Zopa Bank
This Section applies to ASPSPs that have implemented OB Standards
-Have you Implemented OB Standards? |
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Open Data - Which version have you Implemented? |
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Read/Write API Specification Implemented or planning to implement (Lowest version = Current, Highest version = Planned) |
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Read/Write API - Which date are you planning to implement your latest version? |
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Have you implemented v4.0 information flows, if not date planned to Implement? |
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Dynamic Client Registration - Which version have you Implemented or planning to implement? (Lowest version = Current, Highest version = Planned) |
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DCR - Which date are you planning to implement your latest version? | Not planning to implement | |
Have you implemented Trusted beneficiaries, if not date planned to Implement? |
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Have you implemented Reverse Payments, if not date planned to Implement? |
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Have you implemented ECA Standard? |
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ECA Implementation details | Contact: [enter contact details for the relevant person(s) at your organisation] [You can use this space to provide your status with respect to the Standard] | |
Have you implemented Bulk/File Payments? |
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Have you implemented VRP – Sweeping, if not date planned to Implement? |
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Have you implemented VRP non-Sweeping, if not date planned to Implement? |
| Contact: [enter contact details for the relevant person(s) at your organisation] [You can use this space to provide implementation details relevant to VRP] |
PISP - Single Payment Limit | Payments to Zopa Smart Saver or to a Verified Self Owned Account (aka Nominated Bank Account) - £250,000 daily limit Payments to any other account - £10,000 daily limit, £20,000 weekly limit | |
PISP - Daily Payment Limit | Payments to Zopa Smart Saver or to a Verified Self Owned Account (aka Nominated Bank Account) - £250,000 daily limit Payments to any other account - £10,000 daily limit, £20,000 weekly limit | |
How many months of transaction do you provide? | With SCA – no limit Without SCA – 90 days | |
Have you implemented TRIs (Transactional Risk Indicators), if not, date planned to Implement? | Yes - we encourage PISPs to populate TRIs | |
What is your approach to Implementing TRIs? |
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Which date are you planning on implementing the SCA reauthentication exemption? | Implemented | we support long lived tokens and expect TPPs to reconfirm consent |
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What is your approach to token management to enable application of the reauthentication exemption? (see link to FCA guidance) |
| Example approach: [Please use this space to provide more details on your approach] |
Article 10A - Endpoints exempt of SCA-RTS |
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Article 10A - Endpoints not exempt of SCA-RTS |
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Article 10A - Maximum time period after authentication | 5 minutes | Please specify the time period in minutes |
SCA-RTS implementation status (updated by OBL PS team only) | IMPLEMENTED |
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-Which Security profile have you Implemented or planning to implement? (Lowest version = Current, Highest version = Planned) |
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Security Profile - Next Planned Version Implementation Date |
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CIBA Profile - Implemented or planning to implement (Lowest version = Current, Highest version = Planned) |
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CIBA Profile - Next Planned Version Implementation Date | N/A | |
Security Profile Certification date? | N/A | |
Token Endpoint Authentication Methods Supported |
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Planned date to Cease support for client id and client secret token endpoint authentication | N/A | |
POST-BREXIT POST TRANSITION - Certificates Accepted (from 1st Jul 2021) |
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-What is your approach to Implementing OBL Customer Experience Guidelines (CEG)? (tick all that apply) |
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Which version have you implemented or planning to implement? (Lowest version = Current, Highest version = Planned) |
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Which date are you planning to implement your latest CEG version? | ||
Redirection Model |
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-Which Directory are you using as your Trust Framework? | Open Banking | |
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Are you caching the Directory? | No | |
Transaction IDs Supported | Yes |
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Are you Seeking Fallback Exemption? |
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Article 10 - Maximum time period after authentication | 5 minutes |
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Article 10 - Endpoints exempt of SCA | Transactions (more than 90days) Standing orders Direct debits Beneficiaries Offers Parties Statements |
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Major Milestones | ||
Brand(s) |
Location of Well Known Endpoints | https://auth1.openbanking.zopa.com/.well-known/openid-configuration |
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Modified Customer Interface URL (if applicable) |
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Dev Portal URL |
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Test Facility URL |
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Brand Landing Pages URL | [You can use this space to explain your guidance on using Brand logos] |
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ASPSP Support Desk Email or Phone Number (including queries about consent success rates) |
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