1) Open access or regulated access?
Three of our Open Banking APIs are available to everyone, without registration. Our open access APIs are:
• Products and services list
• ATM list
• Branch list.
You need to register in order to work with regulated APIs, and we explain how you do this in Step 3. Once you are registered and depending on your permissions you’ll be able to access:
• Account and Transactions
• Payment Initiation
• Confirmation of Funds
Find a list of our API products and descriptions on Our APIs.

2) Are you registered with the Open Banking directory?
To access our regulated Open Banking APIs, you need to be registered with the Open Banking directory.
Once registered, you’ll be able to use our regulated Open Banking APIs and those provided by any Open Banking compliant bank. However, there are two types of registration: Sandbox and Production.

3) Sandbox or Production?
If you’re new to Open Banking or if you’re using a version of an API for the first time, you’ll need to start with Sandbox access. That gives you read/write access to Sandbox versions of our regulated APIs, using realistic sample data. Registering with the Open Banking directory for Sandbox access is free.
To use our live APIs, you’ll need to be registered in the Open Banking directory for production access. That requires approval from the FCA or an equivalent regulator.

4) Register an app
Once you’re in the Open Banking directory, you can create your first app.
This happens on the Open Banking directory website, where you need to create a Software Statement Assertion (SSA). This is a certificate signed by the Open Banking directory that grants a particular application access to regulated Open Banking APIs.
You then register the SSA to your apps list on the Santander UK Sandbox developer portal.
When the SSA has successfully registered, your client ID and client secret will be displayed on the screen. Please take note of the client secret as this won’t be available on the next screens.

5) Subscribe to APIs
Once your app is registered with Santander UK, you can subscribe to the APIs you want to work with.
You will receive an email confirmation when the subscription is complete.

6) One final check before you can start developing!
The final step is to check on the App page that your application is in “Production” and if that’s a yes, good news that’s you ready to make your first API call and start developing!
However, if your application is in “Development”, you will need to select the “Upgrade to Production” button on your application and wait until the status changes to “Production”.

https://openbanking.santander.co.uk/sanuk/external/open-banking/openid-connect-provider/v1/.well-known/openid-configuration

https://openbanking-sandbox.santander.co.uk/sanuk/external-sandbox/open-banking/openid-connect-provider/v1/.well-known/openid-configuration

Account Information Service

Your first step will be to choose the API(s) you want to test.
Below are some key points you will need to know before getting started:
• Santander’s Sandbox well-known URL - https://openbanking-sandbox.santander.co.uk/sanuk/external-sandbox/open-banking/openid-connect-provider/v1/.well-known/openid-configuration
• Santander’s Sandbox doesn’t include a full consent journey
• For each of our Sandbox APIs there is a list of test scenarios that are available via an excel spreadsheet. These can be found as an attachment on the API overview page (e.g. for Account and Transactions V3.1 you can find them here).

A. Get Token using Client Credential Grant
This is the TLS-MA handshake between yourself and Santander. This step generates the access token known as the "client credential grant" which is valid for ONLY 10 minutes.
Before you start you’ll need to have valid network and signing certificates issued by Open Banking. OB Directory will provide and host the necessary certificates containing the corresponding public keys so that the signature may be verified.

B. Retrieve Account Request
For the next step, you will need the Account Request ID(s) for the scenario you would like to test.
Once you have input the Account ID to the URL, you can make the call. As a response, you will receive a summary of all the permissions given relating to the specific account request ID.

C. Create Request Object
You must then generate the request token (jwt or JSON web token) that will be used as part of the next ‘Authorise Request’ call.
Please refer to OBIE security specification for details on how to generate the Request Object. This request token contains the Resource ID, encrypted based on the security policy defined by Santander and the Open Banking Implementation Entity (OBIE).

D. Invoke Authorise Request
Once the request token is generated, you can invoke the authorisation request. This request will redirect your test application (via a HTTP 302) to Santander’s Login UI.
The password Santander uses is 12345, however, any alphanumeric   combination will work. On clicking submit, you will be redirected back to your test application (based on the redirect URL registered with OB directory). The redirect URL will contain the authorisation code which you need in the next step to generate the access token.

E. Get Token Using Access Code Grant
Copy the code value in the redirection URL from the previous step and use that to generate the Access Token using the authorization code grant. This will give you a green light to commence with the testing!
After the 10 minutes, you will need to call for a refresh token. This gives you longer access by generating a new access token.

F. Get Endpoint Response
To be able to get the endpoint responses, go back to the excel spreadsheet and check what Account IDs are associated with the Account Request ID for which a request token has been generated.
Then copy the Account ID(s) for the test scenario you want to simulate and use those to invoke the POST/GET endpoints.
The excel file can be used as reference as it illustrates the anticipated response associated with the particular Account ID used.

Payment Initiation Service

Your first step will be to choose the API(s) you want to test.
Below are some key points you will need to know before getting started:
• Santander’s Sandbox well-known URL - https://openbanking-sandbox.santander.co.uk/sanuk/external-sandbox/open-banking/openid-connect-provider/v1/.well-known/openid-configuration
• Santander’s Sandbox doesn’t include a full consent journey
• For each of our Sandbox APIs there is a list of test scenarios that are available via an excel spreadsheet. These can be found as an attachment on the API overview page (e.g. for Payment Initiation V3.1 you can find them here).

A. Get Token using Client Credential Grant
This is the TLS-MA handshake between yourself and Santander. This step generates the access token known as the "client credential grant" which is valid for ONLY 10 minutes.
Before you start you’ll need to have valid network and signing certificates issued by Open Banking. OB Directory will provide and host the necessary certificates containing the corresponding public keys so that the signature may be verified.

B. Create Request Object
You must then generate the request token (jwt or JSON web token) that will be used as part of the next ‘Authorise Request’ call.
Please refer to OBIE security specification for details on how to generate the Request Object. This request token contains the Resource ID, encrypted based on the security policy defined by Santander and the Open Banking Implementation Entity (OBIE).

C. Invoke Authorise Request
Once the request token is generated, you can invoke the authorisation request. This request will redirect your test application (via a HTTP 302) to Santander’s Login UI.
The password Santander uses is 12345, however, any alphanumeric   combination will work. On clicking submit, you will be redirected back to your test application (based on the redirect URL registered with OB directory). The redirect URL will contain the authorisation code which you need in the next step to generate the access token.

D. Get Token Using Access Code Grant
Copy the code value in the redirection URL from the previous step and use that to generate the Access Token using the authorization code grant. This will give you a green light to commence with the testing!
After the 10 minutes, you will need to call for a refresh token. This gives you longer access by generating a new access token.

E. POST/GET Endpoint Response
To be able to POST/GET the endpoint responses, go back to the excel spreadsheet, copy the Resource ID corresponding to the test scenario you want to simulate and use that to invoke the POST/GET endpoints.
The excel file can be used as reference as it illustrates the anticipated response associated with the particular Resource ID used.

