Page Comparison

Panel

titleColor	Black
borderStyle	dashed
title	OB Standards

This Section applies to ASPSPs that have implemented OB Standards

Page Properties

icon	false
id	TC-OB Standards-Production

Implement Open Data v2.2

Implement Read/Write API Specification v3.1

Implement Customer Experience Guidelines v1.1

Implement App-to-App Redirection

Implement OB Security Profile Implementer's Draft v1.1.2

Implement FAPI Profile Implementers Draft 2

Implement CIBA Profile Implementers Draft 1

Implement Dynamic Client Registration v1.1

Implement Dynamic Client Registration v3.1

Decommission Read/Write API Specification v1.x/2.x

Decommission OB Security Profile Implementer's Draft v1.x

Panel

borderStyle	dashed
title	Method of Identification

Cease support for client id and client secret token endpoint authentication

Page Properties

id	ID-Production

Commence support for eIDAS QWAC certificates

Commence support for eIDAS QSEAL certificates

Commence support for OBIE QWAC-like certificates

Commence support for OBIE QSEAL-like certificates

Cease support for OBIE non eIDAS-like certificates for transport

Cease support for OBIE non eIDAS-like certificates for signing

Support for MTLS token endpoint authentication

Support for private_key_jwt token endpoint authentication

-Have you Implemented OB Standards?	Yes No
Open Data - Which version have you Implemented?	None V2.2 V2.3 V2.4
Read/Write API Specification Implemented or planning to implement (Lowest version = Current, Highest version = Planned)	V3.0 V3.1 V3.1.1 V3.1.2 V3.1.3 V3.1.4 V3.1.5 V3.1.6 V3.1.7 V3.1.8 V3.1.9 V3.1.10 V3.1.11 V4.0
Read/Write API - Which date are you planning to implement your latest version?
Have you implemented v4.0 information flows, if not date planned to Implement?	Already Implemented Planning to implement Not planning to implement
Dynamic Client Registration - Which version have you Implemented or planning to implement? (Lowest version = Current, Highest version = Planned)	None V3.1 V3.2 V3.3
DCR - Which date are you planning to implement your latest version?
Have you implemented Trusted beneficiaries, if not date planned to Implement?	Already Implemented Planning to implement Not planning to implement
Have you implemented Reverse Payments, if not date planned to Implement?	Already Implemented Planning to implement Not planning to implement
Have you implemented ECA Standard?	Already Implemented Planning to implement Not planning to implement
ECA Implementation details		Contact: [enter contact details for the relevant person(s) at your organisation] [You can use this space to provide your status with respect to the Standard]
Have you implemented Bulk/File Payments?	Already Implemented Planning to implement Not planning to implement
Have you implemented VRP – Sweeping, if not date planned to Implement?	Already Implemented Planning to implement Not planning to implement
Have you implemented VRP non-Sweeping, if not date planned to Implement?	Already Implemented Planning to implement Not planning to implement	Contact: [enter contact details for the relevant person(s) at your organisation] [You can use this space to provide implementation details relevant to VRP]
PISP - Single Payment Limit	£
PISP - Daily Payment Limit	£
How many months of transaction do you provide?
Have you implemented TRIs (Transactional Risk Indicators), if not, date planned to Implement?
What is your approach to Implementing TRIs?	Accept payload with TRI fields – Process all fields Accept payload with TRI fields – Ignore all fields Reject payload with TRI fields – Error back to TPP Accept payload with TRI fields – Process few fields (Provide list of accepted fields)

Panel

borderStyle	dashed
title	SCA-RTS 90-day reauth Implementation

Page Properties

id	TCSCA-IMP

Directory?

Open Banking

Location of Well Known Endpoints?

OB Technical Directory

API Standard Implemented?

Open Banking

Name of Account Holder Implementation Date?

N/A

Date of Current eIDAS Implementation?

MTLS with OB Certificates / MTLS with eIDAS Certificates post RTS

Current Certificates used for Identification?

Current Certificates used for Transport?

Current Certificates used for Signing?

