Page Comparison

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title	OB Standards

This Section applies to ASPSPs that have implemented OB Standards

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id	TC-OB Standards

-Have you Implemented OB Standards?	Yes No
Open Data - Which version have you Implemented?	None V2.2 V2.3 V2.4
Read/Write API Specification Implemented or planning to implement (Lowest version = Current, Highest version = Planned)	V3.0 V3.1 V3.1.1 V3.1.2 V3.1.3 V3.1.4 V3.1.5 V3.1.6 V3.1.7 V3.1.8 V3.1.9 V3.1.10 V3.1.11
Read/Write API - Which date are you planning to implement your latest version?	No update currently planned
Dynamic Client Registration - Which version have you Implemented or planning to implement? (Lowest version = Current, Highest version = Planned)	None V3.1 V3.2 V3.3
DCR - Which date are you planning to implement your latest version?	No update currently planned
Have you implemented Trusted beneficiaries, if not date planned to Implement?	Already Implemented Planning to implement Not planning to implement
Have you implemented Reverse Payments, if not date planned to Implement?	Already Implemented Planning to implement Not planning to implement
Have you implemented ECA Standard?	Already Implemented Planning to implement Not planning to implement
ECA Implementation details	Not applicable	Contact: [enter contact details for the relevant person(s) at your organisation] [You can use this space to provide your status with respect to the Standard]
Have you implemented Bulk/File Payments?	Already Implemented Planning to implement Not planning to implement
Have you implemented VRP – Sweeping, if not date planned to Implement?	Already Implemented Planning to implement Not planning to implement
Have you implemented VRP non-Sweeping, if not date planned to Implement?	Already Implemented Planning to implement Not planning to implement	Contact: not applicable [You can use this space to provide implementation details relevant to VRP]
PISP - Single Payment Limit	£	See product description page on website https://uk.virginmoney.com/
PISP - Daily Payment Limit	£	See product description page on website https://uk.virginmoney.com/
How many months of transaction do you provide?	For credit card accounts we provide 13 months transactions and for personal savings and current accounts and business accounts we provide up to a maximum of 1180 transactions.
Are you planning to implement TRIs(Transactional Risk Indicator enhancements included in v3.1.10), if so, implementation date?	We have no plans to implement TRIs
What is your approach to Implementing TRIs?	Accept payload with TRI fields – Process all fields Accept payload with TRI fields – Ignore all fields Reject payload with TRI fields – Error back to TPP Accept payload with TRI fields – Process few fields (Provide list of accepted fields)

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title	SCA-RTS 90-day reauth Implementation

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id	SCA-RTS

Which date are you planning on implementing the SCA reauthentication exemption?

27th October 2022

What is your approach to token management to enable application of the reauthentication exemption? (see link to FCA guidance)

Long lived access token from 27th October 2022

AIS consents created after 27th October 2022 - TPPs will be issued with long-lived access tokens, which will be accessible for two-year (730 days), unless a shorter period is provided by the AISP. This will allow access for 2 years without requiring customer re-authentication.

Existing AIS consents will require a final re-authentication, when a long-lived access token will be issued, which will be valid for 2 years (730 days).

*No further authentication will be required during the two-year period, unless there is suspected fraud or unauthorised access or a PSU has revoked the access.

*We reserve the right to request re-authentication of AIS consents for reasons including, but not limited to, the above stated reasons.

Article 10A - Endpoints exempt of SCA-RTS

Accounts
Transactions (90days)
Balances
Standing orders
Direct debits
Beneficiaries
Products
Offers
Parties
Scheduled Payments
Statements

Article 10A - Endpoints not exempt of SCA-RTS

Transactions (more than 90days)
Standing orders
Direct debits
Beneficiaries
Products
Offers
Parties
Scheduled Payments
Statements

Article 10A - Maximum time period after authentication

1,051,200 minutes

Please specify the time period in minutes

SCA-RTS implementation status (updated by OBIE PS team only)

Status

colour	Green
title	Implemented

Planned / In-progress / Implemented / TBC

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title	ASPSP Dev Portal and Contact Details

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id	TC-C

Location of Well Known Endpoints

Virgin Money (stand-alone)

https://api.prod.ob.virginmoney.com/vmpsd2-psd2prod/psd2-production/.well-known/openid-configuration

Modified Customer Interface URL (if applicable)

n/a

Dev Portal URL

https://developer.virginmoney.com

Test Facility URL

https://sandbox.virginmoney.com/sandbox/openbanking/.well-known/openid-configuration

Brand Landing Pages URL

Brand logo for stand-alone Virgin Money APIs

[You can use this space to explain your guidance on using Brand logos]

ASPSP Support Desk Email or Phone Number

(including queries about consent success rates)

OpenBankingResponse@cybg.com

Support requests should be raised via our Service-Now Support Portal:
https://virginmoney.com/openbankingsupport

Or via the Open Banking Service Desk by choosing Clydesdale Bank as the ASPSP and stating the ticket relates to our stand-alone APIs.

ADDITIONAL ASPSP INFORMATION:

Which Payment Types do Virgin Money support?

We support Faster Payments, Balance Transfers & Money Transfers.

Enumeration types:

UK.OBIE.FPS
UK.OBIE.BalanceTransfer
UK.OBIE.MoneyTransfer

For Faster Payments we only support payments from a Savings Account to a customers’ nominated account.

In line with existing direct customer channels we do not support payments from a current account.

Balance Transfers and Money Transfers are supported on Credit Card Accounts.

What products are available under the Merged and Stand-Alone Virgin Money APIs?

A comprehensive list of products supported by each set of APIs is provided in this document

View file

name	Virgin Money Open Banking Available Accounts v3.1 20221021.pdf
height	250

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Versions Compared

Old Version 73

New Version 74

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