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titlePost Brexit Certificate Implementation
OB Standards

This Section applies to ASPSPs that have impletemented OB Standards

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idStandards-Production
PRE-BREXIT - Certificates Accepted (until 31st Dec 2020)
  •  eIDAS QWAC
  •  eIDAS QSealC
  •  OB legacy (obtransport, obsigning)
  •  OBWAC
  •  OBSeal
  •  Other (Please define) 


Have you Implemented OB Standards?
  •  Yes
  •  No
Other (PSD2/SCA-RTS compliant API)
Open Data - Which version have you Implemented?
  •  None
  •  V2.2
  •  V2.3
  •  V2.4

Read/Write API Specification Implemented or planning to implement

(Lowest version = Current, Highest version = Planned)

  •  V3.0
  •  V3.1
  •  V3.1.1
  •  V3.1.2
  •  V3.1.3
  •  V3.1.4
  •  V3.1.5
  •  V3.1.6
  •  V3.1.7
  •  V3.1.8

Read/Write API - Which date are you planning to implement your latest version?

Dynamic Client Registration - Which version have you Implemented or planning to implement?

(Lowest version = Current, Highest version = Planned)

  •  None
  •  V3.1
  •  V3.2
  •  V3.3

DCR - Which date are you planning to implement your latest version?

Have you implemented Trusted beneficiaries, if not date planned to Implement?

  •  Already Implemented
  •  Planning to implement
  •  Not planning to implement 

Have you implemented Reverse Payments, if not date planned to Implement?

  •  Already Implemented
  •  Planning to implement
  •  Not planning to implement 

PISP - Single Payment Limit£
PISP - Daily Payment Limit£
How many months of transaction do you provide?




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Which Security profile have you Implemented or planning to implement?

(Lowest version = Current, Highest version = Planned)

  •  OB Security Profile (Legacy)
  •  FAPI
  •  Other (Please define) 

Security Profile - Next Planned Version Implementation Date 
CIBA Profile - Implemented or planning to implement

(Lowest version = Current, Highest version = Planned)

  •  None
  •  CIBA
  •  CIBA FAPI Profile

CIBA Profile - Next Planned Version Implementation Date
 

Security Profile Certification date?
  

Token Endpoint Authentication Methods Supported
  •  
    client_secret_post
  •  
    client_secret_basic
  •  
    client_secret_jwt
  •  
    tls_client_auth
  •  Private_key_jwt

Planned date to Cease support for client id and client secret token endpoint authentication 





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titlePost Brexit Certificate Implementation


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POST-BREXIT TRANSITION - Certificates Accepted (1st Jan 2021 - 30th Jun 2021)
  •  eIDAS QWAC
  •  eIDAS QSealC
  •  OB legacy (obtransport, obsigning)
  •  OBWAC
  •  OBSeal
  •  Other (Please define) 

POST-BREXIT POST TRANSITION - Certificates Accepted (from 1st Jul 2021)
  •  eIDAS QWAC
  •  eIDAS QSealC
  •  OB legacy (obtransport, obsigning)
  •  OBWAC
  •  OBSeal
  •  Other (Please define) 

Planned Implementation Date to Satisfy FCA's Post Transition



TPP PSU Migration Outcomes Supported (see eIDAS Migration Playbook)



POST-BREXIT Certificate Implementation Status (updated by OBIE IES team)

Unknown





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Future Certificates used for Signing?
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Directory?

Open Banking

Location of Well Known Endpoints?

Dev Portal:

https://developer.token.io/

https://www.unity.co.uk/psd2/

API Standard Implemented?

Other

(PSD2/SCA-RTS compliant API)

Name of Account Holder Implementation Date?

Completed -  Date of Current eIDAS Implementation?eIDAS QWACCurrent Certificates used for Identification?Current Certificates used for Transport?Current Certificates used for Signing?Date of Future eIDAS Implementation?No future update currently planned.Future Certificates used for Identification?Future Certificates used for Transport?
CJ


What is your approach to Implementing OBIE Customer Experience Guidelines (CEG)?

(tick all that apply)

  •  Already Implemented
  •  Planning to implement or upgrade
  •  Not planning to implement CEG

Which version have you implemented or planning to implement?

