Turkish Bank UK

OB Standards

Implement Open Data v2.2	N/A
Implement Read/Write API Specification v3.1	N/A	TBUK uses Token.io’s standards which are aligned with Open Banking Standards
Implement Customer Experience Guidelines v1.1	TBC	Currently being investigated by our TSP
Implement App-to-App Redirection	N/A
Implement OB Security Profile Implementer's Draft v1.1.2	N/A
Implement FAPI Profile Implementers Draft 2	N/A
Implement CIBA Profile Implementers Draft 1	N/A
Implement Dynamic Client Registration v1.1	N/A
Implement Dynamic Client Registration v3.1	N/A
Decommission Read/Write API Specification v1.x/2.x	N/A
Decommission OB Security Profile Implementer's Draft v1.x	N/A

Method of Identification

Commence support for eIDAS QWAC certificates	28 Oct 2019
Commence support for eIDAS QSEAL certificates	28 Oct 2019
Commence support for OBIE QWAC-like certificates	N/A
Commence support for OBIE QSEAL-like certificates	N/A
Cease support for OBIE non eIDAS-like certificates for transport	N/A
Cease support for OBIE non eIDAS-like certificates for signing	N/A
Support for MTLS token endpoint authentication	N/A
Support for private_key_jwt token endpoint authentication	N/A
Cease support for client id and client secret token endpoint authentication	N/A

Implementation

Directory?	Open Banking	Open Banking Directory through Token.io
Location of Well Known Endpoints?	OB Technical Directory
API Standard Implemented?	Open Banking	Sandbox Environment – App Creation by TPP and after TBUK Approval Production Environment – App Creation by TPP and after TBUK Approval
Name of Account Holder Implementation Date?	N/A
Date of Current eIDAS Implementation?		MTLS with eIDAS Certificates
Current Certificates used for Identification?
Current Certificates used for Transport?
Current Certificates used for Signing?
Date of Future eIDAS Implementation?	No future update currently planned.
Future Certificates used for Identification?
Future Certificates used for Transport?
Future Certificates used for Signing?
Major Milestones	June 2019 for test facility October 2019 for production APIs
Security Profile?	TBC
Security Profile Certification?	TBC
CIBA	No
Using Open Banking as your eIDAS Trust Framework?	No
Are you caching the Directory?	No
Transaction IDs	TBC	ASPSPs provide a Unique, Immutable TransactionID from their core system ASPSPs generate a Unique TransactionID from a set of Immutable fields ASPSPs specify field(s) for TPP to generate a Unique Transaction Identifier ASPSPs provide neither a TransactionID nor the method by which TPPs can generate one

Customer Journey

Implementing Customer Experience Guidelines?	TBC
Implementing Bespoke User Journeys?	No
Implementing App to App?	Yes
App to App Implementation Date?	N/A
Options on 90 day re-authentication?	90 day Re-Authentication	In line with RTS (If customer logs in after 90 days then they will be prompted to re-authenticate for Consent.)
Support Embedded Flow?	No

PSD2

Dispute Management System?	No
FCA Adjustment Period - Maintaining Screen Scraping?	Yes
Seeking Fallback Exemption?	Yes
Adjusted or Fallback Interface?	No
Adjusted or Fallback URL?	N/A
Contact Email or Phone Number?	IThelpdesk@turkishbank.co.uk
Dev Portal URL?	https://turkishbankuk.docs.token.io/
Test Facility Implementation Date?	June 2019
Production Interface Implementation Date?	October 2019
Contingency Measures	TBC	Please specify the location of the guidance that explains your strategy and plans for when your dedicated interface is unavailable. This should be a URL to your dev portal or artefact that provides TPPs with the information they require
Article 10 - Maximum time period after authentication?	90 Days	Please specify how long the AISP has from the time when they receive the access token (after PSU authentication). This is the period the AISP must submit their first request before SCA will be re-applied to endpoints NOT exempt of SCA under Article 10. ASPSPs should consider that this timeline is consistent with the time limit applied by the ASPSP in the existing online PSU interface (i.e. before the PSU is logged out)
Article 10 - Endpoints exempt of SCA	Exemption covers all AIS endpoints	Please specify which AIS endpoints will be exempt from SCA under Article 10. (delete as appropriate): Accounts, Balances, Transactions, Beneficiaries, Direct Debits, Standing Orders, Products, Offers, Parties, Scheduled Payments, Statements
Authentication Method - Open Banking Channel (Browser)?	Credentials + OTP
Authentication Method - Open Banking Channel (APP)?	Credentials + OTP
Authentication Method - Private Channel (Browser)?	Credentials + OTP
Authentication Method - Open Banking Channel (APP)?	Credentials + OTP
Authentication Method Implementation Date (Open Banking Channel)?	September 2019
Authentication Method Implementation Date (Private Channel)?	September 2019
SCA Implementation Date?	September 2019
SCA Scope? (will it inhibit non PSD2 accounts)	No

Key Implementations

High Cost Credit	TBC

Waiver 7 Implementation Date	TBC