PaneltitleColor Black borderStyle dashed title OB Standards
This Section applies to ASPSPs that have implemented OB Standards
Page Propertiesicon false id TC-OB Standards-Production
Implement Open Data v2.2 N/A Implement Read/Write API Specification v3.1 13 Mar 2019 Implement Customer Experience Guidelines v1.1 13 Mar 2019 Implement App-to-App Redirection 13 Mar 2019 Implement OB Security Profile Implementer's Draft v1.1.2 N/A Implement FAPI Profile Implementers Draft 2 13 Mar 2019 Implement CIBA Profile Implementers Draft 1 N/A Implement Dynamic Client Registration v1.1 N/A Implement Dynamic Client Registration v3.1 V3.2 Implemented Decommission Read/Write API Specification v1.x/2.x 16th Jan 2020 V1.1 of our Account Information API endpoints will be deprecated on the 16th of January 2020. Decommission OB Security Profile Implementer's Draft v1.x N/A AIB supports v1.1.0
PaneltitleColor Black borderStyle dashed title Method of Identification
Page PropertiesCommence support for eIDAS QWAC certificates Commence support for eIDAS QSEAL certificates 05 Sep 2019
Commence support for OBIE QWAC-like certificates
N/A Commence support for OBIE QSEAL-like certificates 30 Aug 2019 Cease support for OBIE non eIDAS-like certificates for transport N/A AIB will continue to accept OBIE certs after the 6th of June in line with the FCA guidance.
Cease support for OBIE non eIDAS-like certificates for signing N/A AIB will continue to accept OBIE certs after the 6th of June in line with the FCA guidance.
Support for MTLS token endpoint authentication N/A Support for private_key_jwt token endpoint authentication Cease support for client id and client secret token endpoint authentication 14 Sep 2019 PaneltitleColor White titleBGColor #6180c3 borderStyle dashed title Post Brexit Certificate Implementation
Page PropertiesPRE-BREXIT - Certificates Accepted (until 31st Dec 2020) eIDAS QWAC eIDAS QSealC OB legacy (obtransport, obsigning) OBWAC OBSeal Other (Please define) POST-BREXIT TRANSITION - Certificates Accepted (1st Jan 2021 - 30th Jun 2021) eIDAS QWAC eIDAS QSealC OB legacy (obtransport, obsigning) OBWAC OBSeal Other (Please define) eIDAS certificates will be supported for EU based TPPs.
-Have you Implemented OB Standards? Open Data - Which version have you Implemented? Read/Write API Specification Implemented or planning to implement
(Lowest version = Current, Highest version = Planned)
V3.0 V3.1 V3.1.1 V3.1.2 V3.1.3 V3.1.4 V3.1.5 V3.1.6 V3.1.7 V3.1.8 V3.1.9 V3.1.10 V3.1.11 V4.0 Read/Write API - Which date are you planning to implement your latest version? Have you implemented v4.0 information flows, if not date planned to Implement?
Already Implemented Planning to implement Not planning to implement Dynamic Client Registration - Which version have you Implemented or planning to implement?
(Lowest version = Current, Highest version = Planned)
DCR - Which date are you planning to implement your latest version? Have you implemented Trusted beneficiaries, if not date planned to Implement?
Already Implemented Planning to implement Not planning to implement Have you implemented Reverse Payments, if not date planned to Implement?
Already Implemented Planning to implement Not planning to implement Have you implemented ECA Standard?
Already Implemented Planning to implement Not planning to implement ECA Implementation details
Contact: [enter contact details for the relevant person(s) at your organisation]
[You can use this space to provide your status with respect to the Standard] Have you implemented Bulk/File Payments?
Already Implemented Planning to implement Not planning to implement Have you implemented VRP – Sweeping, if not date planned to Implement?
Already Implemented Planning to implement Not planning to implement Have you implemented VRP non-Sweeping, if not date planned to Implement?
Already Implemented Planning to implement Not planning to implement Contact: [enter contact details for the relevant person(s) at your organisation]
[You can use this space to provide implementation details relevant to VRP] PISP - Single Payment Limit £ PISP - Daily Payment Limit £ How many months of transaction do you provide? Have you implemented TRIs (Transactional Risk Indicators), if not, date planned to Implement? What is your approach to Implementing TRIs? Accept payload with TRI fields – Process all fields Accept payload with TRI fields – Ignore all fields Reject payload with TRI fields – Error back to TPP Accept payload with TRI fields – Process few fields (Provide list of accepted fields)
PanelborderStyle dashed title SCA-RTS 90-day reauth Implementation
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Which date are you planning on implementing the SCA reauthentication exemption?
30/09/2022 What is your approach to token management to enable application of the reauthentication exemption ? (see li nk to FCA guidance )
Issue a long-lived refresh token during one final SCA
Article 10A - Endpoints exempt of SCA-RTS Accounts
Transactions (90days)
Balances
Standing orders
Direct debits
Beneficiaries
Products
Offers
Parties
Scheduled Payments
Statements
Article 10A - Endpoints not exempt of SCA-RTS Article 10A - Maximum time period after authentication Please specify the time period in minutes SCA-RTS implementation status ( updated by OBL PS team only )
Statuscolour Green title Implemented
PaneltitleColor Black borderStyle dashed title Security Profile
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-Which Security profile have you Implemented or planning to implement?