Mandatory

Endpoint 2

GET /account-access-consents/{ConsentId}

-

Y

Optional

API Endpoint available

Endpoint 3

DELETE /account-access-consents/{ConsentId}

-

Y

Mandatory

API Endpoint available

Endpoint 4

GET /accounts

-

Y

Mandatory

API Endpoint available

Endpoint 5

GET /accounts/{AccountId}

-

Y

Mandatory

API Endpoint available

Endpoint 6

GET /accounts/{AccountId}/balances

-

Y

Mandatory

API Endpoint available

Endpoint 7

GET /accounts/{AccountId}/beneficiaries

-

Y

Mandatory

API Endpoint available

Endpoint 8

GET /accounts/{AccountId}/direct-debits

-

Y

Mandatory

API Endpoint available

Endpoint 9

GET /accounts/{AccountId}/product

-

Y

Mandatory

API Endpoint available

Endpoint 10

GET /accounts/{AccountId}/standing-orders

-

Y

Mandatory

API Endpoint available

Endpoint 11

GET /accounts/{AccountId}/transactions

-

Y

Mandatory

API Endpoint available

Endpoint 12

GET /balances

-

N

Optional

API Endpoint not available

Endpoint 13

GET /beneficiaries

-

Y

Optional

API Endpoint available

Endpoint 14

GET /direct-debits

-

Y

Optional

API Endpoint available

Endpoint 15

GET /products

-

N

Optional

API Endpoint available

Endpoint 16

GET /standing-orders

-

Y

Optional

API Endpoint available

Endpoint 17

GET /transactions

-

N

Optional

API Endpoint not available

Endpoint 19

GET /offers

-

N

Optional

Endpoint 20

GET /accounts/{AccountId}/party

-

Y

Conditional

Endpoint 21

GET /party

-

Y

Conditional

Endpoint 22

GET /accounts/{AccountId}/scheduled-payments

-

N

Conditional

Endpoint 24

GET /accounts/{AccountId}/statements

-

Y

Conditional

Endpoint 25

GET /accounts/{AccountId}/statements/{StatementId}

-

N

Conditional

Endpoint 26

GET /accounts/{AccountId}/statements/{StatementId}/file

-

N

Optional

Endpoint 27

GET /accounts/{AccountId}/statements/{StatementId}/transactions

-

N

Conditional

Endpoint 28

GET /statements

-

N

Optional

Prod 1

Products - Mandatory

OBReadProduct2

Y

OBReadProduct2

Prod 2

Products - Mandatory

Data

Y

OBReadProduct2/Data

Prod 3

Products - Optional

Product

Y

OBReadProduct2/Data/Product

Prod 4

Products - Mandatory

AccountId

Y

OBReadProduct2/Data/Product/AccountId  

A unique and immutable identifier used to identify the account resource. This identifier has no meaning to the account owner.

Prod 5

Products - Mandatory

ProductId

Y - only if product in Open Data API

OBReadProduct2/Data/Product/ProductIdr

Identifier within the parent organisation for the product. Must be unique in the organisation.

Prod 6

Products - Mandatory

ProductType

Y

OBReadProduct2/Data/Product/ProductType

Descriptive code for the product category.

Prod 7

Products  - Optional

ProductName

Y

OBReadProduct2/Data/Product/ProductName            

The name of the product used for marketing purposes from a customer perspective. I.e. what the customer would recognise.

Prod 8

Products - Optional

SecondaryProductId

N

OBReadProduct2/Data/Product/SecondaryProductId

Identifier within the parent organisation for the product. Must be unique in the organisation.

Prod 9

Products - Optional

MarketingStateId

Y

OBReadProduct2/Data/Product/MarketingStateId

Unique and unambiguous identification of a BCA Product Marketing State.

Prod 10

Product   - Mandatory

OtherProductType

Y

OBReadProduct2/Data/Product/OtherProductType

This field provides extension to the ProductType enumeration.

If ProductType - "Other" is chosen, this field must be populated with name, and description for ASPSP specific product type

Prod 11

Product - Mandatory

Name

Y

OBReadProduct2/Data/Product/OtherProductType/Name

Prod 12

Product - Mandatory

Description

Y

OBReadProduct2/Data/Product/OtherProductType/Description

Prod 13

Product - Mandatory

BCA

Y

OBReadProduct2/Data/Product/BCA

Prod 14

Product - Mandatory

PCA

Y

OBReadProduct2/Data/Product/PCA

Prod 15

Product - Optional

ProductDetails

N

OBReadProduct2/Data/Product/BCA/ProductDetails

Prod 16

Product – Optional

Segment

N

OBReadProduct2/Data/Product/BCA/ProductDetails/Segment

Market segmentation is a marketing term referring to the aggregating of prospective buyers into groups, or segments, that have common needs and respond similarly to a marketing action. Market segmentation enables companies to target different categories of consumers who perceive the full value of certain products and services differently from one another.

Prod 17

Product – Optional

FeeFreeLength

N

OBReadProduct2/Data/Product/BCA/ProductDetails/FeeFreeLength

The length/duration of the fee free perdiod

Prod 18

Product – Optional

FeeFreeLengthPeriod

N

OBReadProduct2/Data/Product/BCA/ProductDetails/FeeFreeLengthPeriod

The unit of period (days, weeks, months etc.) of the promotional length

Prod 19

Product – Optional

Notes

N

OBReadProduct2/Data/Product/BCA/ProductDetails/Notes

Prod 20

Product – Optional

CreditInterest

N

OBReadProduct2/Data/Product/BCA/CreditInterest

Prod 21

Product – Optional

TierBandSet

N

OBReadProduct2/Data/Product/BCA/CreditInterest/TierBandSet

Prod 22

Product – Mandatory

TierBandMethod

Y

OBReadProduct2/Data/Product/BCA/CreditInterest/TierBandSet/TierBandMethod

The methodology of how credit interest is paid/applied. It can be:-

1. Banded

Interest rates are banded. i.e. Increasing rate on whole balance as balance increases.

2. Tiered

Interest rates are tiered. i.e. increasing rate for each tier as balance increases, but interest paid on tier fixed for that tier and not on whole balance.

3. Whole

The same interest rate is applied irrespective of the BCA balance

Prod 23

Product – Optional

CalculationMethod

N

OBReadProduct2/Data/Product/BCA/CreditInterest/TierBandSet/CalculationMethod

Methods of calculating interest

Prod 24

Product – Mandatory

Destination

Y

OBReadProduct2/Data/Product/BCA/CreditInterest/TierBandSet/Destination

Describes whether accrued interest is payable only to the BCA or to another bank account

Prod 25

Product – Optional

Notes

N

OBReadProduct2/Data/Product/BCA/CreditInterest/TierBandSet/Notes

Prod 26

Product – Optional

TierBand

N

OBReadProduct2/Data/Product/BCA/CreditInterest/TierBandSet/TierBand

Prod 27

Product – Optional

Identification

N

OBReadProduct2/Data/Product/BCA/CreditInterest/TierBandSet/TierBand/Identification

Unique and unambiguous identification of a Tier Band for a BCA.

Prod 28

Product – Mandatory

TierValueMinimum

Y

OBReadProduct2/Data/Product/BCA/CreditInterest/TierBandSet/TierBand/TierValueMinimum

Minimum deposit value for which the credit interest tier applies.