(Lowest version = Current, Highest version = Planned)

  •  V3.1.2
  •  V3.1.3
  •  V3.1.4
  •  V3.1.5
  •  V3.1.6
  •  V3.1.7
  •  V3.1.8

Which date are you planning to implement your latest CEG version?

Redirection Model
  •  App to App redirection
  •  Decoupled authentication
  •  Embedded Flow
  •  Bespoke User Journeys

Options on 90 day re-authentication?

Not supported. Max consent = 90 days




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No
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Which Directory are you using as your Trust Framework?Open Banking
Are you caching the Directory?No
Transaction IDs Supported

Are you enrolled to Dispute Management System?

  •  Yes
  •  No

Are you Seeking Fallback Exemption?

  •  Yes
  •  No


Article 10 - Maximum time period after authentication

Article 10 - Endpoints exempt of SCA



Major Milestones

Test platform available via Token.io from  

Production platform available via Token.io from  

For more information, please visit www.unity.co.uk/PSD2


Brand(s)Unity Trust Bank

Security Profile?

Security Profile Certification?

CIBA

N/AUsing Open Banking as your eIDAS Trust Framework?YesAre you caching the Directory?
Transaction IDs
  1. ASPSPs provide a Unique, Immutable TransactionID from their core system
  2. ASPSPs generate a Unique TransactionID from a set of Immutable fields
  3. ASPSPs specify field(s) for TPP to generate a Unique Transaction Identifier
  4. ASPSPs provide neither a TransactionID nor the method by which TPPs can generate one
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Implementing Customer Experience Guidelines?

Yes

Current CEG Version?Next CEG Version?Next Version Implementation Date

Implementing Bespoke User Journeys?

Yes

Implementing App to App?

YesApp to App Implementation Date? Options on 90 day re-authentication?Not supported. Max consent = 90 days




Support Embedded Flow?

No
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Dev Portal URL?Please specify the location of the guidance that explains your strategy and plans for when your dedicated interface is unavailable.  This should be a
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Dispute Management System?

YesFCA Adjustment Period - Maintaining Screen Scraping?No

Seeking Fallback Exemption?

Granted exemption  

Adjusted or Fallback Interface?

NoAdjusted or Fallback URL?N/AContact Email or Phone Number?Us@unity.co.uk
CJ


Location of Well Known Endpoints

Dev Portal:

https://developer.token.io/

https://www.unity.co.uk/psd2/

Modified Customer Interface URL (if applicable)



Dev Portal URLhttps://developer.token.io/
Test Facility
Implementation Date?
 Production Interface Implementation Date? Contingency Measures
URL
to your dev portal or artefact that provides TPPs with the information they require
Article 10 - Maximum time period after authentication?

Please specify how long the AISP has from the time when they receive the access token (after PSU authentication).  This is the period the AISP must submit their first request before SCA will be re-applied to endpoints NOT exempt of SCA under Article 10.  ASPSPs should consider that this timeline is consistent with the time limit applied by the ASPSP in the existing online PSU interface (i.e. before the PSU is logged out)

Article 10 - Endpoints exempt of SCAPlease specify which AIS endpoints will be exempt from SCA under Article 10. (delete as appropriate): Accounts, Balances, Transactions, Beneficiaries, Direct Debits, Standing Orders, Products, Offers, Parties, Scheduled Payments, Statements

Authentication Method - Open Banking Channel (Browser)?

Decoupled

Authentication Method - Open Banking Channel (APP)?

Decoupled

Authentication Method - Private Channel (Browser)?

N/A

Authentication Method - Open Banking Channel (APP)?

N/A

Authentication Method Implementation Date (Open Banking Channel)?

 

Authentication Method Implementation Date (Private Channel)?

N/A

SCA Implementation Date?

 

SCA Scope? (will it inhibit non PSD2 accounts)

SCA will be applied for all online accounts. 

APIs will be exposed for PSD2 accounts only



ASPSP Support Desk Email or Phone Number

Us@unity.co.uk




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TBC

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High Cost Credit

TBC

View file
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idTC-W7

After Waiver 7 Expiry (16/06/20) option supported: Option 1 - The parameter b64 being set to FALSE OR Option 2 - The b64 claim not being in the header