod 67 | Product – Optional | OverdraftInterestChargingCoverage | N | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/OverdraftInterestChargingCoverage Refers to which interest rate is applied when interests are tiered. For example, if an overdraft balance is £2k and the interest tiers are:- 0-£500 0.1%, 500-1000 0.2%, 1000-10000 0.5%, then the applicable interest rate could either be 0.5% of the entire balance (since the account balance sits in the top interest tier) or (0.1%*500)+(0.2%*500)+(0.5%*1000). In the 1st situation, we say the interest is applied to the ‘Whole’ of the account balance, and in the 2nd that it is ‘Tiered’. |
Prod 68 | Product – Optional | BankGuaranteedIndicator | N | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/BankGuaranteedIndicator Indicates whether the advertised overdraft rate is guaranteed to be offered to a borrower by the bank e.g. if it’s part of a government scheme, or whether the rate may vary dependent on the applicant’s circumstances. |
Prod 69 | Product – Optional | Notes | N | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/Notes Optional additional notes to supplement the Tier/band details |
Prod 70 | Product – Optional | OverdraftFeesCharges | N | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/OverdraftFeesCharges |
Prod 71 | Product – Optional | OverdraftFeeChargeCap | N | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/OverdraftFeesCharges/OverdraftFeeChargeCap |
Prod 72 | Product - Mandatory | FeeType | Y | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/OverdraftFeesCharges/OverdraftFeeChargeCap/FeeType Fee/charge type which is being capped |
Prod 73 | Product – Mandatory | MinMaxType | Y | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/OverdraftFeesCharges/OverdraftFeeChargeCap/MinMaxType Min Max type |
Prod 74 | Product – Optional | FeeCapOccurrence | N | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/OverdraftFeesCharges/OverdraftFeeChargeCap/FeeCapOccurrence Indicates whether the advertised overdraft rate is guaranteed to be offered to a borrower by the bank e.g. if it’s part of a government scheme, or whether the rate may vary dependent on the applicant’s circumstances. |
Prod 75 | Product – Optional | FeeCapAmount | N | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/OverdraftFeesCharges/OverdraftFeeChargeCap/FeeCapAmount Cap amount charged for a fee/charge |
Prod 76 | Product – Optional | CappingPeriod | N | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/OverdraftFeesCharges/OverdraftFeeChargeCap/CappingPeriod Period e.g. day, week, month etc. for which the fee/charge is capped |
Prod 77 | Product – Optional | Notes | N | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/OverdraftFeesCharges/OverdraftFeeChargeCap/Notes Notes related to Overdraft fee charge cap |
Prod 78 | Product – Optional | OtherFeeType | N | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/OverdraftFeesCharges/OverdraftFeeChargeCap/OtherFeeType |
Prod 79 | Product – Optional | Code | N | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/OverdraftFeesCharges/OverdraftFeeChargeCap/OtherFeeType/Code The four letter Mnemonic used within an XML file to identify a code |
Prod 80 | Product – Mandatory | Name | Y | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/OverdraftFeesCharges/OverdraftFeeChargeCap/OtherFeeType/Name Long name associated with the code |
Prod 81 | Product – Mandatory | Description | Y | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/OverdraftFeesCharges/OverdraftFeeChargeCap/OtherFeeType/Description Description to describe the purpose of the code |
Prod 82 | Product – Optional | OverdraftFeeChargeDetail | N | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/OverdraftFeesCharges/OverdraftFeeChargeDetail |
Prod 83 | Product – Mandatory | FeeType | Y | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/OverdraftFeesCharges/OverdraftFeeChargeDetail/FeeType Overdraft fee type |
Prod 84 | Product – Optional | NegotiableIndicator | N | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/OverdraftFeesCharges/OverdraftFeeChargeDetail/NegotiableIndicator Indicates whether fee and charges are negotiable |
Prod 85 | Product – Optional | OverdraftControlIndicator | N | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/OverdraftFeesCharges/OverdraftFeeChargeDetail/OverdraftControlIndicator Indicates if the fee/charge is already covered by an 'Overdraft Control' fee or not. |
Prod 86 | Product – Optional | IncrementalBorrowingAmount | N | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/OverdraftFeesCharges/OverdraftFeeChargeDetail/IncrementalBorrowingAmount Every additional tranche of an overdraft balance to which an overdraft fee is applied |
Prod 87 | Product – Optional | FeeAmount | N | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/OverdraftFeesCharges/OverdraftFeeChargeDetail/FeeAmount Amount charged for an overdraft fee/charge (where it is charged in terms of an amount rather than a rate) |
Prod 88 | Product – Optional | FeeRate | N | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/OverdraftFeesCharges/OverdraftFeeChargeDetail/FeeRate Rate charged for overdraft fee/charge (where it is charged in terms of a rate rather than an amount) |
Prod 89 | Product – Optional | FeeRateType | N | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/OverdraftFeesCharges/OverdraftFeeChargeDetail/FeeRateType Rate type for overdraft fee/charge (where it is charged in terms of a rate rather than an amount) |
