PaneltitleColor Black borderStyle dashed title OB Standards
This Section applies to ASPSPs that have implemented OB Standards
Page Propertiesicon false id TC-OB Standards-Production
Implement Open Data v2.2 N/A Implement Read/Write API Specification v3.1 N/A TBUK uses Token.io ’s
Implement App-to-App Redirection N/A Implement OB Security Profile Implementer's Draft v1.1.2 N/A Implement FAPI Profile Implementers Draft 2 N/A Implement CIBA Profile Implementers Draft 1 N/A Implement Dynamic Client Registration v1.1 N/A Implement Dynamic Client Registration v3.1 N/A Decommission Read/Write API Specification v1.x/2.x N/A Decommission OB Security Profile Implementer's Draft v1.x N/A -Have you Implemented OB Standards? Open Data - Which version have you Implemented? Read/Write API Specification Implemented or planning to implement
(Lowest version = Current, Highest version = Planned)
V3.0 V3.1 V3.1.1 V3.1.2 V3.1.3 V3.1.4 V3.1.5 V3.1.6 V3.1.7 V3.1.8 V3.1.9 V3.1.10 V3.1.11 V4.0 TBUK uses Token.io ’s standards which are aligned with Open Banking Standards Read/Write API - Which date are you planning to implement your latest version?
Implement Customer Experience Guidelines v1.1 TBC Currently being investigated by our TSP
Have you implemented v4.0 information flows, if not date planned to Implement?
Already Implemented Planning to implement Not planning to implement Dynamic Client Registration - Which version have you Implemented or planning to implement?
(Lowest version = Current, Highest version = Planned)
DCR - Which date are you planning to implement your latest version? Have you implemented Trusted beneficiaries, if not date planned to Implement?
Already Implemented Planning to implement Not planning to implement Have you implemented Reverse Payments, if not date planned to Implement?
Already Implemented Planning to implement Not planning to implement Have you implemented ECA Standard?
Already Implemented Planning to implement Not planning to implement ECA Implementation details
Contact: [enter contact details for the relevant person(s) at your organisation]
[You can use this space to provide your status with respect to the Standard] Have you implemented Bulk/File Payments?
Already Implemented Planning to implement Not planning to implement Have you implemented VRP – Sweeping, if not date planned to Implement?
Already Implemented Planning to implement Not planning to implement Have you implemented VRP non-Sweeping, if not date planned to Implement?
Already Implemented Planning to implement Not planning to implement Contact: [enter contact details for the relevant person(s) at your organisation]
[You can use this space to provide implementation details relevant to VRP] PISP - Single Payment Limit £ PISP - Daily Payment Limit £ How many months of transaction do you provide? Have you implemented TRIs (Transactional Risk Indicators), if not, date planned to Implement? What is your approach to Implementing TRIs? Accept payload with TRI fields – Process all fields Accept payload with TRI fields – Ignore all fields Reject payload with TRI fields – Error back to TPP Accept payload with TRI fields – Process few fields (Provide list of accepted fields)
PanelborderStyle dashed title Method of Identification SCA-RTS 90-day reauth Implementation
panel
Page PropertiesCommence support for eIDAS QWAC certificates 28 Oct 2019 Commence support for eIDAS QSEAL certificates 28 Oct 2019
Commence support for OBIE QWAC-like certificates
N/A
Commence support for OBIE QSEAL-like certificates N/A Cease support for OBIE non eIDAS-like certificates for transport N/A Cease support for OBIE non eIDAS-like certificates for signing N/A Support for MTLS token endpoint authentication N/A Support for private_key_jwt token endpoint authentication N/A Cease support for client id and client secret token endpoint authentication N/A
PanelborderStyle dashed title Implementation
Page Properties Page PropertiesDirectory?
Open Banking Open Banking Directory through Token.io
Location of Well Known Endpoints?
OB Technical Directory API Standard Implemented?
Open Banking Sandbox Environment – App Creation by TPP and after TBUK Approval
Production Environment – App Creation by TPP and after TBUK Approval Name of Account Holder Implementation Date?
N/A Date of Current eIDAS Implementation? MTLS with eIDAS Certificates Current Certificates used for Identification? Current Certificates used for Transport? Current Certificates used for Signing? Date of Future eIDAS Implementation? No future update currently planned. Future Certificates used for Identification? Future Certificates used for Transport? Future Certificates used for Signing? Major Milestones
June 2019 for test facility
October 2019 for production APIs
Brand(s) Security Profile?
TBC
Security Profile Certification? TBC CIBA
No Using Open Banking as your eIDAS Trust Framework? No Are you caching the Directory? No Transaction IDs TBC ASPSPs provide a Unique, Immutable TransactionID from their core system ASPSPs generate a Unique TransactionID from a set of Immutable fields ASPSPs specify field(s) for TPP to generate a Unique Transaction Identifier ASPSPs provide neither a TransactionID nor the method by which TPPs can generate one
Which date are you planning on implementing the SCA reauthentication exemption?
What is your approach to token management to enable application of the reauthentication exemption ? (see li nk to FCA guidance )
Example approach: Issue a long-lived refresh token during one final SCA, with refresh token rotation implemented.