Prod 29

Product – Optional

TierValueMaximum

N

OBReadProduct2/Data/Product/BCA/CreditInterest/TierBandSet/TierBand/TierValueMaximum

Maximum deposit value for which the credit interest tier applies.

Prod 30

Product – Optional

CalculationFrequency

N

OBReadProduct2/Data/Product/BCA/CreditInterest/TierBandSet/TierBand/CalculationFrequency

How often is credit interest calculated for the account.

Prod 31

Product – Mandatory

ApplicationFrequency

Y

OBReadProduct2/Data/Product/BCA/CreditInterest/TierBandSet/TierBand/ApplicationFrequency

How often is interest applied to the BCA for this tier/band i.e. how often the financial institution pays accumulated interest to the customer's BCA.

Prod 32

Product – Optional

DepositInterestAppliedCoverage

N

OBReadProduct2/Data/Product/BCA/CreditInterest/TierBandSet/TierBand/DepositInterestAppliedCoverage

Amount on which Interest applied.

Prod 33

Product – Mandatory

FixedVariableInterestRateType

Y

OBReadProduct2/Data/Product/BCA/CreditInterest/TierBandSet/TierBand/FixedVariableInterestRateType

Type of interest rate, Fixed or Variable

Prod 34

Product – Mandatory

AER

Y

OBReadProduct2/Data/Product/BCA/CreditInterest/TierBandSet/TierBand/AER

The annual equivalent rate (AER) is interest that is calculated under the assumption that any interest paid is combined with the original balance and the next interest payment will be based on the slightly higher account balance. Overall, this means that interest can be compounded several times in a year depending on the number of times that interest payments are made.

Prod 35

Product – Optional

BankInterestRateType

N

OBReadProduct2/Data/Product/BCA/CreditInterest/TierBandSet/TierBand/BankInterestRateType

Interest rate types, other than AER, which financial institutions may use to describe the annual interest rate payble to the BCA.

Prod 36

Product – Optional

BankInterestRate

N

OBReadProduct2/Data/Product/BCA/CreditInterest/TierBandSet/TierBand/BankInterestRate

Bank Interest for the BCA product

Prod 37

Product – Optional

Notes

N

OBReadProduct2/Data/Product/BCA/CreditInterest/TierBandSet/TierBand/Notes

Optional additional notes to supplement the Tier Band details

Prod 38

Product – Optional

OtherBankInterestType

N

OBReadProduct2/Data/Product/BCA/CreditInterest/TierBandSet/TierBand/OtherBankInterestType

Prod 39

Product – Optional

Code

N

OBReadProduct2/Data/Product/BCA/CreditInterest/TierBandSet/TierBand/OtherBankInterestType/Code

The four letter Mnemonic used within an XML file to identify a code

Prod 40

Product – Mandatory

Description

Y

OBReadProduct2/Data/Product/BCA/CreditInterest/TierBandSet/TierBand/OtherBankInterestType/Description

Description to describe the purpose of the code

Prod 41

Product – Mandatory

Name

Y

OBReadProduct2/Data/Product/BCA/CreditInterest/TierBandSet/TierBand/OtherBankInterestType/Name

Long name associated with the code

Prod 42

Product – Optional

OtherApplicationFrequency

N

OBReadProduct2/Data/Product/BCA/CreditInterest/TierBandSet/TierBand/OtherApplicationFrequency

Prod 43

Product – Optional

Code

N

OBReadProduct2/Data/Product/BCA/CreditInterest/TierBandSet/TierBand/OtherApplicationFrequency/Code

The four letter Mnemonic used within an XML file to identify a code

Prod 44

Product – Mandatory

Description

Y

OBReadProduct2/Data/Product/BCA/CreditInterest/TierBandSet/TierBand/OtherApplicationFrequency/Description

Description to describe the purpose of the code

Prod 45

Product – Mandatory

Name

Y

OBReadProduct2/Data/Product/BCA/CreditInterest/TierBandSet/TierBand/OtherApplicationFrequency/Name

Long name associated with the code

Prod 46

Product – Optional

OtherCalculationFrequency

N

OBReadProduct2/Data/Product/BCA/CreditInterest/TierBandSet/TierBand/OtherCalculationFrequency

Prod 47

Product – Optional

Code

N

OBReadProduct2/Data/Product/BCA/CreditInterest/TierBandSet/TierBand/OtherCalculationFrequency/Code

The four letter Mnemonic used within an XML file to identify a code

Prod 48

Product – Mandatory

Description

Y

OBReadProduct2/Data/Product/BCA/CreditInterest/TierBandSet/TierBand/OtherCalculationFrequency/Description

Description to describe the purpose of the code

Prod 49

Product – Mandatory

Name

Y

OBReadProduct2/Data/Product/BCA/CreditInterest/TierBandSet/TierBand/OtherCalculationFrequency/Name

Long name associated with the code

Prod 50

Product – Optional

Overdraft

N

OBReadProduct2/Data/Product/BCA/Overdraft

Prod 51

Product – Optional

Notes

N

OBReadProduct2/Data/Product/BCA/Overdraft/Notes

Associated Notes about the overdraft rates

Prod 52

Product – Optional

OverdraftTierBandSet

N

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet

Prod 53

Product – Mandatory

TierBandMethod

Y

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/TierBandMethod

"The methodology of how overdraft is charged. It can be:

'Whole' Where the same charge/rate is applied to the entirety of the overdraft balance (where charges are applicable).

'Tiered' Where different charges/rates are applied dependent on overdraft maximum and minimum balance amount tiers defined by the lending financial organisation

'Banded' Where different charges/rates are applied dependent on overdraft maximum and minimum balance amount bands defined by a government organisation."

Prod 54

Product – Optional

OverdraftType

N

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftType

An overdraft can either be 'committed' which means that the facility cannot be withdrawn without reasonable notification before it's agreed end date, or 'on demand' which means that the financial institution can demand repayment at any point in time.

Prod 55

Product – Optional

Identification

N

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/Identification

Unique and unambiguous identification of a   Tier Band for a overdraft product.

Prod 56

Product – Optional

AuthorisedIndicator

N

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/AuthorisedIndicator

Indicates if the Overdraft is authorised (Y) or unauthorised (N)

Prod 57

Product – Optional

BufferAmount

N

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/BufferAmount

When a customer exceeds their credit limit, a financial institution will not charge the customer unauthorised overdraft charges if they do not exceed by more than the buffer amount. Note: Authorised overdraft charges may still apply.

Prod 58

Product – Optional

Notes

N

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/Notes

Optional additional notes to supplement the overdraft Tier Band Set details

Prod 59

Product – Optional

OverdraftTierBand

N

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand

Prod 60

Product – Optional

Identification

N

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/Identification

Unique and unambiguous identification of a   Tier Band for a overdraft.

Prod 61

Product – Optional

TierValueMax

N

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/TierValueMax

Maximum value of Overdraft Tier/Band

Prod 62

Product – Mandatory

TierValueMin

Y

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/TierValueMin

Minimum value of Overdraft Tier/Band

Prod 63

Product – Optional

EAR

N

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/EAR

"EAR means Effective Annual Rate and/or Equivalent Annual Rate (frequently

used interchangeably), being the actual annual interest rate of an Overdraft."