Prod 90 | Product – Mandatory | ApplicationFrequency | Y | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/OverdraftFeesCharges/OverdraftFeeChargeDetail/ApplicationFrequency Frequency at which the overdraft charge is applied to the account |
Prod 91 | Product – Optional | CalculationFrequency | N | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/OverdraftFeesCharges/OverdraftFeeChargeDetail/CalculationFrequency How often is the overdraft fee/charge calculated for the account. |
Prod 92 | Product – Optional | Notes | N | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/OverdraftFeesCharges/OverdraftFeeChargeDetail/Notes Free text for capturing any other info related to Overdraft Fees Charge Details |
Prod 93 | Product – Optional | OverdraftFeeChargeCap | N | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/OverdraftFeesCharges/OverdraftFeeChargeDetail/OverdraftFeeChargeCap |
Prod 94 | Product – Mandatory | FeeType | Y | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/OverdraftFeesCharges/OverdraftFeeChargeDetail/OverdraftFeeChargeCap/FeeType Fee/charge type which is being capped |
Prod 95 | Product – Mandatory | MinMaxType | Y | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/OverdraftFeesCharges/OverdraftFeeChargeDetail/OverdraftFeeChargeCap/MinMaxType Min Max type |
Prod 96 | Product – Optional | FeeCapOccurrence | N | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/OverdraftFeesCharges/OverdraftFeeChargeDetail/OverdraftFeeChargeCap/FeeCapOccurrence Indicates whether the advertised overdraft rate is guaranteed to be offered to a borrower by the bank e.g. if it’s part of a government scheme, or whether the rate may vary dependent on the applicant’s circumstances. |
Prod 97 | Product – Optional | FeeCapAmount | N | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/OverdraftFeesCharges/OverdraftFeeChargeDetail/OverdraftFeeChargeCap/FeeCapAmount Cap amount charged for a fee/charge |
Prod 98 | Product – Optional | CappingPeriod | N | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/OverdraftFeesCharges/OverdraftFeeChargeDetail/OverdraftFeeChargeCap/CappingPeriod Period e.g. day, week, month etc. for which the fee/charge is capped |
Prod 99 | Product – Optional | Notes | N | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/OverdraftFeesCharges/OverdraftFeeChargeDetail/OverdraftFeeChargeCap/Notes Notes related to Overdraft fee charge cap |
Prod 100 | Product – Optional | OtherFeeType | N | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/OverdraftFeesCharges/OverdraftFeeChargeDetail/OverdraftFeeChargeCap/OtherFeeType |
Prod 101 | Product – Optional | Code | N | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/OverdraftFeesCharges/OverdraftFeeChargeDetail/OverdraftFeeChargeCap/OtherFeeType/Code |
Prod 102 | Product – Mandatory | Name | Y | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/OverdraftFeesCharges/OverdraftFeeChargeDetail/OverdraftFeeChargeCap/OtherFeeType/Name Long name associated with the code |
Prod 103 | Product – Mandatory | Description | Y | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/OverdraftFeesCharges/OverdraftFeeChargeDetail/OverdraftFeeChargeCap/OtherFeeType/Description Description to describe the purpose of the code |
Prod 104 | Product – Optional | OtherFeeType | N | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/OverdraftFeesCharges/OverdraftFeeChargeDetail/OtherFeeType |
Prod 105 | Product – Optional | Code | N | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/OverdraftFeesCharges/OverdraftFeeChargeDetail/OtherFeeType/Code The four letter Mnemonic used within an XML file to identify a code |
Prod 106 | Product – Mandatory | Name | Y | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/OverdraftFeesCharges/OverdraftFeeChargeDetail/OtherFeeType/Name Long name associated with the code |
Prod 107 | Product – Mandatory | Description | Y | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/OverdraftFeesCharges/OverdraftFeeChargeDetail/OtherFeeType/Description Description to describe the purpose of the code |
Prod 108 | Product – Optional | OtherFeeRateType | N | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/OverdraftFeesCharges/OverdraftFeeChargeDetail/OtherFeeRateType |
Prod 109 | Product – Optional | Code | N | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/OverdraftFeesCharges/OverdraftFeeChargeDetail/OtherFeeRateType/Code The four letter Mnemonic used within an XML file to identify a code |
Prod 110 | Product – Mandatory | Name | Y | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/OverdraftFeesCharges/OverdraftFeeChargeDetail/OtherFeeRateType/Name Long name associated with the code |
Prod 111 | Product – Mandatory | Description | Y | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/OverdraftFeesCharges/OverdraftFeeChargeDetail/OtherFeeRateType/Description Description to describe the purpose of the code |
Prod 112 | Product – Optional | OtherApplicationFrequency | N | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/OverdraftFeesCharges/OverdraftFeeChargeDetail/OtherApplicationFrequency |
Prod 113 | Product – Optional | Code | N | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/OverdraftFeesCharges/OverdraftFeeChargeDetail/OtherApplicationFrequency/Code The four letter Mnemonic used within an XML file to identify a code |
Prod 114 | Product – Mandatory | Name | Y | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/OverdraftFeesCharges/OverdraftFeeChargeDetail/OtherApplicationFrequency/Name Long name associated with the code |
