Page Properties

hidden	true

Resource	domestic-payment-consents domestic-payment-consents domestic-payment-consents domestic-payments domestic-payments
Endpoints	POST /domestic-payment-consents GET /domestic-payment-consents/{ConsentId} GET /domestic-payment-consents/{ConsentId}/funds-confirmation POST /domestic-payments GET /domestic-payments/{DomesticPaymentId}
Mandatory?	Mandatory Mandatory Mandatory Mandatory Mandatory
SortOrder	01

Table of Contents

outline	true

Version Control

Version	Date	Author	Comments
3.0	07 Sep 2018	OB R/W API Team	This is the baseline version. No change from RC3.
3.1-draft1	12 Sep 2018	OB R/W API Team	This is the initial draft version for 3.1. Draft 1 Changes Domestic Payment Initiation resource updated to include an optional object SupplementaryData, as per Decision 168 Updated State Model / Payment Order to reflect Status of AcceptedSettlementInProcess may be updated to Rejected Errata Grammatical Fixes
3.1-draft2	01 Oct 2018	OB R/W API Team	Draft2 Changes: Confirmation of Funds for PISP changes. Updated example URLs to version 3.1.
3.1-draft3	11 Oct 2018	OB R/W API Team	Draft3 Changes: Added Self link to Confirmation of Funds usage examples. Removed ConsentId and ConsentType from Confirmation of Funds Response as Self Link sufficient for non repudiation. Added Supplementary Data to Confirmation of Funds Response. Removed AdditionalRequestNotPermitted error code from Confirmation of Funds. Data Model updated with a typed field for Account/SchemeName, Agent/SchemeName, and LocalInstrument fields to reference in Namespaced Enumerations page.
3.1 RC1	14 Nov 2018	OB R/W API Team	RC1 Changes: Updated enumerations to use full UK.OBIE namespace. Confirmed the confirmation of funds response contains the result of a funds availability check, or SupplementaryData. References of OBCharge1 replaced with OBCharge2 class.
3.1	30 Nov 2018	OB R/W API Team	Version 3.1 final release. No changes from Version 3.1 RC1.

Endpoints

Resource	HTTP Operation	Endpoint	Mandatory ?	Scope	Grant Type	Message Signing	Idempotency Key	Request Object	Response Object
domestic-payment-consents	POST	POST /domestic-payment-consents	Mandatory	payments	Client Credentials	Signed Request Signed Response	Yes	OBWriteDomesticConsent2	OBWriteDomesticConsentResponse2
domestic-payment-consents	GET	GET /domestic-payment-consents/{ConsentId}	Mandatory	payments	Client Credentials	Signed Response	No	NA	OBWriteDomesticConsentResponse2
domestic-payment-consents	GET	GET /domestic-payment-consents/{ConsentId}/funds-confirmation	Mandatory	payments	Authorization Code	Signed Response	No	NA	OBWriteFundsConfirmationResponse1
domestic-payments	POST	POST /domestic-payments	Mandatory	payments	Authorization Code	Signed Request Signed Response	Yes	OBWriteDomestic2	OBWriteDomesticResponse2
domestic-payments	GET	GET /domestic-payments/{DomesticPaymentId}	Mandatory	payments	Client Credentials	Signed Response	No	NA	OBWriteDomesticResponse2

POST /domestic-payment-consents

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POST /domestic-payment-consents

The API endpoint allows the PISP to ask an ASPSP to create a new domestic-payment-consent resource.

The POST action indicates to the ASPSP that a domestic payment consent has been staged. At this point, the PSU may not have been identified by the ASPSP, and the request payload may not contain any information of the account that should be debited.
The endpoint allows the PISP to send a copy of the consent (between PSU and PISP) to the ASPSP for the PSU to authorise.
The ASPSP creates the domestic-payment-consent resource and responds with a unique ConsentId to refer to the resource.

Status

The default Status is "AwaitingAuthorisation" immediately after the domestic-payment-consent has been created.

Status
AwaitingAuthorisation

GET /domestic-payment-consents/{ConsentId}

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GET /domestic-payment-consents/{ConsentId}

A PISP can optionally retrieve a payment consent resource that they have created to check its status.

Status

Once the PSU authorises the payment-consent resource - the Status of the payment-consent resource will be updated with "Authorised".

If the PSU rejects the consent or the domestic-payment-consent has failed some other ASPSP validation, the Status will be set to "Rejected".

Once a domestic-payment has been successfully created using the domestic-payment-consent, the Status of the domestic-payment-consent will be set to "Consumed".

The available status codes for the domestic-payment-consent resource are:

Status
AwaitingAuthorisation
Rejected
Authorised
Consumed

GET /domestic-payment-consents/{ConsentId}/funds-confirmation

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GET /domestic-payment-consents/{ConsentId}/funds-confirmation

The API endpoint allows the PISP to ask an ASPSP to confirm funds on a domestic-payment-consent resource.

An ASPSP can only respond to a funds confirmation request if the domestic-payment-consent resource has an Authorised status. If the status is not Authorised, an ASPSP must respond with a 400 (Bad Request) and a UK.OBIE.Resource.InvalidConsentStatus error code.
Confirmation of funds requests do not affect the status of the domestic-payment-consent resource.

POST /domestic-payments

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POST /domestic-payments

Once the domestic-payment-consent has been authorised by the PSU, the PISP can proceed to submitting the domestic-payment for processing:

This is done by making a POST request to the domestic-payments endpoint.
This request is an instruction to the ASPSP to begin the domestic single immediate payment journey. The domestic payment must be submitted immediately, however, there are some scenarios where the domestic payment may not be executed immediately (e.g., busy periods at the ASPSP).
The PISP must ensure that the Initiation and Risk sections of the domestic-payment match the corresponding Initiation and Risk sections of the domestic-payment-consent resource. If the two do not match, the ASPSP must not process the request and must respond with a 400 (Bad Request).
Any operations on the domestic-payment resource will not result in a status change for the domestic-payment resource.

Status

A domestic-payment can only be created if its corresponding domestic-payment-consent resource has the status of "Authorised".

The domestic-payment resource that is created successfully must have one of the following PaymentStatusCode code-set enumerations:

Status
Pending
Rejected
AcceptedSettlementInProcess

GET /domestic-payments/{DomesticPaymentId}

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GET /domestic-payments/{DomesticPaymentId}

A PISP can retrieve the domestic-payment to check its status.

Status

The domestic-payment resource must have one of the following PaymentStatusCode code-set enumerations:

Status
Pending
Rejected
AcceptedSettlementInProcess
AcceptedSettlementCompleted

State Model

Payment Order Consent

The state model for the domestic-payment-consent resource follows the generic consent state model. However, does not use the "Revoked" status, as the consent for a domestic-payment is not a long-lived consent.

The definitions for the Status:

	Status	Status Description
1	AwaitingAuthorisation	The consent resource is awaiting PSU authorisation.
2	Rejected	The consent resource has been rejected.
3	Authorised	The consent resource has been successfully authorised.
4	Consumed	The consented action has been successfully completed. This does not reflect the status of the consented action.

Payment Order

The state model for the domestic-payment resource follows the behaviour and definitions for the ISO 20022 PaymentStatusCode code-set.

The definitions for the status:

	Status	Payment Status Description
1	Pending	Payment initiation or individual transaction included in the payment initiation is pending. Further checks and status update will be performed.
2	Rejected	Payment initiation or individual transaction included in the payment initiation has been rejected.
3	AcceptedSettlementInProcess	All preceding checks such as technical validation and customer profile were successful and therefore the payment initiation has been accepted for execution.
4	AcceptedSettlementCompleted	Settlement on the debtor's account has been completed.

Multiple Authorisation

If the payment-order requires multiple authorisations - the Status of the multiple authorisations will be updated in the MultiAuthorisation object.

The definitions for the status:

	Status	Status Description
1	AwaitingFurtherAuthorisation	The payment-order resource is awaiting further authorisation.
2	Rejected	The payment-order resource has been rejected by an authoriser.
3	Authorised	The payment-order resource has been successfully authorised by all required authorisers.

Data Model

The data dictionary section gives the detail on the payload content for the Domestic Payment API flows.

Reused Classes

OBDomestic2

This section describes the OBDomestic2 class which is reused as the Initiation object in the domestic-payment-consent and domestic-payment resources.

UML Diagram

Notes

For the OBDomestic2 Initiation object:

All elements in the Initiation payload that are specified by the PISP must not be changed via the ASPSP as this is part of formal consent from the PSU.
If the ASPSP is able to establish a problem with payload or any contextual error during the API call, the ASPSP must reject the domestic-payment-consent request immediately.
If the ASPSP establishes a problem with the domestic-payment-consent after the API call, the ASPSP must set the status of the domestic-payment-consent resource to Rejected.
DebtorAccount is optional as the PISP may not know the account identification details for the PSU.
If the DebtorAccount is specified by the PISP and is invalid for the PSU, then the domestic-payment-consent will be set to Rejected after PSU authentication.
Account Identification field usage:
- Where "UK.OBIE.SortCodeAccountNumber" is specified as the SchemeName in the Account identification section (either DebtorAccount or CreditorAccount), the Identification field must be populated with the 6 digit Sort Code and 8 digit Account Number (a 14 digit field).
- Where the "UK.OBIE.IBAN" is specified as the SchemeName in the Account identification section (either DebtorAccount or CreditorAccount), the Identification field must be populated with the full IBAN.
The element Reference has been renamed from CreditorReferenceInformation as this is the unique ISO 20022 element used in pain.001, rather than an ISO 20022 message component.
As a merchant may be initiating a payment via a PISP two identifiers are included in the payload:
- InstructionIdentification is uniquely generated by the PISP. The expectation is that this is unique indefinitely across all time periods. The PISP can ensure that this is indefinitely unique by including a date or date-time element to the field, or by inserting a unique Id.
- EndToEndIdentification is uniquely generated by the merchant.
Neither the InstructionIdentification nor EndToEndIdentification will be used as the domestic-payment-consent resource identifier (ConsentId) as the ConsentId must be uniquely generated by the ASPSP.
LocalInstrument is the requested payment scheme for execution. This is a free-text field.
Design decisions for the Initiation section of the payload and how this maps to the ISO 20022 messaging standard are articulated in the Mapping to Schemes and Standards section.

