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Cater Allen

Cater Allen

Owned by Adam Pretlove (Unlicensed)

 

OB Standards

This Section applies to ASPSPs that have implemented OB Standards


-Have you Implemented OB Standards?

  • Yes
  • No


Open Data - Which version have you Implemented?

  • None
  • V2.2
  • V2.3
  • V2.4


Read/Write API Specification Implemented or planning to implement

(Lowest version = Current, Highest version = Planned)

  • V3.0
  • V3.1
  • V3.1.1
  • V3.1.2
  • V3.1.3
  • V3.1.4
  • V3.1.5
  • V3.1.6
  • V3.1.7
  • V3.1.8
  • V3.1.9
  • V3.1.10
  • V3.1.11
  • V4.0

Implemented version v. 3.1.11.

Planning to implement v. 4 by June 2025

Read/Write API - Which date are you planning to implement your latest version?

Planning to implement v. 4 by June 2025


Have you implemented v4.0 information flows, if not date planned to Implement?

  • Already Implemented
  • Planning to implement
  • Not planning to implement 


Dynamic Client Registration - Which version have you Implemented or planning to implement?

(Lowest version = Current, Highest version = Planned)

  • None
  • V3.1
  • V3.2
  • V3.3

Planning to implement v. 3.3 by June 2025

DCR - Which date are you planning to implement your latest version?

Planning to implement v. 3.3 by June 2025


Have you implemented Trusted beneficiaries, if not date planned to Implement?

  • Already Implemented
  • Planning to implement
  • Not planning to implement 

Delivery date TBD

Have you implemented Reverse Payments, if not date planned to Implement?

  • Already Implemented
  • Planning to implement
  • Not planning to implement 


Have you implemented ECA Standard?

  • Already Implemented
  • Planning to implement
  • Not planning to implement 


ECA Implementation details

N/A

Contact: [enter contact details for the relevant person(s) at your organisation]

[You can use this space to provide your status with respect to the Standard]

Have you implemented Bulk/File Payments?

  • Already Implemented
  • Planning to implement
  • Not planning to implement 


Have you implemented VRP – Sweeping, if not date planned to Implement?

  • Already Implemented
  • Planning to implement
  • Not planning to implement 


Have you implemented VRP non-Sweeping, if not date planned to Implement?

  • Already Implemented
  • Planning to implement
  • Not planning to implement 

Contact: [enter contact details for the relevant person(s) at your organisation]

[You can use this space to provide implementation details relevant to VRP]

PISP - Single Payment Limit

£25,000.00

Per transaction and account

PISP - Daily Payment Limit

£100,000.00


How many months of transaction do you provide?

>5 years 


Have you implemented TRIs (Transactional Risk Indicators), if not, date planned to Implement?

Yes

Delivered to PROD

What is your approach to Implementing TRIs?

  • Accept payload with TRI fields – Process all fields
  • Accept payload with TRI fields – Ignore all fields
  • Reject payload with TRI fields – Error back to TPP
  • Accept payload with TRI fields – Process few fields (Provide list of accepted fields)  



 

SCA-RTS 90-day reauth Implementation


Which date are you planning on implementing the SCA reauthentication exemption?


27/09/2022 (delivered to PROD)

What is your approach to token management to enable application of the reauthentication exemption? (see link to FCA guidance)


Issue a long-lived refresh token during one final SCA, with refresh token rotation implemented.

As part of our transitions for the 90 Day Re-auth Article 10 Changes, Cater Allen is planning to extend the refresh tokens for all TPPs with new long lived unlimited tokens. Date TBC

Article 10A - Endpoints exempt of SCA-RTS

  • Accounts
  • Transactions (90days)
  • Balances
  • Standing orders
  • Direct debits
  • Beneficiaries
  • Products
  • Offers
  • Parties
  • Scheduled Payments
  • Statements


Article 10A - Endpoints not exempt of SCA-RTS

  • Transactions (more than 90days)
  • Standing orders
  • Direct debits
  • Beneficiaries
  • Products
  • Offers
  • Parties
  • Scheduled Payments
  • Statements


Article 10A - Maximum time period after authentication


200 Years = 105,120,000 Minutes 

SCA-RTS implementation status (updated by OBL PS team only)

IMPLEMENTED

In-progress


 

Security Profile


-Which Security profile have you Implemented or planning to implement?