Prod 115 | Product – Mandatory | Description | Y | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/OverdraftFeesCharges/OverdraftFeeChargeDetail/OtherApplicationFrequency/Description Description to describe the purpose of the code |
Prod 116 | Product – Optional | OtherCalculationFrequency | N | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/OverdraftFeesCharges/OverdraftFeeChargeDetail/OtherCalculationFrequency |
Prod 117 | Product – Optional | Code | N | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/OverdraftFeesCharges/OverdraftFeeChargeDetail/OtherCalculationFrequency/Code The four letter Mnemonic used within an XML file to identify a code |
Prod 118 | Product – Mandatory | Name | Y | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/OverdraftFeesCharges/OverdraftFeeChargeDetail/OtherCalculationFrequency/Name Long name associated with the code |
Prod 119 | Product – Mandatory | Description | Y | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/OverdraftFeesCharges/OverdraftFeeChargeDetail/OtherCalculationFrequency/Description Description to describe the purpose of the code |
Prod 120 | Product – Optional | OverdraftFeesCharges | N | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftFeesCharges |
Prod 121 | Product – Optional | OverdraftFeeChargeCap | N | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftFeesCharges/OverdraftFeeChargeCap |
Prod 122 | Product – Mandatory | FeeType | Y | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftFeesCharges/OverdraftFeeChargeCap/FeeType Fee/charge type which is being capped |
Prod 123 | Product – Mandatory | MinMaxType | Y | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftFeesCharges/OverdraftFeeChargeCap/MinMaxType Min Max type |
Prod 124 | Product – Optional | FeeCapOccurrence | N | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftFeesCharges/OverdraftFeeChargeCap/FeeCapOccurrence Indicates whether the advertised overdraft rate is guaranteed to be offered to a borrower by the bank e.g. if it’s part of a government scheme, or whether the rate may vary dependent on the applicant’s circumstances. |
Prod 125 | Product – Optional | FeeCapAmount | N | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftFeesCharges/OverdraftFeeChargeCap/FeeCapAmount Cap amount charged for a fee/charge |
Prod 126 | Product – Optional | CappingPeriod | N | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftFeesCharges/OverdraftFeeChargeCap/CappingPeriod Period e.g. day, week, month etc. for which the fee/charge is capped |
Prod 127 | Product – Optional | Notes | N | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftFeesCharges/OverdraftFeeChargeCap/Notes Notes related to Overdraft fee charge cap |
Prod 128 | Product – Optional | OtherFeeType | N | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftFeesCharges/OverdraftFeeChargeCap/OtherFeeType |
Prod 129 | Product – Optional | Code | N | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftFeesCharges/OverdraftFeeChargeCap/OtherFeeType/Code The four letter Mnemonic used within an XML file to identify a code |
Prod 130 | Product – Mandatory | Name | Y | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftFeesCharges/OverdraftFeeChargeCap/OtherFeeType/Name Long name associated with the code |
Prod 131 | Product – Mandatory | Description | Y | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftFeesCharges/OverdraftFeeChargeCap/OtherFeeType/Description Description to describe the purpose of the code |
Prod 132 | Product – Optional | OverdraftFeeChargeDetail | N | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftFeesCharges/OverdraftFeeChargeDetail |
Prod 133 | Product – Mandatory | FeeType | Y | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftFeesCharges/OverdraftFeeChargeDetail/FeeType Overdraft fee type |
Prod 134 | Product – Optional | NegotiableIndicator | N | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftFeesCharges/OverdraftFeeChargeDetail/NegotiableIndicator Indicates whether fee and charges are negotiable |
Prod 135 | Product – Optional | OverdraftControlIndicator | N | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftFeesCharges/OverdraftFeeChargeDetail/OverdraftControlIndicator Indicates if the fee/charge is already covered by an 'Overdraft Control' fee or not. |
Prod 136 | Product – Optional | IncrementalBorrowingAmount | N | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftFeesCharges/OverdraftFeeChargeDetail/IncrementalBorrowingAmount Every additional tranche of an overdraft balance to which an overdraft fee is applied |
Prod 137 | Product – Optional | FeeAmount | N | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftFeesCharges/OverdraftFeeChargeDetail/FeeAmount Amount charged for an overdraft fee/charge (where it is charged in terms of an amount rather than a rate) |
Prod 138 | Product – Optional | FeeRate | N | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftFeesCharges/OverdraftFeeChargeDetail/FeeRate Rate charged for overdraft fee/charge (where it is charged in terms of a rate rather than an amount) |
Prod 139 | Product – Optional | FeeRateType | N | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftFeesCharges/OverdraftFeeChargeDetail/FeeRateType Rate type for overdraft fee/charge (where it is charged in terms of a rate rather than an amount) |
Prod 140 | Product – Mandatory | ApplicationFrequency | Y | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftFeesCharges/OverdraftFeeChargeDetail/ApplicationFrequency Frequency at which the overdraft charge is applied to the account |