Data Dictionary

Name	Occurrence	XPath	EnhancedDefinition	Class	Codes	Pattern
OBDomestic2		OBDomestic2	The Initiation payload is sent by the initiating party to the ASPSP. It is used to request movement of funds from the debtor account to a creditor for a single domestic payment.	OBDomestic2
InstructionIdentification	1..1	OBDomestic2/InstructionIdentification	Unique identification as assigned by an instructing party for an instructed party to unambiguously identify the instruction. Usage: the instruction identification is a point to point reference that can be used between the instructing party and the instructed party to refer to the individual instruction. It can be included in several messages related to the instruction.	Max35Text
EndToEndIdentification	1..1	OBDomestic2/EndToEndIdentification	Unique identification assigned by the initiating party to unambiguously identify the transaction. This identification is passed on, unchanged, throughout the entire end-to-end chain. Usage: The end-to-end identification can be used for reconciliation or to link tasks relating to the transaction. It can be included in several messages related to the transaction. OB: The Faster Payments Scheme can only access 31 characters for the EndToEndIdentification field.	Max35Text
LocalInstrument	0..1	OBDomestic2/LocalInstrument	User community specific instrument. Usage: This element is used to specify a local instrument, local clearing option and/or further qualify the service or service level.	OBExternalLocalInstrument1Code
InstructedAmount	1..1	OBDomestic2/InstructedAmount	Amount of money to be moved between the debtor and creditor, before deduction of charges, expressed in the currency as ordered by the initiating party. Usage: This amount has to be transported unchanged through the transaction chain.	OBActiveOrHistoricCurrencyAndAmount
Amount	1..1	OBDomestic2/InstructedAmount/Amount	A number of monetary units specified in an active currency where the unit of currency is explicit and compliant with ISO 4217.	OBActiveCurrencyAndAmount_SimpleType		^\d{1,13}\.\d{1,5}$
Currency	1..1	OBDomestic2/InstructedAmount/Currency	A code allocated to a currency by a Maintenance Agency under an international identification scheme, as described in the latest edition of the international standard ISO 4217 "Codes for the representation of currencies and funds".	ActiveOrHistoricCurrencyCode		^[A-Z]{3,3}$
DebtorAccount	0..1	OBDomestic2/DebtorAccount	Unambiguous identification of the account of the debtor to which a debit entry will be made as a result of the transaction.	OBCashAccountDebtor4
SchemeName	1..1	OBDomestic2/DebtorAccount/SchemeName	Name of the identification scheme, in a coded form as published in an external list.	OBExternalAccountIdentification4Code
Identification	1..1	OBDomestic2/DebtorAccount/Identification	Identification assigned by an institution to identify an account. This identification is known by the account owner.	Max256Text
Name	0..1	OBDomestic2/DebtorAccount/Name	Name of the account, as assigned by the account servicing institution. Usage: The account name is the name or names of the account owner(s) represented at an account level. The account name is not the product name or the nickname of the account.	Max70Text
SecondaryIdentification	0..1	OBDomestic2/DebtorAccount/SecondaryIdentification	This is secondary identification of the account, as assigned by the account servicing institution. This can be used by building societies to additionally identify accounts with a roll number (in addition to a sort code and account number combination).	Max34Text
CreditorAccount	1..1	OBDomestic2/CreditorAccount	Unambiguous identification of the account of the creditor to which a credit entry will be posted as a result of the payment transaction.	OBCashAccountCreditor3
SchemeName	1..1	OBDomestic2/CreditorAccount/SchemeName	Name of the identification scheme, in a coded form as published in an external list.	OBExternalAccountIdentification4Code
Identification	1..1	OBDomestic2/CreditorAccount/Identification	Identification assigned by an institution to identify an account. This identification is known by the account owner.	Max256Text
Name	1..1	OBDomestic2/CreditorAccount/Name	Name of the account, as assigned by the account servicing institution. Usage: The account name is the name or names of the account owner(s) represented at an account level. The account name is not the product name or the nickname of the account. OB: ASPSPs may carry out name validation for Confirmation of Payee, but it is not mandatory.	Max70Text
SecondaryIdentification	0..1	OBDomestic2/CreditorAccount/SecondaryIdentification	This is secondary identification of the account, as assigned by the account servicing institution. This can be used by building societies to additionally identify accounts with a roll number (in addition to a sort code and account number combination).	Max34Text
CreditorPostalAddress	0..1	OBDomestic2/CreditorPostalAddress	Information that locates and identifies a specific address, as defined by postal services.	OBPostalAddress6
AddressType	0..1	OBDomestic2/CreditorPostalAddress/AddressType	Identifies the nature of the postal address.	OBAddressTypeCode	Business Correspondence DeliveryTo MailTo POBox Postal Residential Statement
Department	0..1	OBDomestic2/CreditorPostalAddress/Department	Identification of a division of a large organisation or building.	Max70Text
SubDepartment	0..1	OBDomestic2/CreditorPostalAddress/SubDepartment	Identification of a sub-division of a large organisation or building.	Max70Text
StreetName	0..1	OBDomestic2/CreditorPostalAddress/StreetName	Name of a street or thoroughfare.	Max70Text
BuildingNumber	0..1	OBDomestic2/CreditorPostalAddress/BuildingNumber	Number that identifies the position of a building on a street.	Max16Text
PostCode	0..1	OBDomestic2/CreditorPostalAddress/PostCode	Identifier consisting of a group of letters and/or numbers that is added to a postal address to assist the sorting of mail.	Max16Text
TownName	0..1	OBDomestic2/CreditorPostalAddress/TownName	Name of a built-up area, with defined boundaries, and a local government.	Max35Text
CountrySubDivision	0..1	OBDomestic2/CreditorPostalAddress/CountrySubDivision	Identifies a subdivision of a country such as state, region, county.	Max35Text
Country	0..1	OBDomestic2/CreditorPostalAddress/Country	Nation with its own government.	CountryCode		^[A-Z]{2,2}$
AddressLine	0..7	OBDomestic2/CreditorPostalAddress/AddressLine	Information that locates and identifies a specific address, as defined by postal services, presented in free format text.	Max70Text
RemittanceInformation	0..1	OBDomestic2/RemittanceInformation	Information supplied to enable the matching of an entry with the items that the transfer is intended to settle, such as commercial invoices in an accounts' receivable system.	OBRemittanceInformation1
Unstructured	0..1	OBDomestic2/RemittanceInformation/Unstructured	Information supplied to enable the matching/reconciliation of an entry with the items that the payment is intended to settle, such as commercial invoices in an accounts' receivable system, in an unstructured form.	Max140Text
Reference	0..1	OBDomestic2/RemittanceInformation/Reference	Unique reference, as assigned by the creditor, to unambiguously refer to the payment transaction. Usage: If available, the initiating party should provide this reference in the structured remittance information, to enable reconciliation by the creditor upon receipt of the amount of money. If the business context requires the use of a creditor reference or a payment remit identification, and only one identifier can be passed through the end-to-end chain, the creditor's reference or payment remittance identification should be quoted in the end-to-end transaction identification. OB: The Faster Payments Scheme can only accept 18 characters for the ReferenceInformation field - which is where this ISO field will be mapped.	Max35Text
SupplementaryData	0..1	OBDomestic2/SupplementaryData	Additional information that can not be captured in the structured fields and/or any other specific block.	OBSupplementaryData1

Domestic Payment Consent - Request

The OBWriteDomesticConsent2 object will be used for the call to:

POST /domestic-payment-consents

UML Diagram

Notes

The domestic-payment-consent request contains these objects:

Initiation.
Authorisation.
Risk.

Data Dictionary

Name	Occurrence	XPath	EnhancedDefinition	Class
OBWriteDomesticConsent2	OBWriteDomesticConsent2			OBWriteDomesticConsent2
Data	1..1	OBWriteDomesticConsent2/Data		OBWriteDataDomesticConsent2
Initiation	1..1	OBWriteDomesticConsent2/Data/Initiation	The Initiation payload is sent by the initiating party to the ASPSP. It is used to request movement of funds from the debtor account to a creditor for a single domestic payment.	OBDomestic2
Authorisation	0..1	OBWriteDomesticConsent2/Data/Authorisation	The authorisation type request from the TPP.	OBAuthorisation1

Domestic Payment Consent - Response

The OBWriteDomesticConsentResponse2 object will be used for a response to a call to:

POST /domestic-payment-consents
GET /domestic-payment-consents/{ConsentId}

UML Diagram

Notes

The domestic-payment-consent response contains the full original payload from the domestic-payment-consent request, with the additional elements below:

ConsentId.
CreationDateTime the domestic-payment-consent resource was created.
Status and StatusUpdateDateTime of the domestic-payment-consent resource.
CutOffDateTime Behaviour is explained in Payment Initiation API Specification, Section - Payment Restrictions -> CutOffDateTime API Behaviour.
ExpectedExecutionDateTime for the domestic-payment resource if created before CutOffDateTIme - the expected DateTime the payment is executed against the Debtor Account. If populated, the ASPSP must update the value with any changes (e.g., after PSU authorisation).
ExpectedSettlementDateTime for the domestic-payment resource if created before CutOffDateTIme - the expected DateTime the payment will be received at the Creditor Account. If populated, the ASPSP must update the value with any changes (e.g., after PSU authorisation).
Charges array for the breakdown of applicable ASPSP charges.