Prod 64

Product – Optional

AgreementLengthMax

N

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/AgreementLengthMax

Specifies the maximum length of a band for a fixed overdraft agreement

Prod 65

Product – Optional

AgreementLengthMin

N

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/AgreementLengthMin

Specifies the minimum length of a band for a fixed overdraft agreement

Prod 66

Product – Optional

AgreementPeriod

N

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/AgreementPeriod

Specifies the period of a fixed length overdraft agreement

Prod 67

Product – Optional

OverdraftInterestChargingCoverage

N

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/OverdraftInterestChargingCoverage

Refers to which interest rate is applied when interests are tiered. For example, if an overdraft balance is £2k and the interest tiers are:- 0-£500 0.1%, 500-1000 0.2%, 1000-10000 0.5%, then the applicable interest rate could either be 0.5% of the entire balance (since the account balance sits in the top interest tier) or (0.1%*500)+(0.2%*500)+(0.5%*1000). In the 1st situation, we say the interest is applied to the ‘Whole’ of the account balance, and in the 2nd that it is ‘Tiered’.

Prod 68

Product – Optional

BankGuaranteedIndicator

N

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/BankGuaranteedIndicator

Indicates whether the advertised overdraft rate is guaranteed to be offered to a borrower by the bank e.g. if it’s part of a government scheme, or whether the rate may vary dependent on the applicant’s circumstances.

Prod 69

Product – Optional

Notes

N

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/Notes

Optional additional notes to supplement the Tier/band details

Prod 70

Product – Optional

OverdraftFeesCharges

N

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/OverdraftFeesCharges

Prod 71

Product – Optional

OverdraftFeeChargeCap

N

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/OverdraftFeesCharges/OverdraftFeeChargeCap

Prod 72

Product - Mandatory

FeeType

Y

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/OverdraftFeesCharges/OverdraftFeeChargeCap/FeeType

Fee/charge type which is being capped

Prod 73

Product – Mandatory

MinMaxType

Y

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/OverdraftFeesCharges/OverdraftFeeChargeCap/MinMaxType

Min Max type

Prod 74

Product – Optional

FeeCapOccurrence

N

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/OverdraftFeesCharges/OverdraftFeeChargeCap/FeeCapOccurrence

Indicates whether the advertised overdraft rate is guaranteed to be offered to a borrower by the bank e.g. if it’s part of a government scheme, or whether the rate may vary dependent on the applicant’s circumstances.

Prod 75

Product – Optional

FeeCapAmount

N

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/OverdraftFeesCharges/OverdraftFeeChargeCap/FeeCapAmount

Cap amount charged for a fee/charge

Prod 76

Product – Optional

CappingPeriod

N

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/OverdraftFeesCharges/OverdraftFeeChargeCap/CappingPeriod

Period e.g. day, week, month etc. for which the fee/charge is capped

Prod 77

Product – Optional

Notes

N

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/OverdraftFeesCharges/OverdraftFeeChargeCap/Notes

Notes related to Overdraft fee charge cap

Prod 78

Product – Optional

OtherFeeType

N

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/OverdraftFeesCharges/OverdraftFeeChargeCap/OtherFeeType

Prod 79

Product – Optional

Code

N

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/OverdraftFeesCharges/OverdraftFeeChargeCap/OtherFeeType/Code

The four letter Mnemonic used within an XML file to identify a code

Prod 80

Product – Mandatory

Name

Y

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/OverdraftFeesCharges/OverdraftFeeChargeCap/OtherFeeType/Name

Long name associated with the code

Prod 81

Product – Mandatory

Description

Y

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/OverdraftFeesCharges/OverdraftFeeChargeCap/OtherFeeType/Description

Description to describe the purpose of the code

Prod 82

Product – Optional

OverdraftFeeChargeDetail

N

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/OverdraftFeesCharges/OverdraftFeeChargeDetail

Prod 83

Product – Mandatory

FeeType

Y

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/OverdraftFeesCharges/OverdraftFeeChargeDetail/FeeType

Overdraft fee type

Prod 84

Product – Optional

NegotiableIndicator

N

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/OverdraftFeesCharges/OverdraftFeeChargeDetail/NegotiableIndicator

Indicates whether fee and charges are negotiable

Prod 85

Product – Optional

OverdraftControlIndicator

N

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/OverdraftFeesCharges/OverdraftFeeChargeDetail/OverdraftControlIndicator

Indicates if the fee/charge is already covered by an 'Overdraft Control' fee or not.

Prod 86

Product – Optional

IncrementalBorrowingAmount

N

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/OverdraftFeesCharges/OverdraftFeeChargeDetail/IncrementalBorrowingAmount

Every additional tranche of an overdraft balance to which an overdraft fee is applied

Prod 87

Product – Optional

FeeAmount

N

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/OverdraftFeesCharges/OverdraftFeeChargeDetail/FeeAmount

Amount charged for an overdraft fee/charge (where it is charged in terms of an amount rather than a rate)

Prod 88

Product – Optional

FeeRate

N

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/OverdraftFeesCharges/OverdraftFeeChargeDetail/FeeRate

Rate charged for overdraft fee/charge (where it is charged in terms of a rate rather than an amount)

Prod 89

Product – Optional

FeeRateType

N

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/OverdraftFeesCharges/OverdraftFeeChargeDetail/FeeRateType

Rate type for overdraft fee/charge (where it is charged in terms of a rate rather than an amount)

Prod 90

Product – Mandatory

ApplicationFrequency

Y

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/OverdraftFeesCharges/OverdraftFeeChargeDetail/ApplicationFrequency

Frequency at which the overdraft charge is applied to the account

Prod 91

Product – Optional

CalculationFrequency

N

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/OverdraftFeesCharges/OverdraftFeeChargeDetail/CalculationFrequency

How often is the overdraft fee/charge calculated for the account.

Prod 92

Product – Optional

Notes

N

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/OverdraftFeesCharges/OverdraftFeeChargeDetail/Notes

Free text for capturing any other info related to Overdraft Fees Charge Details

Prod 93

Product – Optional

OverdraftFeeChargeCap

N

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/OverdraftFeesCharges/OverdraftFeeChargeDetail/OverdraftFeeChargeCap

Prod 94

Product – Mandatory

FeeType

Y

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/OverdraftFeesCharges/OverdraftFeeChargeDetail/OverdraftFeeChargeCap/FeeType

Fee/charge type which is being capped

Prod 95

Product – Mandatory

MinMaxType

Y

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/OverdraftFeesCharges/OverdraftFeeChargeDetail/OverdraftFeeChargeCap/MinMaxType

Min Max type

Prod 96

Product – Optional

FeeCapOccurrence

N

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/OverdraftFeesCharges/OverdraftFeeChargeDetail/OverdraftFeeChargeCap/FeeCapOccurrence

Indicates whether the advertised overdraft rate is guaranteed to be offered to a borrower by the bank e.g. if it’s part of a government scheme, or whether the rate may vary dependent on the applicant’s circumstances.

