Northern Bank Limited t/a Danske Bank
Masud Hussain (Unlicensed)
Praveen Ponnumony
Damian McCanny
This Section applies to ASPSPs that have implemented OB Standards
| -Have you Implemented OB Standards? |
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| Open Data - Which version have you Implemented? |
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Read/Write API Specification Implemented or planning to implement (Lowest version = Current, Highest version = Planned) |
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| Read/Write API - Which date are you planning to implement your latest version? | 23rd September 2021 | |
Have you implemented v4.0 information flows, if not date planned to Implement? |
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Dynamic Client Registration - Which version have you Implemented or planning to implement? (Lowest version = Current, Highest version = Planned) |
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| DCR - Which date are you planning to implement your latest version? | ||
Have you implemented Trusted beneficiaries, if not date planned to Implement? |
| May '23 |
Have you implemented Reverse Payments, if not date planned to Implement? |
| 20th June 2020 |
Have you implemented ECA Standard? |
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ECA Implementation details | Contact: [enter contact details for the relevant person(s) at your organisation] [You can use this space to provide your status with respect to the Standard] | |
Have you implemented Bulk/File Payments? |
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Have you implemented VRP – Sweeping, if not date planned to Implement? |
| May '23 (Personal) April '23 (Business) |
Have you implemented VRP non-Sweeping, if not date planned to Implement? |
| Contact: [enter contact details for the relevant person(s) at your organisation] [You can use this space to provide implementation details relevant to VRP] |
| PISP - Single Payment Limit | Personal N/A, Business £250,000 per payment | Personal and Business - Payments made by a TPP using the Open Banking APIs are processed as Credit Transfers. |
| PISP - Daily Payment Limit | Personal £25,000 daily limit, N/A Business | Personal - these are the daily spending limits which apply in any 24 hour period as determined by us. |
| How many months of transaction do you provide? | 25 months | |
| Have you implemented TRIs (Transactional Risk Indicators), if not, date planned to Implement? | ||
| What is your approach to Implementing TRIs? |
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Which date are you planning on implementing the SCA reauthentication exemption? | August 23rd - Sandbox - complete on 23/8 September 22nd - Production | |
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What is your approach to token management to enable application of the reauthentication exemption? (see link to FCA guidance) | We will issue a long lived refresh token during one final SCA, with token rotation implemented. | Example approach: [Please use this space to provide more details on your approach] |
| Article 10A - Endpoints exempt of SCA-RTS |
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| Article 10A - Endpoints not exempt of SCA-RTS |
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| Article 10A - Maximum time period after authentication | Please specify the time period in minutes | |
| SCA-RTS implementation status (updated by OBL PS team only) | IMPLEMENTED |
-Which Security profile have you Implemented or planning to implement? (Lowest version = Current, Highest version = Planned) |
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|---|---|---|
| Security Profile - Next Planned Version Implementation Date | ||
| CIBA Profile - Implemented or planning to implement (Lowest version = Current, Highest version = Planned) |
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| CIBA Profile - Next Planned Version Implementation Date | ||
| Security Profile Certification date? | December 2020 | v3.1.6 |
| Token Endpoint Authentication Methods Supported |
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| Planned date to Cease support for client id and client secret token endpoint authentication | ||
| POST-BREXIT POST TRANSITION - Certificates Accepted (from 1st Jul 2021) |
| after 30 June - when the OB legacy certificates (without FRN) should be stopped from support |
-What is your approach to Implementing OBL Customer Experience Guidelines (CEG)? (tick all that apply) |
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|---|---|---|
Which version have you implemented or planning to implement? (Lowest version = Current, Highest version = Planned) |
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| Which date are you planning to implement your latest CEG version? | ||
| Redirection Model |
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| -Which Directory are you using as your Trust Framework? | Open Banking | |
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| Are you caching the Directory? | No | |
| Transaction IDs Supported | Live - Option 1 Supported |
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Are you Seeking Fallback Exemption? |
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| Article 10 - Maximum time period after authentication | 15 Minutes | |
| Article 10 - Endpoints exempt of SCA | Balances and/or Transactions | Exemption will cover all AISP resources provided requests are received with 15 minutes of a request for Accounts, Balances and/or Transactions endpoint. Transactions period requested must be less than 90 days. Requests outside these parameters will require additional authorisation from the PSU. |
| Major Milestones | V3.1.1- 13 June 2019 - Live v3.1.4 - Planned 16 June 2020 v3.1.5 - Planned 24 September 2020 v3.1.6 - Planned December 2020 v3.1.7 - Planned 10 June 2021 v3.1.8 - Planned 23 September 2021 v3.1.10 - Planned 22nd September 2022 VRP - May 2023 (personal), April 2023 (business) Products Savings and Credit Cards - 13/06/2019 | |
| Brand(s) | Northern Bank Limited t/a Danske Bank | From 13 May 2020 Danske Bank A/S (London Branch) are out of scope, they should use PSD2 |
Location of Well Known Endpoints | ||
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Modified Customer Interface URL (if applicable) | ||
| Dev Portal URL | https://developers.danskebank.com/ | |
| Test Facility URL | ||
| Brand Landing Pages URL | [You can use this space to explain your guidance on using Brand logos] | |
ASPSP Support Desk Email or Phone Number (including queries about consent success rates) | open.banking@danskebank.co.uk |
High Cost Credit | Danske - HCC.xlsx |
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Error Codes - Consent Journey | Error codes Consent Journey.xlsx |
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