This page has been created and maintained by the relevant ASPSP, and OBIE takes no liability for the completeness nor accuracy of this data.

Note to ASPSP: Please indicate which brands this applies to and/or duplicate this page per brand if relevant.

ASPSP	Capital One (Europe)
Brand	Capital One
Date
Developer portal (s)	https://open-banking-developer.capitalone.co.uk/

Announcements:

Improvement	Delivery date
Addition of Statement Endpoints to Capital One's Open Banking offering.	13 Dec 2023

Change to Production:

Improvement

Delivery date

Summary: Addition of Statement Endpoints to Capital One's Open Banking offering.

Data will be provided in JSON format only. Further details are available on our developer portal

13 Dec 2023

Summary: We will limit the access to Transaction data to 90 days without SCA

Solution

Following customer authentication, access to more than 90 days worth of transaction data will be possible for up to a 5 minute window. After this has elapsed or for any information requests without a customer authentication journey, Capital One will proactively trim any requests for more than 90 days worth of data.

TPP Changes

For this reason, as of 234th August 2023, if you require data older than 90 days you must request it following a successful customer authentication journey. You must also make the request within a 5 minute period following Capital One receiving confirmation that customer authentication has been completed.

24 Aug 2023

On-boarding

Supports dynamic client registration (Y/N)	Y
Instructions for manual onboarding	N/A
OIDC .well-known endpoint	https://integrations.capitalone.co.uk/.well-known/openid-configuration
Notes on testing	TPPs must be registered with the Open Banking Directory
Other on-boarding notes	There is currently no support for Client Management SSA must be issued by Open Banking redirect_uris MUST match or be a subset of the software_redirect_uris claim in the SSA See well-known endpoint for supported configurations When onboarding if any challenges arise please contact ukdevelopersupport@capitalone.com private_key_jwt must be specified as the the token_endpoint_auth_method
Documentation URL	https://open-banking-developer.capitalone.co.uk/

Account Information API

Note to ASPSP: Please add a column per brand if relevant

Swagger version	v3
Base URI	https://open-banking.capitalone.co.uk/open-banking/v3.1/aisp
General variances to specification	Time format - our interface supports the following data time format 2011-12-03T10:15:30
Non-functional limitations	Pagination is not supported API Call Limits - Our interface implements rate-limiting on TPP data requests where the Customer is not present (as indicated by x-fapi-customer-ip-address header) where reached a 429 response will be returned.

Area	Endpoints	Notes
Account Access Consents	POST /account-access-consents GET /account-access-consents/{consentId} DELETE /account-access-consents/{consentId}	Supported Permissions: Note: These align with the data endpoints supported by our API implementation, other permissions other than list will be rejected. ReadAccountsBasic ReadAccountsDetail ReadBalances ReadTransactionsBasic ReadTransactionsDetail ReadTransactionsCredits ReadTransactionsDebits
Accounts	GET /accounts GET /accounts/{accountId}	The following fields will be included in the response where appropriate Data.Account.AccountId Data.Account.Currency Data.Account.AccountType Data.Account.AccountSubType Data.Account.Description Data.Account.Account Data.Account.Account.SchemeName // always UK.OBIE.PAN Data.Account.Account.Identification // last four of masked PAN Data.Account.Account.Name We do not support any optional fields
Balances	GET /balances GET /balances/{accountId}	The following fields will be included in the response where appropriate Data.Balance.AccountId Data.Balance.CreditDebitIndicator Data.Balance.Type // only support OpeningBooked Data.Balance.DateTime Data.Balance.Amount Data.Balance.Amount.Amount Data.Balance.Amount.Currency Data.Balance.CreditLine Data.Balance.CreditLine.Types We do not support any optional fields
Statements	GET /Statements GET /accounts/{AccountId}/statements GET /accounts/{AccountId}/statements/{StatementId}	The following fields will be included in the response where appropriate Data.Statement.AccountId Data.Statement.CreationDateTime Data.Statement.EndDateTime Data.Statement.StartDateTime Data.Statement.StatementId Data.Statement.Type Data.Statement.StatementAmount Data.Statement.StatementAmount.Amount Data.Statement.StatementAmount.Amount.Amount Data.Statement.StatementAmount.Amount.Currency Data.Statement.StatementAmount.CreditDebitIndicator Data.Statement.StatementAmount.Type Data.Statement.StatementDateTime Data.Statement.StatementDateTime.DateTime Data.Statement.StatementDateTime.Type Data.Statement.StatementFee Data.Statement.StatementFee.Amount Data.Statement.StatementFee.Amount.Amount Data.Statement.StatementFee.Amount.Currency Data.Statement.StatementFee.CreditDebitIndicator Data.Statement.StatementFee.Type Data.Statement.StatementInterest Data.Statement.StatementInterest.Amount Data.Statement.StatementInterest.Amount.Amount Data.Statement.StatementInterest.Amount.Currency Data.Statement.StatementInterest.CreditDebitIndicator Data.Statement.StatementInterest.Type Data.Statement.StatementRate Data.Statement.StatementRate.Rate Data.Statement.StatementRate.Type Data.Statement.StatementDescription
Transactions	GET /transactions GET /transactions/{accountId} GET /accounts/{AccountId}/statements/{StatementId}/transactions	The following fields will be included in the response where appropriate Data.Transaction.AccountId Data.Transaction.TransactionReference Data.Transaction.CreditDebitIndicator Data.Transaction.Status Data.Transaction.BookingDateTime Data.Transaction.ValueDateTime Data.Transaction.TransactionInformation Data.Transaction.AddressLine Data.Transaction.Amount Data.Transaction.Amount.Amount Data.Transaction.Amount.Currency Data.Transaction.MerchantDetails Data.Transaction.MerchantDetails.MerchantName We do not support any optional fields

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