Prod 141 | Product – Optional | CalculationFrequency | N | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftFeesCharges/OverdraftFeeChargeDetail/CalculationFrequency How often is the overdraft fee/charge calculated for the account. |
Prod 142 | Product – Optional | Notes | N | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftFeesCharges/OverdraftFeeChargeDetail/Notes Free text for capturing any other info related to Overdraft Fees Charge Details |
Prod 143 | Product – Optional | OverdraftFeeChargeCap | N | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftFeesCharges/OverdraftFeeChargeDetail/OverdraftFeeChargeCap |
Prod 144 | Product – Mandatory | FeeType | Y | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftFeesCharges/OverdraftFeeChargeDetail/OverdraftFeeChargeCap/FeeType Fee/charge type which is being capped |
Prod 145 | Product – Mandatory | MinMaxType | Y | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftFeesCharges/OverdraftFeeChargeDetail/OverdraftFeeChargeCap/MinMaxType Min Max type |
Prod 146 | Product – Optional | FeeCapOccurrence | N | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftFeesCharges/OverdraftFeeChargeDetail/OverdraftFeeChargeCap/FeeCapOccurrence Indicates whether the advertised overdraft rate is guaranteed to be offered to a borrower by the bank e.g. if it’s part of a government scheme, or whether the rate may vary dependent on the applicant’s circumstances. |
Prod 147 | Product – Optional | FeeCapAmount | N | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftFeesCharges/OverdraftFeeChargeDetail/OverdraftFeeChargeCap/FeeCapAmount Cap amount charged for a fee/charge |
Prod 148 | Product – Optional | CappingPeriod | N | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftFeesCharges/OverdraftFeeChargeDetail/OverdraftFeeChargeCap/CappingPeriod Period e.g. day, week, month etc. for which the fee/charge is capped |
Prod 149 | Product – Optional | Notes | N | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftFeesCharges/OverdraftFeeChargeDetail/OverdraftFeeChargeCap/Notes Notes related to Overdraft fee charge cap |
Prod 150 | Product – Optional | OtherFeeType | N | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftFeesCharges/OverdraftFeeChargeDetail/OverdraftFeeChargeCap/OtherFeeType |
Prod 151 | Product – Optional | Code | N | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftFeesCharges/OverdraftFeeChargeDetail/OverdraftFeeChargeCap/OtherFeeType/Code The four letter Mnemonic used within an XML file to identify a code |
Prod 152 | Product – Mandatory | Name | Y | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftFeesCharges/OverdraftFeeChargeDetail/OverdraftFeeChargeCap/OtherFeeType/Name Long name associated with the code |
Prod 153 | Product – Mandatory | Description | Y | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftFeesCharges/OverdraftFeeChargeDetail/OverdraftFeeChargeCap/OtherFeeType/Description Description to describe the purpose of the code |
Prod 154 | Product – Optional | OtherFeeType | N | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftFeesCharges/OverdraftFeeChargeDetail/OtherFeeType |
Prod 155 | Product – Optional | Code | N | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftFeesCharges/OverdraftFeeChargeDetail/OtherFeeType/Code The four letter Mnemonic used within an XML file to identify a code |
Prod 156 | Product – Mandatory | Name | Y | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftFeesCharges/OverdraftFeeChargeDetail/OtherFeeType/Name Long name associated with the code |
Prod 157 | Product – Mandatory | Description | Y | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftFeesCharges/OverdraftFeeChargeDetail/OtherFeeType/Description Description to describe the purpose of the code |
Prod 158 | Product – Optional | OtherFeeRateType | N | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftFeesCharges/OverdraftFeeChargeDetail/OtherFeeRateType |
Prod 159 | Product – Optional | Code | N | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftFeesCharges/OverdraftFeeChargeDetail/OtherFeeRateType/Code The four letter Mnemonic used within an XML file to identify a code |
Prod 160 | Product – Mandatory | Name | Y | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftFeesCharges/OverdraftFeeChargeDetail/OtherFeeRateType/Name Long name associated with the code |
Prod 161 | Product – Mandatory | Description | Y | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftFeesCharges/OverdraftFeeChargeDetail/OtherFeeRateType/Description Description to describe the purpose of the code |
Prod 162 | Product – Optional | OtherApplicationFrequency | N | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftFeesCharges/OverdraftFeeChargeDetail/OtherApplicationFrequency |
Prod 163 | Product – Optional | Code | N | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftFeesCharges/OverdraftFeeChargeDetail/OtherApplicationFrequency/Code The four letter Mnemonic used within an XML file to identify a code |
Prod 164 | Product – Mandatory | Name | Y | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftFeesCharges/OverdraftFeeChargeDetail/OtherApplicationFrequency/Name Long name associated with the code |
Prod 165 | Product – Mandatory | Description | Y | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftFeesCharges/OverdraftFeeChargeDetail/OtherApplicationFrequency/Description |
Prod 166 | Product – Optional | OtherCalculationFrequency | N | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftFeesCharges/OverdraftFeeChargeDetail/OtherCalculationFrequency |
