Chase Bank (J.P. Morgan Europe Limited)

OB Standards

This Section applies to ASPSPs that have impletemented OB Standards

-Have you Implemented OB Standards?	Yes No
Open Data - Which version have you Implemented?	None V2.2 V2.3 V2.4
Read/Write API Specification Implemented or planning to implement (Lowest version = Current, Highest version = Planned)	V3.0 V3.1 V3.1.1 V3.1.2 V3.1.3 V3.1.4 V3.1.5 V3.1.6 V3.1.7 V3.1.8 v3.1.9 v3.1.10
Read/Write API - Which date are you planning to implement your latest version?		Chase UK is on the latest version of the Open Banking APIs
Dynamic Client Registration - Which version have you Implemented or planning to implement? (Lowest version = Current, Highest version = Planned)	None V3.1 V3.2 V3.3	Chase UK does not leverage the OBIE directory
DCR - Which date are you planning to implement your latest version?	N/A
Have you implemented Trusted beneficiaries, if not date planned to Implement?	Already Implemented Planning to implement Not planning to implement
Have you implemented Reverse Payments, if not date planned to Implement?	Already Implemented Planning to implement Not planning to implement
Have you implemented ECA Standard?	Already Implemented Planning to implement Not planning to implement
ECA Implementation details	N/A
Have you implemented Bulk/File Payments?	Already Implemented Planning to implement Not planning to implement
Have you implemented VRP – Sweeping, if not date planned to Implement?	Already Implemented Planning to implement Not planning to implement	Q4 2023
Have you implemented VRP non-Sweeping, if not date planned to Implement?	Already Implemented Planning to implement Not planning to implement	date TBC
PISP - Single Payment Limit	£250,000
PISP - Daily Payment Limit	£250,000
How many months of transaction do you provide?	13 months
Are you planning to implement TRIs(Transactional Risk Indicator enhancements included in v3.1.10), if so, implementation date?	No
What is your approach to Implementing TRIs?	Accept payload with TRI fields – Process all fields Accept payload with TRI fields – Ignore all fields Reject payload with TRI fields – Error back to TPP Accept payload with TRI fields – Process few fields (Provide list of accepted fields)	N/A

SCA-RTS 90-day reauth Implementation

Which date are you planning on implementing the SCA reauthentication exemption?	23 May 2023
What is your approach to token management to enable application of the reauthentication exemption? (see link to FCA guidance)	Chase UK provides a refresh token for an access token. Once a TPP uses the refresh token, we limit the TPP within the scope of UK-RTS Article 10a to balances, and transactions generated in the last 90 days (limited with refresh tokens). If the customer is not present, TPPs use refresh token to obtain an access token, each access token/session lasts 5 minutes.
Article 10A - Endpoints exempt of SCA-RTS	Accounts Transactions (90days) Balances Standing orders Direct debits Beneficiaries Products Offers Parties Scheduled Payments Statements
Article 10A - Endpoints not exempt of SCA-RTS	Transactions (more than 90days) Standing orders Direct debits Beneficiaries Products Offers Parties Scheduled Payments Statements
Article 10A - Maximum time period after authentication	90 days for TPPs to enforce customers. No further restrictions applied under Article 10a by Chase
SCA-RTS implementation status (updated by OBIE PS team only)	IMPLEMENTEDIMPLEMENTED

Security Profile

-Which Security profile have you Implemented or planning to implement? (Lowest version = Current, Highest version = Planned)	OB Security Profile (Legacy) FAPI Other (Please define)
Security Profile - Next Planned Version Implementation Date	N/A
CIBA Profile - Implemented or planning to implement (Lowest version = Current, Highest version = Planned)	None CIBA CIBA FAPI Profile
CIBA Profile - Next Planned Version Implementation Date	N/A
Security Profile Certification date?
Token Endpoint Authentication Methods Supported	client_secret_post client_secret_basic client_secret_jwt tls_client_auth Private_key_jwt
Planned date to Cease support for client id and client secret token endpoint authentication
POST-BREXIT POST TRANSITION - Certificates Accepted (from 1st Jul 2021)	eIDAS QWAC eIDAS QSealC OB legacy (obtransport, obsigning) OBWAC OBSeal Other (Please define)

Customer Journey

-What is your approach to Implementing OBIE Customer Experience Guidelines (CEG)? (tick all that apply)	Already Implemented Planning to implement or upgrade Not planning to implement CEG
Which version have you implemented or planning to implement? (Lowest version = Current, Highest version = Planned)	V3.1.2 V3.1.3 V3.1.4 V3.1.5 V3.1.6 V3.1.7 V3.1.8 v3.1.9 v3.1.10
Which date are you planning to implement your latest CEG version?	N/A
Redirection Model	App to App redirection Decoupled authentication Embedded Flow Bespoke User Journeys

PSD2

-Which Directory are you using as your Trust Framework?	Banfico directory
Are you caching the Directory?	No
Transaction IDs Supported	Yes
Are you enrolled to Dispute Management System?	Yes No
Are you Seeking Fallback Exemption?	Yes No
Article 10 - Maximum time period after authentication	90 days
Article 10 - Endpoints exempt of SCA	Transactions (90 days) Balances
Major Milestones	Dedicated Interface 23/05/2023 Sweeping VRPs Q4 2023
Brand(s)	Chase UK

ASPSP Dev Portal and Contact Details

Location of Well Known Endpoints	Sandbox: https://auth.openbanking-obie-sandbox.chase.co.uk/auth/realms/provider/.well-known/chase-configuration Production: https://auth.openbanking-obie.chase.co.uk/auth/realms/provider/.well-known/chase-configuration
Modified Customer Interface URL (if applicable)	https://developer.jpmorgan.com/solutions/account-information-payments
Dev Portal URL	https://bfcbank-uk.github.io/bfc-devportal/ https://developer.openbanking-obie.chase.co.uk/
Test Facility URL	https://developer.openbanking-obie-sandbox.chase.co.uk/
Brand Landing Pages URL		[You can use this space to explain your guidance on using Brand logos]
ASPSP Support Desk Email or Phone Number (including queries about consent success rates)	open.banking@chase.com From the UK: 0800 376 2222 From abroad: +44 203 493 0829

Key Implementations

High Cost Credit	N/A as currently do not offer any borrow products