Prod 97

Product – Optional

FeeCapAmount

N

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/OverdraftFeesCharges/OverdraftFeeChargeDetail/OverdraftFeeChargeCap/FeeCapAmount

Cap amount charged for a fee/charge

Prod 98

Product – Optional

CappingPeriod

N

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/OverdraftFeesCharges/OverdraftFeeChargeDetail/OverdraftFeeChargeCap/CappingPeriod

Period e.g. day, week, month etc. for which the fee/charge is capped

Prod 99

Product – Optional

Notes

N

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/OverdraftFeesCharges/OverdraftFeeChargeDetail/OverdraftFeeChargeCap/Notes

Notes related to Overdraft fee charge cap

Prod 100

Product – Optional

OtherFeeType

N

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/OverdraftFeesCharges/OverdraftFeeChargeDetail/OverdraftFeeChargeCap/OtherFeeType

Prod 101

Product – Optional

Code

N

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/OverdraftFeesCharges/OverdraftFeeChargeDetail/OverdraftFeeChargeCap/OtherFeeType/Code

Prod 102

Product – Mandatory

Name

Y

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/OverdraftFeesCharges/OverdraftFeeChargeDetail/OverdraftFeeChargeCap/OtherFeeType/Name

Long name associated with the code

Prod 103

Product – Mandatory

Description

Y

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/OverdraftFeesCharges/OverdraftFeeChargeDetail/OverdraftFeeChargeCap/OtherFeeType/Description

Description to describe the purpose of the code

Prod 104

Product – Optional

OtherFeeType

N

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/OverdraftFeesCharges/OverdraftFeeChargeDetail/OtherFeeType

Prod 105

Product – Optional

Code

N

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/OverdraftFeesCharges/OverdraftFeeChargeDetail/OtherFeeType/Code

The four letter Mnemonic used within an XML file to identify a code

Prod 106

Product – Mandatory

Name

Y

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/OverdraftFeesCharges/OverdraftFeeChargeDetail/OtherFeeType/Name

Long name associated with the code

Prod 107

Product – Mandatory

Description

Y

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/OverdraftFeesCharges/OverdraftFeeChargeDetail/OtherFeeType/Description

Description to describe the purpose of the code

Prod 108

Product – Optional

OtherFeeRateType

N

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/OverdraftFeesCharges/OverdraftFeeChargeDetail/OtherFeeRateType

Prod 109

Product – Optional

Code

N

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/OverdraftFeesCharges/OverdraftFeeChargeDetail/OtherFeeRateType/Code

The four letter Mnemonic used within an XML file to identify a code

Prod 110

Product – Mandatory

Name

Y

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/OverdraftFeesCharges/OverdraftFeeChargeDetail/OtherFeeRateType/Name

Long name associated with the code

Prod 111

Product – Mandatory

Description

Y

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/OverdraftFeesCharges/OverdraftFeeChargeDetail/OtherFeeRateType/Description

Description to describe the purpose of the code

Prod 112

Product – Optional

OtherApplicationFrequency

N

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/OverdraftFeesCharges/OverdraftFeeChargeDetail/OtherApplicationFrequency

Prod 113

Product – Optional

Code

N

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/OverdraftFeesCharges/OverdraftFeeChargeDetail/OtherApplicationFrequency/Code

The four letter Mnemonic used within an XML file to identify a code

Prod 114

Product – Mandatory

Name

Y

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/OverdraftFeesCharges/OverdraftFeeChargeDetail/OtherApplicationFrequency/Name

Long name associated with the code

Prod 115

Product – Mandatory

Description

Y

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/OverdraftFeesCharges/OverdraftFeeChargeDetail/OtherApplicationFrequency/Description

Description to describe the purpose of the code

Prod 116

Product – Optional

OtherCalculationFrequency

N

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/OverdraftFeesCharges/OverdraftFeeChargeDetail/OtherCalculationFrequency

Prod 117

Product – Optional

Code

N

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/OverdraftFeesCharges/OverdraftFeeChargeDetail/OtherCalculationFrequency/Code

The four letter Mnemonic used within an XML file to identify a code

Prod 118

Product – Mandatory

Name

Y

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/OverdraftFeesCharges/OverdraftFeeChargeDetail/OtherCalculationFrequency/Name

Long name associated with the code

Prod 119

Product – Mandatory

Description

Y

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftTierBand/OverdraftFeesCharges/OverdraftFeeChargeDetail/OtherCalculationFrequency/Description

Description to describe the purpose of the code

Prod 120

Product – Optional

OverdraftFeesCharges

N

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftFeesCharges

Prod 121

Product – Optional

OverdraftFeeChargeCap

N

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftFeesCharges/OverdraftFeeChargeCap

Prod 122

Product – Mandatory

FeeType

Y

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftFeesCharges/OverdraftFeeChargeCap/FeeType

Fee/charge type which is being capped

Prod 123

Product – Mandatory

MinMaxType

Y

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftFeesCharges/OverdraftFeeChargeCap/MinMaxType

Min Max type

Prod 124

Product – Optional

FeeCapOccurrence

N

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftFeesCharges/OverdraftFeeChargeCap/FeeCapOccurrence

Indicates whether the advertised overdraft rate is guaranteed to be offered to a borrower by the bank e.g. if it’s part of a government scheme, or whether the rate may vary dependent on the applicant’s circumstances.

Prod 125

Product – Optional

FeeCapAmount

N

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftFeesCharges/OverdraftFeeChargeCap/FeeCapAmount

Cap amount charged for a fee/charge

Prod 126

Product – Optional

CappingPeriod

N

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftFeesCharges/OverdraftFeeChargeCap/CappingPeriod

Period e.g. day, week, month etc. for which the fee/charge is capped

Prod 127

Product – Optional

Notes

N

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftFeesCharges/OverdraftFeeChargeCap/Notes

Notes related to Overdraft fee charge cap

Prod 128

Product – Optional

OtherFeeType

N

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftFeesCharges/OverdraftFeeChargeCap/OtherFeeType

Prod 129

Product – Optional

Code

N

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftFeesCharges/OverdraftFeeChargeCap/OtherFeeType/Code

The four letter Mnemonic used within an XML file to identify a code

Prod 130

Product – Mandatory

Name

Y

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftFeesCharges/OverdraftFeeChargeCap/OtherFeeType/Name

Long name associated with the code

Prod 131

Product – Mandatory

Description

Y

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftFeesCharges/OverdraftFeeChargeCap/OtherFeeType/Description

Description to describe the purpose of the code

Prod 132

Product – Optional

OverdraftFeeChargeDetail

N

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftFeesCharges/OverdraftFeeChargeDetail

Prod 133

Product – Mandatory

FeeType

Y

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftFeesCharges/OverdraftFeeChargeDetail/FeeType

Overdraft fee type

Prod 134

Product – Optional

NegotiableIndicator

N

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftFeesCharges/OverdraftFeeChargeDetail/NegotiableIndicator

Indicates whether fee and charges are negotiable

Prod 135

Product – Optional

OverdraftControlIndicator

N

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftFeesCharges/OverdraftFeeChargeDetail/OverdraftControlIndicator

Indicates if the fee/charge is already covered by an 'Overdraft Control' fee or not.

