Royal Bank of Scotland International & NatWest International
This Section applies to ASPSPs that have implemented OB Standards
| -Have you Implemented OB Standards? |
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|---|---|---|
| Open Data - Which version have you Implemented? |
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Read/Write API Specification Implemented or planning to implement (Lowest version = Current, Highest version = Planned) |
| Highest Version – 3.1.10 (Dec 2022) |
| Read/Write API - Which date are you planning to implement your latest version? | 3.1.10 Functional Conformance – Dec 2022 | |
Dynamic Client Registration - Which version have you Implemented or planning to implement? (Lowest version = Current, Highest version = Planned) |
| BoA V3.3 Already implemented compliance with 3.3 |
| DCR - Which date are you planning to implement your latest version? | Already implemented | |
Have you implemented Trusted beneficiaries, if not date planned to Implement? |
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Have you implemented Reverse Payments, if not date planned to Implement? |
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Have you implemented ECA Standard? |
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ECA Implementation details | n/a | |
Have you implemented Bulk/File Payments? |
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Have you implemented VRP – Sweeping, if not date planned to Implement? |
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Have you implemented VRP non-Sweeping, if not date planned to Implement? |
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| PISP - Single Payment Limit | Currently at £20k for Personal customers (moved to £50k for Premier customers only in Jan 2023) | |
| PISP - Daily Payment Limit | Variable (£5k - £20k ( dependent on customer) see BOAPI links for further information | |
| How many months of transaction do you provide? |
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| Are you planning to implement TRIs(Transactional Risk Indicator enhancements included in v3.1.10), if so, implementation date? | Yes | TRIs implemented for RBSI in July 2023 |
| What is your approach to Implementing TRIs? |
| Payment Context code, Contract Present Indicator, Beneficiary Payment details pre-populated indicator, Payee Account Name, Beneficiary Account Type, Merchant Customer Identification , Delivery Address , Merchant Category Code, Payment Purpose Code |
Which date are you planning on implementing the SCA reauthentication exemption? | ||
|---|---|---|
What is your approach to token management to enable application of the reauthentication exemption? (see link to FCA guidance) | Example approach: | |
| Article 10A - Endpoints exempt of SCA-RTS |
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| Article 10A - Endpoints not exempt of SCA-RTS |
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| Article 10A - Maximum time period after authentication | Please specify the time period in minutes | |
| SCA-RTS implementation status (updated by OBIE PS team only) | IMPLEMENTED |
-Which Security profile have you Implemented or planning to implement? (Lowest version = Current, Highest version = Planned) |
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|---|---|---|
| Security Profile - Next Planned Version Implementation Date | n/a | |
| CIBA Profile - Implemented or planning to implement (Lowest version = Current, Highest version = Planned) |
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| CIBA Profile - Next Planned Version Implementation Date | n/a | |
| Security Profile Certification date? | Originally Certified - Oct 2020 Re-Certification - 31st Jan 2023 | |
| Token Endpoint Authentication Methods Supported |
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| Planned date to Cease support for client id and client secret token endpoint authentication | n/a | |
| POST-BREXIT POST TRANSITION - Certificates Accepted (from 1st Jul 2021) |
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-What is your approach to Implementing OBIE Customer Experience Guidelines (CEG)? (tick all that apply) |
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|---|---|---|
Which version have you implemented or planning to implement? (Lowest version = Current, Highest version = Planned) |
| Current - 3.1.10 (Sept 2022) |
| Which date are you planning to implement your latest CEG version? | Already implemented V3.1.10 | |
| Redirection Model |
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| -Which Directory are you using as your Trust Framework? | Open Banking | The Open Banking Directory |
|---|---|---|
| Are you caching the Directory? | No | The static data such as client IDs are cashed, but not certificates and keys |
| Transaction IDs Supported | August 2019 | Transaction IDs are supported, please refer to: 3.1.6 Transaction Endpoint Documentation - Bank of APIs |
Are you enrolled to Dispute Management System? |
| V2.0 |
Are you Seeking Fallback Exemption? |
| No, already received exemption |
| Article 10 - Maximum time period after authentication | N/A | RBSI is adopting Article 10 Exemption for 90-day reauthentication, no further restrictions are being applied under Article 10. |
| Article 10 - Endpoints exempt of SCA | N/A | Options to implement the FCA guidance on “exception circumstances” SCA are currently being evaluated. |
| Major Milestones | ||
| Brand(s) | RBSI, NWI |
Location of Well Known Endpoints | OB Technical Directory | Consent Confirmation Support – Authorisation Servers Explained – Bank of APIs |
|---|---|---|
Modified Customer Interface URL (if applicable) | n/a | |
| Dev Portal URL | https://www.bankofapis.com/ | |
| Test Facility URL | ||
| Brand Landing Pages URL | Logos NWI - RBSI - | |
ASPSP Support Desk Email or Phone Number (including queries about consent success rates) | https://rbsgroupapiservicedesk.spectrumhosting.net/plugins/servlet/desk/portal/1 | Please visit help & updates page to raise a service desk ticket |
High Cost Credit | RBSI Corporate - HCC.xlsx |
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