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OB Standards

This Section applies to ASPSPs that have impletemented OB Standards

Have you Implemented OB Standards?
  • Yes
  • No

Open Data - Which version have you Implemented?
  • None
  • V2.2
  • V2.3
  • V2.4

Read/Write API Specification Implemented or planning to implement

(Lowest version = Current, Highest version = Planned)

  • V3.0
  • V3.1
  • V3.1.1
  • V3.1.2
  • V3.1.3
  • V3.1.4
  • V3.1.5
  • V3.1.6
  • V3.1.7
  • V3.1.8

Read/Write API - Which date are you planning to implement your latest version?

Dynamic Client Registration - Which version have you Implemented or planning to implement?

(Lowest version = Current, Highest version = Planned)

  • None
  • V3.1
  • V3.2
  • V3.3

DCR - Which date are you planning to implement your latest version?

Have you implemented Trusted beneficiaries, if not date planned to Implement?

  • Already Implemented
  • Planning to implement
  • Not planning to implement 

Have you implemented Reverse Payments, if not date planned to Implement?

  • Already Implemented
  • Planning to implement
  • Not planning to implement 

PISP - Single Payment Limit£
PISP - Daily Payment Limit£
How many months of transaction do you provide?


Security Profile


Which Security profile have you Implemented or planning to implement?

(Lowest version = Current, Highest version = Planned)

  • OB Security Profile (Legacy)
  • FAPI
  • Other (Please define) 

Security Profile - Next Planned Version Implementation Date



CIBA Profile - Implemented or planning to implement

(Lowest version = Current, Highest version = Planned)

  • None
  • CIBA
  • CIBA FAPI Profile

CIBA Profile - Next Planned Version Implementation Date

Security Profile Certification date?
 

Token Endpoint Authentication Methods Supported
  • client_secret_post
  • client_secret_basic
  • client_secret_jwt
  • tls_client_auth
  • Private_key_jwt

Planned date to Cease support for client id and client secret token endpoint authentication


Post Brexit Certificate Implementation
POST-BREXIT TRANSITION - Certificates Accepted (1st Jan 2021 - 30th Jun 2021)
  • eIDAS QWAC
  • eIDAS QSealC
  • OB legacy (obtransport, obsigning)
  • OBWAC
  • OBSeal
  • Other (Please define) 

eIDAS QWAC and QSeal for EU TPPs

and 

OBWAC and OBSeal for UK based TPPs

POST-BREXIT POST TRANSITION - Certificates Accepted (from 1st Jul 2021)
  • eIDAS QWAC
  • eIDAS QSealC
  • OB legacy (obtransport, obsigning)
  • OBWAC
  • OBSeal
  • Other (Please define) 

eIDAS QWAC and QSeal for EU TPPs

and 

OBWAC and OBSeal for UK based TPPs

Planned Implementation Date to Satisfy FCA's Post Transition



TPP PSU Migration Outcomes Supported (see eIDAS Migration Playbook)



POST-BREXIT Certificate Implementation Status (updated by OBIE IES team)

Customer Journey

What is your approach to Implementing OBIE Customer Experience Guidelines (CEG)?

(tick all that apply)

  • Already Implemented
  • Planning to implement or upgrade
  • Not planning to implement CEG

Which version have you implemented or planning to implement?

(Lowest version = Current, Highest version = Planned)

  • V3.1.2
  • V3.1.3
  • V3.1.4
  • V3.1.5
  • V3.1.6
  • V3.1.7
  • V3.1.8

Which date are you planning to implement your latest CEG version?

Redirection Model
  • App to App redirection
  • Decoupled authentication
  • Embedded Flow
  • Bespoke User Journeys

Options on 90 day re-authentication?

90 Day Re-Authentication for AISP
PSD2
Which Directory are you using as your Trust Framework?Preta
Are you caching the Directory?Yes - Preta
Transaction IDs SupportedOption 2

2.ASPSPs generate a Unique TransactionID from a set of Immutable fields

Are you enrolled to Dispute Management System?

  • Yes
  • No

Are you Seeking Fallback Exemption?

  • Yes
  • No


Article 10 - Maximum time period after authentication90 Days
Article 10 - Endpoints exempt of SCA

Accounts,Balances, Transactions


Major Milestones
  1. Test Facility (Sandbox) Open Banking API Standards 3.1 Live -14th March 2019
  2. Stress Testing (Sandbox) Open Banking API Standards 3.1 -13th February 2019.
  3. AIS - Open Banking API Standards 3.1 Live - 14th September 2019.
  4. PIS - Open Banking API Standards 3.1 Live - 15th May 2020
  5. PRETA directory Maintenance and Validation services  - 14th September 2019.
SCA via 2- Factor authentication – Password (knowledge) and Token (possession) and consent Flow as outlined in OBIE Customer Experience Guidelines  - 14th September 2019.

Brand(s)

ASPSP Dev Portal and Contact Details

Location of Well Known Endpoints

Dev Portal – URL : https://developer.wellsfargo.com/apis

Modified Customer Interface URL (if applicable)



Dev Portal URLhttps://developer.wellsfargo.com/apis
Test Facility URL

ASPSP Support Desk Email or Phone Number



Key Implementations

High Cost Credit

TBC

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