[ Please use this space to provide more details on your approach ]
Article 10A - Endpoints exempt of SCA-RTS Accounts
Transactions (90days)
Balances
Standing orders
Direct debits
Beneficiaries
Products
Offers
Parties
Scheduled Payments
Statements
Article 10A - Endpoints not exempt of SCA-RTS Article 10A - Maximum time period after authentication Please specify the time period in minutes SCA-RTS implementation status ( updated by OBL PS team only )
Planned / In-progress / Implemented / TBC
PaneltitleColor Black borderStyle dashed title Security Profile
Page Properties
-Which Security profile have you Implemented or planning to implement?
(Lowest version = Current, Highest version = Planned)
OB Security Profile (Legacy) FAPI (ID2) FAPI 1 Advanced Other (Please define) Security Profile - Next Planned Version Implementation Date CIBA Profile - Implemented or planning to implement (Lowest version = Current, Highest version = Planned)
None CIBA CIBA FAPI Profile CIBA Profile - Next Planned Version Implementation Date Security Profile Certification date?
Token Endpoint Authentication Methods Supported client_secret_post
client_secret_basic
client_secret_jwt
tls_client_auth
Private_key_jwt Planned date to Cease support for client id and client secret token endpoint authentication POST-BREXIT POST TRANSITION - Certificates Accepted (from 1st Jul 2021) eIDAS QWAC eIDAS QSealC OB legacy (obtransport, obsigning) OBWAC OBSeal Other (Please define)
PaneltitleColor Black borderStyle dashed title Customer Journey
Page Properties
-What is your approach to Implementing OBL Customer Experience Guidelines (CEG) ?
TBC
Current CEG Version? Next CEG Version? Next Version Implementation Date Implementing Bespoke User Journeys?
No Implementing App to App?
Yes App to App Implementation Date? N/A Options on 90 day re-authentication? 90 day Re-Authentication
In line with RTS (If customer logs in after 90 days then they will be prompted to re-authenticate for Consent.)
Support Embedded Flow?
No (tick all that apply)
Already Implemented Planning to implement or upgrade Not planning to implement CEG Which version have you implemented or planning to implement?
(Lowest version = Current, Highest version = Planned)
V3.1.2 V3.1.3 V3.1.4 V3.1.5 V3.1.6 V3.1.7 V3.1.8 V3.1.9 V3.1.10 V3.1.11 V4.0 Which date are you planning to implement your latest CEG version? TBC Redirection Model App to App redirection Decoupled authentication Embedded Flow Bespoke User Journeys
PaneltitleColor Black borderStyle dashed title PSD2
Page Properties
Dispute Management System -Which Directory are you using as your Trust Framework? Open Banking Are you caching the Directory ? No
FCA Adjustment Period - Maintaining Screen Scraping? Yes Transaction IDs Supported TBC Are you Seeking Fallback Exemption?
Yes Adjusted or Fallback Interface?
No Adjusted or Fallback URL? N/A Contact Email or Phone Number? IThelpdesk@turkishbank.co.uk
Dev Portal URL? https://turkishbankuk.docs.token.io/
Test Facility Implementation Date?
Production Interface Implementation Date? October 2019 Contingency Measures TBC Please specify the location of the guidance that explains your strategy and plans for when your dedicated interface is unavailable. This should be a URL to your dev portal or artefact that provides TPPs with the information they require
Article 10 - Maximum time period after authentication
? Please specify how long the AISP has from the time when they receive the access token (after PSU authentication). This is the period the AISP must submit their first request before SCA will be re-applied to endpoints NOT exempt of SCA under Article 10. ASPSPs should consider that this timeline is consistent with the time limit applied by the ASPSP in the existing online PSU interface (i.e. before the PSU is logged out) Article 10 - Endpoints exempt of SCA Exemption covers all AIS endpoints
Please specify which AIS endpoints will be exempt from SCA under Article 10. (delete as appropriate): Accounts, Balances, Transactions, Beneficiaries, Direct Debits, Standing Orders, Products, Offers, Parties, Scheduled Payments, Statements Authentication Method - Open Banking Channel (Browser)?
Credentials + OTP
Authentication Method - Open Banking Channel (APP)?
Credentials + OTP
Authentication Method - Private Channel (Browser)?
Credentials + OTP
Authentication Method - Open Banking Channel (APP)?
Credentials + OTP
Authentication Method Implementation Date (Open Banking Channel)?
September 2019 Authentication Method Implementation Date (Private Channel)?
September 2019 SCA Implementation Date?
September 2019 SCA Scope? (will it inhibit non PSD2 accounts) No
Major Milestones June 2019 for test facility
October 2019 for production APIs
Brand(s)
PaneltitleColor Black borderStyle dashed title ASPSP Dev Portal and Contact Details
Page Properties
Location of Well Known Endpoints
OB Technical Directory Modified Customer Interface URL (if applicable)
Dev Portal URL Test Facility URL Brand Landing Pages URL [You can use this space to explain your guidance on using Brand logos] ASPSP Support Desk Email or Phone Number
(including queries about consent success rates)
PaneltitleColor Black borderStyle dashed title Key Implementations
Page Properties
Page PropertiesAfter Waiver 7 Expiry (16/06/20) option supported: Option 1 - The parameter b64 being set to FALSE OR Option 2 - The b64 claim not being in the header
TBC