Habib Bank Zurich Plc
This Section applies to ASPSPs that have impletemented OB Standards
| -Have you Implemented OB Standards? |
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| Open Data - Which version have you Implemented? |
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Read/Write API Specification Implemented or planning to implement (Lowest version = Current, Highest version = Planned) |
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| Read/Write API - Which date are you planning to implement your latest version? | The current Open Banking standard version v.3.1.6 is planned to be updated to the newest version in 2025. | |
Dynamic Client Registration - Which version have you Implemented or planning to implement? (Lowest version = Current, Highest version = Planned) |
| Dynamic Client Registration is available via the TPP Developer Portal of Habib Bank: https://priora.saltedge.com/docs/open_banking/habib_bank_ag_zurich/v3.1/tpp_onboarding#tpp-register |
| DCR - Which date are you planning to implement your latest version? | The latest DCR version will be implemented along with the latest Open Banking standard version in 2025. | |
Have you implemented Trusted beneficiaries, if not date planned to Implement? |
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Have you implemented Reverse Payments, if not date planned to Implement? |
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Have you implemented ECA Standard? |
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ECA Implementation details | Not Applicable | Contact: [enter contact details for the relevant person(s) at your organisation] [You can use this space to provide your status with respect to the Standard] |
Have you implemented Bulk/File Payments? |
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Have you implemented VRP – Sweeping, if not date planned to Implement? |
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Have you implemented VRP non-Sweeping, if not date planned to Implement? |
| Contact: [enter contact details for the relevant person(s) at your organisation] [You can use this space to provide implementation details relevant to VRP] |
| PISP - Single Payment Limit | Personal £10,000 Business £50,000 | |
| PISP - Daily Payment Limit | Personal £10,000 Business £50,000 | |
| How many months of transaction do you provide? | No limitations | |
| Are you planning to implement TRIs(Transactional Risk Indicator enhancements included in v3.1.10), if so, implementation date? | ||
| What is your approach to Implementing TRIs? |
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Which date are you planning on implementing the SCA reauthentication exemption? | ||
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What is your approach to token management to enable application of the reauthentication exemption? (see link to FCA guidance) | Example approach: [Please use this space to provide more details on your approach] | |
| Article 10A - Endpoints exempt of SCA-RTS |
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| Article 10A - Endpoints not exempt of SCA-RTS |
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| Article 10A - Maximum time period after authentication | Please specify the time period in minutes | |
| SCA-RTS implementation status (updated by OBIE PS team only) | Planned / In-progress / Implemented / TBC |
-Which Security profile have you Implemented or planning to implement? (Lowest version = Current, Highest version = Planned) |
| The Open Banking security implemented for Habib Bank is as follows: - Strong Customer Authentication (SCA) - The consent management system applies SCA whenever a customer uses an AISP for the first time. - JWTs contain all the request parameters. The JWTs are signed by the client and can be verified by the authorization server to ensure integrity and non-repudiation. |
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| Security Profile - Next Planned Version Implementation Date | The security profile will be updated along with updating the Open Banking standard version, planned for 2025. | |
| CIBA Profile - Implemented or planning to implement (Lowest version = Current, Highest version = Planned) |
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| CIBA Profile - Next Planned Version Implementation Date | ||
| Security Profile Certification date? | ||
| Token Endpoint Authentication Methods Supported |
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| Planned date to Cease support for client id and client secret token endpoint authentication | ||
| POST-BREXIT POST TRANSITION - Certificates Accepted (from 1st Jul 2021) |
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-What is your approach to Implementing OBIE Customer Experience Guidelines (CEG)? (tick all that apply) |
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Which version have you implemented or planning to implement? (Lowest version = Current, Highest version = Planned) |
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| Which date are you planning to implement your latest CEG version? | The latest CEG version will be implemented along with the latest Open Banking version in 2025. | |
| Redirection Model |
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| -Which Directory are you using as your Trust Framework? | Open Banking | |
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| Are you caching the Directory? | No | |
| Transaction IDs Supported | For consent purposes
For transaction purposes ASPSPs specify field(s) for TPP to generate a Unique Transaction Identifier | |
Are you enrolled to Dispute Management System? |
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Are you Seeking Fallback Exemption? |
| Fallback Exemption was already received by the FCA. |
| Article 10 - Maximum time period after authentication | The maximum time period for fetching account information after authentication is indicated in the `ExpirationDateTime` parameter included in the /consent request | |
| Article 10 - Endpoints exempt of SCA |
https://priora.saltedge.com/docs/open_banking/habib_bank_ag_zurich/v3.1/ais#accounts-index
Transactions - https://priora.saltedge.com/docs/open_banking/habib_bank_ag_zurich/v3.1/ais#accounts-transactions | |
| Major Milestones | The current Open Banking standard version v.3.1.6 is planned to be updated to the newest version in 2025. | |
| Brand(s) | Habib Bank Zurich Plc |
Location of Well Known Endpoints | https://priora.saltedge.com/docs/open_banking/habib_bank_ag_zurich/v3.1/open_id#wellknown-well-known | The Well Known Endpoints are located in the TPP Developer Portal on the OpenID page. |
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Modified Customer Interface URL (if applicable) | not applicable as Exemption from the fallback channel was received | |
| Dev Portal URL | https://priora.saltedge.com/docs/open_banking/habib_bank_ag_zurich/v3.1 | |
| Test Facility URL | TPP Developer Portal URL: https://priora.saltedge.com/docs/open_banking/habib_bank_ag_zurich/v3.1#introduction | The Test Facility URL and `provider_code` can be found in the TPP Developer Portal in the “Sandbox” section. |
| Brand Landing Pages URL | [You can use this space to explain your guidance on using Brand logos] | |
ASPSP Support Desk Email or Phone Number (including queries about consent success rates) | compliance@saltedge.com |
High Cost Credit | Not Applicable |
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