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Method (delete as appropriate):

  • Existing PSU interface, but with header signed using signing cert
    • Adapted (clone) version of a PSU interface, with TLS secured using transport cert
    Panel
    titleColorBlack
    borderStyledashed
    titleOBIE Standards Calendar
    Page Properties
    id9Standards-Production
    Implement Open Data v2.2N/AImplement Read/Write API Specification v3.1 Implement Customer Experience Guidelines v1.1 Implement App-to-App Redirection Implement OB Security Profile Implementer's Draft v1.1.2N/AImplement FAPI Profile Implementers Draft 2 Implement CIBA Profile Implementers Draft 1N/AImplement Dynamic Client Registration v1.1N/AImplement Dynamic Client Registration v3.1TBCDecommission Read/Write API Specification v1.x/2.xTBC
    Decommission OB Security Profile Implementer's Draft v1.xN/AAIB supports v1.1.0
    Article 10 SCA Exemption (for 90 days)Resources covered (delete as appropriate): Accounts, Balances, Transactions, Beneficiaries, Direct Debits, Standing Orders, Products, Offers, Parties, Scheduled Payments, StatementsContingency Mechanism (if applicable)
    OB Standards

    This Section applies to ASPSPs that have implemented OB Standards


    Page Properties
    iconfalse
    idTC-OB Standards
    titleTC-OB Standards


    -Have you Implemented OB Standards?
    •  Yes
    •  No

    Open Data - Which version have you Implemented?
    •  None
    •  V2.2
    •  V2.3
    •  V2.4

    Read/Write API Specification Implemented or planning to implement

    (Lowest version = Current, Highest version = Planned)

    •  V3.0
    •  V3.1
    •  V3.1.1
    •  V3.1.2
    •  V3.1.3
    •  V3.1.4
    •  V3.1.5
    •  V3.1.6
    •  V3.1.7
    •  V3.1.8
    •  V3.1.9
    •  V3.1.10
    •  V3.1.11
    •  V4.0

    Read/Write API - Which date are you planning to implement your latest version?

    Have you implemented v4.0 information flows, if not date planned to Implement?

    •  Already Implemented
    •  Planning to implement
    •  Not planning to implement 

    Dynamic Client Registration - Which version have you Implemented or planning to implement?

    (Lowest version = Current, Highest version = Planned)

    •  None
    •  V3.1
    •  V3.2
    •  V3.3

    DCR - Which date are you planning to implement your latest version?

    Have you implemented Trusted beneficiaries, if not date planned to Implement?

    •  Already Implemented
    •  Planning to implement
    •  Not planning to implement 

    Have you implemented Reverse Payments, if not date planned to Implement?

    •  Already Implemented
    •  Planning to implement
    •  Not planning to implement 

    Have you implemented ECA Standard?

    •  Already Implemented
    •  Planning to implement
    •  Not planning to implement 

    ECA Implementation details


    Contact: [enter contact details for the relevant person(s) at your organisation]

    [You can use this space to provide your status with respect to the Standard]

    Have you implemented Bulk/File Payments?

    •  Already Implemented
    •  Planning to implement
    •  Not planning to implement 

    Have you implemented VRP – Sweeping, if not date planned to Implement?

    •  Already Implemented
    •  Planning to implement
    •  Not planning to implement 

    Have you implemented VRP non-Sweeping, if not date planned to Implement?

    •  Already Implemented
    •  Planning to implement
    •  Not planning to implement 

    Contact: [enter contact details for the relevant person(s) at your organisation]

    [You can use this space to provide implementation details relevant to VRP]
    PISP - Single Payment Limit£
    PISP - Daily Payment Limit£
    How many months of transaction do you provide?

    Have you implemented TRIs (Transactional Risk Indicators), if not, date planned to Implement?

    What is your approach to Implementing TRIs?
    •  Accept payload with TRI fields – Process all fields
    •  Accept payload with TRI fields – Ignore all fields
    •  Reject payload with TRI fields – Error back to TPP
    •  Accept payload with TRI fields – Process few fields (Provide list of accepted fields)  




    Panel
    borderStyledashed
    titleSCA-RTS 90-day reauth Implementation


    Page Properties
    idSCA-RTS


    Which date are you planning on implementing the SCA reauthentication exemption?


    		30/09/2022 

    What is your approach to token management to enable application of the reauthentication exemption? (see link to FCA guidance)


    Issue a long-lived refresh token during one final SCA

    Article 10A - Endpoints exempt of SCA-RTS
    •  

      Accounts

    •  

      Transactions (90days)

    •  

      Balances

    •  

      Standing orders

    •  

      Direct debits

    •  

      Beneficiaries

    •  

      Products

    •  

      Offers

    •  

      Parties

    •  

      Scheduled Payments

    •  

      Statements


    Article 10A - Endpoints not exempt of SCA-RTS
    •  

      Transactions (more than 90days)

    •  

      Standing orders

    •  

      Direct debits

    •  

      Beneficiaries

    •  

      Products

    •  

      Offers

    •  

      Parties

    •  

      Scheduled Payments

    •  

      Statements


    Article 10A - Maximum time period after authentication
    		Please specify the time period in minutes
    SCA-RTS implementation status (updated by OBL PS team only)

    Status
    colourGreen
    titleImplemented





    Panel
    titleColorBlack
    borderStyledashed
    titleMethod of Identification CalendarSecurity Profile


    Page Properties
    id9IDID-Production
    		Commence support for eIDAS QWAC certificates Commence support for eIDAS QSEAL certificates
      

    Commence support for OBIE QWAC-like certificates

    		N/ACommence support for OBIE QSEAL-like certificates Cease support for OBIE non eIDAS-like certificates for transport Cease support for OBIE non eIDAS-like certificates for signing Support for MTLS token endpoint authenticationN/ASupport for private_key_jwt token endpoint authentication

     


    -Which Security profile have you Implemented or planning to implement?