(Lowest version = Current, Highest version = Planned)

  • OB Security Profile (Legacy)
  • FAPI (ID2)
  • FAPI 1 Advanced
  • Other (Please define) 


Security Profile - Next Planned Version Implementation Date

N/A


CIBA Profile - Implemented or planning to implement

(Lowest version = Current, Highest version = Planned)

  • None
  • CIBA
  • CIBA FAPI Profile


CIBA Profile - Next Planned Version Implementation Date

N/A


Security Profile Certification date?

 Latest certification March 2025


Token Endpoint Authentication Methods Supported

  • client_secret_post
  • client_secret_basic
  • client_secret_jwt
  • tls_client_auth
  • Private_key_jwt


Planned date to Cease support for client id and client secret token endpoint authentication

 


POST-BREXIT POST TRANSITION - Certificates Accepted (from 1st Jul 2021)

  • eIDAS QWAC
  • eIDAS QSealC
  • OB legacy (obtransport, obsigning)
  • OBWAC
  • OBSeal
  • Other (Please define) 



 

Customer Journey


-What is your approach to Implementing OBL Customer Experience Guidelines (CEG)?

(tick all that apply)

  • Already Implemented
  • Planning to implement or upgrade
  • Not planning to implement CEG


Which version have you implemented or planning to implement?

(Lowest version = Current, Highest version = Planned)

  • V3.1.2
  • V3.1.3
  • V3.1.4
  • V3.1.5
  • V3.1.6
  • V3.1.7
  • V3.1.8
  • V3.1.9
  • V3.1.10
  • V3.1.11
  • V4.0

Implemented version v. 3.1.11.

Planning to implement v. 4 by March 2025

Which date are you planning to implement your latest CEG version?

March 2025


Redirection Model

  • App to App redirection
  • Decoupled authentication
  • Embedded Flow
  • Bespoke User Journeys



 

PSD2


-Which Directory are you using as your Trust Framework?

Open Banking


Are you caching the Directory?

No


Transaction IDs Supported

No


Are you Seeking Fallback Exemption?

  • Yes
  • No


Article 10 - Maximum time period after authentication

N/A

It's immediate.

Article 10 - Endpoints exempt of SCA

N/A

For article 10 we are only going with the 90 days re-authentication but not restrictions on payment types (DDs, SOs) or data for more than 90 days away.

Please note: We do not display statements

Major Milestones

Version 3.1.10 was implemented in January 2023 and Security Conformance SUITE re-certification in progress.

Live with AIS, PIS and CBPII.

DCR components live.


Brand(s)




 

ASPSP Dev Portal and Contact Details


Location of Well Known Endpoints

OB Technical Directory

The Well Known Endpoint for our Sandbox is: https://sandbox.caterallen.co.uk/.well-known/openid-configuration 

It is also indicated in the support section together with other relevant info: https://sandbox.caterallen.co.uk/store/site/pages/faq.jag 


The Production Well Known Endpoint is:

https://developer.caterallen.co.uk/.well-known/openid-configuration

It is also indicated in the support section together with other relevant info: 

https://developer.caterallen.co.uk/devportal/faq

Modified Customer Interface URL (if applicable)



Dev Portal URL

Prod: https://developer.caterallen.co.uk/devportal/apis 

For Production URL we are live with AIS, PIS and CBPII.

Full live proving has been provided for AIS and PIS. For CBPII endpoints we are in Managed Rollout phase testing. Please contact us for further information.

Test Facility URL

Sandbox: https://sandbox.caterallen.co.uk/devportal/apis


Brand Landing Pages URL


Please find the guidelines on using Cater Allen Brand and logos:

     


            

ASPSP Support Desk Email or Phone Number

(including queries about consent success rates) 

caterallenopenbanking@santander.co.uk



 

Information on error codes for Cater Allen APIs

 

 

Key Implementations


High Cost Credit

Cater Allen - HCC.xlsx


 

 

 

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