Prod 136

Product – Optional

IncrementalBorrowingAmount

N

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftFeesCharges/OverdraftFeeChargeDetail/IncrementalBorrowingAmount

Every additional tranche of an overdraft balance to which an overdraft fee is applied

Prod 137

Product – Optional

FeeAmount

N

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftFeesCharges/OverdraftFeeChargeDetail/FeeAmount

Amount charged for an overdraft fee/charge (where it is charged in terms of an amount rather than a rate)

Prod 138

Product – Optional

FeeRate

N

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftFeesCharges/OverdraftFeeChargeDetail/FeeRate

Rate charged for overdraft fee/charge (where it is charged in terms of a rate rather than an amount)

Prod 139

Product – Optional

FeeRateType

N

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftFeesCharges/OverdraftFeeChargeDetail/FeeRateType

Rate type for overdraft fee/charge (where it is charged in terms of a rate rather than an amount)

Prod 140

Product – Mandatory

ApplicationFrequency

Y

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftFeesCharges/OverdraftFeeChargeDetail/ApplicationFrequency

Frequency at which the overdraft charge is applied to the account

Prod 141

Product – Optional

CalculationFrequency

N

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftFeesCharges/OverdraftFeeChargeDetail/CalculationFrequency

How often is the overdraft fee/charge calculated for the account.

Prod 142

Product – Optional

Notes

N

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftFeesCharges/OverdraftFeeChargeDetail/Notes

Free text for capturing any other info related to Overdraft Fees Charge Details

Prod 143

Product – Optional

OverdraftFeeChargeCap

N

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftFeesCharges/OverdraftFeeChargeDetail/OverdraftFeeChargeCap

Prod 144

Product – Mandatory

FeeType

Y

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftFeesCharges/OverdraftFeeChargeDetail/OverdraftFeeChargeCap/FeeType

Fee/charge type which is being capped

Prod 145

Product – Mandatory

MinMaxType

Y

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftFeesCharges/OverdraftFeeChargeDetail/OverdraftFeeChargeCap/MinMaxType

Min Max type

Prod 146

Product – Optional

FeeCapOccurrence

N

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftFeesCharges/OverdraftFeeChargeDetail/OverdraftFeeChargeCap/FeeCapOccurrence

Indicates whether the advertised overdraft rate is guaranteed to be offered to a borrower by the bank e.g. if it’s part of a government scheme, or whether the rate may vary dependent on the applicant’s circumstances.

Prod 147

Product – Optional

FeeCapAmount

N

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftFeesCharges/OverdraftFeeChargeDetail/OverdraftFeeChargeCap/FeeCapAmount

Cap amount charged for a fee/charge

Prod 148

Product – Optional

CappingPeriod

N

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftFeesCharges/OverdraftFeeChargeDetail/OverdraftFeeChargeCap/CappingPeriod

Period e.g. day, week, month etc. for which the fee/charge is capped

Prod 149

Product – Optional

Notes

N

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftFeesCharges/OverdraftFeeChargeDetail/OverdraftFeeChargeCap/Notes

Notes related to Overdraft fee charge cap

Prod 150

Product – Optional

OtherFeeType

N

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftFeesCharges/OverdraftFeeChargeDetail/OverdraftFeeChargeCap/OtherFeeType

Prod 151

Product – Optional

Code

N

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftFeesCharges/OverdraftFeeChargeDetail/OverdraftFeeChargeCap/OtherFeeType/Code

The four letter Mnemonic used within an XML file to identify a code

Prod 152

Product – Mandatory

Name

Y

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftFeesCharges/OverdraftFeeChargeDetail/OverdraftFeeChargeCap/OtherFeeType/Name

Long name associated with the code

Prod 153

Product – Mandatory

Description

Y

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftFeesCharges/OverdraftFeeChargeDetail/OverdraftFeeChargeCap/OtherFeeType/Description

Description to describe the purpose of the code

Prod 154

Product – Optional

OtherFeeType

N

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftFeesCharges/OverdraftFeeChargeDetail/OtherFeeType

Prod 155

Product – Optional

Code

N

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftFeesCharges/OverdraftFeeChargeDetail/OtherFeeType/Code

The four letter Mnemonic used within an XML file to identify a code

Prod 156

Product – Mandatory

Name

Y

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftFeesCharges/OverdraftFeeChargeDetail/OtherFeeType/Name

Long name associated with the code

Prod 157

Product – Mandatory

Description

Y

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftFeesCharges/OverdraftFeeChargeDetail/OtherFeeType/Description

Description to describe the purpose of the code

Prod 158

Product – Optional

OtherFeeRateType

N

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftFeesCharges/OverdraftFeeChargeDetail/OtherFeeRateType

Prod 159

Product – Optional

Code

N

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftFeesCharges/OverdraftFeeChargeDetail/OtherFeeRateType/Code

The four letter Mnemonic used within an XML file to identify a code

Prod 160

Product – Mandatory

Name

Y

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftFeesCharges/OverdraftFeeChargeDetail/OtherFeeRateType/Name

Long name associated with the code

Prod 161

Product – Mandatory

Description

Y

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftFeesCharges/OverdraftFeeChargeDetail/OtherFeeRateType/Description

Description to describe the purpose of the code

Prod 162

Product – Optional

OtherApplicationFrequency

N

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftFeesCharges/OverdraftFeeChargeDetail/OtherApplicationFrequency

Prod 163

Product – Optional

Code

N

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftFeesCharges/OverdraftFeeChargeDetail/OtherApplicationFrequency/Code

The four letter Mnemonic used within an XML file to identify a code

Prod 164

Product – Mandatory

Name

Y

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftFeesCharges/OverdraftFeeChargeDetail/OtherApplicationFrequency/Name

Long name associated with the code

Prod 165

Product – Mandatory

Description

Y

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftFeesCharges/OverdraftFeeChargeDetail/OtherApplicationFrequency/Description

Prod 166

Product – Optional

OtherCalculationFrequency

N

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftFeesCharges/OverdraftFeeChargeDetail/OtherCalculationFrequency

Prod 167

Product – Optional

Code

N

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftFeesCharges/OverdraftFeeChargeDetail/OtherCalculationFrequency/Code

The four letter Mnemonic used within an XML file to identify a code

Prod 168

Product – Mandatory

Name

Y

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftFeesCharges/OverdraftFeeChargeDetail/OtherCalculationFrequency/Name

Long name associated with the code

Prod 169

Product – Mandatory

Description

Y

OBReadProduct2/Data/Product/BCA/Overdraft/OverdraftTierBandSet/OverdraftFeesCharges/OverdraftFeeChargeDetail/OtherCalculationFrequency/Description

Description to describe the purpose of the code

Prod 170

Product – Optional

OtherFeesCharges

N

OBReadProduct2/Data/Product/BCA/OtherFeesCharges

Prod 171

Product – Optional

TariffType

N

OBReadProduct2/Data/Product/BCA/OtherFeesCharges/TariffType

TariffType which defines the fee and charges.