Date of Future eIDAS Implementation?

No future update currently planned.

Future Certificates used for Identification?

Future Certificates used for Transport?

Future Certificates used for Signing?

Major Milestones

-

(Inc Other Products, API Updates, API Deprecations, etc)

Brand(s)

Security Profile?

Security Profile Certification?

CIBA

No

Using Open Banking as your eIDAS Trust Framework?

Yes

Are you caching the Directory?

Yes

Transaction IDs

Panel

RTS

Which date are you planning on implementing the SCA reauthentication exemption?

What is your approach to token management to enable application of the reauthentication exemption? (see link to FCA guidance)

Example approach:
Issue a long-lived refresh token during one final SCA, with refresh token rotation implemented.

[Please use this space to provide more details on your approach]

Article 10A - Endpoints exempt of SCA-RTS

Accounts
Transactions (90days)
Balances
Standing orders
Direct debits
Beneficiaries
Products
Offers
Parties
Scheduled Payments
Statements

Article 10A - Endpoints not exempt of SCA-RTS

Transactions (more than 90days)
Standing orders
Direct debits
Beneficiaries
Products
Offers
Parties
Scheduled Payments
Statements

Article 10A - Maximum time period after authentication

Please specify the time period in minutes

SCA-RTS implementation status (updated by OBL PS team only)

Status

colour	Green
title	Implemented

Panel

titleColor	Black
borderStyle	dashed
title	Security Profile

Page Properties

id	ID-Production

-Which Security profile have you Implemented or planning to implement? (Lowest version = Current, Highest version = Planned)	OB Security Profile (Legacy) FAPI (ID2) FAPI 1 Advanced Other (Please define)
Security Profile - Next Planned Version Implementation Date
CIBA Profile - Implemented or planning to implement (Lowest version = Current, Highest version = Planned)	None CIBA CIBA FAPI Profile
CIBA Profile - Next Planned Version Implementation Date
Security Profile Certification date?
Token Endpoint Authentication Methods Supported	client_secret_post client_secret_basic client_secret_jwt tls_client_auth Private_key_jwt
Planned date to Cease support for client id and client secret token endpoint authentication
POST-BREXIT POST TRANSITION - Certificates Accepted (from 1st Jul 2021)	eIDAS QWAC eIDAS QSealC OB legacy (obtransport, obsigning) OBWAC OBSeal Other (Please define)

Panel

titleColor	Black
borderStyle	dashed
title	Customer Journey

No

Page Properties

id	TC-CJ

-What is your approach to Implementing OBL Customer Experience Guidelines (CEG)?

Yes

Implementing Bespoke User Journeys?

No

Implementing App to App?

No

App to App Implementation Date?

N/A

Options on 90 day re-authentication?

Inline with RTS and Customer Experience Guidelines

Support Embedded Flow?

(tick all that apply)	Already Implemented Planning to implement or upgrade Not planning to implement CEG
Which version have you implemented or planning to implement? (Lowest version = Current, Highest version = Planned)	V3.1.2 V3.1.3 V3.1.4 V3.1.5 V3.1.6 V3.1.7 V3.1.8 V3.1.9 V3.1.10 V3.1.11 V4.0
Which date are you planning to implement your latest CEG version?
Redirection Model	App to App redirection Decoupled authentication Embedded Flow Bespoke User Journeys

Dev Portal URL?

Panel

titleColor	Black
borderStyle	dashed
title	PSD2

Page Properties

id	TC-PSD2

Dispute Management System?

TBC

FCA Adjustment Period - Maintaining Screen Scraping?

-Which Directory are you using as your Trust Framework?	Open Banking
Are you caching the Directory?	Yes
Transaction IDs Supported
Are you Seeking Fallback Exemption?	Yes

Adjusted or Fallback Interface?

No

Adjusted or Fallback URL?

N/A

Contact Email or Phone Number?

No
Article 10 - Maximum time period after authentication
Article 10 - Endpoints exempt of SCA
Major Milestones
Brand(s)

Versions Compared

Old Version 15

New Version Current

Key