Data Dictionary

Name	Occurrence	XPath	EnhancedDefinition	Class	Codes
OBWriteDomesticConsentResponse2		OBWriteDomesticConsentResponse2		OBWriteDomesticConsentResponse2
Data	1..1	OBWriteDomesticConsentResponse2/Data		OBWriteDataDomesticConsentResponse2
ConsentId	1..1	OBWriteDomesticConsentResponse2/Data/ConsentId	OB: Unique identification as assigned by the ASPSP to uniquely identify the consent resource.	Max128Text
CreationDateTime	1..1	OBWriteDomesticConsentResponse2/Data/CreationDateTime	Date and time at which the resource was created.	ISODateTime
Status	1..1	OBWriteDomesticConsentResponse2/Data/Status	Specifies the status of consent resource in code form.	OBExternalConsentStatus1Code	Authorised AwaitingAuthorisation Consumed Rejected
StatusUpdateDateTime	1..1	OBWriteDomesticConsentResponse2/Data/StatusUpdateDateTime	Date and time at which the resource status was updated.	ISODateTime
CutOffDateTime	0..1	OBWriteDomesticConsentResponse2/Data/CutOffDateTime	Specified cut-off date and time for the payment consent.	ISODateTime
ExpectedExecutionDateTime	0..1	OBWriteDomesticConsentResponse2/Data/ExpectedExecutionDateTime	Expected execution date and time for the payment resource.	ISODateTime
ExpectedSettlementDateTime	0..1	OBWriteDomesticConsentResponse2/Data/ExpectedSettlementDateTime	Expected settlement date and time for the payment resource.	ISODateTime
Charges	0..n	OBWriteDomesticConsentResponse2/Data/Charges	Set of elements used to provide details of a charge for the payment initiation.	OBCharge2
Initiation	1..1	OBWriteDomesticConsentResponse2/Data/Initiation	The Initiation payload is sent by the initiating party to the ASPSP. It is used to request movement of funds from the debtor account to a creditor for a single domestic payment.	OBDomestic2
Authorisation	0..1	OBWriteDomesticConsentResponse2/Data/Authorisation	The authorisation type request from the TPP.	OBAuthorisation1
Risk	1..1	OBWriteDomesticConsentResponse2/Risk	The Risk section is sent by the initiating party to the ASPSP. It is used to specify additional details for risk scoring for Payments.	OBRisk1

Domestic Payment Consent Confirmation of Funds - Response

The OBWriteFundsConfirmationResponse1 object will be used for a response to a call to:

GET /domestic-payment-consents/{ConsentId}/funds-confirmation

UML Diagram

Notes

The confirmation of funds response contains the result of a funds availability check, or SupplementaryData.

Data Dictionary

Name	Occurrence	XPath	EnhancedDefinition	Class
OBWriteFundsConfirmationResponse1		OBWriteFundsConfirmationResponse1		OBWriteFundsConfirmationResponse1
Data	1..1	OBWriteFundsConfirmationResponse1/Data		OBWriteDataFundsConfirmationResponse1
FundsAvailableResult	0..1	OBWriteFundsConfirmationResponse1/Data/FundsAvailableResult	Result of a funds availability check.	OBFundsAvailableResult1
FundsAvailableDateTime	1..1	OBWriteFundsConfirmationResponse1/Data/FundsAvailableResult/FundsAvailableDateTime	Date and time at which the funds availability check was generated.	ISODateTime
FundsAvailable	1..1	OBWriteFundsConfirmationResponse1/Data/FundsAvailableResult/FundsAvailable	Flag to indicate the availability of funds given the Amount in the consent request.	xs:boolean
SupplementaryData	0..1	OBWriteFundsConfirmationResponse1/Data/SupplementaryData	Additional information that can not be captured in the structured fields and/or any other specific block.	OBSupplementaryData1

Domestic Payment - Request

The OBWriteDomestic2 object will be used for a call to:

POST /domestic-payments

UML Diagram

Notes

The domestic-payment request object contains the:

ConsentId.
The full Initiation and Risk objects from the domestic-payment-consent request.

The Initiation and Risk sections of the domestic-payment request must match the Initiation and Risk sections of the corresponding domestic-payment-consent request.

Data Dictionary

Name	Occurrence	XPath	EnhancedDefinition	Class
OBWriteDomestic2		OBWriteDomestic2		OBWriteDomestic2
Data	1..1	OBWriteDomestic2/Data		OBWriteDataDomestic2
ConsentId	1..1	OBWriteDomestic2/Data/ConsentId	OB: Unique identification as assigned by the ASPSP to uniquely identify the consent resource.	Max128Text
Initiation	1..1	OBWriteDomestic2/Data/Initiation	The Initiation payload is sent by the initiating party to the ASPSP. It is used to request movement of funds from the debtor account to a creditor for a single domestic payment.	OBDomestic2
Risk	1..1	OBWriteDomestic2/Risk	The Risk section is sent by the initiating party to the ASPSP. It is used to specify additional details for risk scoring for Payments.	OBRisk1

Domestic Payment - Response

The OBWriteDomesticResponse2 object will be used for a response to a call to:

POST /domestic-payments
GET /domestic-payments/{DomesticPaymentId}

UML Diagram

Notes

The domestic-payment response object contains the:

DomesticPaymentId.
ConsentId.
CreationDateTime the domestic-payment resource was created.
Status and StatusUpdateDateTime of the domestic-payment resource.
ExpectedExecutionDateTime for the domestic-payment resource.
ExpectedSettlementDateTime for the domestic-payment resource.
Charges array for the breakdown of applicable ASPSP charges.
The Initiation object from the domestic-payment-consent.
The MultiAuthorisation object if the domestic-payment resource requires multiple authorisations.

Data Dictionary

Name	Occurrence	XPath	EnhancedDefinition	Class	Codes
OBWriteDomesticResponse2		OBWriteDomesticResponse2		OBWriteDomesticResponse2
Data	1..1	OBWriteDomesticResponse2/Data		OBWriteDataDomesticResponse2
DomesticPaymentId	1..1	OBWriteDomesticResponse2/Data/DomesticPaymentId	OB: Unique identification as assigned by the ASPSP to uniquely identify the domestic payment resource.	Max40Text
ConsentId	1..1	OBWriteDomesticResponse2/Data/ConsentId	OB: Unique identification as assigned by the ASPSP to uniquely identify the consent resource.	Max128Text
CreationDateTime	1..1	OBWriteDomesticResponse2/Data/CreationDateTime	Date and time at which the message was created.	ISODateTime
Status	1..1	OBWriteDomesticResponse2/Data/Status	Specifies the status of the payment information group.	OBTransactionIndividualStatus1Code	AcceptedSettlementCompleted AcceptedSettlementInProcess Pending Rejected
StatusUpdateDateTime	1..1	OBWriteDomesticResponse2/Data/StatusUpdateDateTime	Date and time at which the resource status was updated.	ISODateTime
ExpectedExecutionDateTime	0..1	OBWriteDomesticResponse2/Data/ExpectedExecutionDateTime	Expected execution date and time for the payment resource.	ISODateTime
ExpectedSettlementDateTime	0..1	OBWriteDomesticResponse2/Data/ExpectedSettlementDateTime	Expected settlement date and time for the payment resource.	ISODateTime
Charges	0..n	OBWriteDomesticResponse2/Data/Charges	Set of elements used to provide details of a charge for the payment initiation.	OBCharge2
Initiation	1..1	OBWriteDomesticResponse2/Data/Initiation	The Initiation payload is sent by the initiating party to the ASPSP. It is used to request movement of funds from the debtor account to a creditor for a single domestic payment.	OBDomestic2
MultiAuthorisation	0..1	OBWriteDomesticResponse2/Data/MultiAuthorisation	The multiple authorisation flow response from the ASPSP.	OBMultiAuthorisation1

Usage Examples

Merchant Initiation via PISP

This example set of flows and payload examples are for a domestic payment initiated by a merchant via a PISP.

In this scenario:

The merchant has not specified the Debtor Account details for the PSU. The PSU will select their account during the authorisation of consent.
The merchant's account is a building society account with a roll number specified in the SecondaryIdentification field.