Prod 172

Product – Optional

TariffName

N

OBReadProduct2/Data/Product/BCA/OtherFeesCharges/TariffName

Name of the tariff

Prod 173

Product – Optional

OtherTariffType

N

OBReadProduct2/Data/Product/BCA/OtherFeesCharges/OtherTariffType

Prod 174

Product – Optional

Code

N

OBReadProduct2/Data/Product/BCA/OtherFeesCharges/OtherTariffType/Code

The four letter Mnemonic used within an XML file to identify a code

Prod 175

Product – Mandatory

Name

Y

OBReadProduct2/Data/Product/BCA/OtherFeesCharges/OtherTariffType/Name

Long name associated with the code

Prod 176

Product – Mandatory

Description

Y

OBReadProduct2/Data/Product/BCA/OtherFeesCharges/OtherTariffType/Description

Description to describe the purpose of the code

Prod 177

Product – Optional

FeeChargeDetail

N

OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeDetail

Prod 178

Product – Mandatory

FeeCategory

Y

OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeDetail/FeeCategory

Categorisation of fees and charges into standard categories.

Prod 179

Product – Mandatory

FeeType

Y

OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeDetail/FeeType

Fee/Charge Type

Prod 180

Product – Optional

NegotiableIndicator

N

OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeDetail/NegotiableIndicator

Fee/charge which is usually negotiable rather than a fixed amount

Prod 181

Product – Optional

FeeAmount

N

OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeDetail/FeeAmount

Fee Amount charged for a fee/charge (where it is charged in terms of an amount rather than a rate)

Prod 182

Product – Optional

FeeRate

N

OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeDetail/FeeRate

Rate charged for Fee/Charge (where it is charged in terms of a rate rather than an amount)

Prod 183

Product – Optional

FeeRateType

N

OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeDetail/FeeRateType

Rate type for Fee/Charge (where it is charged in terms of a rate rather than an amount)

Prod 184

Product – Mandatory

ApplicationFrequency

Y

OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeDetail/ApplicationFrequency

How frequently the fee/charge is applied to the account

Prod 185

Product – Optional

CalculationFrequency

N

OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeDetail/CalculationFrequency

How frequently the fee/charge is calculated

Prod 186

Product – Optional

Notes

N

OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeDetail/Notes

Optional additional notes to supplement the fee/charge details.

Prod 187

Product – Optional

FeeChargeCap

N

OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeDetail/FeeChargeCap

Prod 188

Product – Mandatory

FeeType

Y

OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeDetail/FeeChargeCap/FeeType

Fee/charge type which is being capped

Prod 189

Product – Mandatory

MinMaxType

Y

OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeDetail/FeeChargeCap/MinMaxType

Min Max type

Prod 190

Product – Optional

FeeCapOccurrence

N

OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeDetail/FeeChargeCap/FeeCapOccurrence

fee/charges are captured dependent on the number of occurrences rather than capped at a particular amount

Prod 191

Product – Optional

FeeCapAmount

N

OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeDetail/FeeChargeCap/FeeCapAmount

Cap amount charged for a fee/charge (where it is charged in terms of an amount rather than a rate)

Prod 192

Product – Optional

CappingPeriod

N

OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeDetail/FeeChargeCap/CappingPeriod

Period e.g. day, week, month etc. for which the fee/charge is capped

Prod 193

Product – Optional

Notes

N

OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeDetail/FeeChargeCap/Notes

Free text for adding extra details for fee charge cap

Prod 194

Product – Optional

OtherFeeType

N

OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeDetail/FeeChargeCap/OtherFeeType

Prod 195

Product – Optional

Code

N

OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeDetail/FeeChargeCap/OtherFeeType/Code

The four letter Mnemonic used within an XML file to identify a code

Prod 196

Product – Mandatory

Name

Y

OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeDetail/FeeChargeCap/OtherFeeType/Name

Long name associated with the code

Prod 197

Product – Mandatory

Description

Y

OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeDetail/FeeChargeCap/OtherFeeType/Description

Description to describe the purpose of the code

Prod 198

Product – Optional

OtherFeeCategoryType

N

OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeDetail/OtherFeeCategoryType

Prod 199

Product – Optional

Code

N

OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeDetail/OtherFeeCategoryType/Code

The four letter Mnemonic used within an XML file to identify a code

Prod 200

Product – Mandatory

Name

Y

OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeDetail/OtherFeeCategoryType/Name

Long name associated with the code

Prod 201

Product – Mandatory

Description

Y

OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeDetail/OtherFeeCategoryType/Description

Description to describe the purpose of the code

Prod 202

Product – Optional

OtherFeeType

N

OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeDetail/OtherFeeType

Prod 203

Product – Optional

Code

N

OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeDetail/OtherFeeType/Code

The four letter Mnemonic used within an XML file to identify a code

Prod 204

Product – Mandatory

FeeCategory

Y

OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeDetail/OtherFeeType/FeeCategory

Categorisation of fees and charges into standard categories.

Prod 205

Product – Mandatory

Name

Y

OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeDetail/OtherFeeType/Name

Long name associated with the code

Prod 206

Product – Mandatory

Description

Y

OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeDetail/OtherFeeType/Description

Description to describe the purpose of the code

Prod 207

Product – Optional

OtherFeeRateType

N

OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeDetail/OtherFeeRateType

Prod 208

Product – Optional

Code

N

OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeDetail/OtherFeeRateType/Code

The four letter Mnemonic used within an XML file to identify a code

Prod 209

Product – Mandatory

Name

Y

OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeDetail/OtherFeeRateType/Name

Long name associated with the code

Prod 210

Product – Mandatory

Description

Y

OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeDetail/OtherFeeRateType/Description

Description to describe the purpose of the code

Prod 211

Product – Optional

OtherApplicationFrequency

N

OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeDetail/OtherApplicationFrequency

Prod 212

Product – Optional

Code

N

OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeDetail/OtherApplicationFrequency/Code

The four letter Mnemonic used within an XML file to identify a code

Prod 213

Product – Mandatory

Name

Y

OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeDetail/OtherApplicationFrequency/Name

Long name associated with the code

Prod 214

Product – Mandatory

Description

Y

OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeDetail/OtherApplicationFrequency/Description

Description to describe the purpose of the code

Prod 215

Product – Optional

OtherCalculationFrequency

N

OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeDetail/OtherCalculationFrequency

Prod 216

Product – Optional

Code

N

OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeDetail/OtherCalculationFrequency/Code

The four letter Mnemonic used within an XML file to identify a code

Prod 217

Product – Mandatory

Name

Y

OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeDetail/OtherCalculationFrequency/Name

Long name associated with the code

Prod 218

Product – Mandatory

Description

Y

OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeDetail/OtherCalculationFrequency/Description

Description to describe the purpose of the code

Prod 219

Product – Optional

FeeApplicableRange

N

OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeDetail/FeeApplicableRange

Prod 220

Product – Optional

MinimumAmount

N

OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeDetail/FeeApplicableRange/MinimumAmount

Minimum Amount on which fee/charge is applicable (where it is expressed as an amount)

Prod 221

Product – Optional

MaximumAmount

N

OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeDetail/FeeApplicableRange/MaximumAmount

Maximum Amount on which fee is applicable (where it is expressed as an amount)

Prod 222

Product – Optional

MinimumRate

N

OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeDetail/FeeApplicableRange/MinimumRate

Minimum rate on which fee/charge is applicable(where it is expressed as an rate)