Prod 167 | Product – Optional | Code | N | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftFeesCharges/OverdraftFeeChargeDetail/OtherCalculationFrequency/Code The four letter Mnemonic used within an XML file to identify a code |
Prod 168 | Product – Mandatory | Name | Y | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftFeesCharges/OverdraftFeeChargeDetail/OtherCalculationFrequency/Name Long name associated with the code |
Prod 169 | Product – Mandatory | Description | Y | OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftFeesCharges/OverdraftFeeChargeDetail/OtherCalculationFrequency/Description Description to describe the purpose of the code |
Prod 170 | Product – Optional | OtherFeesCharges | N | OBReadProduct2/Data/Product/BCA/OtherFeesCharges |
Prod 171 | Product – Optional | TariffType | N | OBReadProduct2/Data/Product/BCA/OtherFeesCharges/TariffType TariffType which defines the fee and charges. |
Prod 172 | Product – Optional | TariffName | N | OBReadProduct2/Data/Product/BCA/OtherFeesCharges/TariffName Name of the tariff |
Prod 173 | Product – Optional | OtherTariffType | N | OBReadProduct2/Data/Product/BCA/OtherFeesCharges/OtherTariffType |
Prod 174 | Product – Optional | Code | N | OBReadProduct2/Data/Product/BCA/OtherFeesCharges/OtherTariffType/Code The four letter Mnemonic used within an XML file to identify a code |
Prod 175 | Product – Mandatory | Name | Y | OBReadProduct2/Data/Product/BCA/OtherFeesCharges/OtherTariffType/Name Long name associated with the code |
Prod 176 | Product – Mandatory | Description | Y | OBReadProduct2/Data/Product/BCA/OtherFeesCharges/OtherTariffType/Description Description to describe the purpose of the code |
Prod 177 | Product – Optional | FeeChargeDetail | N | OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeDetail |
Prod 178 | Product – Mandatory | FeeCategory | Y | OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeDetail/FeeCategory Categorisation of fees and charges into standard categories. |
Prod 179 | Product – Mandatory | FeeType | Y | OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeDetail/FeeType Fee/Charge Type |
Prod 180 | Product – Optional | NegotiableIndicator | N | OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeDetail/NegotiableIndicator Fee/charge which is usually negotiable rather than a fixed amount |
Prod 181 | Product – Optional | FeeAmount | N | OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeDetail/FeeAmount Fee Amount charged for a fee/charge (where it is charged in terms of an amount rather than a rate) |
Prod 182 | Product – Optional | FeeRate | N | OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeDetail/FeeRate Rate charged for Fee/Charge (where it is charged in terms of a rate rather than an amount) |
Prod 183 | Product – Optional | FeeRateType | N | OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeDetail/FeeRateType Rate type for Fee/Charge (where it is charged in terms of a rate rather than an amount) |
Prod 184 | Product – Mandatory | ApplicationFrequency | Y | OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeDetail/ApplicationFrequency How frequently the fee/charge is applied to the account |
Prod 185 | Product – Optional | CalculationFrequency | N | OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeDetail/CalculationFrequency How frequently the fee/charge is calculated |
Prod 186 | Product – Optional | Notes | N | OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeDetail/Notes Optional additional notes to supplement the fee/charge details. |
Prod 187 | Product – Optional | FeeChargeCap | N | OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeDetail/FeeChargeCap |
Prod 188 | Product – Mandatory | FeeType | Y | OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeDetail/FeeChargeCap/FeeType Fee/charge type which is being capped |
Prod 189 | Product – Mandatory | MinMaxType | Y | OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeDetail/FeeChargeCap/MinMaxType Min Max type |
Prod 190 | Product – Optional | FeeCapOccurrence | N | OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeDetail/FeeChargeCap/FeeCapOccurrence fee/charges are captured dependent on the number of occurrences rather than capped at a particular amount |
Prod 191 | Product – Optional | FeeCapAmount | N | OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeDetail/FeeChargeCap/FeeCapAmount Cap amount charged for a fee/charge (where it is charged in terms of an amount rather than a rate) |
Prod 192 | Product – Optional | CappingPeriod | N | OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeDetail/FeeChargeCap/CappingPeriod Period e.g. day, week, month etc. for which the fee/charge is capped |
Prod 193 | Product – Optional | Notes | N | OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeDetail/FeeChargeCap/Notes Free text for adding extra details for fee charge cap |
Prod 194 | Product – Optional | OtherFeeType | N | OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeDetail/FeeChargeCap/OtherFeeType |
Prod 195 | Product – Optional | Code | N | OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeDetail/FeeChargeCap/OtherFeeType/Code The four letter Mnemonic used within an XML file to identify a code |
Prod 196 | Product – Mandatory | Name | Y | OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeDetail/FeeChargeCap/OtherFeeType/Name Long name associated with the code |
Prod 197 | Product – Mandatory | Description | Y | OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeDetail/FeeChargeCap/OtherFeeType/Description Description to describe the purpose of the code |
