Northern Bank Limited t/a Danske Bank
This Section applies to ASPSPs that have implemented OB Standards
-Have you Implemented OB Standards? |
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Open Data - Which version have you Implemented? |
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Read/Write API Specification Implemented or planning to implement (Lowest version = Current, Highest version = Planned) |
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Read/Write API - Which date are you planning to implement your latest version? | 21st Aug 2025 V4.0 | |
Have you implemented v4.0 information flows, if not date planned to Implement? |
| We plan to decommission V3.1.11 Sandbox support from November 2025. Only V4.0 Sandbox will be available post this time Danske plan to deprecate V3.1.11 production standards on 21st February 2026. Access to V3.1.11 will no longer be accessible post this date. We encourage all TPPs to use V4.0 of the standards moving forward. |
Dynamic Client Registration - Which version have you Implemented or planning to implement? (Lowest version = Current, Highest version = Planned) |
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DCR - Which date are you planning to implement your latest version? | ||
Have you implemented Trusted beneficiaries, if not date planned to Implement? |
| May '23 |
Have you implemented Reverse Payments, if not date planned to Implement? |
| 20th June 2020 |
Have you implemented Bulk/File Payments? |
| [Please use this space to provide more details on bulk/file payments implementation] (e.g. maximum value/volume of payments per file, maximum file size, requirement for payees to be existing trusted beneficiaries, etc) |
Have you implemented VRP – Sweeping, if not date planned to Implement? |
| May '23 (Personal) April '23 (Business) |
Have you implemented VRP non-Sweeping, if not date planned to Implement? |
| Contact: [enter contact details for the relevant person(s) at your organisation] [You can use this space to provide implementation details relevant to VRP] |
PISP - Single Payment Limit | Personal N/A, Business £250,000 per payment | Personal and Business - Payments made by a TPP using the Open Banking APIs are processed as Credit Transfers. |
PISP - Daily Payment Limit | Personal £25,000 daily limit, N/A Business | Personal - these are the daily spending limits which apply in any 24 hour period as determined by us. |
How many months of transaction do you provide? | 25 months | |
Have you implemented TRIs (Transactional Risk Indicators), if not, date planned to Implement? | ||
What is your approach to Implementing TRIs? |
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Which date are you planning on implementing the SCA reauthentication exemption? | August 23rd - Sandbox - complete on 23/8 September 22nd - Production | |
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What is your approach to token management to enable application of the reauthentication exemption? (see link to FCA guidance) | We will issue a long lived refresh token during one final SCA, with token rotation implemented. | Example approach: [Please use this space to provide more details on your approach] |
Article 10A - Endpoints exempt of SCA-RTS |
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Article 10A - Endpoints not exempt of SCA-RTS |
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Article 10A - Maximum time period after authentication | Please specify the time period in minutes | |
SCA-RTS implementation status (updated by OBL PS team only) | IMPLEMENTED |
-Which Security profile have you Implemented or planning to implement? (Lowest version = Current, Highest version = Planned) |
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Security Profile - Next Planned Version Implementation Date |
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CIBA Profile - Implemented or planning to implement (Lowest version = Current, Highest version = Planned) |
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CIBA Profile - Next Planned Version Implementation Date |
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Security Profile Certification date? | December 2020 | v3.1.6 |
Token Endpoint Authentication Methods Supported |
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Planned date to Cease support for client id and client secret token endpoint authentication |
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POST-BREXIT POST TRANSITION - Certificates Accepted (from 1st Jul 2021) |
| after 30 June - when the OB legacy certificates (without FRN) should be stopped from support |
-What is your approach to Implementing OBL Customer Experience Guidelines (CEG)? (tick all that apply) |
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Which version have you implemented or planning to implement? (Lowest version = Current, Highest version = Planned) |
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Which date are you planning to implement your latest CEG version? |
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Redirection Model |
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-Which Directory are you using as your Trust Framework? | Open Banking | |
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Are you caching the Directory? | No | |
Transaction IDs Supported | Live - Option 1 Supported |
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Are you Seeking Fallback Exemption? |
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Article 10 - Maximum time period after authentication | 15 Minutes | |
Article 10 - Endpoints exempt of SCA | Balances and/or Transactions | Exemption will cover all AISP resources provided requests are received with 15 minutes of a request for Accounts, Balances and/or Transactions endpoint. Transactions period requested must be less than 90 days. Requests outside these parameters will require additional authorisation from the PSU. |
Major Milestones | V3.1.1- 13 June 2019 - Live v3.1.4 - Planned 16 June 2020 v3.1.5 - Planned 24 September 2020 v3.1.6 - Planned December 2020 v3.1.7 - Planned 10 June 2021 v3.1.8 - Planned 23 September 2021 v3.1.10 - Planned 22nd September 2022 VRP - May 2023 (personal), April 2023 (business) v4.0 - Planned 21st August 2025 Products Savings and Credit Cards - 13/06/2019 | |
Brand(s) | Northern Bank Limited t/a Danske Bank | From 13 May 2020 Danske Bank A/S (London Branch) are out of scope, they should use PSD2 |
Location of Well Known Endpoints | ||
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Modified Customer Interface URL (if applicable) | ||
Dev Portal URL | ||
Test Facility URL | ||
Brand Landing Pages URL | [You can use this space to explain your guidance on using Brand logos] | |
ASPSP Support Desk Email or Phone Number (including queries about consent success rates) |
High Cost Credit |
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Error Codes | |||
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