| Page Properties Report |
|---|
| id | review |
|---|
| cql | label = "to-be-reviewed" and space = currentSpace ( ) |
|---|
|
| Warning |
|---|
| title | Page Under Construction |
|---|
|
Please note that the transparency calendars are currently being re-worked. This work is expected to be completed by the close of business Friday 9th August. |
Image Removed
Image Removed
| Panel |
|---|
|
UK Finance, FDATA and the Open Banking Implementation Entity (OBIE) are taking steps to improve the flow of information in the market between ASPSPs, AISPs and PISPs on approaches to secure communication under the PSD2 RTS – regardless of the API standard or approach to secure communication being used.
Completing the form will help demonstrate and enable engagement with newly regulated providers. It will also help smooth the transition for customers of third party providers who were in the market prior to 13th January 2018.
This Transparency Calendar has been set up to facilitate this voluntary flow of information.
A questionnaire will be published to ASPSPs.
There are two ways to complete the questionnaire:
- If your firm is enrolled on the OBIE directory your OBIE testing representative will contract you directly in order to complete the questionnaire.
- If your firm is not enrolled on the OBIE directory then the attached questionnaire should be completed and returned as directed at your earliest convenience.
It is for each institution to determine whether they answer each question or provide the information in this way – although we would encourage them to do so.
The Regulatory Technical Standards under PSD2 set out how the secure communication between newly regulated providers, including AISPs and PISPs, will take place with payment account providers. It sets the 14th September 2019 deadline. ASPSPs are also required to make available technical specifications for their dedicated interface and provide support and a testing facility by 14 March 2019. The FCA is open to receive exemption requests from the contingency mechanism and has asked for requests to be submitted before 14th June.
Due to the time sensitivity for the publication of these questions and answers the Transparency Calendar is a tactical solution. A ‘self-service’ strategic solution for the publication of further information is currently being impact assessed with ecosystem participants.
| Warning |
|---|
Disclaimer: The Transparency Calendar is hosted and maintained by Open Banking on behalf of UK Finance and FDATA. Open Banking takes no responsibility for the scope or accuracy of the information provided to it by the individual organisations. Any queries about the published information should be raised with UK Finance |
| Note |
|---|
|
If you have any queries regarding any of the questions then please refer to the Q&A section of this page. If you have any further queries then please email: servicedesk@openbanking.org.uk |
| Panel |
|---|
|
Questionnaire
Below is a word version of the questionnaire communicated by UK Finance.
| View file |
|---|
| name | Transparency Questions v0.3.docx |
|---|
| height | 250 |
|---|
|
Q&A
This section provides clarification about exactly what information is required for the questions detailed in the questionnaire.
| Expand |
|---|
|
| Expand |
|---|
| title | Implementing Customer Experience Guidelines? |
|---|
|
Are you going to implement the Open Banking Customer Experience Guidelines? Please response 'Yes' or 'No' |
| Expand |
|---|
| title | Implementing Bespoke User Journeys? |
|---|
|
Are you going to implement bespoke customer journeys? Please respond 'Yes' or 'No' |
| Expand |
|---|
| title | Implementing App to App? |
|---|
|
If you are implementing App to App for PSU authentication, please specify the implementation date, otherwise please respond 'N/A' |
| Expand |
|---|
| title | App to App Implementation Date? |
|---|
|
If you are implementing App to App then please specify the implementation date otherwise please respond 'N/A' |
| Expand |
|---|
| title | Options on 90 day re-authentication? |
|---|
|
Please specify the customer journey for refreshing AISP access |
| Expand |
|---|
| title | Support Embedded Flow? |
|---|
|
Are you supporting embedded flow for authentication? Please respond 'Yes' or 'No' |
| Expand |
|---|
|
Please specify the Directory your organisation is employing (OBIE, Preta, Other) |
| Expand |
|---|
| title | Location of Well Known Endpoints? |
|---|
|