Prod 198 | Product – Optional | OtherFeeCategoryType | N | OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeDetail/OtherFeeCategoryType |
Prod 199 | Product – Optional | Code | N | OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeDetail/OtherFeeCategoryType/Code The four letter Mnemonic used within an XML file to identify a code |
Prod 200 | Product – Mandatory | Name | Y | OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeDetail/OtherFeeCategoryType/Name Long name associated with the code |
Prod 201 | Product – Mandatory | Description | Y | OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeDetail/OtherFeeCategoryType/Description Description to describe the purpose of the code |
Prod 202 | Product – Optional | OtherFeeType | N | OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeDetail/OtherFeeType |
Prod 203 | Product – Optional | Code | N | OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeDetail/OtherFeeType/Code The four letter Mnemonic used within an XML file to identify a code |
Prod 204 | Product – Mandatory | FeeCategory | Y | OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeDetail/OtherFeeType/FeeCategory Categorisation of fees and charges into standard categories. |
Prod 205 | Product – Mandatory | Name | Y | OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeDetail/OtherFeeType/Name Long name associated with the code |
Prod 206 | Product – Mandatory | Description | Y | OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeDetail/OtherFeeType/Description Description to describe the purpose of the code |
Prod 207 | Product – Optional | OtherFeeRateType | N | OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeDetail/OtherFeeRateType |
Prod 208 | Product – Optional | Code | N | OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeDetail/OtherFeeRateType/Code The four letter Mnemonic used within an XML file to identify a code |
Prod 209 | Product – Mandatory | Name | Y | OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeDetail/OtherFeeRateType/Name Long name associated with the code |
Prod 210 | Product – Mandatory | Description | Y | OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeDetail/OtherFeeRateType/Description Description to describe the purpose of the code |
Prod 211 | Product – Optional | OtherApplicationFrequency | N | OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeDetail/OtherApplicationFrequency |
Prod 212 | Product – Optional | Code | N | OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeDetail/OtherApplicationFrequency/Code The four letter Mnemonic used within an XML file to identify a code |
Prod 213 | Product – Mandatory | Name | Y | OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeDetail/OtherApplicationFrequency/Name Long name associated with the code |
Prod 214 | Product – Mandatory | Description | Y | OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeDetail/OtherApplicationFrequency/Description Description to describe the purpose of the code |
Prod 215 | Product – Optional | OtherCalculationFrequency | N | OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeDetail/OtherCalculationFrequency |
Prod 216 | Product – Optional | Code | N | OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeDetail/OtherCalculationFrequency/Code The four letter Mnemonic used within an XML file to identify a code |
Prod 217 | Product – Mandatory | Name | Y | OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeDetail/OtherCalculationFrequency/Name Long name associated with the code |
Prod 218 | Product – Mandatory | Description | Y | OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeDetail/OtherCalculationFrequency/Description Description to describe the purpose of the code |
Prod 219 | Product – Optional | FeeApplicableRange | N | OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeDetail/FeeApplicableRange |
Prod 220 | Product – Optional | MinimumAmount | N | OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeDetail/FeeApplicableRange/MinimumAmount Minimum Amount on which fee/charge is applicable (where it is expressed as an amount) |
Prod 221 | Product – Optional | MaximumAmount | N | OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeDetail/FeeApplicableRange/MaximumAmount Maximum Amount on which fee is applicable (where it is expressed as an amount) |
Prod 222 | Product – Optional | MinimumRate | N | OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeDetail/FeeApplicableRange/MinimumRate Minimum rate on which fee/charge is applicable(where it is expressed as an rate) |
Prod 223 | Product – Optional | MaximumRate | N | OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeDetail/FeeApplicableRange/MaximumRate Maximum rate on which fee/charge is applicable(where it is expressed as an rate) |
Prod 224 | Product – Optional | FeeChargeCap | N | OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeCap |
Prod 225 | Product – Mandatory | FeeType | Y | OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeCap/FeeType Fee/charge type which is being capped |
Prod 226 | Product – Mandatory | MinMaxType | Y | OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeCap/MinMaxType Min Max type |
Prod 227 | Product – Optional | FeeCapOccurrence | N | OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeCap/FeeCapOccurrence fee/charges are captured dependent on the number of occurrences rather than capped at a particular amount |