Sequence Diagram

Code Block

title	Usage Examples - Merchant
collapse	true

participant PSU
participant Merchant
participant PISP
participant ASPSP Authorisation Server
participant ASPSP Resource Server
  
note over PSU, ASPSP Resource Server
Step 1: Agree Domestic Payment-Order Initiation
end note
PSU -> Merchant: Check-out and pay
Merchant -> PISP: Send request to setup domestic payment consent

note over PSU, ASPSP Resource Server
Step 2: Setup Domestic Payment-Order Consent
end note
PISP <-> ASPSP Authorisation Server: Establish TLS 1.2 MA
PISP -> ASPSP Authorisation Server: Initiate Client Credentials Grant
ASPSP Authorisation Server -> PISP: access-token
PISP <-> ASPSP Resource Server: Establish TLS 1.2 MA
PISP -> ASPSP Resource Server: POST /domestic-payment-consents
ASPSP Resource Server -> PISP: HTTP 201 (Created), ConsentId
PISP -> Merchant: HTTP 302 (Found), Redirect (ConsentId)
Merchant -> PSU: HTTP 302 (Found), Redirect (ConsentId)

note over PSU, ASPSP Resource Server
Step 3: Authorize consent
end note
PSU -> ASPSP Authorisation Server: Follow redirect (ConsentId)
PSU <-> ASPSP Authorisation Server: authenticate
PSU <-> ASPSP Authorisation Server: SCA if required
PSU <-> ASPSP Authorisation Server: Select debtor account
ASPSP Authorisation Server -> PSU: HTTP 302 (Found), Redirect (authorization-code)
PSU -> PISP: Follow redirect (authorization-code)
PISP <-> ASPSP Authorisation Server: Establish TLS 1.2 MA
PISP -> ASPSP Authorisation Server: Exchange authorization-code for access token
ASPSP Authorisation Server -> PISP: access-token
PISP -> PSU: HTTP 302 (Found), Redirect back to merchant
PSU -> Merchant: Follow redirect

note over PSU, ASPSP Resource Server
Step 4: Create Domestic Payment-Order
end note
PISP <-> ASPSP Resource Server: Establish TLS 1.2 MA
PISP -> ASPSP Resource Server: POST /domestic-payments
ASPSP Resource Server -> PISP: HTTP 201 (Created), DomesticPaymentId

note over PSU, ASPSP Resource Server
Step 5: Get Domestic Payment-Order status
end note
opt 
Merchant -> PISP: Check payment status
PISP <-> ASPSP Resource Server: Establish TLS 1.2 MA
PISP -> ASPSP Resource Server: GET /domestic-payments/{DomesticPaymentId}
ASPSP Resource Server -> PISP: HTTP 200 (OK), domestic-payments resource
PISP -> Merchant: HTTP 200 (OK), Return domestic-payments Status
 
end opt

Illustrative Interactions

Notes:

As per the Security & Access Control section, examples are given where the call to GET must use a client credentials grant to obtain a token to make GET requests.

Create Domestic Payment Order Consent

POST /domestic-payment-consents request

Code Block

language	js
theme	Midnight
title	Payment Order Consent Request Payload
linenumbers	true

POST /domestic-payment-consents HTTP/1.1
Authorization: Bearer 2YotnFZFEjr1zCsicMWpAA
x-idempotency-key: FRESCO.21302.GFX.20
x-jws-signature: TGlmZSdzIGEgam91cm5leSBub3QgYSBkZXN0aW5hdGlvbiA=..T2ggZ29vZCBldmVuaW5nIG1yIHR5bGVyIGdvaW5nIGRvd24gPw==
x-fapi-financial-id: OB/2017/001
x-fapi-customer-last-logged-time: Sun, 10 Sep 2017 19:43:31 GMT
x-fapi-customer-ip-address: 104.25.212.99
x-fapi-interaction-id: 93bac548-d2de-4546-b106-880a5018460d
Content-Type: application/json
Accept: application/json

{
  "Data": {
    "Initiation": {
      "InstructionIdentification": "ACME412",
      "EndToEndIdentification": "FRESCO.21302.GFX.20",
      "InstructedAmount": {
        "Amount": "165.88",
        "Currency": "GBP"
      },
      "CreditorAccount": {
        "SchemeName": "UK.OBIE.SortCodeAccountNumber",
        "Identification": "08080021325698",
        "Name": "ACME Inc",
        "SecondaryIdentification": "0002"
      },
      "RemittanceInformation": {
        "Reference": "FRESCO-101",
        "Unstructured": "Internal ops code 5120101"
      }
    }
  },
  "Risk": {
    "PaymentContextCode": "EcommerceGoods",
    "MerchantCategoryCode": "5967",
    "MerchantCustomerIdentification": "053598653254",
    "DeliveryAddress": {
      "AddressLine": [
        "Flat 7",
        "Acacia Lodge"
      ],
      "StreetName": "Acacia Avenue",
      "BuildingNumber": "27",
      "PostCode": "GU31 2ZZ",
      "TownName": "Sparsholt",
      "CountySubDivision": [
        "Wessex"
      ],
      "Country": "UK"
    }
  }
}

POST /domestic-payment-consents response

Code Block

language	js
theme	Midnight
title	Payment Order Consent Response Payload
linenumbers	true

HTTP/1.1 201 Created
x-jws-signature: V2hhdCB3ZSBnb3QgaGVyZQ0K..aXMgZmFpbHVyZSB0byBjb21tdW5pY2F0ZQ0K
x-fapi-interaction-id: 93bac548-d2de-4546-b106-880a5018460d
Content-Type: application/json

{
  "Data": {
    "ConsentId": "58923",
    "Status": "AwaitingAuthorisation",
    "CreationDateTime": "2017-06-05T15:15:13+00:00",
    "StatusUpdateDateTime": "2017-06-05T15:15:13+00:00",
    "Initiation": {
      "InstructionIdentification": "ACME412",
      "EndToEndIdentification": "FRESCO.21302.GFX.20",
      "InstructedAmount": {
        "Amount": "165.88",
        "Currency": "GBP"
      },
      "CreditorAccount": {
        "SchemeName": "UK.OBIE.SortCodeAccountNumber",
        "Identification": "08080021325698",
        "Name": "ACME Inc",
        "SecondaryIdentification": "0002"
      },
      "RemittanceInformation": {
        "Reference": "FRESCO-101",
        "Unstructured": "Internal ops code 5120101"
      }
    }
  },
  "Risk": {
    "PaymentContextCode": "EcommerceGoods",
    "MerchantCategoryCode": "5967",
    "MerchantCustomerIdentification": "053598653254",
    "DeliveryAddress": {
      "AddressLine": [
        "Flat 7",
        "Acacia Lodge"
      ],
      "StreetName": "Acacia Avenue",
      "BuildingNumber": "27",
      "PostCode": "GU31 2ZZ",
      "TownName": "Sparsholt",
      "CountySubDivision": [
        "Wessex"
      ],
      "Country": "UK"
    }
  },
  "Links": {
    "Self": "https://api.alphabank.com/open-banking/v3.1/pisp/domestic-payment-consents/58923"
  },
  "Meta": {}
}

Confirm Funds on Domestic Payment Order Consent

GET /domestic-payment-consents/{ConsentId}/funds-confirmation Request

Code Block

language	js
theme	Midnight
title	Payment Order Consent Request Payload
linenumbers	true

GET /domestic-payment-consents/58923/funds-confirmation HTTP/1.1
Authorization: Bearer Jhingapulaav
x-fapi-financial-id: OB/2017/001
x-fapi-customer-last-logged-time: Sun, 10 Sep 2017 19:43:31 GMT
x-fapi-customer-ip-address: 104.25.212.99
x-fapi-interaction-id: 93bac548-d2de-4546-b106-880a5018460d
Accept: application/json

GET /domestic-payment-consents/{ConsentId}/funds-confirmation Response

Code Block

language	js
theme	Midnight
title	Payment Order Consent Response Payload
linenumbers	true

HTTP/1.1 200 OK
x-jws-signature: V2hhdCB3ZSBnb3QgaGVyZQ0K..aXMgZmFpbHVyZSB0byBjb21tdW5pY2F0ZQ0K
x-fapi-interaction-id: 93bac548-d2de-4546-b106-880a5018460d
Content-Type: application/json

{
	"Data": {
		"FundsAvailableResult": {
			"FundsAvailableDateTime": "2017-06-05T15:15:23+00:00",
			"FundsAvailable": true
		}
	},
	"Links": {
		"Self": "https://api.alphabank.com/open-banking/v3.1/pisp/domestic-payment-consents/58923/funds-confirmation"
	},
	"Meta": {}
}

Create Domestic Payment Order

POST /domestic-payments Request

Code Block

language	js
theme	Midnight
title	Payment Order Request Payload
linenumbers	true

POST /domestic-payments HTTP/1.1
Authorization: Bearer Jhingapulaav
x-idempotency-key: FRESNO.1317.GFX.22
x-jws-signature: TGlmZSdzIGEgam91cm5leSBub3QgYSBkZXN0aW5hdGlvbiA=..T2ggZ29vZCBldmVuaW5nIG1yIHR5bGVyIGdvaW5nIGRvd24gPw==
x-fapi-financial-id: OB/2017/001
x-fapi-customer-last-logged-time: Sun, 10 Sep 2017 19:43:31 GMT
x-fapi-customer-ip-address: 104.25.212.99
x-fapi-interaction-id: 93bac548-d2de-4546-b106-880a5018460d
Content-Type: application/json
Accept: application/json

{
  "Data": {
    "ConsentId": "58923",
    "Initiation": {
      "InstructionIdentification": "ACME412",
      "EndToEndIdentification": "FRESCO.21302.GFX.20",
      "InstructedAmount": {
        "Amount": "165.88",
        "Currency": "GBP"
      },
      "CreditorAccount": {
        "SchemeName": "UK.OBIE.SortCodeAccountNumber",
        "Identification": "08080021325698",
        "Name": "ACME Inc",
        "SecondaryIdentification": "0002"
      },
      "RemittanceInformation": {
        "Reference": "FRESCO-101",
        "Unstructured": "Internal ops code 5120101"
      }
    }
  },
  "Risk": {
    "PaymentContextCode": "EcommerceGoods",
    "MerchantCategoryCode": "5967",
    "MerchantCustomerIdentification": "053598653254",
    "DeliveryAddress": {
      "AddressLine": [
        "Flat 7",
        "Acacia Lodge"
      ],
      "StreetName": "Acacia Avenue",
      "BuildingNumber": "27",
      "PostCode": "GU31 2ZZ",
      "TownName": "Sparsholt",
      "CountySubDivision": [
        "Wessex"
      ],
      "Country": "UK"
    }
  }
}

