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ICICI Bank UK PLC

ICICI Bank UK PLC

Owned by Adam Pretlove (Unlicensed)

 

OB Standards

This Section applies to ASPSPs that have implemented OB Standards


-Have you Implemented OB Standards?

  • Yes
  • No


Open Data - Which version have you Implemented?

  • None
  • V2.2
  • V2.3
  • V2.4


Read/Write API Specification Implemented or planning to implement

(Lowest version = Current, Highest version = Planned)

  • V3.0
  • V3.1
  • V3.1.1
  • V3.1.2
  • V3.1.3
  • V3.1.4
  • V3.1.5
  • V3.1.6
  • V3.1.7
  • V3.1.8
  • V3.1.9
  • V3.1.10
  • V3.1.11
  • V4.0


Read/Write API - Which date are you planning to implement your latest version?



Have you implemented v4.0 information flows, if not date planned to Implement?

  • Already Implemented
  • Planning to implement
  • Not planning to implement 


Dynamic Client Registration - Which version have you Implemented or planning to implement?

(Lowest version = Current, Highest version = Planned)

  • None
  • V3.1
  • V3.2
  • V3.3


DCR - Which date are you planning to implement your latest version?



Have you implemented Trusted beneficiaries, if not date planned to Implement?

  • Already Implemented
  • Planning to implement
  • Not planning to implement 


Have you implemented Reverse Payments, if not date planned to Implement?

  • Already Implemented
  • Planning to implement
  • Not planning to implement 


Have you implemented ECA Standard?

  • Already Implemented
  • Planning to implement
  • Not planning to implement 


ECA Implementation details


Contact: [enter contact details for the relevant person(s) at your organisation]

[You can use this space to provide your status with respect to the Standard]

Have you implemented Bulk/File Payments?

  • Already Implemented
  • Planning to implement
  • Not planning to implement 


Have you implemented VRP – Sweeping, if not date planned to Implement?

  • Already Implemented
  • Planning to implement
  • Not planning to implement 


Have you implemented VRP non-Sweeping, if not date planned to Implement?

  • Already Implemented
  • Planning to implement
  • Not planning to implement 

Contact: [enter contact details for the relevant person(s) at your organisation]

[You can use this space to provide implementation details relevant to VRP]

PISP - Single Payment Limit

£


PISP - Daily Payment Limit

£


How many months of transaction do you provide?



Have you implemented TRIs (Transactional Risk Indicators), if not, date planned to Implement?



What is your approach to Implementing TRIs?

  • Accept payload with TRI fields – Process all fields
  • Accept payload with TRI fields – Ignore all fields
  • Reject payload with TRI fields – Error back to TPP
  • Accept payload with TRI fields – Process few fields (Provide list of accepted fields)  



 

SCA-RTS 90-day reauth Implementation


Which date are you planning on implementing the SCA reauthentication exemption?

30th Sep 2022


What is your approach to token management to enable application of the reauthentication exemption? (see link to FCA guidance)

ICICI UK has introduced a long-lived refresh token that expires after 1 year. The expiration period of the existing 90 days AIS token acquired by the TPPs will also be extended to 1 year.

TPPs can refresh their token by sending the authentication request with the valid token before it gets expired.


Article 10A - Endpoints exempt of SCA-RTS

  • Accounts
  • Transactions (90days)
  • Balances
  • Standing orders
  • Direct debits
  • Beneficiaries
  • Products
  • Offers
  • Parties
  • Scheduled Payments
  • Statements


Article 10A - Endpoints not exempt of SCA-RTS

  • Transactions (more than 90days)
  • Standing orders
  • Direct debits
  • Beneficiaries
  • Products
  • Offers
  • Parties
  • Scheduled Payments
  • Statements


Article 10A - Maximum time period after authentication


Please specify the time period in minutes

SCA-RTS implementation status (updated by OBIE PS team only)

IMPLEMENTED



 

Security Profile


-Which Security profile have you Implemented or planning to implement?

(Lowest version = Current, Highest version = Planned)

  • OB Security Profile (Legacy)
  • FAPI (ID2)
  • FAPI 1 Advanced
  • Other (Please define) 


Security Profile - Next Planned Version Implementation Date



CIBA Profile - Implemented or planning to implement

(Lowest version = Current, Highest version = Planned)

  • None
  • CIBA
  • CIBA FAPI Profile


CIBA Profile - Next Planned Version Implementation Date



Security Profile Certification date?

 


Token Endpoint Authentication Methods Supported

  • client_secret_post
  • client_secret_basic
  • client_secret_jwt
  • tls_client_auth
  • Private_key_jwt


Planned date to Cease support for client id and client secret token endpoint authentication

 


POST-BREXIT POST TRANSITION - Certificates Accepted (from 1st Jul 2021)

  • eIDAS QWAC
  • eIDAS QSealC
  • OB legacy (obtransport, obsigning)
  • OBWAC
  • OBSeal
  • Other (Please define) 



 

Customer Journey


-What is your approach to Implementing OBL Customer Experience Guidelines (CEG)?

(tick all that apply)

  • Already Implemented
  • Planning to implement or upgrade
  • Not planning to implement CEG


Which version have you implemented or planning to implement?

(Lowest version = Current, Highest version = Planned)

  • V3.1.2
  • V3.1.3
  • V3.1.4
  • V3.1.5
  • V3.1.6
  • V3.1.7
  • V3.1.8
  • V3.1.9
  • V3.1.10
  • V3.1.11
  • V4.0


Which date are you planning to implement your latest CEG version?



Redirection Model

  • App to App redirection
  • Decoupled authentication
  • Embedded Flow
  • Bespoke User Journeys



 

PSD2


-Which Directory are you using as your Trust Framework?

Open Banking


Are you caching the Directory?

No


Transaction IDs Supported

Option 1

  1. ASPSPs provide a Unique, Immutable TransactionID from their core system

Are you Seeking Fallback Exemption?

  • Yes
  • No


Article 10 - Maximum time period after authentication



Article 10 - Endpoints exempt of SCA



Major Milestones



Brand(s)




 

ASPSP Dev Portal and Contact Details


Location of Well Known Endpoints

OB Technical Directory

Sandbox  Environment – App Creation by TPP and after ICICI Approval

Production Environment – App Creation by TPP and after ICICI Approval

Modified Customer Interface URL (if applicable)



Dev Portal URL

https://psd2-obukdevportal-icici-gbr.macroglobal.app/


Dev Portal URL (Corporate Banking)

https://psd2-obukdevportal-icici-gbr.macroglobal.app/CIB


Test Facility URL



Brand Landing Pages URL


[You can use this space to explain your guidance on using Brand logos]

ASPSP Support Desk Email or Phone Number

(including queries about consent success rates) 

psd2.helpdesk@macroglobal.co.uk 



 

Key Implementations


High Cost Credit



 

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