Nationwide Building Society

OB Standards

This Section applies to ASPSPs that have impletemented OB Standards

-Have you Implemented OB Standards?	Yes No
Open Data - Which version have you Implemented?	None V2.2 V2.3 V2.4
Read/Write API Specification Implemented or planning to implement (Lowest version = Current, Highest version = Planned)	V3.0 V3.1 V3.1.1 V3.1.2 V3.1.3 V3.1.4 V3.1.5 V3.1.6 V3.1.7 V3.1.8
Read/Write API - Which date are you planning to implement your latest version?		v3.1.7 minor changes to enable conformance tool expected in July 2021.
Dynamic Client Registration - Which version have you Implemented or planning to implement? (Lowest version = Current, Highest version = Planned)	None V3.1 V3.2 V3.3
DCR - Which date are you planning to implement your latest version?
Have you implemented Trusted beneficiaries, if not date planned to Implement?	Already Implemented Planning to implement Not planning to implement
Have you implemented Reverse Payments, if not date planned to Implement?	Already Implemented Planning to implement Not planning to implement
Have you implemented ECA Standard?	Already Implemented Planning to implement Not planning to implement
ECA Implementation details
Have you implemented Bulk/File Payments?	Already Implemented Planning to implement Not planning to implement
Have you implemented VRP – Sweeping, if not date planned to Implement?	Already Implemented Planning to implement Not planning to implement	delivery date currently unknown as still in planning.
Have you implemented VRP non-Sweeping, if not date planned to Implement?	Already Implemented Planning to implement Not planning to implement	Contact: [enter contact details for the relevant person(s) at your organisation] [You can use this space to provide implementation details relevant to VRP]
PISP - Single Payment Limit	£10,000	Payments outside of NBS are limited to the Faster Payments limit of £10,000.
PISP - Daily Payment Limit	£	no daily payment limit subject to account balance.
How many months of transaction do you provide?	15months at initial authorisation, after that it is 90 days with additional data available via our statements API

Security Profile

-Which Security profile have you Implemented or planning to implement? (Lowest version = Current, Highest version = Planned)	OB Security Profile (Legacy) FAPI Other (Please define)
Security Profile - Next Planned Version Implementation Date		No further planned implementations
CIBA Profile - Implemented or planning to implement (Lowest version = Current, Highest version = Planned)	None CIBA CIBA FAPI Profile
CIBA Profile - Next Planned Version Implementation Date
Security Profile Certification date?		FAPI compliance achieved 27/5/2021. No further planned implementations
Token Endpoint Authentication Methods Supported	client_secret_post client_secret_basic client_secret_jwt tls_client_auth Private_key_jwt
Planned date to Cease support for client id and client secret token endpoint authentication	24 May 2020	Support for client_secret basic ceased on 26/5/2021.
POST-BREXIT POST TRANSITION - Certificates Accepted (from 1st Jul 2021)	eIDAS QWAC eIDAS QSealC OB legacy (obtransport, obsigning) OBWAC OBSeal Other (Please define)	Note: Legacy certs will still be accepted for COP participants.

Customer Journey

-What is your approach to Implementing OBIE Customer Experience Guidelines (CEG)? (tick all that apply)	Already Implemented Planning to implement or upgrade Not planning to implement CEG
Which version have you implemented or planning to implement? (Lowest version = Current, Highest version = Planned)	V3.1.2 V3.1.3 V3.1.4 V3.1.5 V3.1.6 V3.1.7 V3.1.8
Which date are you planning to implement your latest CEG version?		Nest material change to CEG will be as a result of Sweeping under v3.1.8 R/W APIs once mandated.
Redirection Model	App to App redirection Decoupled authentication Embedded Flow Bespoke User Journeys
Options on 90 day re-authentication?	In line with A10 SCA RTS.

PSD2

-Which Directory are you using as your Trust Framework?	Open Banking
Are you caching the Directory?	Yes, 24hrs
Transaction IDs Supported	March 2019 - Option 1 Supported	ASPSPs provide a Unique, Immutable TransactionID from their core system
Are you enrolled to Dispute Management System?	Yes No
Are you Seeking Fallback Exemption?	Yes No
Article 10 - Maximum time period after authentication	1 Hour	When Strong Customer Authentication (SCA) is completed, you will be able to access all account information the customer has agreed they can access during the initial session (1 hour duration). For subsequent requests we will support requests for accounts, balances and for up to 90 days history of transactions data for 90 days following the authentication (provided the customer has allowed access for this period to the TPP)
Article 10 - Endpoints exempt of SCA	14th September 2019 GET /Accounts GET /accounts/{AccountId} GET /accounts/{AccountId}/balances GET /accounts/{AccountId}/transactions Access to accounts endpoints allows retrieval of the AccountId to call balance and transaction endpoints	Once initial SCA has been completed you will be able to access the following account information endpoints without SCA (provided the customer has allowed access on an enduring basis to the TPP) GET /Accounts GET /accounts/{AccountId} GET /accounts/{AccountId}/balances GET /accounts/{AccountId}/transactions Access to accounts endpoints allows retrieval of the AccountId to call balance and transaction endpoints
Major Milestones	V3.1 14 June 2019 Offers endpoint 14 Sep 2019
Brand(s)

ASPSP Dev Portal and Contact Details

Location of Well Known Endpoints	OB Technical Directory
Modified Customer Interface URL (if applicable)
Dev Portal URL	https://developer.nationwide.co.uk/
Test Facility URL
Brand Landing Pages URL		[You can use this space to explain your guidance on using Brand logos]
ASPSP Support Desk Email or Phone Number (including queries about consent success rates)	NationwideOpenBanking@nationwide.co.uk

Key Implementations

High Cost Credit	Nationwide - HCC.xlsx

Known defect(s)

Known issue