POST /domestic-payments Response

Code Block

language	js
theme	Midnight
title	Payment Order Response Payload
linenumbers	true

HTTP/1.1 201 Created
x-jws-signature: V2hhdCB3ZSBnb3QgaGVyZQ0K..aXMgZmFpbHVyZSB0byBjb21tdW5pY2F0ZQ0K
x-fapi-interaction-id: 93bac548-d2de-4546-b106-880a5018460d
Content-Type: application/json

{
  "Data": {
    "DomesticPaymentId": "58923-001",
    "ConsentId": "58923",
    "Status": "AcceptedSettlementInProcess",
    "CreationDateTime": "2017-06-05T15:15:22+00:00",
    "StatusUpdateDateTime": "2017-06-05T15:15:13+00:00",
    "Initiation": {
      "InstructionIdentification": "ACME412",
      "EndToEndIdentification": "FRESCO.21302.GFX.20",
      "InstructedAmount": {
        "Amount": "165.88",
        "Currency": "GBP"
      },
      "CreditorAccount": {
        "SchemeName": "UK.OBIE.SortCodeAccountNumber",
        "Identification": "08080021325698",
        "Name": "ACME Inc",
        "SecondaryIdentification": "0002"
      },
      "RemittanceInformation": {
        "Reference": "FRESCO-101",
        "Unstructured": "Internal ops code 5120101"
      }
    }
  },
  "Links": {
    "Self": "https://api.alphabank.com/open-banking/v3.1/pisp/domestic-payments/58923-001"
  },
  "Meta": {}
}

Get Domestic Payment Order Consent

GET /domestic-payment-consents/{ConsentId} Request

Code Block

language	js
theme	Midnight
title	Get Payment Order Consent Request
linenumbers	true

GET /domestic-payment-consents/58923 HTTP/1.1
Authorization: Bearer Jhingapulaav
x-fapi-financial-id: OB/2017/001
x-fapi-customer-last-logged-time: Sun, 10 Sep 2017 19:43:31 GMT
x-fapi-customer-ip-address: 104.25.212.99
x-fapi-interaction-id: 93bac548-d2de-4546-b106-880a5018460d
Accept: application/json

GET /domestic-payment-consents/{ConsentId} Response

Code Block

language	js
theme	Midnight
title	Get Payment Order Consent Response Payload
linenumbers	true

HTTP/1.1 200 OK
x-jws-signature: V2hhdCB3ZSBnb3QgaGVyZQ0K..aXMgZmFpbHVyZSB0byBjb21tdW5pY2F0ZQ0K
x-fapi-interaction-id: 93bac548-d2de-4546-b106-880a5018460d
Content-Type: application/json

{
  "Data": {
    "ConsentId": "58923",
    "Status": "Authorised",
    "CreationDateTime": "2017-06-05T15:15:13+00:00",
    "StatusUpdateDateTime": "2017-06-05T15:15:22+00:00",
    "Initiation": {
      "InstructionIdentification": "ACME412",
      "EndToEndIdentification": "FRESCO.21302.GFX.20",
      "InstructedAmount": {
        "Amount": "165.88",
        "Currency": "GBP"
      },
      "CreditorAccount": {
        "SchemeName": "UK.OBIE.SortCodeAccountNumber",
        "Identification": "08080021325698",
        "Name": "ACME Inc",
        "SecondaryIdentification": "0002"
      },
      "RemittanceInformation": {
        "Reference": "FRESCO-101",
        "Unstructured": "Internal ops code 5120101"
      }
    }
  },
  "Risk": {
    "PaymentContextCode": "EcommerceGoods",
    "MerchantCategoryCode": "5967",
    "MerchantCustomerIdentification": "053598653254",
    "DeliveryAddress": {
      "AddressLine": [
        "Flat 7",
        "Acacia Lodge"
      ],
      "StreetName": "Acacia Avenue",
      "BuildingNumber": "27",
      "PostCode": "GU31 2ZZ",
      "TownName": "Sparsholt",
      "CountySubDivision": [
        "Wessex"
      ],
      "Country": "UK"
    }
  },
  "Links": {
    "Self": "https://api.alphabank.com/open-banking/v3.1/pisp/domestic-payment-consents/58923"
  },
  "Meta": {}
}

Get Domestic Payment Order

GET /domestic-payments/{DomesticPaymentId} Request

Code Block

language	js
theme	Midnight
title	GET Payment Order Request
linenumbers	true

GET /domestic-payments/58923-001 HTTP/1.1
Authorization: Bearer 2YotnFZFEjr1zCsicMWpAA
x-fapi-financial-id: OB/2017/001
x-fapi-customer-last-logged-time:  Sun, 10 Sep 2017 19:43:31 GMT
x-fapi-customer-ip-address: 104.25.212.99
x-fapi-interaction-id: 93bac548-d2de-4546-b106-880a5018460d
Accept: application/json

GET /domestic-payments/{DomesticPaymentId} Response

Code Block

language	js
theme	Midnight
title	Get Payment Order Response Payload
linenumbers	true

HTTP/1.1 200 OK
x-jws-signature: V2hhdCB3ZSBnb3QgaGVyZQ0K..aXMgZmFpbHVyZSB0byBjb21tdW5pY2F0ZQ0K
x-fapi-interaction-id: 93bac548-d2de-4546-b106-880a5018460d
Content-Type: application/json

{
  "Data": {
    "DomesticPaymentId": "58923-001",
    "ConsentId": "58923",
    "Status": "AcceptedSettlementInProcess",
    "CreationDateTime": "2017-06-05T15:15:22+00:00",
    "StatusUpdateDateTime": "2017-06-05T15:15:22+00:00",
    "Initiation": {
      "InstructionIdentification": "ACME412",
      "EndToEndIdentification": "FRESCO.21302.GFX.20",
      "InstructedAmount": {
        "Amount": "165.88",
        "Currency": "GBP"
      },
      "CreditorAccount": {
        "SchemeName": "UK.OBIE.SortCodeAccountNumber",
        "Identification": "08080021325698",
        "Name": "ACME Inc",
        "SecondaryIdentification": "0002"
      },
      "RemittanceInformation": {
        "Reference": "FRESCO-101",
        "Unstructured": "Internal ops code 5120101"
      }
    }
  },
  "Links": {
    "Self": "https://api.alphabank.com/open-banking/v3.1/pisp/domestic-payments/58923-001"
  },
  "Meta": {}
}

Person To Person Initiation via PISP

This example set of flows and payload examples are for a domestic payment initiated by a person to another person via a PISP.

In this scenario:

The PSU has pre-specified the account from which funds will be transferred (i.e., the Debtor Account details)
No building society accounts are involved in this interaction, and there only the sort code and account number are specified in the DebtorAccount and CreditorAccount sections.

Sequence Diagram

Code Block

title	Usage Examples - Person to Person
collapse	true

participant PSU
participant PISP
participant ASPSP Authorisation Server
participant ASPSP Resource Server
   
note over PSU, ASPSP Resource Server
Step 1: Agree Domestic Payment-Order initiation
end note
PSU <-> PISP: Initiate a funds transfer
PSU -> PISP: Select debtor and creditor accounts
 
note over PSU, ASPSP Resource Server
Step 2: Setup Domestic Payment-Order Consent
end note
PISP <-> ASPSP Authorisation Server: Establish TLS 1.2 MA
PISP -> ASPSP Authorisation Server: Initiate Client Credentials Grant
ASPSP Authorisation Server -> PISP: access-token
PISP <-> ASPSP Resource Server: Establish TLS 1.2 MA
PISP -> ASPSP Resource Server: POST /domestic-payment-consents
ASPSP Resource Server -> PISP: HTTP 201 (Created), ConsentId
PISP -> PSU: HTTP 302 (Found), Redirect (ConsentId)
 
note over PSU, ASPSP Resource Server
Step 3: Authorize consent
end note
PSU -> ASPSP Authorisation Server: Follow redirect (ConsentId)
PSU <-> ASPSP Authorisation Server: authenticate
PSU <-> ASPSP Authorisation Server: SCA if required
ASPSP Authorisation Server -> PSU: HTTP 302 (Found), Redirect (authorization-code)
PSU -> PISP: Follow redirect (authorization-code)
PISP <-> ASPSP Authorisation Server: Establish TLS 1.2 MA
PISP -> ASPSP Authorisation Server: Exchange authorization-code for access token
ASPSP Authorisation Server -> PISP: access-token
 
note over PSU, ASPSP Resource Server
Step 4: Create Domestic Payment-Order
end note
PISP <-> ASPSP Resource Server: Establish TLS 1.2 MA
PISP -> ASPSP Resource Server: POST /domestic-payments
ASPSP Resource Server -> PISP: HTTP 201 (Created), DomesticPaymentId
 
   
note over PSU, ASPSP Resource Server
Step 5: Get Domestic Payment-Order status
end note
opt
PISP <-> ASPSP Resource Server: Establish TLS 1.2 MA
PISP -> ASPSP Resource Server: GET /domestic-payments/{DomesticPaymentId}
ASPSP Resource Server -> PISP: HTTP 200 (OK), domestic-payments resource

end opt

Illustrative Interactions

Create Domestic Payment Order Consent

POST /domestic-payment-consents request

Code Block

language	js
theme	Midnight
title	Payment Order Consent Request Payload
linenumbers	true

