POST-BREXIT Certificate Implementation Status (updated by OBIE IES team)
Implementation
Directory?
Open Banking
Location of Well Known Endpoints?
Dev Portal
API Standard Implemented?
Open Banking v3.1
Name of Account Holder Implementation Date?
TBC
Date of Current eIDAS Implementation?
MTLS against OB Certificates, Investigating implementation of eIDAS certificates.
Current Certificates used for Identification?
Current Certificates used for Transport?
Current Certificates used for Signing?
Date of Future eIDAS Implementation?
No future update currently planned.
Future Certificates used for Identification?
Future Certificates used for Transport?
Future Certificates used for Signing?
Major Milestones
Releasing at Version 3.1, no plans for subsequent versions as of yet.
(Inc Other Products, API Updates, API Deprecations, etc)
Brand(s)
Security Profile?
Open Banking
Security Profile Certification?
Yes
CIBA
N/A
Using Open Banking as your eIDAS Trust Framework?
Yes
Are you caching the Directory?
No
Transaction IDs
Option 1
Customer Journey
Implementing Customer Experience Guidelines?
Yes
Current CEG Version?
Next CEG Version?
Next Version Implementation Date
Implementing Bespoke User Journeys?
No
Implementing App to App?
No
App to App Implementation Date?
No
Options on 90 day re-authentication?
Same as our online journey. PSU needs to re-authenticate as per standard Open Banking AIS journey (TPP will redirect PSU to AlphaFX login screen, select account, re-authenticate, redirected back to app)
Support Embedded Flow?
No
PSD2
Dispute Management System?
No (See notes)
We have our own operational process in place
FCA Adjustment Period - Maintaining Screen Scraping?
No
Seeking Fallback Exemption?
Exemption granted on
Adjusted or Fallback Interface?
We are planning to scope the work required for a fallback interface should the exemption fail so that the interface fallback can be confirmed as possible within the required 2 month window. If exemption is achieved we’ll keep the implementation plan for the fallback in place for the possible revocation of the exemption.