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titleOB Standards

This Section applies to ASPSPs that have implemented OB Standards

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titleTC-OB Standards


-Have you Implemented OB Standards?

  •  Yes
  •  No


Open Data - Which version have you Implemented?

  •  None
  •  V2.2
  •  V2.3
  •  V2.4


Read/Write API Specification Implemented or planning to implement

(Lowest version = Current, Highest version = Planned)

  •  V3.0
  •  V3.1
  •  V3.1.1
  •  V3.1.2
  •  V3.1.3
  •  V3.1.4
  •  V3.1.5
  •  V3.1.6
  •  V3.1.7
  •  V3.1.8
  •  V3.1.9
  •  V3.1.10
  •  V3.1.11
  •  V4.0


Read/Write API - Which date are you planning to implement your latest version?

30 Apr /05/2025 


Have you implemented v4.0 information flows, if not date planned to Implement?

  •  Already Implemented
  •  Planning to implement
  •  Not planning to implement 


Dynamic Client Registration - Which version have you Implemented or planning to implement?

(Lowest version = Current, Highest version = Planned)

  •  None
  •  V3.1
  •  V3.2
  •  V3.3


DCR - Which date are you planning to implement your latest version?



Have you implemented Trusted beneficiaries, if not date planned to Implement?

  •  Already Implemented
  •  Planning to implement
  •  Not planning to implement 


Have you implemented Reverse Payments, if not date planned to Implement?

  •  Already Implemented
  •  Planning to implement
  •  Not planning to implement 


Have you implemented ECA Standard?

  •  Already Implemented
  •  Planning to implement
  •  Not planning to implement 


ECA Implementation details


Contact: [enter contact details for the relevant person(s) at your organisation]

[You can use this space to provide your status with respect to the Standard]

Have you implemented Bulk/File Payments?

  •  Already Implemented
  •  Planning to implement
  •  Not planning to implement 


Have you implemented VRP – Sweeping, if not date planned to Implement?

  •  Already Implemented
  •  Planning to implement
  •  Not planning to implement 


Have you implemented VRP non-Sweeping, if not date planned to Implement?

  •  Already Implemented
  •  Planning to implement
  •  Not planning to implement 

Contact: [enter contact details for the relevant person(s) at your organisation]

[You can use this space to provide implementation details relevant to VRP]

PISP - Single Payment Limit

£


PISP - Daily Payment Limit

£


How many months of transaction do you provide?



Have you implemented TRIs (Transactional Risk Indicators), if not, date planned to Implement?



What is your approach to Implementing TRIs?

  •  Accept payload with TRI fields – Process all fields
  •  Accept payload with TRI fields – Ignore all fields
  •  Reject payload with TRI fields – Error back to TPP
  •  Accept payload with TRI fields – Process few fields (Provide list of accepted fields)  



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titleSCA-RTS 90-day reauth Implementation

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Which date are you planning on implementing the SCA reauthentication exemption?


30/09/2022 

What is your approach to token management to enable application of the reauthentication exemption? (see link to FCA guidance)


Issue a long-lived refresh token during one final SCA

Article 10A - Endpoints exempt of SCA-RTS

  •  Accounts
  •  Transactions (90days)
  •  Balances
  •  Standing orders
  •  Direct debits
  •  Beneficiaries
  •  Products
  •  Offers
  •  Parties
  •  Scheduled Payments
  •  Statements


Article 10A - Endpoints not exempt of SCA-RTS

  •  Transactions (more than 90days)
  •  Standing orders
  •  Direct debits
  •  Beneficiaries
  •  Products
  •  Offers
  •  Parties
  •  Scheduled Payments
  •  Statements


Article 10A - Maximum time period after authentication


Please specify the time period in minutes

SCA-RTS implementation status (updated by OBL PS team only)

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titleImplemented



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-Which Directory are you using as your Trust Framework?

Open Banking


Are you caching the Directory?



Transaction IDs Supported

Date TBC - Option 4 Supported

4. ASPSPs provide neither a TransactionID nor the method by which TPPs can generate on

Are you Seeking Fallback Exemption?

  •  Yes
  •  No

Allied Irish Bank (AIB) and First Trust Bank are exempt from the requirement to build a contingency mechanism for the “Retail API Channel”

Article 10 - Maximum time period after authentication

90 days


Article 10 - Endpoints exempt of SCA

Balances, Transactions

(last 90 days only)


Major Milestones



Brand(s)




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