POST /domestic-payment-consents HTTP/1.1
Authorization: Bearer 2YotnFZFEjr1zCsicMWpAA
x-idempotency-key: FRESCO.21302.GFX.20
x-jws-signature: TGlmZSdzIGEgam91cm5leSBub3QgYSBkZXN0aW5hdGlvbiA=..T2ggZ29vZCBldmVuaW5nIG1yIHR5bGVyIGdvaW5nIGRvd24gPw==
x-fapi-financial-id: OB/2017/001
x-fapi-customer-last-logged-time:  Sun, 10 Sep 2017 19:43:31 GMT
x-fapi-customer-ip-address: 104.25.212.99
x-fapi-interaction-id: 93bac548-d2de-4546-b106-880a5018460d
Content-Type: application/json
Accept: application/json

{
  "Data": {
    "Initiation": {
      "InstructionIdentification": "ANSM023",
      "EndToEndIdentification": "FRESCO.21302.GFX.37",
      "InstructedAmount": {
        "Amount": "20.00",
        "Currency": "GBP"
      },
      "DebtorAccount": {
        "SchemeName": "UK.OBIE.SortCodeAccountNumber",
        "Identification": "11280001234567",
        "Name": "Andrea Smith"
      },
      "CreditorAccount": {
        "SchemeName": "UK.OBIE.SortCodeAccountNumber",
        "Identification": "08080021325698",
        "Name": "Bob Clements"
      },
      "RemittanceInformation": {
        "Reference": "FRESCO-037",
        "Unstructured": "Internal ops code 5120103"
      }
    }
  },
  "Risk": {
    "PaymentContextCode": "PartyToParty"
  }
}

POST /domestic-payment-consents response

Code Block

language	js
theme	Midnight
title	Payment Order Consent Response Payload
linenumbers	true

HTTP/1.1 201 Created
x-jws-signature: V2hhdCB3ZSBnb3QgaGVyZQ0K..aXMgZmFpbHVyZSB0byBjb21tdW5pY2F0ZQ0K
x-fapi-interaction-id: 93bac548-d2de-4546-b106-880a5018460d
Content-Type: application/json

{
  "Data": {
    "ConsentId": "7290",
    "Status": "AwaitingAuthorisation",
    "CreationDateTime": "2017-06-05T15:15:13+00:00",
    "StatusUpdateDateTime": "2017-06-05T15:15:13+00:00",
    "Initiation": {
      "InstructionIdentification": "ANSM023",
      "EndToEndIdentification": "FRESCO.21302.GFX.37",
      "InstructedAmount": {
        "Amount": "20.00",
        "Currency": "GBP"
      },
      "DebtorAccount": {
        "SchemeName": "UK.OBIE.SortCodeAccountNumber",
        "Identification": "11280001234567",
        "Name": "Andrea Smith"
      },
      "CreditorAccount": {
        "SchemeName": "UK.OBIE.SortCodeAccountNumber",
        "Identification": "08080021325698",
        "Name": "Bob Clements"
      },
      "RemittanceInformation": {
        "Reference": "FRESCO-037",
        "Unstructured": "Internal ops code 5120103"
      }
    }
  },
  "Risk": {
    "PaymentContextCode": "PartyToParty"
  },
  "Links": {
    "Self": "https://api.alphabank.com/open-banking/v3.1/pisp/domestic-payment-consents/7290"
  },
  "Meta": {}
}

Create Domestic Payment Order

POST /domestic-payments request

Code Block

language	js
theme	Midnight
title	Payment Order Request Payload
linenumbers	true

POST /domestic-payments HTTP/1.1
Authorization: Bearer 2YotnFZFEjr1zCsicMWpAA
x-idempotency-key: FRESNO.1317.GFX.22
x-jws-signature: TGlmZSdzIGEgam91cm5leSBub3QgYSBkZXN0aW5hdGlvbiA=..T2ggZ29vZCBldmVuaW5nIG1yIHR5bGVyIGdvaW5nIGRvd24gPw==
x-fapi-financial-id: OB/2017/001
x-fapi-customer-last-logged-time:  Sun, 10 Sep 2017 19:43:31 GMT
x-fapi-customer-ip-address: 104.25.212.99
x-fapi-interaction-id: 93bac548-d2de-4546-b106-880a5018460d
Content-Type: application/json
Accept: application/json

{
  "Data": {
    "ConsentId": "7290",
    "Initiation": {
      "InstructionIdentification": "ANSM023",
      "EndToEndIdentification": "FRESCO.21302.GFX.37",
      "InstructedAmount": {
        "Amount": "20.00",
        "Currency": "GBP"
      },
      "DebtorAccount": {
        "SchemeName": "UK.OBIE.SortCodeAccountNumber",
        "Identification": "11280001234567",
        "Name": "Andrea Smith"
      },
      "CreditorAccount": {
        "SchemeName": "UK.OBIE.SortCodeAccountNumber",
        "Identification": "08080021325698",
        "Name": "Bob Clements"
      },
      "RemittanceInformation": {
        "Reference": "FRESCO-037",
        "Unstructured": "Internal ops code 5120103"
      }
    }
  },
  "Risk": {
    "PaymentContextCode": "PartyToParty"
  }
}

POST /domestic-payments response

Code Block

language	js
theme	Midnight
title	Payment Order Response Payload
linenumbers	true

HTTP/1.1 201 Created
x-jws-signature: V2hhdCB3ZSBnb3QgaGVyZQ0K..aXMgZmFpbHVyZSB0byBjb21tdW5pY2F0ZQ0K
x-fapi-interaction-id: 93bac548-d2de-4546-b106-880a5018460d
Content-Type: application/json

{
  "Data": {
    "DomesticPaymentId": "7290-003",
    "ConsentId": "7290",
    "Status": "AcceptedSettlementInProcess",
    "CreationDateTime": "2017-06-05T15:15:22+00:00",
    "StatusUpdateDateTime": "2017-06-05T15:15:22+00:00",
    "Initiation": {
      "InstructionIdentification": "ANSM023",
      "EndToEndIdentification": "FRESCO.21302.GFX.37",
      "InstructedAmount": {
        "Amount": "20.00",
        "Currency": "GBP"
      },
      "DebtorAccount": {
        "SchemeName": "UK.OBIE.SortCodeAccountNumber",
        "Identification": "11280001234567",
        "Name": "Andrea Smith"
      },
      "CreditorAccount": {
        "SchemeName": "UK.OBIE.SortCodeAccountNumber",
        "Identification": "08080021325698",
        "Name": "Bob Clements"
      },
      "RemittanceInformation": {
        "Reference": "FRESCO-037",
        "Unstructured": "Internal ops code 5120103"
      }
    }
  },
  "Links": {
    "Self": "https://api.alphabank.com/open-banking/v3.1/pisp/domestic-payments/7290-003"
  },
  "Meta": {}
}

Get Domestic Payment Order Consent

GET /domestic-payment-consents/{ConsentId} request

Code Block

language	js
theme	Midnight
title	Get Payment Order Consent Request
linenumbers	true

GET /domestic-payment-consents/7290 HTTP/1.1
Authorization: Bearer 2YotnFZFEjr1zCsicMWpAA
x-fapi-financial-id: OB/2017/001
x-fapi-customer-last-logged-time:  Sun, 10 Sep 2017 19:43:31 GMT
x-fapi-customer-ip-address: 104.25.212.99
x-fapi-interaction-id: 93bac548-d2de-4546-b106-880a5018460d
Accept: application/json

GET /domestic-payment-consents/{ConsentId} response

Code Block

language	js
theme	Midnight
title	Get Payment Order Consent Response Payload
linenumbers	true

HTTP/1.1 200 OK
x-jws-signature: V2hhdCB3ZSBnb3QgaGVyZQ0K..aXMgZmFpbHVyZSB0byBjb21tdW5pY2F0ZQ0K
x-fapi-interaction-id: 93bac548-d2de-4546-b106-880a5018460d
Content-Type: application/json

{
  "Data": {
    "ConsentId": "7290",
    "Status": "Consumed",
    "CreationDateTime": "2017-06-05T15:15:13+00:00",
    "StatusUpdateDateTime": "2017-06-05T15:15:13+00:00",
    "Initiation": {
      "InstructionIdentification": "ANSM023",
      "EndToEndIdentification": "FRESCO.21302.GFX.37",
      "InstructedAmount": {
        "Amount": "20.00",
        "Currency": "GBP"
      },
      "DebtorAccount": {
        "SchemeName": "UK.OBIE.SortCodeAccountNumber",
        "Identification": "11280001234567",
        "Name": "Andrea Smith"
      },
      "CreditorAccount": {
        "SchemeName": "UK.OBIE.SortCodeAccountNumber",
        "Identification": "08080021325698",
        "Name": "Bob Clements"
      },
      "RemittanceInformation": {
        "Reference": "FRESCO-037",
        "Unstructured": "Internal ops code 5120103"
      }
    }
  },
  "Risk": {
    "PaymentContextCode": "PartyToParty"
  },
  "Links": {
    "Self": "https://api.alphabank.com/open-banking/v3.1/pisp/domestic-payment-consents/7290"
  },
  "Meta": {}
}

Get Domestic Payment Order

GET /domestic-payments/{DomesticPaymentId} request

Code Block

language	js
theme	Midnight
title	Get Payment Order Request
linenumbers	true

GET /domestic-payments/7290-003 HTTP/1.1
Authorization: Bearer 2YotnFZFEjr1zCsicMWpAA
x-fapi-financial-id: OB/2017/001
x-fapi-customer-last-logged-time:  Sun, 10 Sep 2017 19:43:31 GMT
x-fapi-customer-ip-address: 104.25.212.99
x-fapi-interaction-id: 93bac548-d2de-4546-b106-880a5018460d
Accept: application/json

GET /domestic-payments/{DomesticPaymentId} response

Code Block

language	js
theme	Midnight
title	Get Payment Order Response Payload
linenumbers	true