(Lowest version = Current, Highest version = Planned)
OB Security Profile (Legacy) FAPI (ID2) FAPI 1 Advanced Other (Please define) Security Profile - Next Planned Version Implementation Date CIBA Profile - Implemented or planning to implement (Lowest version = Current, Highest version = Planned)
None CIBA CIBA FAPI Profile CIBA Profile - Next Planned Version Implementation Date
Security Profile Certification date? Token Endpoint Authentication Methods Supported client_secret_post
client_secret_basic
client_secret_jwt
tls_client_auth
Private_key_jwt Planned date to Cease support for client id and client secret token endpoint authentication 14 Sep 2019 POST-BREXIT POST TRANSITION - Certificates Accepted (from 1st Jul 2021) eIDAS QWAC eIDAS QSealC OB legacy (obtransport, obsigning) OBWAC OBSeal Other (Please define) TBC
Planned Implementation Date to Satisfy FCA's Post Transition TPP PSU Migration Options Supported POST-BREXIT Certificate Implementation Status ( updated by OBIE IES team )
PaneltitleColor Black borderStyle dashed title Implementation Customer Journey
Page PropertiesDirectory?
Open Banking Location of Well Known Endpoints?
OB Technical Directory and Dev Portal API Standard Implemented?
Open Banking Name of Account Holder Implementation Date?
TBC No confirmed date in short or medium term Date of Current eIDAS Implementation? 14 Sep 2019 Current Certificates used for Identification? OB Transport + ClientID + Secret OBWAC / OBSEAL/ QWAC Current Certificates used for Transport? OB Transport / OBWAC / QWAC Current Certificates used for Signing? OB Signing / OBSEAL / QSEAL Date of Future eIDAS Implementation? 06 Jun 2020 Future Certificates used for Identification? N/A - No further updates planned Future Certificates used for Transport? N/A - No further updates planned
Future Certificates used for Signing? N/A - No further updates planned Major Milestones
N/A (Inc Other Products, API Updates, API Deprecations, etc) Brand(s) Security Profile?
Open Banking V1.X
Security Profile Certification? No CIBA
N/A Using Open Banking as your eIDAS Trust Framework? Yes, JWKS for TPP’s and the EC trusted list for eIDAS QTSP’s
-What is your approach to Implementing OBL Customer Experience Guidelines (CEG)?
(tick all that apply)
Already Implemented Planning to implement or upgrade Not planning to implement CEG Which version have you implemented or planning to implement?
(Lowest version = Current, Highest version = Planned)
V3.1.2 V3.1.3 V3.1.4 V3.1.5 V3.1.6 V3.1.7 V3.1.8 V3.1.9 V3.1.10 V3.1.11 V4.0 Which date are you planning to implement your latest CEG version? TBC Redirection Model App to App redirection Decoupled authentication Embedded Flow Bespoke User Journeys
PaneltitleColor Black borderStyle dashed title PSD2
Support Embedded Flow?
No PaneltitleColor Black borderStyle dashed title PSD2
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-Which Directory are you using as your Trust Framework? Open Banking Are you caching the Directory?
Yes Transaction IDs Supported Date TBC - Option 4 Supported 4. ASPSPs provide neither a TransactionID nor the method by which TPPs can generate on
PaneltitleColor Black borderStyle dashed title Customer Journey
Page PropertiesImplementing Customer Experience Guidelines?
Yes
Current CEG Version? TBC Next CEG Version? TBC Next Version Implementation Date TBC Implementing Bespoke User Journeys?
No Implementing App to App?
Yes App to App Implementation Date? 13 Mar 2019 Options on 90 day re-authentication?
At log in after 90 days the customer will have to re-authenticate. Dispute Management System?
Yes FCA Adjustment Period - Maintaining Screen Scraping? Yes Are you Seeking Fallback Exemption?
Allied Irish Bank (AIB) and First Trust Bank are exempt from the requirement to build a contingency mechanism for the “Retail API Channel”
Adjusted or Fallback Interface?
N/A Adjusted or Fallback URL? Contact Email or Phone Number? api@aib.ie
Dev Portal URL? https://developer.firsttrustbank.co.uk/
https://developer.aibgb.co.uk/
Test Facility Implementation Date? 13 Mar 2019 Production Interface Implementation Date? 13 Mar 2019 Contingency Measures Article 10 - Maximum time period after authentication? 90 days Article 10 - Endpoints exempt of SCA Balances, Transactions
(last 90 days only)
Authentication Method - Open Banking Channel (Browser)?
Authentication Method - Open Banking Channel (APP)?
Authentication Method - Private Channel (Browser)?
Authentication Method - Private Channel (APP)?
Authentication Method Implementation Date (Open Banking Channel)?
AIB are currently aligned with the FCA adjustment period – SCA will be implemented in Q1 2020
Authentication Method Implementation Date (Private Channel)?
AIB are currently aligned with the FCA adjustment period – SCA will be implemented in Q1 2020 SCA Implementation Date?
Q1 2020 SCA applied as planned through January to March. SCA Scope? (will it inhibit non PSD2 accounts)
SCA will be implemented across all channel interactions regardless of account type, however non PSD2 accounts will not be exposed via our Open Banking API’s. Major Milestones Brand(s)
PaneltitleColor Black borderStyle dashed title ASPSP Dev Portal and Contact Details
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Location of Well Known Endpoints
OB Technical Directory and Dev Portal Modified Customer Interface URL (if applicable)
Dev Portal URL https://developer.firsttrustbank.co.uk/
https://developer.aibgb.co.uk/
Test Facility URL Brand Landing Pages URL [You can use this space to explain your guidance on using Brand logos] ASPSP Support Desk Email or Phone Number
(including queries about consent success rates)
api@aib.ie
PaneltitleColor Black borderStyle dashed title Key Implementations
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After Waiver 7 Expiry (16/06/20) option supported: Option 1 - The parameter b64 being set to FALSE OR Option 2 - The b64 claim not being in the header
Option 1 - The parameter b64 being set to FALSE AIB Error Codes
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