    (Lowest version = Current, Highest version = Planned)

    •  OB Security Profile (Legacy)
    •  FAPI (ID2)
    •  FAPI 1 Advanced
    •  Other (Please define) 

    Security Profile - Next Planned Version Implementation Date



    CIBA Profile - Implemented or planning to implement

    (Lowest version = Current, Highest version = Planned)

    •  None
    •  CIBA
    •  CIBA FAPI Profile

    CIBA Profile - Next Planned Version Implementation Date
     

    Security Profile Certification date?



    Token Endpoint Authentication Methods Supported
    •  
      client_secret_post
    •  
      client_secret_basic
    •  
      client_secret_jwt
    •  
      tls_client_auth
    •  Private_key_jwt

    Planned date to Cease support for client id and client secret token endpoint authentication 
    POST-BREXIT POST TRANSITION - Certificates Accepted (from 1st Jul 2021)
    •  eIDAS QWAC
    •  eIDAS QSealC
    •  OB legacy (obtransport, obsigning)
    •  OBWAC
    •  OBSeal
    •  Other (Please define) 
    		TBC




    Panel
    titleColorBlack
    borderStyledashed
    titleImplementationCustomer Journey


    Yes, JWKS for TPP’s and the EC trusted list  for eIDAS QTSP’s
    Page Properties
    idTC-IMP

    Directory?

    		Open Banking

    Location of Well Known Endpoints?

    		OB Technical Directory and Dev Portal

    API Standard Implemented?

    		Open Banking

    Name of Account Holder Implementation Date?

    Supported identification method?

    QWAC / QSeal

    Major Milestones

    		N/A

    FAPI Compliant?

    Yes

    CIBA

    		N/AUsing Open Banking as your eIDAS Trust Framework?
    CJ


    -What is your approach to Implementing OBL Customer Experience Guidelines (CEG)?

    (tick all that apply)

    •  Already Implemented
    •  Planning to implement or upgrade
    •  Not planning to implement CEG

    Which version have you implemented or planning to implement?

    (Lowest version = Current, Highest version = Planned)

    •  V3.1.2
    •  V3.1.3
    •  V3.1.4
    •  V3.1.5
    •  V3.1.6
    •  V3.1.7
    •  V3.1.8
    •  V3.1.9
    •  V3.1.10
    •  V3.1.11
    •  V4.0

    Which date are you planning to implement your latest CEG version?TBC
    Redirection Model
    •  App to App redirection
    •  Decoupled authentication
    •  Embedded Flow
    •  Bespoke User Journeys




    Panel
    titleColorBlack
    borderStyledashed
    titlePSD2


    Page Properties
    idTC-PSD2


    -Which Directory are you using as your Trust Framework?Open Banking
    Are you caching the Directory?
    		Yes


    Transaction IDs SupportedDate TBC - Option 4 Supported4. ASPSPs provide neither a TransactionID nor the method by which TPPs can generate
    one
    on

    Are you Seeking Fallback Exemption?

    •  Yes
    •  No

    Allied Irish Bank (AIB) and First Trust Bank are exempt from the requirement to build a contingency mechanism for the “Retail API Channel”

    Article 10 - Maximum time period after authentication90 days
    Article 10 - Endpoints exempt of SCA

    Balances, Transactions

    (last 90 days only)


    Major Milestones

    Brand(s)




    Panel
    titleColorBlack
    borderStyledashed
    titleCustomer JourneyASPSP Dev Portal and Contact Details


    Implementing Bespoke User Journeys?

    No
    Page Properties
    idTC-CJ

    Implementing Customer Experience Guidelines?

    Yes

    		No

    Implementing App to App?

    		YesApp to App Implementation Date? 

    Options on 90 day re-authentication?

    		At log in after 90 days the customer will have to re-authenticate.

    Support Embedded Flow?

    C


    Location of Well Known Endpoints

    		OB Technical Directory and Dev Portal

    Modified Customer Interface URL (if applicable)



    Dev Portal URL

    https://developer.firsttrustbank.co.uk/ 

    https://developer.aibgb.co.uk/


    Test Facility URL

    Brand Landing Pages URL
    		[You can use this space to explain your guidance on using Brand logos]

    ASPSP Support Desk Email or Phone Number

    (including queries about consent success rates) 

    		api@aib.ie




    Panel
    titleColorBlack
    borderStyledashed
    titlePSD2Key Implementations


    SCA Scope? (will it inhibit non PSD2 accounts)
    Page Properties
    idTC-PSD2

    Dispute Management System?

    		Yes

    Seeking Fallback Exemption?

    		Yes

    Adjusted or Fallback Interface?

    Test Facility Implementation Date?

    		 Production Interface Implementation Date? 

    Authentication Method - Open Banking Channel (Browser)?

    Authentication Method - Open Banking Channel (APP)?

    Authentication Method - Private Channel (Browser)?

    Authentication Method - Private Channel (APP)?

    Authentication Method Implementation Date (Open Banking Channel)?

    Authentication Method Implementation Date (Private Channel)?

    SCA Implementation Date?

    HCC


    High Cost Credit

    		AIB - HCC.xlsx

    View file
    nameAIB - HCC.xlsx
    height250


    AIB Error Codes 

    View file
    nameAPI Gateway Error Codes 2021.xlsx
    height250