HTTP/1.1 200 OK
x-jws-signature: V2hhdCB3ZSBnb3QgaGVyZQ0K..aXMgZmFpbHVyZSB0byBjb21tdW5pY2F0ZQ0K
x-fapi-interaction-id: 93bac548-d2de-4546-b106-880a5018460d
Content-Type: application/json

{
  "Data": {
    "DomesticPaymentId": "7290-003",
    "ConsentId": "7290",
    "Status": "AcceptedSettlementInProcess",
    "CreationDateTime": "2017-06-05T15:15:22+00:00",
    "StatusUpdateDateTime": "2017-06-05T15:15:22+00:00",
    "Initiation": {
      "InstructionIdentification": "ANSM023",
      "EndToEndIdentification": "FRESCO.21302.GFX.37",
      "InstructedAmount": {
        "Amount": "20.00",
        "Currency": "GBP"
      },
      "DebtorAccount": {
        "SchemeName": "UK.OBIE.SortCodeAccountNumber",
        "Identification": "11280001234567",
        "Name": "Andrea Smith"
      },
      "CreditorAccount": {
        "SchemeName": "UK.OBIE.SortCodeAccountNumber",
        "Identification": "08080021325698",
        "Name": "Bob Clements"
      },
      "RemittanceInformation": {
        "Reference": "FRESCO-037",
        "Unstructured": "Internal ops code 5120103"
      }
    }
  },
  "Links": {
    "Self": "https://api.alphabank.com/open-banking/v3.1/pisp/domestic-payments/7290-003"
  },
  "Meta": {}
}

BACS Payment Order Consent

Use of LocalInstrument and CutOffDateTime.

POST /domestic-payment-consents request

Code Block

language	js
theme	Midnight
title	Payment Order Consent Request Payload
linenumbers	true

POST /domestic-payment-consents HTTP/1.1
Authorization: Bearer 2YotnFZFEjr1zCsicMWpAA
x-idempotency-key: FRESCO.21302.GFX.20
x-jws-signature: TGlmZSdzIGEgam91cm5leSBub3QgYSBkZXN0aW5hdGlvbiA=..T2ggZ29vZCBldmVuaW5nIG1yIHR5bGVyIGdvaW5nIGRvd24gPw==
x-fapi-financial-id: OB/2017/001
x-fapi-customer-last-logged-time:  Sun, 10 Sep 2017 19:43:31 GMT
x-fapi-customer-ip-address: 104.25.212.99
x-fapi-interaction-id: 93bac548-d2de-4546-b106-880a5018460d
Content-Type: application/json
Accept: application/json

{
  "Data": {
    "Initiation": {
      "InstructionIdentification": "ANSM023",
      "EndToEndIdentification": "FRESCO.21302.GFX.37",
	  "LocalInstrument": "UK.OBIE.BACS",
      "InstructedAmount": {
        "Amount": "20.00",
        "Currency": "GBP"
      },
      "DebtorAccount": {
        "SchemeName": "UK.OBIE.SortCodeAccountNumber",
        "Identification": "11280001234567",
        "Name": "Andrea Smith"
      },
      "CreditorAccount": {
        "SchemeName": "UK.OBIE.SortCodeAccountNumber",
        "Identification": "08080021325698",
        "Name": "Bob Clements"
      },
      "RemittanceInformation": {
        "Reference": "FRESCO-037",
        "Unstructured": "Internal ops code 5120103"
      }
    }
  },
  "Risk": {
    "PaymentContextCode": "PartyToParty"
  }
}

POST /domestic-payment-consents response

Code Block

language	js
theme	Midnight
title	Payment Order Consent Response Payload
linenumbers	true

HTTP/1.1 201 Created
x-jws-signature: V2hhdCB3ZSBnb3QgaGVyZQ0K..aXMgZmFpbHVyZSB0byBjb21tdW5pY2F0ZQ0K
x-fapi-interaction-id: 93bac548-d2de-4546-b106-880a5018460d
Content-Type: application/json

{
  "Data": {
    "ConsentId": "7290",
    "Status": "AwaitingAuthorisation",
    "CreationDateTime": "2017-06-05T15:15:13+00:00",
    "StatusUpdateDateTime": "2017-06-05T15:15:13+00:00",
    "CutOffDateTime":"2017-06-05T17:30:00+00:00",
    "Initiation": {
      "InstructionIdentification": "ANSM023",
      "EndToEndIdentification": "FRESCO.21302.GFX.37",
	  "LocalInstrument": "UK.OBIE.BACS",
      "InstructedAmount": {
        "Amount": "20.00",
        "Currency": "GBP"
      },
      "DebtorAccount": {
        "SchemeName": "UK.OBIE.SortCodeAccountNumber",
        "Identification": "11280001234567",
        "Name": "Andrea Smith"
      },
      "CreditorAccount": {
        "SchemeName": "UK.OBIE.SortCodeAccountNumber",
        "Identification": "08080021325698",
        "Name": "Bob Clements"
      },
      "RemittanceInformation": {
        "Reference": "FRESCO-037",
        "Unstructured": "Internal ops code 5120103"
      }
    }
  },
  "Risk": {
    "PaymentContextCode": "PartyToParty"
  },
  "Links": {
    "Self": "https://api.alphabank.com/open-banking/v3.1/pisp/domestic-payment-consents/7290"
  },
  "Meta": {}
}

CHAPS Payment Order Consent

Use of LocalInstrument, CreditorPostalAddress, CutOffDateTime and Charges.

POST /domestic-payment-consents request

Code Block

language	js
theme	Midnight
title	Payment Order Consent Request Payload
linenumbers	true

POST /domestic-payment-consents HTTP/1.1
Authorization: Bearer 2YotnFZFEjr1zCsicMWpAA
x-idempotency-key: FRESCO.21302.GFX.20
x-jws-signature: TGlmZSdzIGEgam91cm5leSBub3QgYSBkZXN0aW5hdGlvbiA=..T2ggZ29vZCBldmVuaW5nIG1yIHR5bGVyIGdvaW5nIGRvd24gPw==
x-fapi-financial-id: OB/2017/001
x-fapi-customer-last-logged-time:  Sun, 10 Sep 2017 19:43:31 GMT
x-fapi-customer-ip-address: 104.25.212.99
x-fapi-interaction-id: 93bac548-d2de-4546-b106-880a5018460d
Content-Type: application/json
Accept: application/json

{
  "Data": {
    "Initiation": {
      "InstructionIdentification": "ANSM023",
      "EndToEndIdentification": "FRESCO.21302.GFX.37",
	  "LocalInstrument": "UK.OBIE.CHAPS",
      "InstructedAmount": {
        "Amount": "20.00",
        "Currency": "GBP"
      },
      "DebtorAccount": {
        "SchemeName": "UK.OBIE.SortCodeAccountNumber",
        "Identification": "11280001234567",
        "Name": "Andrea Smith"
      },
      "CreditorAccount": {
        "SchemeName": "UK.OBIE.SortCodeAccountNumber",
        "Identification": "08080021325698",
        "Name": "Bob Clements"
      },
      "CreditorPostalAddress": {
	 	"AddressType": "Correspondence",
		"StreetName": "Liberty",
		"BuildingNumber":"1",
		"PostCode":"AB1 2CD",
		"TownName":"London",
		"Country":"UK"
	  },
      "RemittanceInformation": {
        "Reference": "FRESCO-037",
        "Unstructured": "Internal ops code 5120103"
      }
    }
  },
  "Risk": {
    "PaymentContextCode": "PartyToParty"
  }
}

POST /domestic-payment-consents response

Code Block

language	js
theme	Midnight
title	Payment Order Consent Response Payload
linenumbers	true

HTTP/1.1 201 Created
x-jws-signature: V2hhdCB3ZSBnb3QgaGVyZQ0K..aXMgZmFpbHVyZSB0byBjb21tdW5pY2F0ZQ0K
x-fapi-interaction-id: 93bac548-d2de-4546-b106-880a5018460d
Content-Type: application/json

{
   "Data":{
      "ConsentId":"7290",
      "Status":"AwaitingAuthorisation",
      "CreationDateTime":"2017-06-05T15:15:13+00:00",
      "StatusUpdateDateTime":"2017-06-05T15:15:13+00:00",
      "CutOffDateTime":"2017-06-05T17:30:00+00:00",
      "Initiation":{
         "InstructionIdentification":"ANSM023",
         "EndToEndIdentification":"FRESCO.21302.GFX.37",
         "LocalInstrument":"UK.OBIE.CHAPS",
         "InstructedAmount":{
            "Amount":"20.00",
            "Currency":"GBP"
         },
         "DebtorAccount":{
            "SchemeName":"UK.OBIE.SortCodeAccountNumber",
            "Identification":"11280001234567",
            "Name":"Andrea Smith"
         },
         "CreditorAccount":{
            "SchemeName":"UK.OBIE.SortCodeAccountNumber",
            "Identification":"08080021325698",
            "Name":"Bob Clements"
         },
		"CreditorPostalAddress": {
	 		"AddressType": "Correspondence",
			"StreetName": "Liberty",
			"BuildingNumber":"1",
			"PostCode":"AB1 2CD",
			"TownName":"London",
			"Country":"UK"
	     },
         "RemittanceInformation":{
            "Reference":"FRESCO-037",
            "Unstructured":"Internal ops code 5120103"
         }
      },
      "Charges":[
         {
            "ChargeBearer":"BorneByDebtor",
            "Type":"UK.OBIE.ChapsOut",
            "Amount":{
               "Amount":"30.00",
               "Currency":"GBP"
            }
         }
      ]
   },
   "Risk":{
      "PaymentContextCode":"PartyToParty"
   },
   "Links":{
      "Self":"https://api.alphabank.com/open-banking/v3.1/pisp/domestic-payment-consents/7290"
   },
   "Meta":{}
}

Balance Transfer

Below in an example illustrating a balance transfer offer available on a Card A.