Prod 228 | Product – Optional | FeeCapAmount | N | OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeCap/FeeCapAmount Cap amount charged for a fee/charge (where it is charged in terms of an amount rather than a rate) |
Prod 229 | Product – Optional | CappingPeriod | N | OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeCap/CappingPeriod Period e.g. day, week, month etc. for which the fee/charge is capped |
Prod 230 | Product – Optional | Notes | N | OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeCap/Notes Free text for adding extra details for fee charge cap |
Prod 231 | Product – Optional | OtherFeeType | N | OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeCap/OtherFeeType |
Prod 232 | Product – Optional | Code | N | OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeCap/OtherFeeType/Code The four letter Mnemonic used within an XML file to identify a code |
Prod 233 | Product – Mandatory | Name | Y | OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeCap/OtherFeeType/Name Long name associated with the code |
Prod 234 | Product – Mandatory | Description | Y | OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeCap/OtherFeeType/Description Description to describe the purpose of the code |
N.B. Same logic applies to PCA from Prod 11 to Prod 234
Standing Orders Fields
| Ref | Area | Field | Available (Y/N) | Exception/Notes (inc details on classification codes, field limits, and field formats) |
|---|---|---|---|---|
| SO-1 | Standing Order - Mandatory | OBReadStandingOrder5 | Y | OBReadStandingOrder5 |
| SO-2 | Standing Order - Mandatory | Data | Y | OBReadStandingOrder5/Data |
| SO-3 | Standing Order - Optional | StandingOrder | Y | OBReadStandingOrder5/Data/StandingOrder |
| SO-4 | Standing Order - Mandatory | AccountId | Y | OBReadStandingOrder5/Data/StandingOrder/AccountId A unique and immutable identifier used to identify the account resource. This identifier has no meaning to the account owner. |
| SO-5 | Standing Order - Optional | StandingOrderId | N | OBReadStandingOrder5/Data/StandingOrder/StandingOrderId A unique and immutable identifier used to identify the standing order resource. This identifier has no meaning to the account owner. |
| SO-6 | Standing Order - Mandatory | Frequency | Y | OBReadStandingOrder5/Data/StandingOrder/Frequency |
| SO-7 | Standing Order - Optional | Reference | Y | OBReadStandingOrder5/Data/StandingOrder/Reference Unique reference, as assigned by the creditor, to unambiguously refer to the payment transaction. |
| SO-8 | Standing Order - Optional | FirstPaymentDateTime | Y | OBReadStandingOrder5/Data/StandingOrder/FirstPaymentDateTime The date on which the first payment for a Standing Order schedule will be made. |
| SO-9 | Standing Order - Optional | NextPaymentDateTime | Y | OBReadStandingOrder5/Data/StandingOrder/NextPaymentDateTime The date on which the next payment for a Standing Order schedule will be made. |
| SO-10 | Standing Order - Optional | FinalPaymentDateTime | Y | OBReadStandingOrder5/Data/StandingOrder/FinalPaymentDateTime The date on which the final payment for a Standing Order schedule will be made. |
| SO-11 | Standing Order - Optional | StandingOrderStatusCode | Y | OBReadStandingOrder5/Data/StandingOrder/StandingOrderStatusCode Specifies the status of the standing order in code form. |
| SO-12 | Standing Order - Optional | FirstPaymentAmount | Y | OBReadStandingOrder5/Data/StandingOrder/FirstPaymentAmount The amount of the first Standing Order |
| SO-13 | Standing Order - Mandatory | Amount | Y | OBReadStandingOrder5/Data/StandingOrder/FirstPaymentAmount/Amount A number of monetary units specified in an active currency where the unit of currency is explicit and compliant with ISO 4217. |
| SO-14 | Standing Order - Mandatory | Currency | Y | OBReadStandingOrder5/Data/StandingOrder/FirstPaymentAmount/Currency A code allocated to a currency by a Maintenance Agency under an international identification scheme, as described in the latest edition of the international standard ISO 4217 "Codes for the representation of currencies and funds". |
| SO-15 | Standing Order - Optional | NextPaymentAmount | Y | OBReadStandingOrder5/Data/StandingOrder/NextPaymentAmount The amount of the next Standing Order. |
| SO-16 | Standing Order - Mandatory | Amount | Y | OBReadStandingOrder5/Data/StandingOrder/NextPaymentAmount/Amount A number of monetary units specified in an active currency where the unit of currency is explicit and compliant with ISO 4217. |
| SO-17 | Standing Order - Mandatory | Currency | Y | OBReadStandingOrder5/Data/StandingOrder/NextPaymentAmount/Currency A code allocated to a currency by a Maintenance Agency under an international identification scheme, as described in the latest edition of the international standard ISO 4217 "Codes for the representation of currencies and funds". |
| SO-18 | Standing Order - Optional | FinalPaymentAmount | Y | OBReadStandingOrder5/Data/StandingOrder/FinalPaymentAmount The amount of the final Standing Order |
| SO-19 | Standing Order - Mandatory | Amount | Y | OBReadStandingOrder5/Data/StandingOrder/FinalPaymentAmount/Amount A number of monetary units specified in an active currency where the unit of currency is explicit and compliant with ISO 4217. |
| SO-20 | Standing Order - Mandatory | Currency | Y | OBReadStandingOrder5/Data/StandingOrder/FinalPaymentAmount/Currency A code allocated to a currency by a Maintenance Agency under an international identification scheme, as described in the latest edition of the international standard ISO 4217 "Codes for the representation of currencies and funds". |