Prod 223

Product – Optional

MaximumRate

N

OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeDetail/FeeApplicableRange/MaximumRate

Maximum rate on which fee/charge is applicable(where it is expressed as an rate)

Prod 224

Product – Optional

FeeChargeCap

N

OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeCap

Prod 225

Product – Mandatory

FeeType

Y

OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeCap/FeeType

Fee/charge type which is being capped

Prod 226

Product – Mandatory

MinMaxType

Y

OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeCap/MinMaxType

Min Max type

Prod 227

Product – Optional

FeeCapOccurrence

N

OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeCap/FeeCapOccurrence

fee/charges are captured dependent on the number of occurrences rather than capped at a particular amount

Prod 228

Product – Optional

FeeCapAmount

N

OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeCap/FeeCapAmount

Cap amount charged for a fee/charge (where it is charged in terms of an amount rather than a rate)

Prod 229

Product – Optional

CappingPeriod

N

OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeCap/CappingPeriod

Period e.g. day, week, month etc. for which the fee/charge is capped

Prod 230

Product – Optional

Notes

N

OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeCap/Notes

Free text for adding extra details for fee charge cap

Prod 231

Product – Optional

OtherFeeType

N

OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeCap/OtherFeeType

Prod 232

Product – Optional

Code

N

OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeCap/OtherFeeType/Code

The four letter Mnemonic used within an XML file to identify a code

Prod 233

Product – Mandatory

Name

Y

OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeCap/OtherFeeType/Name

Long name associated with the code

Prod 234

Product – Mandatory

Description

Y

OBReadProduct2/Data/Product/BCA/OtherFeesCharges/FeeChargeCap/OtherFeeType/Description

Description to describe the purpose of the code

Stat 1

Statements -Conditional

OBReadStatement1

Y

OBReadStatement1

Stat 2

Statements -Conditional

Data

Y

OBReadStatement1/Data

Stat 3

Statements - Optional

Statement

Y

OBReadStatement1/Data/Statement

Stat 4

Statements - Mandatory

AccountId

Y

OBReadStatement1/Data/Statement/AccountId  

A unique and immutable identifier used to identify the account resource. This identifier has no meaning to the account owner.

Stat 5

Statements - optional

StatementId

N

OBReadStatement1/Data/Statement/StatementId

Unique identifier for the statement resource within an servicing institution. This identifier is both unique and immutable.

Stat 6

Statements - Optional

StatementReference

N

OBReadStatement1/Data/Statement/StatementReference

Unique reference for the statement. This reference may be optionally populated if available.

Stat 7

Statements - Mandatory

Type

Y

OBReadStatement1/Data/Statement/Type

Statement type, in a coded form..

Stat 8

Statements - mandatory

StartDateTime

Y

OBReadStatement1/Data/Statement/StartDateTime

Date and time at which the statement period starts..

Stat 9

Statements - mandatory

EndDateTime

Y

OBReadStatement1/Data/Statement/EndDateTime Date and time at which the statement period ends.

Stat 10

Statements - mandatory

CreationDateTime

Y

OBReadStatement1/Data/Statement/CreationDateTime

Date and time at which the resource was created.

Stat 11

Statements - optional

StatementDescription

N

OBReadStatement1/Data/Statement/StatementDescription

Stat 12

Statements - optional

StatementBenefit

Y

OBReadStatement1/Data/Statement/StatementBenefit

Stat 13

Statements - mandatory

Type

Y

OBReadStatement1/Data/Statement/StatementBenefit/Type

Stat 14

Statements - mandatoryl

Amount

Y

OBReadStatement1/Data/Statement/StatementBenefit/Amount

Stat 15

Statements - mandatory

Amount

Y

OBReadStatement1/Data/Statement/StatementBenefit/Amount/Amount

Stat 16

Statements - mandatory

Currency

Y

OBReadStatement1/Data/Statement/StatementBenefit/Amount/Currency

Stat 17

Statements - optional

StatementFee

N

OBReadStatement1/Data/Statement/StatementFee

Stat 18

Statements - optional

StatementInterest

N

OBReadStatement1/Data/Statement/StatementInterest

Stat 19

Statements - optional

StatementAmount

Y

OBReadStatement1/Data/Statement/StatementAmount

Stat 20

Statements - mandatory

CreditDebitIndicator

Y

OBReadStatement1/Data/Statement/StatementAmount/CreditDebitIndicator

Stat 21

Statements - mandatory

Type

Y

OBReadStatement1/Data/Statement/StatementAmount/Type

Stat 22

Statements - mandatory

Amount

Y

OBReadStatement1/Data/Statement/StatementAmount/Amount

Stat 23

Statements - mandatory

Amount

Y

OBReadStatement1/Data/Statement/StatementAmount/Amount/Amount

Stat 24

Statements - mandatory

Currency

Y

OBReadStatement1/Data/Statement/StatementAmount/Amount/Currency

Stat 25

Statements - optional

StatementDateTime

N

OBReadStatement1/Data/Statement/StatementDateTime

Stat 26

Statements - optional

StatementRate

N

OBReadStatement1/Data/Statement/StatementRate

Stat 27

Statements - optional

StatementValue

N

OBReadStatement1/Data/Statement/StatementValue

https://openbanking-ma.santander.co.uk/sanuk/external/open-banking/v3.1/pisp

Endpoint 1

POST /domestic-payment-consents

-

Y

API Endpoint available

Endpoint 2

GET /domestic-payment-consents/{ConsentId}

-

Y

API Endpoint available

Endpoint 3

GET /domestic-payment-consents/{ConsentId}/funds-confirmation

-

Y

API Endpoint available

Endpoint 4

POST /domestic-payments

-

Y

API Endpoint available

Endpoint 5

GET /domestic-payments/{DomesticPaymentId}

-

Y

API Endpoint Available

Endpoint 6

POST /domestic-scheduled-payment-consents

-

Y

API Endpoint Available

Endpoint 7

GET /domestic-scheduled-payment-consents/{ConsentId}:

-

Y

API Endpoint Available

Endpoint 8

POST /domestic-scheduled-payments:

-

Y

API Endpoint Available

Endpoint 9

GET /domestic-scheduled-payments/{DomesticScheduledPaymentId}

-

Y

API Endpoint Available

Endpoint 10

POST /domestic-standing-order-consents

-

Y

API Endpoint Available

Endpoint 11

GET /domestic-standing-order-consents/{ConsentId}

-

Y

API Endpoint Available

Endpoint 12

POST /domestic-standing-orders

-

Y

API Endpoint Available

Endpoint 13

GET /domestic-standing-orders/{DomesticStandingOrderId}:

-

Y

API Endpoint Available

Endpoint 14

POST /file-payment-consents

-

Y

API Endpoint Available

Endpoint 15

GET /file-payment-consents/{ConsentId}

-

Y

API Endpoint Available

Endpoint 16

POST /file-payment-consents/{ConsentId}/file

-

Y

API Endpoint Available

Endpoint 17

GET /file-payment-consents/{ConsentId}/file

Y

API Endpoint Available

Endpoint 18

POST /file-payments

-

Y

API Endpoint Available

Endpoint 19

GET /file-payments/{FilePaymentId}