Santander UK PLC
This Section applies to ASPSPs that have implemented OB Standards
-Have you Implemented OB Standards? |
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Open Data - Which version have you Implemented? |
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Read/Write API Specification Implemented or planning to implement (Lowest version = Current, Highest version = Planned) |
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Read/Write API - Which date are you planning to implement your latest version? | V3.1.9 4th July 2022 | |
Dynamic Client Registration - Which version have you Implemented or planning to implement? (Lowest version = Current, Highest version = Planned) |
| Dynamic registration implementation is in progress. Date TBC |
DCR - Which date are you planning to implement your latest version? | TBC | |
Have you implemented Trusted beneficiaries, if not date planned to Implement? |
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Have you implemented Reverse Payments, if not date planned to Implement? |
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Have you implemented ECA Standard? |
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ECA Implementation details | N/A | Contact: [enter contact details for the relevant person(s) at your organisation] [You can use this space to provide your status with respect to the Standard] |
Have you implemented Bulk/File Payments? |
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Have you implemented VRP – Sweeping, if not date planned to Implement? |
| Target Managed Rollout Start - 4th July 2022. Full rollout - 29th July 2022 |
Have you implemented VRP non-Sweeping, if not date planned to Implement? |
| Plans still to be determined on VRP post Sweeping go live and 3.1.10 90 day changes - will be subject to individual TPP/ASPSP contracts |
PISP - Single Payment Limit | £25,000 Retail £100,000 Business £250,000 Corporate | Standard FP limits can be found here - https://www.fasterpayments.org.uk/about-us/personal-transaction |
PISP - Daily Payment Limit | £100,000 Retail Business & Corp - No Limit | Standard FP limits can be found here - https://www.fasterpayments.org.uk/about-us/personal-transaction |
How many months of transaction do you provide? | 24 months |
-Which Security profile have you Implemented or planning to implement? (Lowest version = Current, Highest version = Planned) |
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Security Profile - Next Planned Version Implementation Date | FAPI - August 2021 | |
CIBA Profile - Implemented or planning to implement (Lowest version = Current, Highest version = Planned) |
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CIBA Profile - Next Planned Version Implementation Date | N/A | |
Security Profile Certification date? | N/A | |
Token Endpoint Authentication Methods Supported |
| To support tls_client_auth when once FAPI compliant (August 2021). |
Planned date to Cease support for client id and client secret token endpoint authentication | August 2021 | |
POST-BREXIT POST TRANSITION - Certificates Accepted (from 1st Jul 2021) |
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-What is your approach to Implementing OBIE Customer Experience Guidelines (CEG)? (tick all that apply) |
| Santander designs are looking to adhere to CEG but are also accounting for other regulatory commitments that fit outside of the CEG |
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Which version have you implemented or planning to implement? (Lowest version = Current, Highest version = Planned) |
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Which date are you planning to implement your latest CEG version? | TBC | |
Redirection Model |
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Options on 90 day re-authentication? | 90 day re-authentication not enforced but available. Re-authentication required before refresh token expiry date. | This will be reviewed following publication of the new 3.1.10 specs. |
-Which Directory are you using as your Trust Framework? | Open Banking | |
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Are you caching the Directory? | Yes | |
Transaction IDs Supported | Option 1 Supported ALL Accounts (including Credit Cards) - Live | ASPSPs provide a Unique, Immutable TransactionID from their core system |
Are you enrolled to Dispute Management System? |
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Are you Seeking Fallback Exemption? |
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Article 10 - Maximum time period after authentication | 90 days | |
Article 10 - Endpoints exempt of SCA | Accounts, Balances, Transactions, Beneficiaries, Direct Debits, Standing Orders, Products, Offers, Parties, | We are continuing to allow Customer non present access to these data endpoints as long as a valid consent token exists. |
Major Milestones | ||
Brand(s) | Santander Cahoot |
Location of Well Known Endpoints | OB Technical Directory | |
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Modified Customer Interface URL (if applicable) | ||
Dev Portal URL | ||
Test Facility URL | https://sandbox-developer.santander.co.uk/sanuk/external-sandbox/ | |
Brand Landing Pages URL | [You can use this space to explain your guidance on using Brand logos] | |
ASPSP Support Desk Email or Phone Number (including queries about consent success rates) | Business/Technical: openbankingAPI@santander.co.uk |
Error Codes | ||
High Cost Credit | Santander - HCC.xlsx | The customer balance including the overdraft will be sent in the JSON file as type 'InterimAvailable'.The remaining overdraft will be returned to TPPs in the JSON file as a creditline item and mapped as follows: OBCreditLine1 OBReadBalance1/Data/Balance/CreditLine/Included - this item will be set to "false". OBReadBalance1/Data/Balance/CreditLine/Type - set to "Available" OBReadBalance1/Data/Balance/CreditLine/Amount/Amount - set to the amount of the Overdraft Remaining OBReadBalance1/Data/Balance/CreditLine/Amount/Currency - set to the currency code of the account balance The creditline items for Pre-Agreed will remain as is but the item OBReadBalance1/Data/Balance/CreditLine/Included will be set to "false" |
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