| SO-21 | Standing Order - Optional | CreditorAgent | N | OBReadStandingOrder5/Data/StandingOrder/CreditorAgent Party that manages the account on behalf of the account owner, that is manages the registration and booking of entries on the account, calculates balances on the account and provides information about the account. |
| SO-22 | Standing Order - Mandatory | SchemeName | N | OBReadStandingOrder5/Data/StandingOrder/CreditorAgent/SchemeName Name of the identification scheme, in a coded form as published in an external list. |
| SO-23 | Standing Order - Mandatory | Identification | N | OBReadStandingOrder5/Data/StandingOrder/CreditorAgent/Identification Unique and unambiguous identification of the servicing institution. |
| SO-24 | Standing Order - Optional | CreditorAccount | Y | OBReadStandingOrder5/Data/StandingOrder/CreditorAccount Provides the details to identify the beneficiary account. |
| SO-25 | Standing Order - Mandatory | SchemeName | Y | OBReadStandingOrder5/Data/StandingOrder/CreditorAccount/SchemeName Name of the identification scheme, in a coded form as published in an external list. |
| SO-26 | Standing Order - Mandatory | Identification | Y | OBReadStandingOrder5/Data/StandingOrder/CreditorAccount/Identification Beneficiary account identification. |
| SO-27 | Standing Order - Optional | Name | Y | OBReadStandingOrder5/Data/StandingOrder/CreditorAccount/Name The account name is the name or names of the account owner(s) represented at an account level, as displayed by the ASPSP's online channels. |
| SO-28 | Standing Order - Optional | SecondaryIdentification | N | OBReadStandingOrder5/Data/StandingOrder/CreditorAccount/SecondaryIdentification This is secondary identification of the account, as assigned by the account servicing institution. |
| SO-29 | Standing Order - Optional | SupplementaryData | N | OBReadStandingOrder5/Data/StandingOrder/SupplementaryData Additional information that can not be captured in the structured fields and/or any other specific block. |
Statements Fields
| Ref | Area | Field | Available (Y/N) | Exception/Notes (inc details on classification codes, field limits, and field formats) |
|---|---|---|---|---|
Stat 1 | Statements -Conditional | OBReadStatement1 | Y | OBReadStatement1 |
Stat 2 | Statements -Conditional | Data | Y | OBReadStatement1/Data |
Stat 3 | Statements - Optional | Statement | Y | OBReadStatement1/Data/Statement |
Stat 4 | Statements - Mandatory | AccountId | Y | OBReadStatement1/Data/Statement/AccountId A unique and immutable identifier used to identify the account resource. This identifier has no meaning to the account owner. |
Stat 5 | Statements - optional | StatementId | N | OBReadStatement1/Data/Statement/StatementId Unique identifier for the statement resource within an servicing institution. This identifier is both unique and immutable. |
Stat 6 | Statements - Optional | StatementReference | N | OBReadStatement1/Data/Statement/StatementReference Unique reference for the statement. This reference may be optionally populated if available. |
Stat 7 | Statements - Mandatory | Type | Y | OBReadStatement1/Data/Statement/Type Statement type, in a coded form.. |
Stat 8 | Statements - mandatory | StartDateTime | Y | OBReadStatement1/Data/Statement/StartDateTime Date and time at which the statement period starts.. |
Stat 9 | Statements - mandatory | EndDateTime | Y | OBReadStatement1/Data/Statement/EndDateTime Date and time at which the statement period ends. |
Stat 10 | Statements - mandatory | CreationDateTime | Y | OBReadStatement1/Data/Statement/CreationDateTime Date and time at which the resource was created. |
Stat 11 | Statements - optional | StatementDescription | N | OBReadStatement1/Data/Statement/StatementDescription |
Stat 12 | Statements - optional | StatementBenefit | Y | OBReadStatement1/Data/Statement/StatementBenefit |
Stat 13 | Statements - mandatory | Type | Y | OBReadStatement1/Data/Statement/StatementBenefit/Type |
Stat 14 | Statements - mandatoryl | Amount | Y | OBReadStatement1/Data/Statement/StatementBenefit/Amount |
Stat 15 | Statements - mandatory | Amount | Y | OBReadStatement1/Data/Statement/StatementBenefit/Amount/Amount |
Stat 16 | Statements - mandatory | Currency | Y | OBReadStatement1/Data/Statement/StatementBenefit/Amount/Currency |
Stat 17 | Statements - optional | StatementFee | N | OBReadStatement1/Data/Statement/StatementFee |
Stat 18 | Statements - optional | StatementInterest | N | OBReadStatement1/Data/Statement/StatementInterest |
Stat 19 | Statements - optional | StatementAmount | Y | OBReadStatement1/Data/Statement/StatementAmount |
Stat 20 | Statements - mandatory | CreditDebitIndicator | Y | OBReadStatement1/Data/Statement/StatementAmount/CreditDebitIndicator |
Stat 21 | Statements - mandatory | Type | Y | OBReadStatement1/Data/Statement/StatementAmount/Type |
Stat 22 | Statements - mandatory | Amount | Y | OBReadStatement1/Data/Statement/StatementAmount/Amount |
Stat 23 | Statements - mandatory | Amount | Y | OBReadStatement1/Data/Statement/StatementAmount/Amount/Amount |
Stat 24 | Statements - mandatory | Currency | Y | OBReadStatement1/Data/Statement/StatementAmount/Amount/Currency |
Stat 25 | Statements - optional | StatementDateTime | N | OBReadStatement1/Data/Statement/StatementDateTime |
Stat 26 | Statements - optional | StatementRate | N | OBReadStatement1/Data/Statement/StatementRate |
Stat 27 | Statements - optional | StatementValue | N | OBReadStatement1/Data/Statement/StatementValue |
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