HSBC Innovation Banking
Praveen Ponnumony
Marcin Pieniążek
Nav Khan
This Section applies to ASPSPs that have implemented OB Standards
| -Have you Implemented OB Standards? |
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| Open Data - Which version have you Implemented? |
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Read/Write API Specification Implemented or planning to implement (Lowest version = Current, Highest version = Planned) |
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| Read/Write API - Which date are you planning to implement your latest version? | HSBC Innovation Banking - Implementation dates to be confirmed, expected in Q1 2025. | |
Have you implemented v4.0 information flows, if not date planned to Implement? |
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Dynamic Client Registration - Which version have you Implemented or planning to implement? (Lowest version = Current, Highest version = Planned) |
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| DCR - Which date are you planning to implement your latest version? | ||
Have you implemented Trusted beneficiaries, if not date planned to Implement? |
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Have you implemented Reverse Payments, if not date planned to Implement? |
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Have you implemented ECA Standard? |
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ECA Implementation details | NA | |
Have you implemented Bulk/File Payments? |
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Have you implemented VRP – Sweeping, if not date planned to Implement? |
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Have you implemented VRP non-Sweeping, if not date planned to Implement? |
| Contact: nav.khan@hsbc.com; marcin.pieniazek@hsbc.com |
| PISP - Single Payment Limit | - | For the latest details on payment limits, refer to our Implementation Guide on our Dev Portal. |
| PISP - Daily Payment Limit | - | For the latest details on payment limits, refer to our Implementation Guide on our Dev Portal. |
| How many months of transaction do you provide? | Current Accounts, Currency Accounts and Credit Cards - from August 2023 | |
| Have you implemented TRIs (Transactional Risk Indicators), if not, date planned to Implement? | ||
| What is your approach to Implementing TRIs? |
| Please refer to our Developer Portal (https://develop.hsbc.com/) where you can access our Implementation Guide which includes fields we do and don't support. |
Which date are you planning on implementing the SCA reauthentication exemption? | TBC | |
|---|---|---|
What is your approach to token management to enable application of the reauthentication exemption? (see link to FCA guidance) | TBC | Example approach: [Please use this space to provide more details on your approach] |
| Article 10A - Endpoints exempt of SCA-RTS |
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| Article 10A - Endpoints not exempt of SCA-RTS |
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| Article 10A - Maximum time period after authentication | 60 minutes | Please specify the time period in minutes |
| SCA-RTS implementation status (updated by OBL PS team only) | Planned / In-progress / Implemented / TBC |
-Which Security profile have you Implemented or planning to implement? (Lowest version = Current, Highest version = Planned) |
| On the 14th November 2024, HSBC updated its FAPI-defined endpoints (/token, /authorize) to the OIDF FAPI 1.0 – Advanced specification. HSBC will maintain a period of backwards compatibility with FAPI 1.0 Implementers Draft 2 for these endpoints. This means that HSBC will start validating fields specified in FAPI 1.0 – Advanced, if they are provided by TPPs (for example the ‘nbf’ claim), but will not reject requests where they are not provided. To ensure no disruption to service, TPPs must check they support the default character encoding of UTF-8 for API responses, as is already specified in the Read / Write standard. HSBC will no longer return the default encoding in its API response headers. These changes apply to both the v3.1.11 and v4.0 (once deployed) implementations. FAPI endpoints will be updated on our sandbox, on or after 09th December 2024. The sandbox will not provide backwards compatibility. IMPORTANT: Backwards compatibility for FAPI 1.0 Implementers Draft 2 will cease on 14th February 2025 across both v3.1.11 and v4.0 implementations. At that point, TPP alignment to FAPI 1.0 Final will become mandatory, and HSBC will enforce the provision of fields specified in FAPI 1.0 Final (such as the ‘nbf’ claim) by TPPs. |
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| Security Profile - Next Planned Version Implementation Date | ||
| CIBA Profile - Implemented or planning to implement (Lowest version = Current, Highest version = Planned) |
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| CIBA Profile - Next Planned Version Implementation Date | ||
| Security Profile Certification date? | ||
| Token Endpoint Authentication Methods Supported |
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| Planned date to Cease support for client id and client secret token endpoint authentication | not supported | |
| POST-BREXIT POST TRANSITION - Certificates Accepted (from 1st Jul 2021) |
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-What is your approach to Implementing OBL Customer Experience Guidelines (CEG)? (tick all that apply) |
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|---|---|---|
Which version have you implemented or planning to implement? (Lowest version = Current, Highest version = Planned) |
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| Which date are you planning to implement your latest CEG version? | HSBC Innovation Banking - Implementation dates to be confirmed, expected in Q1 2025. | |
| Redirection Model |
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| -Which Directory are you using as your Trust Framework? | Open Banking | |
|---|---|---|
| Are you caching the Directory? | No | |
| Transaction IDs Supported | HSBC generates a Unique Transaction ID from a set of Immutable fields, which is passed on to TPPs via the AP | |
Are you Seeking Fallback Exemption? |
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| Article 10 - Maximum time period after authentication | 60 minutes | |
| Article 10 - Endpoints exempt of SCA | Accounts. Balances. Transactions (last 90 days only) | |
| Major Milestones | ||
| Brand(s) |
Location of Well Known Endpoints | OB Technical Directory | |
|---|---|---|
Modified Customer Interface URL (if applicable) | MCI guide available on https://develop.hsbc.com/ | HSBC adjusted interface (Modified Customer Interface) implemented for all products on |
| Dev Portal URL | https://develop.hsbc.com/ | |
| Test Facility URL | https://develop.hsbc.com/ | |
| Brand Landing Pages URL | [You can use this space to explain your guidance on using Brand logos] | |
ASPSP Support Desk Email or Phone Number (including queries about consent success rates) | openbankingsupport@hsbc.com |
High Cost Credit | N/A |
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