To facilitate a Balance Transfer, a PISP can initiate a Payment from Card B to Card A with LocalInstrument as UK.OBIE.BalanceTransfer, Account SchemeName as UK.OBIE.PAN and if there is an Offer Code/Id provided by Issuer of the Card A, then it can be supplied in the field: RemittanceInformation.Reference. Example below:

POST /domestic-payment-consents request

Code Block

language	js
theme	Midnight
title	Payment Order Consent Request Payload
linenumbers	true

POST /domestic-payment-consents HTTP/1.1
Authorization: Bearer 2YotnFZFEjr1zCsicMWpAA
x-idempotency-key: FRESCO.21302.GFX.20
x-jws-signature: TGlmZSdzIGEgam91cm5leSBub3QgYSBkZXN0aW5hdGlvbiA=..T2ggZ29vZCBldmVuaW5nIG1yIHR5bGVyIGdvaW5nIGRvd24gPw==
x-fapi-financial-id: OB/2017/001
x-fapi-customer-last-logged-time:  Sun, 10 Sep 2017 19:43:31 GMT
x-fapi-customer-ip-address: 104.25.212.99
x-fapi-interaction-id: 93bac548-d2de-4546-b106-880a5018460d
Content-Type: application/json
Accept: application/json

{
	"Data": {
		"Initiation": {
			"InstructionIdentification": "ANSM023",
			"EndToEndIdentification": "FRESCO.21302.GFX.37",
			"LocalInstrument": "UK.OBIE.BalanceTransfer",
			"InstructedAmount": {
				"Amount": "3000.00",
				"Currency": "GBP"
			},
			"DebtorAccount": {
				"SchemeName": "UK.OBIE.PAN",
				"Identification": "5555555555554444",
				"Name": "Andrea Smith"
			},
			"CreditorAccount": {
				"SchemeName": "UK.OBIE.PAN",
				"Identification": "4444333322221111",
				"Name": "Andrea Smith"
			},
			"RemittanceInformation": {
				"Reference": "BT-OfferCode-12",
				"Unstructured": "Internal ops code 5120103"
			}
		}
	},
	"Risk": {
		"PaymentContextCode": "PartyToParty"
	}
}

POST /domestic-payment-consents response

Code Block

language	js
theme	Midnight
title	Payment Order Consent Response Payload
linenumbers	true

HTTP/1.1 201 Created
x-jws-signature: V2hhdCB3ZSBnb3QgaGVyZQ0K..aXMgZmFpbHVyZSB0byBjb21tdW5pY2F0ZQ0K
x-fapi-interaction-id: 93bac548-d2de-4546-b106-880a5018460d
Content-Type: application/json

{
	"Data": {
		"ConsentId": "7290",
		"Status": "AwaitingAuthorisation",
		"CreationDateTime": "2017-06-05T15:15:13+00:00",
		"StatusUpdateDateTime": "2017-06-05T15:15:13+00:00",
		"CutOffDateTime": "2017-06-05T17:30:00+00:00",
		"Initiation": {
			"InstructionIdentification": "ANSM023",
			"EndToEndIdentification": "FRESCO.21302.GFX.37",
			"LocalInstrument": "UK.OBIE.BalanceTransfer",
			"InstructedAmount": {
				"Amount": "3000.00",
				"Currency": "GBP"
			},
			"DebtorAccount": {
				"SchemeName": "UK.OBIE.PAN",
				"Identification": "5555555555554444",
				"Name": "Andrea Smith"
			},
			"CreditorAccount": {
				"SchemeName": "UK.OBIE.PAN",
				"Identification": "4444333322221111",
				"Name": "Andrea Smith"
			},
			"RemittanceInformation": {
				"Reference": "BT-OfferCode-12",
				"Unstructured": "Internal ops code 5120103"
			}
		}
	},
	"Risk": {
		"PaymentContextCode": "PartyToParty"
	},
	"Links": {
		"Self": "https://api.alphabank.com/open-banking/v3.1/pisp/domestic-payment-consents/7290"
	},
	"Meta": {}
}

Money Transfer

Below in an example illustrating Money transfer from a card account to a bank account.

POST /domestic-payment-consents request

Code Block

language	js
theme	Midnight
title	Payment Order Consent Request Payload
linenumbers	true

POST /domestic-payment-consents HTTP/1.1
Authorization: Bearer 2YotnFZFEjr1zCsicMWpAA
x-idempotency-key: FRESCO.21302.GFX.20
x-jws-signature: TGlmZSdzIGEgam91cm5leSBub3QgYSBkZXN0aW5hdGlvbiA=..T2ggZ29vZCBldmVuaW5nIG1yIHR5bGVyIGdvaW5nIGRvd24gPw==
x-fapi-financial-id: OB/2017/001
x-fapi-customer-last-logged-time:  Sun, 10 Sep 2017 19:43:31 GMT
x-fapi-customer-ip-address: 104.25.212.99
x-fapi-interaction-id: 93bac548-d2de-4546-b106-880a5018460d
Content-Type: application/json
Accept: application/json

{
	"Data": {
		"Initiation": {
			"InstructionIdentification": "ANSM023",
			"EndToEndIdentification": "FRESCO.21302.GFX.37",
			"LocalInstrument": "UK.OBIE.MoneyTransfer",
			"InstructedAmount": {
				"Amount": "3000.00",
				"Currency": "GBP"
			},
			"DebtorAccount": {
				"SchemeName": "UK.OBIE.PAN",
				"Identification": "5555555555554444",
				"Name": "Andrea Smith"
			},
			"CreditorAccount": {
		        "SchemeName": "UK.OBIE.SortCodeAccountNumber",
        		"Identification": "11280001234567",
		        "Name": "Andrea Smith"
			},
			"RemittanceInformation": {
				"Reference": "MT-OfferCode-24",
				"Unstructured": "Internal ops code 5120103"
			}
		}
	},
	"Risk": {
		"PaymentContextCode": "PartyToParty"
	}
}

POST /domestic-payment-consents response

Code Block

language	js
theme	Midnight
title	Payment Order Consent Response Payload
linenumbers	true

HTTP/1.1 201 Created
x-jws-signature: V2hhdCB3ZSBnb3QgaGVyZQ0K..aXMgZmFpbHVyZSB0byBjb21tdW5pY2F0ZQ0K
x-fapi-interaction-id: 93bac548-d2de-4546-b106-880a5018460d
Content-Type: application/json

{
	"Data": {
		"ConsentId": "7290",
		"Status": "AwaitingAuthorisation",
		"CreationDateTime": "2017-06-05T15:15:13+00:00",
		"StatusUpdateDateTime": "2017-06-05T15:15:13+00:00",
		"CutOffDateTime": "2017-06-05T17:30:00+00:00",
		"Initiation": {
			"InstructionIdentification": "ANSM023",
			"EndToEndIdentification": "FRESCO.21302.GFX.37",
			"LocalInstrument": "UK.OBIE.MoneyTransfer",
			"InstructedAmount": {
				"Amount": "3000.00",
				"Currency": "GBP"
			},
			"DebtorAccount": {
				"SchemeName": "UK.OBIE.PAN",
				"Identification": "5555555555554444",
				"Name": "Andrea Smith"
			},
			"CreditorAccount": {
		        "SchemeName": "UK.OBIE.SortCodeAccountNumber",
        		"Identification": "11280001234567",
		        "Name": "Andrea Smith"
			},
			"RemittanceInformation": {
				"Reference": "MT-OfferCode-24",
				"Unstructured": "Internal ops code 5120103"
			}
		}
	},
	"Risk": {
		"PaymentContextCode": "PartyToParty"
	},
	"Links": {
		"Self": "https://api.alphabank.com/open-banking/v3.1/pisp/domestic-payment-consents/7290"
	},
	"Meta": {}
}

Page Comparison

Versions Compared

Old Version 1

New Version Current

Key

Version Control

Endpoints

POST /domestic-payment-consents

Status

GET /domestic-payment-consents/{ConsentId}

Status

GET /domestic-payment-consents/{ConsentId}/funds-confirmation

POST /domestic-payments

Status

GET /domestic-payments/{DomesticPaymentId}

Status

State Model

Payment Order Consent

Payment Order

Multiple Authorisation

Data Model

Reused Classes

OBDomestic2

UML Diagram

Notes

Data Dictionary

Domestic Payment Consent - Request

UML Diagram

Notes

Data Dictionary

Domestic Payment Consent - Response

UML Diagram

Notes

Data Dictionary

Domestic Payment Consent Confirmation of Funds - Response

UML Diagram

Notes

Data Dictionary

Domestic Payment - Request

UML Diagram

Notes

Data Dictionary

Domestic Payment - Response

UML Diagram

Notes

Data Dictionary

Usage Examples

Merchant Initiation via PISP

Sequence Diagram

Illustrative Interactions

Create Domestic Payment Order Consent

Confirm Funds on Domestic Payment Order Consent

Create Domestic Payment Order

Get Domestic Payment Order Consent

Get Domestic Payment Order

Person To Person Initiation via PISP

Sequence Diagram

Illustrative Interactions

Create Domestic Payment Order Consent

Create Domestic Payment Order

Get Domestic Payment Order Consent

Get Domestic Payment Order

BACS Payment Order Consent

CHAPS Payment Order Consent

Balance Transfer

Money Transfer