HSBC - Private Banking

OB Standards

This Section applies to ASPSPs that have implemented OB Standards

-Have you Implemented OB Standards?	Yes No
Open Data - Which version have you Implemented?	None V2.2 V2.3 V2.4	Not in scope of Open Data remedy
Read/Write API Specification Implemented or planning to implement (Lowest version = Current, Highest version = Planned)	V3.0 V3.1 V3.1.1 V3.1.2 V3.1.3 V3.1.4 V3.1.5 V3.1.6 V3.1.7 V3.1.8 V3.1.9 V3.1.10 V3.1.11	Third Party Provider access for HSBC Private Banking is provided not through APIs, but through a Modified Customer Interface (MCI)
Read/Write API - Which date are you planning to implement your latest version?	N/A	Third Party Provider access for HSBC Private Banking is provided not through APIs, but through a Modified Customer Interface (MCI)
Dynamic Client Registration - Which version have you Implemented or planning to implement? (Lowest version = Current, Highest version = Planned)	None V3.1 V3.2 V3.3	No registration required to connect to the MCI
DCR - Which date are you planning to implement your latest version?
Have you implemented Trusted beneficiaries, if not date planned to Implement?	Already Implemented Planning to implement Not planning to implement	Trusted beneficiary exemption on the MCI is applied at parity with the direct channel
Have you implemented Reverse Payments, if not date planned to Implement?	Already Implemented Planning to implement Not planning to implement	Not applicable on the MCI
Have you implemented ECA Standard?	Already Implemented Planning to implement Not planning to implement
ECA Implementation details	N/A
Have you implemented Bulk/File Payments?	Already Implemented Planning to implement Not planning to implement	Not applicable
Have you implemented VRP – Sweeping, if not date planned to Implement?	Already Implemented Planning to implement Not planning to implement
Have you implemented VRP non-Sweeping, if not date planned to Implement?	Already Implemented Planning to implement Not planning to implement
PISP - Single Payment Limit	£	Same as the customer's limit on the direct channel
PISP - Daily Payment Limit	N/A	Same as the customer's limit on the direct channel
How many months of transaction do you provide?	N/A	Same as the direct channel
Are you planning to implement TRIs(Transactional Risk Indicator enhancements included in v3.1.10), if so, implementation date?	No
What is your approach to Implementing TRIs?	Accept payload with TRI fields – Process all fields Accept payload with TRI fields – Ignore all fields Reject payload with TRI fields – Error back to TPP Accept payload with TRI fields – Process few fields (Provide list of accepted fields)	Not applicable to the MCI

SCA-RTS 90-day reauth Implementation

Which date are you planning on implementing the SCA reauthentication exemption?	N/A	Not applicable to the MCI
What is your approach to token management to enable application of the reauthentication exemption? (see link to FCA guidance)	N/A	Not applicable to the MCI
Article 10A - Endpoints exempt of SCA-RTS	Accounts Transactions (90days) Balances Standing orders Direct debits Beneficiaries Products Offers Parties Scheduled Payments Statements	Not applicable to the MCI
Article 10A - Endpoints not exempt of SCA-RTS	Transactions (more than 90days) Standing orders Direct debits Beneficiaries Products Offers Parties Scheduled Payments Statements	Not applicable to the MCI
Article 10A - Maximum time period after authentication		Not applicable to the MCI
SCA-RTS implementation status (updated by OBIE PS team only)		Not applicable to the MCI

Security Profile

-Which Security profile have you Implemented or planning to implement? (Lowest version = Current, Highest version = Planned)	OB Security Profile (Legacy) FAPI Other (Please define)	Not applicable to the MCI
Security Profile - Next Planned Version Implementation Date
CIBA Profile - Implemented or planning to implement (Lowest version = Current, Highest version = Planned)	None CIBA CIBA FAPI Profile
CIBA Profile - Next Planned Version Implementation Date
Security Profile Certification date?
Token Endpoint Authentication Methods Supported	client_secret_post client_secret_basic client_secret_jwt tls_client_auth Private_key_jwt	Not applicable to the MCI
Planned date to Cease support for client id and client secret token endpoint authentication	N/A
POST-BREXIT POST TRANSITION - Certificates Accepted (from 1st Jul 2021)	eIDAS QWAC eIDAS QSealC OB legacy (obtransport, obsigning) OBWAC OBSeal Other (Please define)

Customer Journey

-What is your approach to Implementing OBIE Customer Experience Guidelines (CEG)? (tick all that apply)	Already Implemented Planning to implement or upgrade Not planning to implement CEG	Not applicable to the MCI
Which version have you implemented or planning to implement? (Lowest version = Current, Highest version = Planned)	V3.1.2 V3.1.3 V3.1.4 V3.1.5 V3.1.6 V3.1.7 V3.1.8 V3.1.9 V3.1.10 V3.1.11	Not applicable to the MCI
Which date are you planning to implement your latest CEG version?	N/A	N/A
Redirection Model	App to App redirection Decoupled authentication Embedded Flow Bespoke User Journeys

PSD2

-Which Directory are you using as your Trust Framework?	Open Banking
Are you caching the Directory?	Yes
Transaction IDs Supported	N/A
Are you enrolled to Dispute Management System?	Yes No
Are you Seeking Fallback Exemption?	Yes No
Article 10 - Maximum time period after authentication	Not applicable to the MCI
Article 10 - Endpoints exempt of SCA	Not applicable to the MCI
Major Milestones
Brand(s)

ASPSP Dev Portal and Contact Details

Location of Well Known Endpoints	N/A
Modified Customer Interface URL (if applicable)	https://develop.hsbc.com/index.php/ob-mci-overview/modified-customer-interface
Dev Portal URL	https://develop.hsbc.com/
Test Facility URL	https://develop.hsbc.com/
Brand Landing Pages URL		[You can use this space to explain your guidance on using Brand logos]
ASPSP Support Desk Email or Phone Number (including queries about consent success rates)	openbankingsupport@hsbc.com

Key Implementations

High Cost Credit	N/A