Northern Bank Limited t/a Danske Bank
OB Standards
This Section applies to ASPSPs that have implemented OB Standards
SCA-RTS 90-day reauth Implementation
Which date are you planning on implementing the SCA reauthentication exemption? | August 23rd - Sandbox - complete on 23/8 September 22nd - Production | |
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What is your approach to token management to enable application of the reauthentication exemption? (see link to FCA guidance) | We will issue a long lived refresh token during one final SCA, with token rotation implemented. | Example approach: [Please use this space to provide more details on your approach] |
Article 10A - Endpoints exempt of SCA-RTS | Accounts Transactions (90days) Balances Standing orders Direct debits Beneficiaries Products Offers Parties Scheduled Payments Statements | |
Article 10A - Endpoints not exempt of SCA-RTS | Transactions (more than 90days) Standing orders Direct debits Beneficiaries Products Offers Parties Scheduled Payments Statements | |
Article 10A - Maximum time period after authentication | Please specify the time period in minutes | |
SCA-RTS implementation status (updated by OBL PS team only) | IMPLEMENTED |
Security Profile
-Which Security profile have you Implemented or planning to implement? (Lowest version = Current, Highest version = Planned) | OB Security Profile (Legacy) FAPI (ID2) FAPI 1 Advanced Other (Please define) | |
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Security Profile - Next Planned Version Implementation Date | Mar 13, 2019 | |
CIBA Profile - Implemented or planning to implement (Lowest version = Current, Highest version = Planned) | None CIBA CIBA FAPI Profile | |
CIBA Profile - Next Planned Version Implementation Date |
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Security Profile Certification date? | December 2020 | v3.1.6 |
Token Endpoint Authentication Methods Supported | client_secret_post client_secret_basic client_secret_jwt tls_client_auth Private_key_jwt | |
Planned date to Cease support for client id and client secret token endpoint authentication | Nov 29, 2019 | |
POST-BREXIT POST TRANSITION - Certificates Accepted (from 1st Jul 2021) | eIDAS QWAC eIDAS QSealC OB legacy (obtransport, obsigning) OBWAC OBSeal Other (Please define) | after 30 June - when the OB legacy certificates (without FRN) should be stopped from support |
Customer Journey
-What is your approach to Implementing OBL Customer Experience Guidelines (CEG)? (tick all that apply) | Already Implemented Planning to implement or upgrade Not planning to implement CEG | |
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Which version have you implemented or planning to implement? (Lowest version = Current, Highest version = Planned) | V3.1.2 V3.1.3 V3.1.4 V3.1.5 V3.1.6 V3.1.7 V3.1.8 V3.1.9 V3.1.10 V3.1.11 V4.0 V4.0.1 | |
Which date are you planning to implement your latest CEG version? | Aug 21, 2025
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Redirection Model | App to App redirection Decoupled authentication Embedded Flow Bespoke User Journeys |
PSD2
-Which Directory are you using as your Trust Framework? | Open Banking | |
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Are you caching the Directory? | No | |
Transaction IDs Supported | Live - Option 1 Supported |
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Are you Seeking Fallback Exemption? | Yes No | |
Article 10 - Maximum time period after authentication | 15 Minutes | |
Article 10 - Endpoints exempt of SCA | Balances and/or Transactions | Exemption will cover all AISP resources provided requests are received with 15 minutes of a request for Accounts, Balances and/or Transactions endpoint. Transactions period requested must be less than 90 days. Requests outside these parameters will require additional authorisation from the PSU. |
Major Milestones | V3.1.1- 13 June 2019 - Live v3.1.4 - Planned 16 June 2020 v3.1.5 - Planned 24 September 2020 v3.1.6 - Planned December 2020 v3.1.7 - Planned 10 June 2021 v3.1.8 - Planned 23 September 2021 v3.1.10 - Planned 22nd September 2022 VRP - May 2023 (personal), April 2023 (business) v4.0 - Planned 21st August 2025 For V4.0.1 Sandbox release Aug 25, 2026 For V4.0.1 Production release Nov 25, 2026 Products Savings and Credit Cards - 13/06/2019 | |
Brand(s) | Northern Bank Limited t/a Danske Bank | From 13 May 2020 Danske Bank A/S (London Branch) are out of scope, they should use PSD2 |
ASPSP Dev Portal and Contact Details
Location of Well Known Endpoints | ||
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Modified Customer Interface URL (if applicable) | ||
Dev Portal URL | ||
Test Facility URL | ||
Brand Landing Pages URL | [You can use this space to explain your guidance on using Brand logos] | |
ASPSP Support Desk Email or Phone Number (including queries about consent success rates) |
Key Implementations
High Cost Credit |
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Error Codes | |||
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