Please specify the location of your 'Well Known Endpoints'. These may be held on the Directory you are employing or or development portal. Please specific 'Directory', 'Dev Portal', 'Other' (specifying) |
| Expand |
|---|
| title | API Standard Implemented |
|---|
|
Please specify the API Standards your organisation has implemented. You may have implemented OBIE, Berlin Group, STET or your own bespoke standards. Please specify |
| Expand |
|---|
| title | Name of Account Holder Implementation Date |
|---|
|
Please specify the implementation date for Name of Account Holder |
| Expand |
|---|
| title | Supported Identification Method |
|---|
|
Please specify the identification method you are supporting (QWAC, QSEAL, QWAC+QSeal, other) |
| Expand |
|---|
|
Please specify an other major implementation milestones or version updates |
| Expand |
|---|
|
Please specify whether you are FAPI compliant or not. Please respond 'Yes' or 'No' |
| Expand |
|---|
|
Please specify whether you are implementing CIBA for authentication. Please respond 'Yes', 'No' or N/A |
| Expand |
|---|
| title | Dispute Management System |
|---|
|
Please specify whether you are a member of the UK Open Banking Dispute Management System. Please respond 'Yes' or 'No' UK Dispute Management System |
| Expand |
|---|
| title | Seeking Fallback Exemption |
|---|
|
Please specify whether you are a seeking exemption with National Competent Authority (NCA) from building a contingency mechanism / fall back. Please respond 'Yes' or 'No' |
| Expand |
|---|
| title | Adjusted or Fallback Interface |
|---|
|
Please specify your plans for building the 'Adjusted Interface or 'fallback interface (approach to SCA, etc.). Answer N/A if you do not plan to build one. |
| Expand |
|---|
| title | Test Facility Implementation Date |
|---|
|
Please specify the implementation date of your Test Facility. |
| Expand |
|---|
| title | Authentication Method - Open Banking Channel (Browser)? |
|---|
|
Please specify the chosen methods of PSU authentication for knowledge (e.g. password), possession (e.g. OTP) and inherence (e.g. fingerprint) |
| Expand |
|---|
| title | Authentication Method - Open Banking Channel (APP)? |
|---|
|
Please specify the chosen methods of PSU authentication for knowledge (e.g. password), possession (e.g. OTP) and inherence (e.g. fingerprint) |
| Expand |
|---|
| title | Authentication Method - Private Channel (Browser)? |
|---|
|
Please specify the chosen methods of PSU authentication for knowledge (e.g. password), possession (e.g. OTP) and inherence (e.g. fingerprint) |
| Expand |
|---|
| title | Authentication Method - Private Channel (APP)? |
|---|
|
Please specify the chosen methods of PSU authentication for knowledge (e.g. password), possession (e.g. OTP) and inheritance (e.g. fingerprint) |
| Expand |
|---|
| title | Authentication Method Implementation Date (Open Banking Channel) |
|---|
|
Please specify the Authentication Method implementation date for the Open Banking Channel (if applicable). Please specify date or 'N/A' |
| Expand |
|---|
| title | Authentication Method Implementation Date (Private Channel) |
|---|
|
Please specify the Authentication Method implementation date for the Private Channel (if applicable). Please specify date or 'N/A' |
| Expand |
|---|
| title | SCA Implementation Date ? |
|---|
|
Please specify the SCA implementation date |
| Expand |
|---|
|
Please specify the scope of SCA (will it inhibit non PSD2 accounts, such as savings- or mortgage accounts?) |
| Panel |
|---|
| titleColor | Black |
|---|
| borderStyle | dashed |
|---|
| title | Customer Journey |
|---|
|
Below are the calendar responses regarding Customer Journey
| Expand |
|---|
|
| Page Properties Report |
|---|
| id | TC-CJ |
|---|
| cql | label = "trans-calender-new" and space = currentSpace ( ) |
|---|
|
|
| Panel |
|---|
| titleColor | Black |
|---|
| borderStyle | dashed |
|---|
| title | Implementation |
|---|
|
Below are the ASPSP responses regarding Implementation
| Expand |
|---|
|
| Page Properties Report |
|---|
| id | TC-IMP |
|---|
| cql | label = "trans-calender-new" and space = currentSpace ( ) |
|---|
|
|
| Panel |
|---|
| titleColor | Black |
|---|
| borderStyle | dashed |
|---|
| title | PSD2 |
|---|
|
Below are the calendar responses regarding PSD2
| Expand |
|---|
|
| Page Properties Report |
|---|
| id | TC-PSD2 |
|---|
cql | label = "trans-calender-new" and space = currentSpace ( )| Note |
|---|
|
12 August 2019. The original Transparency Calendar Page has been re-published and has moved location. You can find the re-published Transparency Calendar here. |
