John Lewis Financial Services Limited

Due to the announcement we have raised with the participants, please do be aware that this page will be demised on 31OCT

OB Standards

This Section applies to ASPSPs that have implemented OB Standards


-Have you Implemented OB Standards?
  • Yes
  • No
N/A
Open Data - Which version have you Implemented?
  • None
  • V2.2
  • V2.3
  • V2.4
N/A

Read/Write API Specification Implemented or planning to implement

(Lowest version = Current, Highest version = Planned)

  • V3.0
  • V3.1
  • V3.1.1
  • V3.1.2
  • V3.1.3
  • V3.1.4
  • V3.1.5
  • V3.1.6
  • V3.1.7
  • V3.1.8
  • V3.1.9
  • V3.1.10
N/A
Read/Write API - Which date are you planning to implement your latest version?N/A

Dynamic Client Registration - Which version have you Implemented or planning to implement?

(Lowest version = Current, Highest version = Planned)

  • None
  • V3.1
  • V3.2
  • V3.3
N/A
DCR - Which date are you planning to implement your latest version?N/A

Have you implemented Trusted beneficiaries, if not date planned to Implement?

  • Already Implemented
  • Planning to implement
  • Not planning to implement 
N/A

Have you implemented Reverse Payments, if not date planned to Implement?

  • Already Implemented
  • Planning to implement
  • Not planning to implement 
N/A

Have you implemented ECA Standard?

  • Already Implemented
  • Planning to implement
  • Not planning to implement 
N/A

ECA Implementation details

N/AN/A

Have you implemented Bulk/File Payments?

  • Already Implemented
  • Planning to implement
  • Not planning to implement 
N/A

Have you implemented VRP – Sweeping, if not date planned to Implement?

  • Already Implemented
  • Planning to implement
  • Not planning to implement 
N/A

Have you implemented VRP non-Sweeping, if not date planned to Implement?

  • Already Implemented
  • Planning to implement
  • Not planning to implement 

N/A

PISP - Single Payment LimitN/A
PISP - Daily Payment LimitN/A
How many months of transaction do you provide?N/A
Are you planning to implement TRIs(Transactional Risk Indicator enhancements included in v3.1.10), if so, implementation date?N/A
What is your approach to Implementing TRIs?
  • Accept payload with TRI fields – Process all fields
  • Accept payload with TRI fields – Ignore all fields
  • Reject payload with TRI fields – Error back to TPP
  • Accept payload with TRI fields – Process few fields (Provide list of accepted fields)  
N/A
SCA-RTS 90-day reauth Implementation

Which date are you planning on implementing the SCA reauthentication exemption?

N/A

What is your approach to token management to enable application of the reauthentication exemption? (see link to FCA guidance)

N/A

Example approach:
Issue a long-lived refresh token during one final SCA, with refresh token rotation implemented.

[Please use this space to provide more details on your approach]

Article 10A - Endpoints exempt of SCA-RTS
  • Accounts

  • Transactions (90days)

  • Balances

  • Standing orders

  • Direct debits

  • Beneficiaries

  • Products

  • Offers

  • Parties

  • Scheduled Payments

  • Statements

N/A
Article 10A - Endpoints not exempt of SCA-RTS
  • Transactions (more than 90days)

  • Standing orders

  • Direct debits

  • Beneficiaries

  • Products

  • Offers

  • Parties

  • Scheduled Payments

  • Statements

N/A
Article 10A - Maximum time period after authenticationN/APlease specify the time period in minutes
SCA-RTS implementation status (updated by OBIE PS team only)

N/A

Planned / In-progress / Implemented / TBC
Security Profile


-Which Security profile have you Implemented or planning to implement?

(Lowest version = Current, Highest version = Planned)

  • OB Security Profile (Legacy)
  • FAPI
  • Other (Please define) 
N/A
Security Profile - Next Planned Version Implementation DateN/A
CIBA Profile - Implemented or planning to implement

(Lowest version = Current, Highest version = Planned)

  • None
  • CIBA
  • CIBA FAPI Profile
N/A
CIBA Profile - Next Planned Version Implementation DateN/A
Security Profile Certification date?
 N/A

Token Endpoint Authentication Methods Supported
  • client_secret_post
  • client_secret_basic
  • client_secret_jwt
  • tls_client_auth
  • Private_key_jwt
N/A
Planned date to Cease support for client id and client secret token endpoint authentication

N/A


POST-BREXIT POST TRANSITION - Certificates Accepted (from 1st Jul 2021)
  • eIDAS QWAC
  • eIDAS QSealC
  • OB legacy (obtransport, obsigning)
  • OBWAC
  • OBSeal
  • Other (Please define) 
N/A
Customer Journey

-What is your approach to Implementing OBIE Customer Experience Guidelines (CEG)?

(tick all that apply)

  • Already Implemented
  • Planning to implement or upgrade
  • Not planning to implement CEG
N/A

Which version have you implemented or planning to implement?

(Lowest version = Current, Highest version = Planned)

  • V3.1.2
  • V3.1.3
  • V3.1.4
  • V3.1.5
  • V3.1.6
  • V3.1.7
  • V3.1.8
  • V3.1.9
  • V3.1.10
N/A
Which date are you planning to implement your latest CEG version?N/A
Redirection Model
  • App to App redirection
  • Decoupled authentication
  • Embedded Flow
  • Bespoke User Journeys
N/A
PSD2
-Which Directory are you using as your Trust Framework?N/A
Are you caching the Directory?N/A
Transaction IDs SupportedN/A

Are you enrolled to Dispute Management System?

  • Yes
  • No
N/A

Are you Seeking Fallback Exemption?

  • Yes
  • No

N/A

Article 10 - Maximum time period after authenticationN/A
Article 10 - Endpoints exempt of SCAN/A
Major MilestonesN/A
Brand(s)N/A
ASPSP Dev Portal and Contact Details

Location of Well Known Endpoints

N/A

Modified Customer Interface URL (if applicable)

N/A
Dev Portal URLN/A
Test Facility URLN/A
Brand Landing Pages URLN/A[You can use this space to explain your guidance on using Brand logos]

ASPSP Support Desk Email or Phone Number

(including queries about consent success rates) 

N/A
Key Implementations

High Cost Credit

N/A

N/A