1 Version Control
2 Endpoints
- 2.1 GET /accounts/{AccountId}/direct-debits
- 2.2 GET /direct-debits
3 Data Model
- 3.1 Resource Definition
- 3.2 UML Diagram
- 3.3 Permission Codes
- 3.4 Data Dictionary
4 Usage Examples
- 4.1 Specific Account
  - 4.1.1 Get Accounts Direct Debits Request
  - 4.1.2 Get Accounts Direct Debits Response
- 4.2 Bulk
  - 4.2.1 Get Direct Debits Request
  - 4.2.2 Get Direct Debits Response

Version Control

Version	Date	Author	Comments

Version	Date	Author	Comments
3.1	Dec 3, 2018	OB R/W API Team	This is the baseline version.
4.0-draft1	Dec 18, 2018	OB R/W API Team	No changes.
4.0-draft7	Mar 18, 2019	OB R/W API Team	Replace `x-fapi-customer-last-logged-time` with `x-fapi-auth-date` Removed all references to `x-fapi-financial-id`

Endpoints

Endpoints for the resource and available methods.

	Resource	HTTP Operation	Endpoint	Mandatory?	Scope	Grant Type	Idempotency Key	Parameters	Request Object	Response Object

	Resource	HTTP Operation	Endpoint	Mandatory?	Scope	Grant Type	Idempotency Key	Parameters	Request Object	Response Object
1	direct-debits	GET	GET /accounts/{AccountId}/direct-debits	Conditional	accounts	Authorization Code	No			OBReadDirectDebit1
2	direct-debits	GET	GET /direct-debits	Optional	accounts	Authorization Code	No	Pagination		OBReadDirectDebit1

GET /accounts/{AccountId}/direct-debits

An ASPSP must provide this endpoint for AISPs to retrieve the direct-debits for a specific account identified by AccountId.

GET /direct-debits

An ASPSP may provide this endpoint for AISPs to retrieve direct-debits for all accounts that the PSU has consented to. This will retrieve the direct-debit resources for all authorised accounts linked to the account-request.

Data Model

Resource Definition

A resource that contains a set of elements that describes the list of direct debits that have been set up on a specific account (AccountId).

An account (AccountId) may have no direct debits set up, or may have multiple direct debits set up.

UML Diagram

Permission Codes

The resource requires the ReadDirectDebits permission. The resource response payload does not differ depending on the permissions granted.

Data Dictionary

Name	Occurrence	XPath	EnhancedDefinition	Class	Codes	Pattern

Name	Occurrence	XPath	EnhancedDefinition	Class	Codes	Pattern
OBReadDirectDebit1		OBReadDirectDebit1		OBReadDirectDebit1
Data	1..1	OBReadDirectDebit1/Data		OBReadDataDirectDebit1
DirectDebit	0..n	OBReadDirectDebit1/Data/DirectDebit	Account to or from which a cash entry is made.	OBDirectDebit1
AccountId	1..1	OBReadDirectDebit1/Data/DirectDebit/AccountId	A unique and immutable identifier used to identify the account resource. This identifier has no meaning to the account owner.	Max40Text
DirectDebitId	0..1	OBReadDirectDebit1/Data/DirectDebit/DirectDebitId	A unique and immutable identifier used to identify the direct debit resource. This identifier has no meaning to the account owner.	Max40Text
MandateIdentification	1..1	OBReadDirectDebit1/Data/DirectDebit/MandateIdentification	Direct Debit reference. For AUDDIS service users provide Core Reference. For non AUDDIS service users provide Core reference if possible or last used reference.	Max35Text
DirectDebitStatusCode	0..1	OBReadDirectDebit1/Data/DirectDebit/DirectDebitStatusCode	Specifies the status of the direct debit in code form.	OBExternalDirectDebitStatus1Code	Active Inactive
Name	1..1	OBReadDirectDebit1/Data/DirectDebit/Name	Name of Service User.	Max70Text
PreviousPaymentDateTime	0..1	OBReadDirectDebit1/Data/DirectDebit/PreviousPaymentDateTime	Date of most recent direct debit collection.	ISODateTime
PreviousPaymentAmount	0..1	OBReadDirectDebit1/Data/DirectDebit/PreviousPaymentAmount	The amount of the most recent direct debit collection.	OBActiveOrHistoricCurrencyAndAmount
Amount	1..1	OBReadDirectDebit1/Data/DirectDebit/PreviousPaymentAmount/Amount	A number of monetary units specified in an active currency where the unit of currency is explicit and compliant with ISO 4217.	OBActiveCurrencyAndAmount_SimpleType		^\d{1,13}\.\d{1,5}$
Currency	1..1	OBReadDirectDebit1/Data/DirectDebit/PreviousPaymentAmount/Currency	A code allocated to a currency by a Maintenance Agency under an international identification scheme, as described in the latest edition of the international standard ISO 4217 "Codes for the representation of currencies and funds".	ActiveOrHistoricCurrencyCode		^[A-Z]{3,3}$

Usage Examples

Specific Account

Request

Get Accounts Direct Debits Request

GET /accounts/22289/direct-debits HTTP/1.1
Authorization: Bearer Az90SAOJklae
x-fapi-auth-date:  Sun, 10 Sep 2017 19:43:31 GMT
x-fapi-customer-ip-address: 104.25.212.99
x-fapi-interaction-id: 93bac548-d2de-4546-b106-880a5018460d
Accept: application/json

Response

Get Accounts Direct Debits Response

HTTP/1.1 200 OK
x-fapi-interaction-id: 93bac548-d2de-4546-b106-880a5018460d
Content-Type: application/json

{
  "Data": {
    "DirectDebit": [
      {
        "AccountId": "22289",
        "DirectDebitId": "DD03",
        "MandateIdentification": "Caravanners",
        "DirectDebitStatusCode": "Active",
        "Name": "Towbar Club 3 - We Love Towbars",
        "PreviousPaymentDateTime": "2017-04-05T10:43:07+00:00",
        "PreviousPaymentAmount": {
          "Amount": "0.57",
          "Currency": "GBP"
        }
      }
    ]
  },
  "Links": {
    "Self": "https://api.alphabank.com/open-banking/v3.1/aisp/accounts/22289/direct-debits/"
  },
  "Meta": {
    "TotalPages": 1
  }
}

Bulk