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titleOB Standards

This Section applies to ASPSPs that have implemented OB Standards

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idTC-OB Standards

-Have you Implemented OB Standards?

  •  Yes
  •  No


Open Data - Which version have you Implemented?

  •  None
  •  V2.2
  •  V2.3
  •  V2.4


Read/Write API Specification Implemented or planning to implement

(Lowest version = Current, Highest version = Planned)

  •  V3.0
  •  V3.1
  •  V3.1.1
  •  V3.1.2
  •  V3.1.3
  •  V3.1.4
  •  V3.1.5
  •  V3.1.6
  •  V3.1.7
  •  V3.1.8
  •  V3.1.9
  •  V3.1.10
  •  V3.1.11
  •  V4.0


Read/Write API - Which date are you planning to implement your latest version?

N/A


Have you implemented v4.0 information flows, if not date planned to Implement?

  •  Already Implemented
  •  Planning to implement
  •  Not planning to implement 


Dynamic Client Registration - Which version have you Implemented or planning to implement?

(Lowest version = Current, Highest version = Planned)

  •  None
  •  V3.1
  •  V3.2
  •  V3.3


DCR - Which date are you planning to implement your latest version?

N/A

Have you implemented Trusted beneficiaries, if not date planned to Implement?

  •  Already Implemented
  •  Planning to implement
  •  Not planning to implement 


Have you implemented Reverse Payments, if not date planned to Implement?

  •  Already Implemented
  •  Planning to implement
  •  Not planning to implement 


Have you implemented ECA Standard?

  •  Already Implemented
  •  Planning to implement
  •  Not planning to implement 


ECA Implementation details

N/A

Have you implemented Bulk/File Payments?

  •  Already Implemented
  •  Planning to implement
  •  Not planning to implement 


Have you implemented VRP – Sweeping, if not date planned to Implement?

  •  Already Implemented
  •  Planning to implement
  •  Not planning to implement 


Have you implemented VRP non-Sweeping, if not date planned to Implement?

  •  Already Implemented
  •  Planning to implement
  •  Not planning to implement 

PISP - Single Payment Limit

For the most up-to-date information on payment limits, please contact apiservices@alphagroup.com.

PISP - Daily Payment Limit

For the most up-to-date information on payment limits, please contact apiservices@alphagroup.com.

How many months of transaction do you provide?

36

You can retrieve at least three years of transaction history.

Have you implemented TRIs (Transactional Risk Indicators), if not, date planned to Implement?

There are no plans to implement TRIs at this stage.


What is your approach to Implementing TRIs?

  •  Accept payload with TRI fields – Process all fields
  •  Accept payload with TRI fields – Ignore all fields
  •  Reject payload with TRI fields – Error back to TPP
  •  Accept payload with TRI fields – Process few fields (Provide list of accepted fields)  

N/A

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titleSCA-RTS 90-day reauth Implementation

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Which date are you planning on implementing the SCA reauthentication exemption?

28th September 2022

28th September 2022

What is your approach to token management to enable application of the reauthentication exemption? (see link to FCA guidance)

Alpha FX will issue a long-lived refresh token during one final SCA, with refresh token rotation implemented.

Issue a long-lived refresh token during one final SCA, with refresh token rotation implemented.

Article 10A - Endpoints exempt of SCA-RTS

  •  Accounts
  •  Transactions (90days)
  •  Balances
  •  Standing orders
  •  Direct debits
  •  Beneficiaries
  •  Products
  •  Offers
  •  Parties
  •  Scheduled Payments
  •  Statements


Article 10A - Endpoints not exempt of SCA-RTS

  •  Transactions (more than 90days)
  •  Standing orders
  •  Direct debits
  •  Beneficiaries
  •  Products
  •  Offers
  •  Parties
  •  Scheduled Payments
  •  Statements


Article 10A - Maximum time period after authentication

Long-lived

SCA-RTS implementation status (updated by OBL PS team only)

Status
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titleImplemented


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titleSecurity Profile
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Which Security profile have you Implemented or planning to implement?

(Lowest version = Current, Highest version = Planned)

  •  OB Security Profile (Legacy)
  •  FAPI (ID2)
  •  FAPI 1 Advanced
  •  Other (Please define) 
  • The target date for delivery is 31 April 2025.

  • FAPI 1 Advanced is ready for testing in sandbox.

Security Profile - Next Planned Version Implementation Date

N/A

CIBA Profile - Implemented or planning to implement

(Lowest version = Current, Highest version = Planned)

  •  None
  •  CIBA
  •  CIBA FAPI Profile


CIBA Profile - Next Planned Version Implementation Date

 N/A


Security Profile Certification date?

 N/A


Token Endpoint Authentication Methods Supported

  •  client_secret_post
  •  client_secret_basic
  •  client_secret_jwt
  •  tls_client_auth
  •  Private_key_jwt


Planned date to Cease support for client id and client secret token endpoint authentication

No Plans

Alpha FX suggests TPPs to use Private Key JWT, but won’t stop the support for client id and secret

POST-BREXIT POST TRANSITION - Certificates Accepted (from 1st Jul 2021)

  •  eIDAS QWAC
  •  eIDAS QSealC
  •  OB legacy (obtransport, obsigning)
  •  OBWAC
  •  OBSeal
  •  Other (Please define) 

eIDAS QWAC and eIDAS QSealC will only be accepted for NON-UK based TPP's. 

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titleCustomer Journey
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What is your approach to Implementing OBL Customer Experience Guidelines (CEG)?

(tick all that apply)

  •  Already Implemented
  •  Planning to implement or upgrade
  •  Not planning to implement CEG


Which version have you implemented or planning to implement?

(Lowest version = Current, Highest version = Planned)

  •  V3.1.2
  •  V3.1.3
  •  V3.1.4
  •  V3.1.5
  •  V3.1.6
  •  V3.1.7
  •  V3.1.8
  •  V3.1.9
  •  V3.1.10
  •  V3.1.11
  •  V4.0


Which date are you planning to implement your latest CEG version?


N/A


Redirection Model

  •  App to App redirection
  •  Decoupled authentication
  •  Embedded Flow
  •  Bespoke User Journeys



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-Which Directory are you using as your Trust Framework?

Open Banking


Are you caching the Directory?

No


Transaction IDs Supported

Yes

Alpha FX provides a unique and immutable transaction IDs

Are you Seeking Fallback Exemption?

  •  Yes
  •  No


Article 10 - Maximum time period after authentication

Authorization grant type access token for account access consent must be refreshed at least once every 90 days.No restrictions applied other than SCA at Auth and Re-Auth

Article 10 - Endpoints exempt of SCA

Once authentication is completed, the PSU will be able to access the following AISP endpoints without further SCA:

GET /Accounts 

GET /accounts/{AccountId} 

GET /accounts/{AccountId}/balances 

GET /accounts/{AccountId}/transactions 

Major Milestones

Releasing at Version 3.1, no plans for subsequent versions as of yet.

Refer to SCA-RTS 90-day reauth Implementation section

Major Milestones

Brand(s)

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titleASPSP Dev Portal and Contact Details

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[You can use this space to explain your guidance on using Brand logos]

Location of Well Known Endpoints

Dev Portal


Modified Customer Interface URL (if applicable)



Dev Portal URL

https://docs.alphagroup.com/reference/overview-1


Test Facility URL



Brand Landing Pages URL


ASPSP Support Desk Email or Phone Number

(including queries about consent success rates) 

clientservices@alphafx.co.uk.+44 (0)20 3800 0120

apiservices@alphagroup.com

www.alphagroup.com