NewDay

OB Standards

This Section applies to ASPSPs that have impletemented OB Standards

-Have you Implemented OB Standards?	Yes No
Open Data - Which version have you Implemented?	None V2.2 V2.3 V2.4
Read/Write API Specification Implemented or planning to implement (Lowest version = Current, Highest version = Planned)	V3.0 V3.1 V3.1.1 V3.1.2 V3.1.3 V3.1.4 V3.1.5 V3.1.6 V3.1.7 V3.1.8 V3.1.9 V3.1.10 V3.1.11
Read/Write API - Which date are you planning to implement your latest version?	Q4 2023
Dynamic Client Registration - Which version have you Implemented or planning to implement? (Lowest version = Current, Highest version = Planned)	None V3.1 V3.2 V3.3
DCR - Which date are you planning to implement your latest version?
Have you implemented Trusted beneficiaries, if not date planned to Implement?	Already Implemented Planning to implement Not planning to implement
Have you implemented Reverse Payments, if not date planned to Implement?	Already Implemented Planning to implement Not planning to implement
Have you implemented ECA Standard?	Already Implemented Planning to implement Not planning to implement
ECA Implementation details		Contact: [enter contact details for the relevant person(s) at your organisation] [You can use this space to provide your status with respect to the Standard]
Have you implemented Bulk/File Payments?	Already Implemented Planning to implement Not planning to implement
Have you implemented VRP – Sweeping, if not date planned to Implement?	Already Implemented Planning to implement Not planning to implement
Have you implemented VRP non-Sweeping, if not date planned to Implement?	Already Implemented Planning to implement Not planning to implement	Contact: [enter contact details for the relevant person(s) at your organisation] [You can use this space to provide implementation details relevant to VRP]
PISP - Single Payment Limit	£
PISP - Daily Payment Limit	£
How many months of transaction do you provide?	6	We are aiming provide transactions over 6 months in Q4 2023.
Are you planning to implement TRIs(Transactional Risk Indicator enhancements included in v3.1.10), if so, implementation date?	No
What is your approach to Implementing TRIs?	Accept payload with TRI fields – Process all fields Accept payload with TRI fields – Ignore all fields Reject payload with TRI fields – Error back to TPP Accept payload with TRI fields – Process few fields (Provide list of accepted fields)

SCA-RTS 90-day reauth Implementation

Which date are you planning on implementing the SCA reauthentication exemption?	12/09/2022	Implemented and gone live on 12/09/2022
What is your approach to token management to enable application of the reauthentication exemption? (see link to FCA guidance)		The following will apply from the Implementation Date: All AIS consents issued after the implementation date will be long-lived, and not require re-authentication 90 days later. For all pre-existing consents, the same will apply the first-time re-authentication takes place after the Implementation Date. In line with NewDay’s current implementation, access and refresh tokens will continue to be used. Access tokens will continue to have a TTL of 60 minutes. When the AISP calls to exchange a Refresh Token, the expiry of that Refresh Token shall be aligned with the most recent Consent. Consents created with no Expiry Date - Refresh Token shall have a long-lived Expiry Date Consents that still have an Expiry Date - Refresh Token Expiry Date aligns with Consent Expiry Date Re-authentication will also be required for scenarios where the customer has revoked access using the bank’s facilities We do not expect TPPs will need to take any action after the Implementation Date
Article 10A - Endpoints exempt of SCA-RTS	Accounts Transactions (90days) Balances Standing orders Direct debits Beneficiaries Products Offers Parties Scheduled Payments Statements
Article 10A - Endpoints not exempt of SCA-RTS	Transactions (more than 90days) Standing orders Direct debits Beneficiaries Products Offers Parties Scheduled Payments Statements
Article 10A - Maximum time period after authentication	30	Please specify the time period in minutes
SCA-RTS implementation status (updated by OBIE PS team only)	IMPLEMENTED

Security Profile

-Which Security profile have you Implemented or planning to implement? (Lowest version = Current, Highest version = Planned)	OB Security Profile (Legacy) FAPI Other (Please define)
Security Profile - Next Planned Version Implementation Date	Q4 2023
CIBA Profile - Implemented or planning to implement (Lowest version = Current, Highest version = Planned)	None CIBA CIBA FAPI Profile
CIBA Profile - Next Planned Version Implementation Date
Security Profile Certification date?
Token Endpoint Authentication Methods Supported	client_secret_post client_secret_basic client_secret_jwt tls_client_auth Private_key_jwt
Planned date to Cease support for client id and client secret token endpoint authentication	No
POST-BREXIT POST TRANSITION - Certificates Accepted (from 1st Jul 2021)	eIDAS QWAC eIDAS QSealC OB legacy (obtransport, obsigning) OBWAC OBSeal Other (Please define)

Customer Journey

-What is your approach to Implementing OBIE Customer Experience Guidelines (CEG)? (tick all that apply)	Already Implemented Planning to implement or upgrade Not planning to implement CEG
Which version have you implemented or planning to implement? (Lowest version = Current, Highest version = Planned)	V3.1.2 V3.1.3 V3.1.4 V3.1.5 V3.1.6 V3.1.7 V3.1.8 V3.1.9 V3.1.10 V3.1.11
Which date are you planning to implement your latest CEG version?	TBC
Redirection Model	App to App redirection Decoupled authentication Embedded Flow Bespoke User Journeys

PSD2

-Which Directory are you using as your Trust Framework?	Open Banking
Are you caching the Directory?	Yes
Transaction IDs Supported
Are you enrolled to Dispute Management System?	Yes No
Are you Seeking Fallback Exemption?	Yes No
Article 10 - Maximum time period after authentication	5 minutes
Article 10 - Endpoints exempt of SCA	Balances, Transactions, Statements
Major Milestones	AISP (v3.1.1) CBPII (v3.1), Production Facility 14/06/2019 PISP(v3.1.1) Production Facility 30/11/2023
Brand(s)	aqua, Fluid, marbles, opus, John Lewis, pulse, Argos, bip, Burton, Debenhams, Dorothy Perkins, Evan, NewPay, TUI, Wallis

ASPSP Dev Portal and Contact Details

Location of Well Known Endpoints	Open Banking Technical Directory
Modified Customer Interface URL (if applicable)
Dev Portal URL	https://docs.newdaytechnology.co.uk/solutions-catalogue/open-banking/
Test Facility URL	https://api.newdaycards.com/sandbox
Brand Landing Pages URL		[You can use this space to explain your guidance on using Brand logos]
ASPSP Support Desk Email or Phone Number (including queries about consent success rates)	openbankingsupport@newday.co.uk 02071697799

Key Implementations

High Cost Credit	N/A to Credit Cards